The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 8,435 48,262 SH   DFND   838 0 47,424
Abbott Laboratories COM 002824100 862 7,873 SH   DFND   2,574 0 5,299
AbbVie Inc COM 00287Y109 11,890 110,969 SH   DFND   0 0 110,969
Accenture PLC COM G1151C101 4,376 16,753 SH   DFND   920 0 15,833
Activision Blizzard Inc COM 00507V109 3,562 38,369 SH   DFND   1,122 0 37,247
Adobe Inc COM 00724F101 13,916 27,825 SH   DFND   697 0 27,128
Agilent Technologies Inc COM 00846U101 482 4,072 SH   DFND   0 0 4,072
Air Products and Chemicals Inc COM 009158106 685 2,508 SH   DFND   322 0 2,186
Allstate Corp/The COM 020002101 3,282 29,853 SH   DFND   442 0 29,411
Alphabet Inc COM 02079K305 20,828 11,884 SH   DFND   437 0 11,447
Alphabet Inc COM 02079K107 2,353 1,343 SH   DFND   421 0 922
Altria Group Inc COM 02209S103 4,208 102,636 SH   DFND   2,699 0 99,937
Amazon.com Inc COM 023135106 23,433 7,195 SH   DFND   620 0 6,575
American Express Co COM 025816109 1,508 12,472 SH   DFND   947 0 11,525
Ameriprise Financial Inc COM 03076C106 1,234 6,350 SH   DFND   172 0 6,178
AMETEK Inc COM 031100100 1,098 9,076 SH   DFND   335 0 8,741
Amgen Inc COM 031162100 471 2,048 SH   DFND   0 0 2,048
Apple Inc COM 037833100 56,290 424,221 SH   DFND   23,212 0 401,009
AT&T Inc COM 00206R102 4,677 162,595 SH   DFND   10,350 0 152,245
Autodesk Inc COM 052769106 2,484 8,135 SH   DFND   320 0 7,815
Bank of America Corp COM 060505104 5,782 190,780 SH   DFND   11,057 0 179,723
Berkshire Hathaway Inc CL B 084670702 9,276 40,008 SH   DFND   2,826 0 37,182
Berkshire Hathaway Inc CL A 084670108 1,043 3 SH   DFND   0 0 3
Biogen Inc COM 09062X103 4,226 17,258 SH   DFND   0 0 17,258
BlackRock Inc COM 09247X101 28,054 38,880 SH   DFND   206 0 38,674
Boeing Co/The COM 097023105 323 1,507 SH   DFND   0 0 1,507
Booking Holdings Inc COM 09857L108 207 93 SH   DFND   60 0 33
Bristol-Myers Squibb Co COM 110122108 237 3,817 SH   DFND   0 0 3,817
Broadcom Inc COM 11135F101 269 615 SH   DFND   588 0 27
Caterpillar Inc COM 149123101 362 1,990 SH   DFND   790 0 1,200
Cerner Corp COM 156782104 6,081 77,490 SH   DFND   445 0 77,045
Chevron Corp COM 166764100 9,393 111,232 SH   DFND   2,796 0 108,436
Church & Dwight Co Inc COM 171340102 1,315 15,071 SH   DFND   0 0 15,071
Cintas Corp COM 172908105 1,849 5,233 SH   DFND   128 0 5,105
Cisco Systems Inc/Delaware COM 17275R102 4,196 93,766 SH   DFND   6,138 0 87,628
Citigroup Inc COM 172967424 8,637 140,089 SH   DFND   3,024 0 137,065
CME Group Inc COM 12572Q105 406 2,228 SH   DFND   521 0 1,707
Coca-Cola Co/The COM 191216100 916 16,705 SH   DFND   5,618 0 11,087
Comcast Corp COM 20030N101 496 9,468 SH   DFND   6,631 0 2,837
Comerica Inc COM 200340107 263 4,706 SH   DFND   202 0 4,504
Conagra Brands Inc COM 205887102 528 14,557 SH   DFND   710 0 13,847
Costco Wholesale Corp COM 22160K105 673 1,786 SH   DFND   641 0 1,145
CVS Health Corp COM 126650100 5,834 85,415 SH   DFND   1,901 0 83,514
Deere & Co COM 244199105 715 2,660 SH   DFND   455 0 2,205
Dominion Energy Inc COM 25746U109 5,370 71,409 SH   DFND   1,184 0 70,225
Dow Inc COM 260557103 7,145 128,729 SH   DFND   1,077 0 127,652
DTE Energy Co COM 233331107 277 2,287 SH   DFND   282 0 2,005
Duke Energy Corp COM 26441C204 300 3,277 SH   DFND   1,068 0 2,209
Edgewell Personal Care Co COM 28035Q102 201 5,810 SH   DFND   0 0 5,810
Emerson Electric Co COM 291011104 6,481 80,634 SH   DFND   869 0 79,765
Enbridge Inc COM 29250N105 3,108 97,168 SH   DFND   0 0 97,168
Energizer Holdings Inc COM 29272W109 286 6,789 SH   DFND   0 0 6,789
EOG Resources Inc COM 26875P101 2,978 59,714 SH   DFND   848 0 58,866
Essex Property Trust Inc COM 297178105 848 3,569 SH   DFND   95 0 3,474
Evergy Inc COM 30034W106 279 5,038 SH   DFND   330 0 4,708
Exact Sciences Corp COM 30063P105 930 7,023 SH   DFND   0 0 7,023
Expeditors International of Wa COM 302130109 479 5,044 SH   DFND   246 0 4,798
Exxon Mobil Corp COM 30231G102 533 12,937 SH   DFND   6,142 0 6,795
F5 Networks Inc COM 315616102 696 3,957 SH   DFND   90 0 3,867
Facebook Inc COM 30303M102 1,315 4,812 SH   DFND   3,492 0 1,320
Fifth Third Bancorp COM 316773100 568 20,601 SH   DFND   1,034 0 19,567
Flowers Foods Inc COM 343498101 544 24,051 SH   DFND   0 0 24,051
Ford Motor Co COM 345370860 140 15,942 SH   DFND   5,676 0 10,266
Gartner Inc COM 366651107 707 4,414 SH   DFND   130 0 4,284
General Dynamics Corp COM 369550108 5,989 40,241 SH   DFND   0 0 40,241
Genuine Parts Co COM 372460105 5,093 50,715 SH   DFND   210 0 50,505
Hasbro Inc COM 418056107 10,021 107,138 SH   DFND   185 0 106,953
Henry Schein Inc COM 806407102 496 7,414 SH   DFND   208 0 7,206
Home Depot Inc/The COM 437076102 14,558 54,810 SH   DFND   1,564 0 53,246
Honeywell International Inc COM 438516106 23,253 109,322 SH   DFND   0 0 109,322
Illinois Tool Works Inc COM 452308109 695 3,412 SH   DFND   418 0 2,994
Ingredion Inc COM 457187102 2,465 31,335 SH   DFND   0 0 31,335
Intel Corp COM 458140100 5,414 108,668 SH   DFND   0 0 108,668
International Business Machine COM 459200101 221 1,757 SH   DFND   0 0 1,757
Invesco S&P 500 Top 50 ETF S&P 500 TOP 50 46137V233 260 910 SH   DFND   0 0 910
IQ Merger Arbitrage ETF IQ MRGR ARB ETF 45409B800 5,249 157,482 SH   DFND   0 0 157,482
iShares 5-10 Year Investment G ISHS 5-10YR INVT 464288638 209 3,380 SH   DFND   0 0 3,380
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 22,782 329,749 SH   DFND   0 0 329,749
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103 8,805 141,926 SH   DFND   0 0 141,926
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 83,272 221,829 SH   DFND   0 0 221,829
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 96,506 419,903 SH   DFND   0 0 419,903
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 44,761 487,057 SH   DFND   0 0 487,057
iShares Core U.S. Aggregate Bo CORE US AGGBD ET 464287226 1,007 8,518 SH   DFND   0 0 8,518
iShares Floating Rate Bond ETF FLTG RATE NT ETF 46429B655 266 5,251 SH   DFND   0 0 5,251
iShares GNMA Bond ETF GNMA BOND ETF 46429B333 1,005 19,715 SH   DFND   0 0 19,715
iShares Gold Trust ISHARES 464285105 32,271 1,779,956 SH   DFND   0 0 1,779,956
iShares iBoxx High Yield Corpo IBOXX HI YD ETF 464288513 12,375 141,752 SH   DFND   0 0 141,752
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257 5,026 55,405 SH   DFND   0 0 55,405
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 73,353 1,005,392 SH   DFND   0 0 1,005,392
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234 478 9,245 SH   DFND   0 0 9,245
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414 10,937 93,317 SH   DFND   0 0 93,317
iShares Russell 1000 Growth ET 464,287,614 464287614 236 979 SH   DFND   0 0 979
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 1,628 8,304 SH   DFND   0 0 8,304
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481 414 4,030 SH   DFND   0 0 4,030
iShares Select Dividend ETF SELECT DIVID ETF 464287168 635 6,600 SH   DFND   0 0 6,600
iShares Short-Term National Mu SHRT NAT MUN ETF 464288158 4,131 38,211 SH   DFND   0 0 38,211
iShares Trust - iShares MSCI K MSCI KLD400 SOC 464288570 833 11,645 SH   DFND   0 0 11,645
Jacobs Engineering Group Inc COM 469814107 544 4,990 SH   DFND   0 0 4,990
Johnson & Johnson COM 478160104 23,250 147,733 SH   DFND   0 0 147,733
JPMorgan Chase & Co COM 46625H100 14,892 117,191 SH   DFND   4,427 0 112,764
Linde PLC COM G5494J103 320 1,213 SH   DFND   763 0 450
Lockheed Martin Corp COM 539830109 6,727 18,951 SH   DFND   0 0 18,951
Lowe's Cos Inc COM 548661107 909 5,663 SH   DFND   1,063 0 4,600
Markel Corp COM 570535104 620 600 SH   DFND   0 0 600
Martin Marietta Materials Inc COM 573284106 382 1,344 SH   DFND   91 0 1,253
Masco Corp COM 574599106 5,800 105,579 SH   DFND   380 0 105,199
Mastercard Inc COM 57636Q104 2,350 6,582 SH   DFND   1,277 0 5,305
Materials Select Sector SPDR F SBI MATERIALS 81369Y100 6,659 91,989 SH   DFND   0 0 91,989
McDonald's Corp COM 580135101 11,497 53,579 SH   DFND   1,081 0 52,498
Medtronic PLC COM G5960L103 8,334 71,145 SH   DFND   1,955 0 69,190
Merck & Co Inc COM 58933Y105 5,810 71,033 SH   DFND   0 0 71,033
Microchip Technology Inc COM 595017104 12,946 93,735 SH   DFND   378 0 93,357
Microsoft Corp COM 594918104 40,726 183,102 SH   DFND   0 0 183,102
Mondelez International Inc COM 609207105 719 12,298 SH   DFND   2,077 0 10,221
Morgan Stanley COM 617446448 200 2,921 SH   DFND   2,076 0 845
Nasdaq Inc COM 631103108 1,061 7,996 SH   DFND   167 0 7,829
Netflix Inc COM 64110L106 371 687 SH   DFND   642 0 45
NextEra Energy Inc COM 65339F101 673 8,729 SH   DFND   2,845 0 5,884
NIKE Inc COM 654106103 822 5,812 SH   DFND   1,822 0 3,990
Northern Trust Corp COM 665859104 418 4,493 SH   DFND   303 0 4,190
Northrop Grumman Corp COM 666807102 5,447 17,876 SH   DFND   0 0 17,876
NVIDIA CORP COM 67066G104 602 1,153 SH   DFND   899 0 254
Oracle Corp COM 68389X105 1,190 18,401 SH   DFND   0 0 18,401
Oshkosh Corp COM 688239201 452 5,247 SH   DFND   0 0 5,247
Owens Corning COM 690742101 339 4,480 SH   DFND   0 0 4,480
Paychex Inc COM 704326107 8,190 87,901 SH   DFND   465 0 87,436
PayPal Holdings Inc COM 70450Y103 15,267 65,188 SH   DFND   1,701 0 63,487
PepsiCo Inc COM 713448108 20,398 137,545 SH   DFND   2,007 0 135,538
Pfizer Inc COM 717081103 8,265 224,541 SH   DFND   0 0 224,541
PIMCO 0-5 Year High Yield Corp 0-5 HIGH YIELD 72201R783 1,203 12,245 SH   DFND   0 0 12,245
PNC Financial Services Group I COM 693475105 335 2,246 SH   DFND   616 0 1,630
Polaris Inc COM 731068102 373 3,911 SH   DFND   0 0 3,911
Procter & Gamble Co/The COM 742718109 23,774 170,866 SH   DFND   0 0 170,866
QUALCOMM INC COM 747525103 250 1,643 SH   DFND   1,643 0 0
Raytheon Technologies Corp COM 75513E101 385 5,378 SH   DFND   0 0 5,378
Reinsurance Group of America I COM 759351604 654 5,643 SH   DFND   0 0 5,643
Rockwell Automation Inc COM 773903109 697 2,782 SH   DFND   169 0 2,613
SALESFORCE.COM INC COM 79466L302 296 1,329 SH   DFND   1,329 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102 632 6,941 SH   DFND   0 0 6,941
Sherwin-Williams Co/The COM 824348106 212 289 SH   DFND   119 0 170
Silgan Holdings Inc COM 827048109 710 19,152 SH   DFND   0 0 19,152
Southern Co/The COM 842587107 6,181 100,624 SH   DFND   1,534 0 99,090
SPDR Portfolio Intermediate Te PORTFOLIO INTRMD 78464A375 746 20,066 SH   DFND   0 0 20,066
SPDR Portfolio Short Term Corp PORTFOLIO SHORT 78464A474 13,020 414,642 SH   DFND   0 0 414,642
SPDR S&P 500 ETF Trust TR UNIT 78462F103 360 963 SH   DFND   0 0 963
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756 442 8,560 SH   DFND   0 0 8,560
Starbucks Corp COM 855244109 20,145 188,308 SH   DFND   1,704 0 186,604
Stryker Corp COM 863667101 6,174 25,196 SH   DFND   475 0 24,721
Target Corp COM 87612E106 244 1,381 SH   DFND   728 0 653
Technology Select Sector SPDR TECHNOLOGY 81369Y803 717 5,516 SH   DFND   0 0 5,516
Tesla Inc COM 88160R101 865 1,226 SH   DFND   1,101 0 125
Texas Instruments Inc COM 882508104 8,878 54,093 SH   DFND   1,333 0 52,760
Truist Financial Corp COM 89832Q109 227 4,727 SH   DFND   1,958 0 2,769
Umpqua Holdings Corp COM 904214103 471 31,097 SH   DFND   0 0 31,097
Union Pacific Corp COM 907818108 515 2,472 SH   DFND   979 0 1,493
United Parcel Service Inc COM 911312106 7,851 46,622 SH   DFND   1,038 0 45,584
UnitedHealth Group Inc COM 91324P102 9,038 25,772 SH   DFND   0 0 25,772
US Bancorp COM 902973304 6,119 131,334 SH   DFND   1,991 0 129,343
Utilities Select Sector SPDR F SBI INT-UTILS 81369Y886 7,294 116,329 SH   DFND   0 0 116,329
VanEck Vectors High Yield Muni HIGH YLD MUN ETF 92189H409 4,573 74,302 SH   DFND   0 0 74,302
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858 22,885 456,704 SH   DFND   0 0 456,704
Vanguard Large-Cap ETF 922,908,637 922908637 292 1,659 SH   DFND   0 0 1,659
Vanguard Mid-Cap ETF MID CAP ETF 922908629 292 1,412 SH   DFND   0 0 1,412
Vanguard Mortgage-Backed Secur MORTG-BACK SEC 92206C771 10,979 203,044 SH   DFND   0 0 203,044
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 26,147 307,869 SH   DFND   0 0 307,869
Vanguard Short-Term Inflation- STRM INFPROIDX 922020805 6,562 128,422 SH   DFND   0 0 128,422
Vanguard Small-Cap ETF SMALL CP ETF 922908751 583 2,994 SH   DFND   0 0 2,994
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 33,025 374,475 SH   DFND   0 0 374,475
Vanguard Total International B INTL BD IDX ETF 92203J407 1,054 18,000 SH   DFND   0 0 18,000
Vanguard Total World Stock ETF TT WRLD ST ETF 922042742 676 7,307 SH   DFND   0 0 7,307
VeriSign Inc COM 92343E102 1,159 5,357 SH   DFND   0 0 5,357
Verizon Communications Inc COM 92343V104 14,125 240,424 SH   DFND   0 0 240,424
VERIZON COMMUNICATIONS INC COM 92343V104 353 6,010 SH   DFND   6,010 0 0
VF Corp COM 918204108 754 8,822 SH   DFND   464 0 8,358
Viatris Inc COM 92556V106 1,027 54,784 SH   DFND   1,752 0 53,032
Visa Inc COM 92826C839 10,459 47,818 SH   DFND   2,463 0 45,355
Walt Disney Co/The COM 254687106 7,349 40,561 SH   DFND   2,630 0 37,931
Waste Management Inc COM 94106L109 9,195 77,969 SH   DFND   565 0 77,404
Waters Corp COM 941848103 1,132 4,577 SH   DFND   90 0 4,487
WW Grainger Inc COM 384802104 6,809 16,675 SH   DFND   66 0 16,609
Zimmer Biomet Holdings Inc COM 98956P102 738 4,789 SH   DFND   302 0 4,487
Zions Bancorp NA COM 989701107 913 21,036 SH   DFND   239 0 20,797
Zoetis Inc COM 98978V103 6,007 36,300 SH   DFND   691 0 35,609