The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 487,803 2,844 SH   SOLE   0 0 2,844
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 208,101 1,135 SH   SOLE   0 0 1,135
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,053,213 5,450 SH   SOLE   0 0 5,450
AMGEN INC COM 031162100 BBG001S5NNL6 328,073 1,050 SH   SOLE   0 0 1,050
APPLE INC COM 037833100 BBG001S5N8V8 5,652,755 26,839 SH   SOLE   0 0 26,839
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 5,386,588 122,562 SH   SOLE   0 0 122,562
AT&T INC COM 00206R102 BBG001S5VWH2 329,050 17,219 SH   SOLE   0 0 17,219
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 218,616 5,497 SH   SOLE   0 0 5,497
BLACKSTONE MTG TR INC COM CL A 09257W100 BBG001S5Q7V7 308,792 17,726 SH   SOLE   0 0 17,726
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 BBG015H8BXT5 274,428 8,316 SH   SOLE   0 0 8,316
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 BBG015DN3GR4 289,984 9,850 SH   SOLE   0 0 9,850
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 BBG015DMY5P8 8,905,515 270,767 SH   SOLE   0 0 270,767
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 BBG01J5S7N48 596,778 23,113 SH   SOLE   0 0 23,113
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 BBG014YZRRT5 2,267,107 102,030 SH   SOLE   0 0 102,030
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 BBG019XFYS46 447,801 17,623 SH   SOLE   0 0 17,623
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 BBG019XS8NR3 562,467 20,894 SH   SOLE   0 0 20,894
CISCO SYS INC COM 17275R102 BBG001S6HC62 209,567 4,411 SH   SOLE   0 0 4,411
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 BBG00SHY90K3 15,084 12,263 SH   SOLE   0 0 12,263
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 455,045 4,689 SH   SOLE   0 0 4,689
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 476,880 561 SH   SOLE   0 0 561
DISNEY WALT CO COM 254687106 BBG001S5QHF3 790,018 7,957 SH   SOLE   0 0 7,957
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 BBG00NJ314P5 453,405 10,847 SH   SOLE   0 0 10,847
EXCHANGE TRADED CONCEPTS TRU BITWISE CRYPTO 301505624 BBG01076JFY6 1,047,289 77,692 SH   SOLE   0 0 77,692
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 393,941 3,422 SH   SOLE   0 0 3,422
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 600,925 10,976 SH   SOLE   0 0 10,976
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 554,786 12,887 SH   SOLE   0 0 12,887
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 6,031,365 148,009 SH   SOLE   0 0 148,009
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 230,485 2,303 SH   SOLE   0 0 2,303
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 BBG00BDMWQF3 270,361 8,034 SH   SOLE   0 0 8,034
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 1,779,861 16,642 SH   SOLE   0 0 16,642
HERSHEY CO COM 427866108 BBG001S5S148 280,775 1,527 SH   SOLE   0 0 1,527
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 5,942,266 91,490 SH   SOLE   0 0 91,490
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 4,228,132 200,766 SH   SOLE   0 0 200,766
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 1,213,651 59,347 SH   SOLE   0 0 59,347
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746 BBG001S9FH85 301,972 3,197 SH   SOLE   0 0 3,197
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 7,489,402 45,589 SH   SOLE   0 0 45,589
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 3,108,458 6,488 SH   SOLE   0 0 6,488
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 286,483 3,831 SH   SOLE   0 0 3,831
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 3,209,741 29,528 SH   SOLE   0 0 29,528
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 378,013 691 SH   SOLE   0 0 691
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 3,068,708 54,487 SH   SOLE   0 0 54,487
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 1,019,025 9,066 SH   SOLE   0 0 9,066
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2,073,802 24,700 SH   SOLE   0 0 24,700
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 584,853 5,489 SH   SOLE   0 0 5,489
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 4,971,344 13,638 SH   SOLE   0 0 13,638
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 281,312 1,612 SH   SOLE   0 0 1,612
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 947,809 7,850 SH   SOLE   0 0 7,850
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,212,471 14,954 SH   SOLE   0 0 14,954
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 825,384 2,674 SH   SOLE   0 0 2,674
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 436,789 4,720 SH   SOLE   0 0 4,720
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 353,282 1,941 SH   SOLE   0 0 1,941
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 296,645 2,452 SH   SOLE   0 0 2,452
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 480,806 8,483 SH   SOLE   0 0 8,483
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 3,729,477 73,895 SH   SOLE   0 0 73,895
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 BBG00F7XD8R5 2,959,730 60,975 SH   SOLE   0 0 60,975
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 429,078 2,936 SH   SOLE   0 0 2,936
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 728,743 3,603 SH   SOLE   0 0 3,603
MARATHON OIL CORP COM 565849106 BBG001S69V69 296,047 10,326 SH   SOLE   0 0 10,326
MARATHON PETE CORP COM 56585A102 BBG001S169P1 1,800,549 10,379 SH   SOLE   0 0 10,379
MERCK & CO INC COM 58933Y105 BBG001S5TC52 262,346 2,119 SH   SOLE   0 0 2,119
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 713,995 1,416 SH   SOLE   0 0 1,416
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,488,014 7,804 SH   SOLE   0 0 7,804
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,688,693 29,858 SH   SOLE   0 0 29,858
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 3,589,784 65,880 SH   SOLE   0 0 65,880
PAYCHEX INC COM 704326107 BBG001S5V135 238,543 2,012 SH   SOLE   0 0 2,012
PEPSICO INC COM 713448108 BBG001S695T1 208,327 1,263 SH   SOLE   0 0 1,263
PFIZER INC COM 717081103 BBG001S5V466 4,904,867 175,299 SH   SOLE   0 0 175,299
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 1,579,812 10,161 SH   SOLE   0 0 10,161
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 211,923 1,285 SH   SOLE   0 0 1,285
REAVES UTIL INCOME FD COM SH BEN INT 756158101 BBG001SBVF13 712,685 26,087 SH   SOLE   0 0 26,087
RELIANCE INC COM 759509102 BBG001S81M27 740,645 2,593 SH   SOLE   0 0 2,593
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 18,630,192 500,677 SH   SOLE   0 0 500,677
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,738,809 45,258 SH   SOLE   0 0 45,258
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 609,378 17,127 SH   SOLE   0 0 17,127
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 5,307,957 84,427 SH   SOLE   0 0 84,427
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 11,280,508 145,068 SH   SOLE   0 0 145,068
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 12,616,277 125,112 SH   SOLE   0 0 125,112
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 263,059 3,551 SH   SOLE   0 0 3,551
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 9,550,284 148,643 SH   SOLE   0 0 148,643
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 8,604,234 110,552 SH   SOLE   0 0 110,552
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 205,971 10,314 SH   SOLE   0 0 10,314
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 8,244,694 173,755 SH   SOLE   0 0 173,755
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 234,684 2,575 SH   SOLE   0 0 2,575
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 394,101 9,586 SH   SOLE   0 0 9,586
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 364,800 2,000 SH   SOLE   0 0 2,000
SIRIUS XM HOLDINGS INC COM 82968B103 BBG001S70ZY6 61,785 21,832 SH   SOLE   0 0 21,832
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 337,617 863 SH   SOLE   0 0 863
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 BBG001T2P370 311,622 7,504 SH   SOLE   0 0 7,504
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 8,756,142 16,089 SH   SOLE   0 0 16,089
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,363,267 28,889 SH   SOLE   0 0 28,889
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 7,063,700 55,541 SH   SOLE   0 0 55,541
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 829,723 20,889 SH   SOLE   0 0 20,889
SYSCO CORP COM 871829107 BBG001S5WJS8 336,390 4,712 SH   SOLE   0 0 4,712
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 391,073 2,250 SH   SOLE   0 0 2,250
TARGET CORP COM 87612E106 BBG001SC0K41 305,555 2,064 SH   SOLE   0 0 2,064
TESLA INC COM 88160R101 BBG001SQKGD7 259,025 1,309 SH   SOLE   0 0 1,309
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 303,467 1,560 SH   SOLE   0 0 1,560
TIDAL ETF TR SP DWJNS SUKUK 886364702 BBG00R3N4573 772,132 43,648 SH   SOLE   0 0 43,648
TWILIO INC CL A 90138F102 BBG0029ZX859 1,192,102 20,984 SH   SOLE   0 0 20,984
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 9,033,180 124,287 SH   SOLE   0 0 124,287
UNION PAC CORP COM 907818108 BBG001S5X2M0 530,128 2,343 SH   SOLE   0 0 2,343
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 565,447 1,110 SH   SOLE   0 0 1,110
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 203,939 5,137 SH   SOLE   0 0 5,137
VALLEY NATL BANCORP COM 919794107 BBG001S7H654 181,118 25,948 SH   SOLE   0 0 25,948
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 268,048 1,588 SH   SOLE   0 0 1,588
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 2,264,855 6,056 SH   SOLE   0 0 6,056
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,589,532 10,696 SH   SOLE   0 0 10,696
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,866,146 3,731 SH   SOLE   0 0 3,731
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,231,948 10,236 SH   SOLE   0 0 10,236
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 5,206,946 32,460 SH   SOLE   0 0 32,460
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,534,711 13,626 SH   SOLE   0 0 13,626
VANGUARD MALVERN FDS CORE BD ETF 922020748 BBG01KH0XWG1 911,297 11,986 SH   SOLE   0 0 11,986
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 200,623 1,099 SH   SOLE   0 0 1,099
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 8,428,314 71,065 SH   SOLE   0 0 71,065
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 1,798,690 3,120 SH   SOLE   0 0 3,120
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 446,318 10,822 SH   SOLE   0 0 10,822
VIATRIS INC COM 92556V106 BBG00Y52JV51 228,333 21,480 SH   SOLE   0 0 21,480
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,889,035 7,197 SH   SOLE   0 0 7,197
WARBY PARKER INC CL A COM 93403J106 BBG005DWN8L7 277,935 17,306 SH   SOLE   0 0 17,306
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 BBG006G0J5J6 409,387 8,980 SH   SOLE   0 0 8,980
WISDOMTREE TR US LARGECAP DIVD 97717W307 BBG001SHL7K8 6,656,569 91,499 SH   SOLE   0 0 91,499
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 648,387 13,863 SH   SOLE   0 0 13,863
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 285,007 3,652 SH   SOLE   0 0 3,652
YEXT INC COM 98585N106 BBG001V12329 76,564 14,311 SH   SOLE   0 0 14,311