The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 775 6,163 SH   SOLE   0 0 6,163
ABBOTT LABS COM 002824100 1,513 15,296 SH   SOLE   0 0 15,296
ABBVIE INC COM 00287Y109 1,815 12,400 SH   SOLE   0 0 12,400
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,229 4,330 SH   SOLE   0 0 4,330
ADOBE SYSTEMS INCORPORATED COM 00724F101 238 747 SH   SOLE   0 0 747
AGNICO EAGLE MINES LTD COM 008474108 405 9,202 SH   SOLE   0 0 9,202
AKAMAI TECHNOLOGIES INC COM 00971T101 415 4,700 SH   SOLE   0 0 4,700
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 252 1,736 SH   SOLE   0 0 1,736
ALLSTATE CORP COM 020002101 415 3,285 SH   SOLE   0 0 3,285
ALPHABET INC CAP STK CL A 02079K305 2,593 27,438 SH   SOLE   0 0 27,438
ALPHABET INC CAP STK CL C 02079K107 348 3,677 SH   SOLE   0 0 3,677
AMAZON COM INC COM 023135106 2,933 28,636 SH   SOLE   0 0 28,636
AMERICAN ELEC PWR CO INC COM 025537101 229 2,600 SH   SOLE   0 0 2,600
AMERICAN EXPRESS CO COM 025816109 553 3,725 SH   SOLE   0 0 3,725
AMERICAN TOWER CORP NEW COM 03027X100 538 2,595 SH   SOLE   0 0 2,595
AMERICAN WTR WKS CO INC NEW COM 030420103 288 1,979 SH   SOLE   0 0 1,979
APPLE INC COM 037833100 14,390 93,842 SH   SOLE   0 0 93,842
ARCHER DANIELS MIDLAND CO COM 039483102 241 2,487 SH   SOLE   0 0 2,487
ASTRAZENECA PLC SPONSORED ADR 046353108 579 9,846 SH   SOLE   0 0 9,846
AT&T INC COM 00206R102 217 11,900 SH   SOLE   0 0 11,900
AUTOMATIC DATA PROCESSING IN COM 053015103 1,356 5,609 SH   SOLE   0 0 5,609
BECTON DICKINSON & CO COM 075887109 296 1,254 SH   SOLE   0 0 1,254
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,004 3,403 SH   SOLE   0 0 3,403
BLACKROCK INC COM 09247X101 674 1,043 SH   SOLE   0 0 1,043
BRISTOL-MYERS SQUIBB CO COM 110122108 1,988 25,665 SH   SOLE   0 0 25,665
CATERPILLAR INC COM 149123101 3,902 18,028 SH   SOLE   0 0 18,028
CHECK POINT SOFTWARE TECH LT ORD M22465104 334 2,583 SH   SOLE   0 0 2,583
CHEVRON CORP NEW COM 166764100 1,974 10,914 SH   SOLE   0 0 10,914
CHUBB LIMITED COM H1467J104 1,582 7,362 SH   SOLE   0 0 7,362
CHURCH & DWIGHT CO INC COM 171340102 204 2,757 SH   SOLE   0 0 2,757
CIGNA CORP NEW COM 125523100 1,323 4,094 SH   SOLE   0 0 4,094
CISCO SYS INC COM 17275R102 1,118 24,618 SH   SOLE   0 0 24,618
COCA COLA CO COM 191216100 954 15,933 SH   SOLE   0 0 15,933
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 283 4,539 SH   SOLE   0 0 4,539
COLGATE PALMOLIVE CO COM 194162103 1,149 15,560 SH   SOLE   0 0 15,560
COMCAST CORP NEW CL A 20030N101 502 15,802 SH   SOLE   0 0 15,802
CONOCOPHILLIPS COM 20825C104 257 2,040 SH   SOLE   0 0 2,040
CONSTELLATION BRANDS INC CL A 21036P108 675 2,730 SH   SOLE   0 0 2,730
CORBUS PHARMACEUTICALS HLDGS COM 21833P103 2 15,400 SH   SOLE   0 0 15,400
COSTCO WHSL CORP NEW COM 22160K105 1,882 3,752 SH   SOLE   0 0 3,752
CVS HEALTH CORP COM 126650100 711 7,506 SH   SOLE   0 0 7,506
DANAHER CORPORATION COM 235851102 647 2,571 SH   SOLE   0 0 2,571
DBX ETF TR XTRCKR RUSL 1000 233051242 239 6,491 SH   SOLE   0 0 6,491
DIAGEO PLC SPON ADR NEW 25243Q205 373 2,234 SH   SOLE   0 0 2,234
DISNEY WALT CO COM 254687106 1,138 10,686 SH   SOLE   0 0 10,686
DOMINION ENERGY INC COM 25746U109 226 3,233 SH   SOLE   0 0 3,233
ECOLAB INC COM 278865100 246 1,565 SH   SOLE   0 0 1,565
EMERSON ELEC CO COM 291011104 642 7,410 SH   SOLE   0 0 7,410
ENPHASE ENERGY INC COM 29355A107 346 1,127 SH   SOLE   0 0 1,127
EXXON MOBIL CORP COM 30231G102 5,698 51,418 SH   SOLE   0 0 51,418
FEDEX CORP COM 31428X106 466 2,907 SH   SOLE   0 0 2,907
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 628 10,600 SH   SOLE   0 0 10,600
FLUENT INC COM 34380C102 51 40,200 SH   SOLE   0 0 40,200
FORTE BIOSCIENCES INC COM 34962G109 14 13,000 SH   SOLE   0 0 13,000
FS KKR CAP CORP COM 302635206 500 26,040 SH   SOLE   0 0 26,040
GENERAL ELECTRIC CO COM NEW 369604301 539 6,931 SH   SOLE   0 0 6,931
GENERAL MLS INC COM 370334104 273 3,352 SH   SOLE   0 0 3,352
GOLDMAN SACHS GROUP INC COM 38141G104 222 644 SH   SOLE   0 0 644
HARTFORD FINL SVCS GROUP INC COM 416515104 250 3,456 SH   SOLE   0 0 3,456
HEXCEL CORP NEW COM 428291108 362 6,500 SH   SOLE   0 0 6,500
HOME DEPOT INC COM 437076102 4,466 15,081 SH   SOLE   0 0 15,081
HONEYWELL INTL INC COM 438516106 764 3,746 SH   SOLE   0 0 3,746
HYZON MOTORS INC *W EXP 10/02/202 44951Y110 2 10,000 SH   SOLE   0 0 10,000
IDEXX LABS INC COM 45168D104 661 1,837 SH   SOLE   0 0 1,837
ILLINOIS TOOL WKS INC COM 452308109 1,897 8,886 SH   SOLE   0 0 8,886
IMPINJ INC COM 453204109 645 5,630 SH   SOLE   0 0 5,630
INDEPENDENT BK CORP MASS COM 453836108 1,974 22,690 SH   SOLE   0 0 22,690
INTEL CORP COM 458140100 824 28,967 SH   SOLE   0 0 28,967
INTERNATIONAL BUSINESS MACHS COM 459200101 1,630 11,787 SH   SOLE   0 0 11,787
INTUITIVE SURGICAL INC COM NEW 46120E602 343 1,391 SH   SOLE   0 0 1,391
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 693 18,361 SH   SOLE   0 0 18,361
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 1,090 68,870 SH   SOLE   0 0 68,870
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 590 4,230 SH   SOLE   0 0 4,230
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 259 1,664 SH   SOLE   0 0 1,664
INVESCO QQQ TR UNIT SER 1 46090E103 322 1,157 SH   SOLE   0 0 1,157
INVITAE CORP COM 46185L103 31 12,000 SH   SOLE   0 0 12,000
ISHARES INC MSCI EMERG MRKT 464286533 336 6,697 SH   SOLE   0 0 6,697
ISHARES TR 1 3 YR TREAS BD 464287457 594 7,328 SH   SOLE   0 0 7,328
ISHARES TR 3 7 YR TREAS BD 464288661 312 2,751 SH   SOLE   0 0 2,751
ISHARES TR CORE S&P SCP ETF 464287804 263 2,690 SH   SOLE   0 0 2,690
ISHARES TR EXPND TEC SC ETF 464287549 212 735 SH   SOLE   0 0 735
ISHARES TR ISHS 1-5YR INVS 464288646 4,536 92,454 SH   SOLE   0 0 92,454
ISHARES TR MSCI ACWI ETF 464288257 433 5,233 SH   SOLE   0 0 5,233
ISHARES TR MSCI EAFE ETF 464287465 3,628 61,167 SH   SOLE   0 0 61,167
ISHARES TR MSCI EAFE MIN VL 46429B689 222 3,795 SH   SOLE   0 0 3,795
ISHARES TR MSCI EMG MKT ETF 464287234 1,457 42,628 SH   SOLE   0 0 42,628
ISHARES TR MSCI USA MIN VOL 46429B697 2,170 30,480 SH   SOLE   0 0 30,480
ISHARES TR MSCI USA QLT FCT 46432F339 2,216 19,685 SH   SOLE   0 0 19,685
ISHARES TR NATIONAL MUN ETF 464288414 597 5,880 SH   SOLE   0 0 5,880
ISHARES TR RUSSELL 3000 ETF 464287689 2,426 10,833 SH   SOLE   0 0 10,833
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 3,487 69,620 SH   SOLE   0 0 69,620
JOHNSON & JOHNSON COM 478160104 5,390 30,985 SH   SOLE   0 0 30,985
JPMORGAN CHASE & CO COM 46625H100 2,071 16,449 SH   SOLE   0 0 16,449
KIMBERLY-CLARK CORP COM 494368103 405 3,251 SH   SOLE   0 0 3,251
KKR & CO INC COM 48251W104 497 10,210 SH   SOLE   0 0 10,210
KKR INCOME OPPORTUNITIES FD COM 48249T106 117 10,568 SH   SOLE   0 0 10,568
L3HARRIS TECHNOLOGIES INC COM 502431109 291 1,181 SH   SOLE   0 0 1,181
LILLY ELI & CO COM 532457108 1,319 3,643 SH   SOLE   0 0 3,643
LINDE PLC SHS G5494J103 649 2,182 SH   SOLE   0 0 2,182
LOCKHEED MARTIN CORP COM 539830109 252 517 SH   SOLE   0 0 517
LORDSTOWN MOTORS CORP COM CL A 54405Q100 18 10,000 SH   SOLE   0 0 10,000
LOWES COS INC COM 548661107 873 4,479 SH   SOLE   0 0 4,479
MARSH & MCLENNAN COS INC COM 571748102 955 5,911 SH   SOLE   0 0 5,911
MASTERCARD INCORPORATED CL A 57636Q104 393 1,196 SH   SOLE   0 0 1,196
MCDONALDS CORP COM 580135101 1,666 6,110 SH   SOLE   0 0 6,110
MCKESSON CORP COM 58155Q103 498 1,280 SH   SOLE   0 0 1,280
MEDTRONIC PLC SHS G5960L103 368 4,219 SH   SOLE   0 0 4,219
MERCK & CO INC COM 58933Y105 3,084 30,477 SH   SOLE   0 0 30,477
META PLATFORMS INC CL A 30303M102 918 9,851 SH   SOLE   0 0 9,851
MICROSOFT CORP COM 594918104 8,200 35,327 SH   SOLE   0 0 35,327
MONDELEZ INTL INC CL A 609207105 484 7,871 SH   SOLE   0 0 7,871
MONSTER BEVERAGE CORP NEW COM 61174X109 455 4,850 SH   SOLE   0 0 4,850
NEXTERA ENERGY INC COM 65339F101 1,038 13,399 SH   SOLE   0 0 13,399
NIKE INC CL B 654106103 1,057 11,404 SH   SOLE   0 0 11,404
NUCOR CORP COM 670346105 323 2,455 SH   SOLE   0 0 2,455
NUVEEN MUN VALUE FD INC COM 670928100 305 36,500 SH   SOLE   0 0 36,500
NXP SEMICONDUCTORS N V COM N6596X109 292 2,000 SH   SOLE   0 0 2,000
ORACLE CORP COM 68389X105 269 3,452 SH   SOLE   0 0 3,452
OREILLY AUTOMOTIVE INC COM 67103H107 376 449 SH   SOLE   0 0 449
PAYCHEX INC COM 704326107 241 2,039 SH   SOLE   0 0 2,039
PEPSICO INC COM 713448108 2,883 15,880 SH   SOLE   0 0 15,880
PFIZER INC COM 717081103 1,853 39,801 SH   SOLE   0 0 39,801
PHILLIPS 66 COM 718546104 251 2,403 SH   SOLE   0 0 2,403
PROCTER AND GAMBLE CO COM 742718109 2,778 20,625 SH   SOLE   0 0 20,625
PROLOGIS INC. COM 74340W103 310 2,801 SH   SOLE   0 0 2,801
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,168 12,313 SH   SOLE   0 0 12,313
RENAISSANCERE HLDGS LTD COM G7496G103 371 2,400 SH   SOLE   0 0 2,400
REPUBLIC SVCS INC COM 760759100 216 1,631 SH   SOLE   0 0 1,631
ROCKET LAB USA INC COM 773122106 361 70,879 SH   SOLE   0 0 70,879
SCHLUMBERGER LTD COM STK 806857108 294 5,647 SH   SOLE   0 0 5,647
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 359 10,553 SH   SOLE   0 0 10,553
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 215 1,492 SH   SOLE   0 0 1,492
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 237 3,265 SH   SOLE   0 0 3,265
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 543 4,090 SH   SOLE   0 0 4,090
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 325 4,874 SH   SOLE   0 0 4,874
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 587 4,587 SH   SOLE   0 0 4,587
SERES THERAPEUTICS INC COM 81750R102 89 10,000 SH   SOLE   0 0 10,000
SHELL PLC SPON ADS 780259305 294 5,287 SH   SOLE   0 0 5,287
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 583 19,620 SH   SOLE   0 0 19,620
SPDR GOLD TR GOLD SHS 78463V107 1,649 10,857 SH   SOLE   0 0 10,857
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,777 12,370 SH   SOLE   0 0 12,370
SPDR SER TR BLOOMBERG INVT 78468R200 2,578 85,036 SH   SOLE   0 0 85,036
SPDR SER TR NYSE TECH ETF 78464A102 205 2,100 SH   SOLE   0 0 2,100
SPDR SER TR PORTFOLIO SH TSR 78468R101 4,523 156,899 SH   SOLE   0 0 156,899
SPDR SER TR S&P DIVID ETF 78464A763 5,804 47,194 SH   SOLE   0 0 47,194
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 286 7,257 SH   SOLE   0 0 7,257
STARBUCKS CORP COM 855244109 565 6,529 SH   SOLE   0 0 6,529
STATE STR CORP COM 857477103 354 4,779 SH   SOLE   0 0 4,779
TEXAS INSTRS INC COM 882508104 1,001 6,233 SH   SOLE   0 0 6,233
THE TRADE DESK INC COM CL A 88339J105 213 4,000 SH   SOLE   0 0 4,000
THERMO FISHER SCIENTIFIC INC COM 883556102 2,603 5,065 SH   SOLE   0 0 5,065
TJX COS INC NEW COM 872540109 783 10,857 SH   SOLE   0 0 10,857
T-MOBILE US INC COM 872590104 1,234 8,141 SH   SOLE   0 0 8,141
TORONTO DOMINION BK ONT COM NEW 891160509 513 8,020 SH   SOLE   0 0 8,020
TOTALENERGIES SE SPONSORED ADS 89151E109 321 5,855 SH   SOLE   0 0 5,855
TRAVELERS COMPANIES INC COM 89417E109 527 2,858 SH   SOLE   0 0 2,858
TREX CO INC COM 89531P105 827 17,200 SH   SOLE   0 0 17,200
UNION PAC CORP COM 907818108 821 4,167 SH   SOLE   0 0 4,167
UNITED PARCEL SERVICE INC CL B 911312106 385 2,296 SH   SOLE   0 0 2,296
UNITEDHEALTH GROUP INC COM 91324P102 1,930 3,477 SH   SOLE   0 0 3,477
VANECK ETF TRUST GOLD MINERS ETF 92189F106 710 29,393 SH   SOLE   0 0 29,393
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,735 23,276 SH   SOLE   0 0 23,276
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,041 14,801 SH   SOLE   0 0 14,801
VANGUARD INDEX FDS GROWTH ETF 922908736 5,177 23,244 SH   SOLE   0 0 23,244
VANGUARD INDEX FDS MID CAP ETF 922908629 6,340 31,080 SH   SOLE   0 0 31,080
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 210 2,528 SH   SOLE   0 0 2,528
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,181 3,327 SH   SOLE   0 0 3,327
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,343 39,094 SH   SOLE   0 0 39,094
VANGUARD INDEX FDS TOTAL STK MKT 922908769 608 3,132 SH   SOLE   0 0 3,132
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,011 22,045 SH   SOLE   0 0 22,045
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,657 46,731 SH   SOLE   0 0 46,731
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 500 10,000 SH   SOLE   0 0 10,000
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,591 33,315 SH   SOLE   0 0 33,315
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 398 6,886 SH   SOLE   0 0 6,886
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 298 3,962 SH   SOLE   0 0 3,962
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,058 27,809 SH   SOLE   0 0 27,809
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,195 8,044 SH   SOLE   0 0 8,044
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 901 23,350 SH   SOLE   0 0 23,350
VERASTEM INC COM 92337C104 10 24,000 SH   SOLE   0 0 24,000
VISA INC COM CL A 92826C839 2,864 13,824 SH   SOLE   0 0 13,824
WALMART INC COM 931142103 2,837 19,932 SH   SOLE   0 0 19,932
WASTE MGMT INC DEL COM 94106L109 1,185 7,482 SH   SOLE   0 0 7,482
WESTERN ASSET HIGH INCOME OP COM 95766K109 73 19,296 SH   SOLE   0 0 19,296
WISDOMTREE TR US QTLY DIV GRT 97717X669 2,320 38,779 SH   SOLE   0 0 38,779
ZOETIS INC CL A 98978V103 209 1,388 SH   SOLE   0 0 1,388