The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 423,927 2,844 SH   SOLE   0 0 2,844
AMAZON COM INC COM 023135106 BBG001S5PQL7 607,519 4,779 SH   SOLE   0 0 4,779
AMGEN INC COM 031162100 BBG001S5NNL6 282,198 1,050 SH   SOLE   0 0 1,050
APPLE INC COM 037833100 BBG001S5N8V8 5,801,678 33,886 SH   SOLE   0 0 33,886
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 5,404,261 136,230 SH   SOLE   0 0 136,230
AT&T INC COM 00206R102 BBG001S5VWH2 325,254 21,655 SH   SOLE   0 0 21,655
BLACKSTONE MTG TR INC COM CL A 09257W100 BBG001S5Q7V7 242,279 11,139 SH   SOLE   0 0 11,139
BOEING CO COM 097023105 BBG001S5P0V3 236,656 1,235 SH   SOLE   0 0 1,235
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 BBG015H8BXT5 220,125 8,316 SH   SOLE   0 0 8,316
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 BBG015DMY5P8 6,076,884 248,036 SH   SOLE   0 0 248,036
CISCO SYS INC COM 17275R102 BBG001S6HC62 225,309 4,191 SH   SOLE   0 0 4,191
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 BBG00SHY90K3 13,245 12,263 SH   SOLE   0 0 12,263
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 333,453 4,689 SH   SOLE   0 0 4,689
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 BBG00HY5VSC4 297,138 17,650 SH   SOLE   0 0 17,650
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 318,763 564 SH   SOLE   0 0 564
DISNEY WALT CO COM 254687106 BBG001S5QHF3 593,262 7,320 SH   SOLE   0 0 7,320
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 BBG00NJ314P5 420,965 13,469 SH   SOLE   0 0 13,469
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 BBG01076JFY6 520,537 77,692 SH   SOLE   0 0 77,692
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 510,180 4,339 SH   SOLE   0 0 4,339
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 414,364 9,018 SH   SOLE   0 0 9,018
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 5,563,050 148,784 SH   SOLE   0 0 148,784
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 BBG00BDMWQF3 234,965 7,824 SH   SOLE   0 0 7,824
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 1,394,673 16,558 SH   SOLE   0 0 16,558
HERSHEY CO COM 427866108 BBG001S5S148 305,594 1,527 SH   SOLE   0 0 1,527
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 5,394,671 91,762 SH   SOLE   0 0 91,762
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 10,037,114 472,780 SH   SOLE   0 0 472,780
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 4,101,753 198,440 SH   SOLE   0 0 198,440
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 962,444 47,859 SH   SOLE   0 0 47,859
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746 BBG001S9FH85 216,725 3,197 SH   SOLE   0 0 3,197
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 5,609,754 39,592 SH   SOLE   0 0 39,592
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 2,247,431 6,273 SH   SOLE   0 0 6,273
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 243,231 3,831 SH   SOLE   0 0 3,831
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 2,593,054 26,222 SH   SOLE   0 0 26,222
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 285,775 665 SH   SOLE   0 0 665
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 2,471,143 50,013 SH   SOLE   0 0 50,013
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 872,532 9,446 SH   SOLE   0 0 9,446
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,918,626 26,508 SH   SOLE   0 0 26,508
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 562,843 5,489 SH   SOLE   0 0 5,489
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 3,512,808 13,207 SH   SOLE   0 0 13,207
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 207,356 1,366 SH   SOLE   0 0 1,366
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 819,069 7,850 SH   SOLE   0 0 7,850
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,035,565 14,954 SH   SOLE   0 0 14,954
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 655,291 2,674 SH   SOLE   0 0 2,674
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 293,681 1,909 SH   SOLE   0 0 1,909
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 237,787 2,168 SH   SOLE   0 0 2,168
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 334,327 3,106 SH   SOLE   0 0 3,106
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 3,013,021 60,044 SH   SOLE   0 0 60,044
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 BBG00F7XD8R5 2,690,316 56,083 SH   SOLE   0 0 56,083
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 457,757 2,939 SH   SOLE   0 0 2,939
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 512,651 3,535 SH   SOLE   0 0 3,535
MARATHON OIL CORP COM 565849106 BBG001S69V69 276,221 10,326 SH   SOLE   0 0 10,326
MARATHON PETE CORP COM 56585A102 BBG001S169P1 1,570,758 10,379 SH   SOLE   0 0 10,379
MERCK & CO INC COM 58933Y105 BBG001S5TC52 218,159 2,119 SH   SOLE   0 0 2,119
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 412,789 1,375 SH   SOLE   0 0 1,375
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,228,981 7,059 SH   SOLE   0 0 7,059
PARAMOUNT GROUP INC COM 69924R108 BBG001SL9C95 428,187 92,681 SH   SOLE   0 0 92,681
PAYCHEX INC COM 704326107 BBG001S5V135 232,044 2,012 SH   SOLE   0 0 2,012
PEPSICO INC COM 713448108 BBG001S695T1 211,823 1,250 SH   SOLE   0 0 1,250
PFIZER INC COM 717081103 BBG001S5V466 5,821,369 175,501 SH   SOLE   0 0 175,501
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 1,246,840 10,156 SH   SOLE   0 0 10,156
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 260,361 1,785 SH   SOLE   0 0 1,785
REAVES UTIL INCOME FD COM SH BEN INT 756158101 BBG001SBVF13 346,400 14,053 SH   SOLE   0 0 14,053
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG001S81M27 412,395 1,573 SH   SOLE   0 0 1,573
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 14,499,606 500,677 SH   SOLE   0 0 500,677
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,536,512 45,245 SH   SOLE   0 0 45,245
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 471,688 14,626 SH   SOLE   0 0 14,626
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 4,542,987 91,133 SH   SOLE   0 0 91,133
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 9,967,416 140,862 SH   SOLE   0 0 140,862
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 8,184,602 112,550 SH   SOLE   0 0 112,550
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 7,369,940 145,651 SH   SOLE   0 0 145,651
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 6,621,581 97,837 SH   SOLE   0 0 97,837
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 6,436,173 155,388 SH   SOLE   0 0 155,388
SEELOS THERAPEUTICS INC COM 81577F109 BBG001S7J019 27,656 150,300 SH   SOLE   0 0 150,300
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 200,102 2,214 SH   SOLE   0 0 2,214
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 308,522 9,301 SH   SOLE   0 0 9,301
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 321,960 2,000 SH   SOLE   0 0 2,000
SIRIUS XM HOLDINGS INC COM 82968B103 BBG001S70ZY6 83,539 18,482 SH   SOLE   0 0 18,482
SOUTHERN CO COM 842587107 BBG001S5W777 304,103 4,699 SH   SOLE   0 0 4,699
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 264,366 789 SH   SOLE   0 0 789
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 7,045,054 16,480 SH   SOLE   0 0 16,480
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,335,533 28,889 SH   SOLE   0 0 28,889
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 5,784,865 50,299 SH   SOLE   0 0 50,299
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 747,269 19,334 SH   SOLE   0 0 19,334
TARGET CORP COM 87612E106 BBG001SC0K41 228,217 2,064 SH   SOLE   0 0 2,064
TESLA INC COM 88160R101 BBG001SQKGD7 411,626 1,645 SH   SOLE   0 0 1,645
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 248,056 1,560 SH   SOLE   0 0 1,560
TWILIO INC CL A 90138F102 BBG0029ZX859 1,228,955 20,997 SH   SOLE   0 0 20,997
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 5,704,968 124,048 SH   SOLE   0 0 124,048
UNION PAC CORP COM 907818108 BBG001S5X2M0 477,106 2,343 SH   SOLE   0 0 2,343
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 555,295 1,101 SH   SOLE   0 0 1,101
UPSTART HLDGS INC COM 91680M107 BBG00PKCBY62 228,092 7,992 SH   SOLE   0 0 7,992
VALLEY NATL BANCORP COM 919794107 BBG001S7H654 215,310 25,153 SH   SOLE   0 0 25,153
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 225,646 1,574 SH   SOLE   0 0 1,574
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,018,318 3,740 SH   SOLE   0 0 3,740
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,976,668 9,492 SH   SOLE   0 0 9,492
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 408,801 1,041 SH   SOLE   0 0 1,041
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,801,380 9,528 SH   SOLE   0 0 9,528
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 3,541,991 25,680 SH   SOLE   0 0 25,680
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,200,870 12,888 SH   SOLE   0 0 12,888
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 7,084,477 68,568 SH   SOLE   0 0 68,568
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 741,450 1,787 SH   SOLE   0 0 1,787
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 436,443 13,466 SH   SOLE   0 0 13,466
VIATRIS INC COM 92556V106 BBG00Y52JV51 211,793 21,480 SH   SOLE   0 0 21,480
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,655,416 7,197 SH   SOLE   0 0 7,197
WARBY PARKER INC CL A COM 93403J106 BBG005DWN8L7 227,747 17,306 SH   SOLE   0 0 17,306
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 BBG006G0J5J6 347,532 8,971 SH   SOLE   0 0 8,971
WISDOMTREE TR US LARGECAP DIVD 97717W307 BBG001SHL7K8 5,209,634 84,723 SH   SOLE   0 0 84,723
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 543,500 13,269 SH   SOLE   0 0 13,269
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 275,974 4,347 SH   SOLE   0 0 4,347
YEXT INC COM 98585N106 BBG001V12329 90,589 14,311 SH   SOLE   0 0 14,311