The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,094 6,237 SH   SOLE   0 0 6,237
ABBOTT LABS COM 002824100 1,850 15,661 SH   SOLE   0 0 15,661
ABBVIE INC COM 00287Y109 1,288 11,938 SH   SOLE   0 0 11,938
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,210 3,783 SH   SOLE   0 0 3,783
ADOBE SYSTEMS INCORPORATED COM 00724F101 359 623 SH   SOLE   0 0 623
AKAMAI TECHNOLOGIES INC COM 00971T101 510 4,875 SH   SOLE   0 0 4,875
ALLSTATE CORP COM 020002101 338 2,655 SH   SOLE   0 0 2,655
ALPHABET INC CAP STK CL A 02079K305 3,422 1,280 SH   SOLE   0 0 1,280
ALPHABET INC CAP STK CL C 02079K107 488 183 SH   SOLE   0 0 183
AMAZON COM INC COM 023135106 3,926 1,195 SH   SOLE   0 0 1,195
AMERICAN EXPRESS CO COM 025816109 634 3,786 SH   SOLE   0 0 3,786
AMERICAN TOWER CORP NEW COM 03027X100 610 2,300 SH   SOLE   0 0 2,300
APPLE INC COM 037833100 13,642 96,411 SH   SOLE   0 0 96,411
ASTRAZENECA PLC SPONSORED ADR 046353108 689 11,471 SH   SOLE   0 0 11,471
AT&T INC COM 00206R102 386 14,282 SH   SOLE   0 0 14,282
AUTOMATIC DATA PROCESSING IN COM 053015103 1,121 5,609 SH   SOLE   0 0 5,609
BECTON DICKINSON & CO COM 075887109 301 1,223 SH   SOLE   0 0 1,223
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 950 3,479 SH   SOLE   0 0 3,479
BLACKROCK INC COM 09247X101 782 933 SH   SOLE   0 0 933
BLACKSTONE INC COM 09260D107 233 2,000 SH   SOLE   0 0 2,000
BRISTOL-MYERS SQUIBB CO COM 110122108 1,549 26,172 SH   SOLE   0 0 26,172
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 213 1,276 SH   SOLE   0 0 1,276
CARRIER GLOBAL CORPORATION COM 14448C104 211 4,080 SH   SOLE   0 0 4,080
CATERPILLAR INC COM 149123101 3,512 18,294 SH   SOLE   0 0 18,294
CHECK POINT SOFTWARE TECH LT ORD M22465104 260 2,300 SH   SOLE   0 0 2,300
CHEVRON CORP NEW COM 166764100 1,170 11,536 SH   SOLE   0 0 11,536
CHUBB LIMITED COM H1467J104 1,316 7,584 SH   SOLE   0 0 7,584
CHURCH & DWIGHT INC COM 171340102 252 3,052 SH   SOLE   0 0 3,052
CIGNA CORP NEW COM 125523100 819 4,094 SH   SOLE   0 0 4,094
CISCO SYS INC COM 17275R102 1,298 23,852 SH   SOLE   0 0 23,852
COCA COLA CO COM 191216100 793 15,104 SH   SOLE   0 0 15,104
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 327 4,404 SH   SOLE   0 0 4,404
COLGATE PALMOLIVE CO COM 194162103 1,203 15,913 SH   SOLE   0 0 15,913
COMCAST CORP NEW CL A 20030N101 897 16,040 SH   SOLE   0 0 16,040
CONSTELLATION BRANDS INC CL A 21036P108 438 2,077 SH   SOLE   0 0 2,077
CORBUS PHARMACEUTICALS HLDGS COM 21833P103 24 23,400 SH   SOLE   0 0 23,400
COSTCO WHSL CORP NEW COM 22160K105 1,584 3,525 SH   SOLE   0 0 3,525
CROWN HLDGS INC COM 228368106 202 2,000 SH   SOLE   0 0 2,000
CVS HEALTH CORP COM 126650100 569 6,701 SH   SOLE   0 0 6,701
DANAHER CORPORATION COM 235851102 821 2,697 SH   SOLE   0 0 2,697
DBX ETF TR XTRCKR RUSL 1000 233051242 273 6,883 SH   SOLE   0 0 6,883
DIAGEO PLC SPON ADR NEW 25243Q205 395 2,049 SH   SOLE   0 0 2,049
DISNEY WALT CO COM 254687106 1,485 8,781 SH   SOLE   0 0 8,781
DOMINION ENERGY INC COM 25746U109 246 3,373 SH   SOLE   0 0 3,373
ECOLAB INC COM 278865100 413 1,978 SH   SOLE   0 0 1,978
EMERSON ELEC CO COM 291011104 687 7,297 SH   SOLE   0 0 7,297
EXXON MOBIL CORP COM 30231G102 3,156 53,663 SH   SOLE   0 0 53,663
FACEBOOK INC CL A 30303M102 3,565 10,503 SH   SOLE   0 0 10,503
FEDEX CORP COM 31428X106 609 2,778 SH   SOLE   0 0 2,778
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 635 10,600 SH   SOLE   0 0 10,600
FLUENT INC COM 34380C102 69 30,200 SH   SOLE   0 0 30,200
FS KKR CAP CORP COM 302635206 366 16,600 SH   SOLE   0 0 16,600
GENERAL ELECTRIC CO COM NEW 369604301 689 6,691 SH   SOLE   0 0 6,691
GENERAL MLS INC COM 370334104 202 3,382 SH   SOLE   0 0 3,382
GOLDMAN SACHS GROUP INC COM 38141G104 261 690 SH   SOLE   0 0 690
HARTFORD FINL SVCS GROUP INC COM 416515104 247 3,513 SH   SOLE   0 0 3,513
HEXCEL CORP NEW COM 428291108 404 6,800 SH   SOLE   0 0 6,800
HOME DEPOT INC COM 437076102 4,890 14,898 SH   SOLE   0 0 14,898
HONEYWELL INTL INC COM 438516106 826 3,889 SH   SOLE   0 0 3,889
HORIZON THERAPEUTICS PUB L SHS G46188101 274 2,500 SH   SOLE   0 0 2,500
HYZON MOTORS INC *W EXP 10/02/202 44951Y110 15 10,000 SH   SOLE   0 0 10,000
IDEXX LABS INC COM 45168D104 622 1,000 SH   SOLE   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 1,854 8,972 SH   SOLE   0 0 8,972
IMPINJ INC COM 453204109 322 5,630 SH   SOLE   0 0 5,630
INDEPENDENT BK CORP MASS COM 453836108 1,728 22,690 SH   SOLE   0 0 22,690
INTEL CORP COM 458140100 1,614 30,301 SH   SOLE   0 0 30,301
INTERNATIONAL BUSINESS MACHS COM 459200101 1,638 11,787 SH   SOLE   0 0 11,787
INTUITIVE SURGICAL INC COM NEW 46120E602 415 417 SH   SOLE   0 0 417
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 428 9,141 SH   SOLE   0 0 9,141
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 396 17,742 SH   SOLE   0 0 17,742
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 480 7,888 SH   SOLE   0 0 7,888
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 738 4,925 SH   SOLE   0 0 4,925
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 320 1,664 SH   SOLE   0 0 1,664
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 2,333 48,054 SH   SOLE   0 0 48,054
INVESCO QQQ TR UNIT SER 1 46090E103 328 915 SH   SOLE   0 0 915
ISHARES INC MSCI EMERG MRKT 464286533 335 5,341 SH   SOLE   0 0 5,341
ISHARES TR 1 3 YR TREAS BD 464287457 631 7,328 SH   SOLE   0 0 7,328
ISHARES TR CORE S&P SCP ETF 464287804 294 2,690 SH   SOLE   0 0 2,690
ISHARES TR EXPND TEC SC ETF 464287549 297 735 SH   SOLE   0 0 735
ISHARES TR ISHS 1-5YR INVS 464288646 5,772 105,639 SH   SOLE   0 0 105,639
ISHARES TR MSCI EAFE ETF 464287465 4,246 54,429 SH   SOLE   0 0 54,429
ISHARES TR MSCI EMG MKT ETF 464287234 1,016 20,163 SH   SOLE   0 0 20,163
ISHARES TR MSCI USA MIN VOL 46429B697 1,444 19,650 SH   SOLE   0 0 19,650
ISHARES TR MSCI USA QLT FCT 46432F339 2,211 16,788 SH   SOLE   0 0 16,788
ISHARES TR MSCI USA VALUE 46432F388 1,282 12,729 SH   SOLE   0 0 12,729
ISHARES TR NATIONAL MUN ETF 464288414 581 5,000 SH   SOLE   0 0 5,000
ISHARES TR RUSSELL 3000 ETF 464287689 2,761 10,833 SH   SOLE   0 0 10,833
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,305 65,160 SH   SOLE   0 0 65,160
JOHNSON & JOHNSON COM 478160104 4,697 29,084 SH   SOLE   0 0 29,084
JPMORGAN CHASE & CO COM 46625H100 2,776 16,956 SH   SOLE   0 0 16,956
KIMBERLY-CLARK CORP COM 494368103 477 3,600 SH   SOLE   0 0 3,600
KKR & CO INC COM 48251W104 622 10,210 SH   SOLE   0 0 10,210
LILLY ELI & CO COM 532457108 720 3,115 SH   SOLE   0 0 3,115
LINDE PLC SHS G5494J103 624 2,126 SH   SOLE   0 0 2,126
LOWES COS INC COM 548661107 1,008 4,970 SH   SOLE   0 0 4,970
MAGENTA THERAPEUTICS INC COM 55910K108 131 18,000 SH   SOLE   0 0 18,000
MARSH & MCLENNAN COS INC COM 571748102 976 6,446 SH   SOLE   0 0 6,446
MASTERCARD INCORPORATED CL A 57636Q104 427 1,227 SH   SOLE   0 0 1,227
MCDONALDS CORP COM 580135101 1,408 5,838 SH   SOLE   0 0 5,838
MCKESSON CORP COM 58155Q103 257 1,287 SH   SOLE   0 0 1,287
MEDTRONIC PLC SHS G5960L103 495 3,950 SH   SOLE   0 0 3,950
MERCK & CO INC COM 58933Y105 2,253 29,996 SH   SOLE   0 0 29,996
MICROSOFT CORP COM 594918104 10,203 36,190 SH   SOLE   0 0 36,190
MONDELEZ INTL INC CL A 609207105 436 7,500 SH   SOLE   0 0 7,500
MONSTER BEVERAGE CORP NEW COM 61174X109 431 4,850 SH   SOLE   0 0 4,850
NETFLIX INC COM 64110L106 305 500 SH   SOLE   0 0 500
NEXTERA ENERGY INC COM 65339F101 805 10,253 SH   SOLE   0 0 10,253
NIKE INC CL B 654106103 1,432 9,861 SH   SOLE   0 0 9,861
NUCOR CORP COM 670346105 212 2,155 SH   SOLE   0 0 2,155
NUVEEN MUN VALUE FD INC COM 670928100 413 36,500 SH   SOLE   0 0 36,500
NVIDIA CORPORATION COM 67066G104 500 2,412 SH   SOLE   0 0 2,412
NXP SEMICONDUCTORS N V COM N6596X109 403 2,055 SH   SOLE   0 0 2,055
OPKO HEALTH INC COM 68375N103 55 15,200 SH   SOLE   0 0 15,200
ORACLE CORP COM 68389X105 270 3,095 SH   SOLE   0 0 3,095
OREILLY AUTOMOTIVE INC COM 67103H107 420 687 SH   SOLE   0 0 687
PAYCHEX INC COM 704326107 229 2,039 SH   SOLE   0 0 2,039
PAYPAL HLDGS INC COM 70450Y103 335 1,287 SH   SOLE   0 0 1,287
PEPSICO INC COM 713448108 2,402 15,970 SH   SOLE   0 0 15,970
PFIZER INC COM 717081103 1,709 39,739 SH   SOLE   0 0 39,739
PROCTER AND GAMBLE CO COM 742718109 2,675 19,135 SH   SOLE   0 0 19,135
QUALCOMM INC COM 747525103 217 1,679 SH   SOLE   0 0 1,679
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,040 12,103 SH   SOLE   0 0 12,103
RENAISSANCERE HLDGS LTD COM G7496G103 335 2,400 SH   SOLE   0 0 2,400
ROCKWELL AUTOMATION INC COM 773903109 216 733 SH   SOLE   0 0 733
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 259 5,820 SH   SOLE   0 0 5,820
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 352 4,391 SH   SOLE   0 0 4,391
SELECT SECTOR SPDR TR ENERGY 81369Y506 626 12,013 SH   SOLE   0 0 12,013
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 466 12,413 SH   SOLE   0 0 12,413
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 231 1,287 SH   SOLE   0 0 1,287
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 490 3,282 SH   SOLE   0 0 3,282
SHERWIN WILLIAMS CO COM 824348106 388 1,386 SH   SOLE   0 0 1,386
SPDR GOLD TR GOLD SHS 78463V107 1,106 6,733 SH   SOLE   0 0 6,733
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,427 12,647 SH   SOLE   0 0 12,647
SPDR SER TR BLOMBERG BRC INV 78468R200 2,770 90,350 SH   SOLE   0 0 90,350
SPDR SER TR NYSE TECH ETF 78464A102 328 2,100 SH   SOLE   0 0 2,100
SPDR SER TR PORTFOLIO SH TSR 78468R101 12,473 407,230 SH   SOLE   0 0 407,230
SPDR SER TR S&P DIVID ETF 78464A763 5,162 43,910 SH   SOLE   0 0 43,910
SPLUNK INC COM 848637104 217 1,500 SH   SOLE   0 0 1,500
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 373 7,727 SH   SOLE   0 0 7,727
STARBUCKS CORP COM 855244109 664 6,019 SH   SOLE   0 0 6,019
STATE STR CORP COM 857477103 444 5,244 SH   SOLE   0 0 5,244
TEXAS INSTRS INC COM 882508104 1,201 6,247 SH   SOLE   0 0 6,247
THE TRADE DESK INC COM CL A 88339J105 281 4,000 SH   SOLE   0 0 4,000
THERMO FISHER SCIENTIFIC INC COM 883556102 2,672 4,677 SH   SOLE   0 0 4,677
TJX COS INC NEW COM 872540109 488 7,399 SH   SOLE   0 0 7,399
T-MOBILE US INC COM 872590104 852 6,672 SH   SOLE   0 0 6,672
TORONTO DOMINION BK ONT COM NEW 891160509 495 7,487 SH   SOLE   0 0 7,487
TOTALENERGIES SE SPONSORED ADS 89151E109 272 5,676 SH   SOLE   0 0 5,676
TRAVELERS COMPANIES INC COM 89417E109 444 2,919 SH   SOLE   0 0 2,919
TREX CO INC COM 89531P105 1,753 17,200 SH   SOLE   0 0 17,200
UNILEVER PLC SPON ADR NEW 904767704 219 4,040 SH   SOLE   0 0 4,040
UNION PAC CORP COM 907818108 825 4,209 SH   SOLE   0 0 4,209
UNITED PARCEL SERVICE INC CL B 911312106 393 2,156 SH   SOLE   0 0 2,156
UNITEDHEALTH GROUP INC COM 91324P102 1,230 3,148 SH   SOLE   0 0 3,148
VANECK ETF TRUST GOLD MINERS ETF 92189F106 406 13,790 SH   SOLE   0 0 13,790
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,388 15,519 SH   SOLE   0 0 15,519
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,113 25,783 SH   SOLE   0 0 25,783
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 852 9,966 SH   SOLE   0 0 9,966
VANGUARD INDEX FDS GROWTH ETF 922908736 5,582 19,236 SH   SOLE   0 0 19,236
VANGUARD INDEX FDS MID CAP ETF 922908629 7,296 30,816 SH   SOLE   0 0 30,816
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 257 2,528 SH   SOLE   0 0 2,528
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,002 2,541 SH   SOLE   0 0 2,541
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,177 37,392 SH   SOLE   0 0 37,392
VANGUARD INDEX FDS TOTAL STK MKT 922908769 506 2,277 SH   SOLE   0 0 2,277
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 809 13,272 SH   SOLE   0 0 13,272
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,392 47,831 SH   SOLE   0 0 47,831
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,467 27,900 SH   SOLE   0 0 27,900
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 346 5,125 SH   SOLE   0 0 5,125
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,966 23,860 SH   SOLE   0 0 23,860
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 884 5,758 SH   SOLE   0 0 5,758
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 497 9,850 SH   SOLE   0 0 9,850
VERASTEM INC COM 92337C104 68 22,000 SH   SOLE   0 0 22,000
VERIZON COMMUNICATIONS INC COM 92343V104 243 4,498 SH   SOLE   0 0 4,498
VISA INC COM CL A 92826C839 2,836 12,732 SH   SOLE   0 0 12,732
WALMART INC COM 931142103 2,594 18,611 SH   SOLE   0 0 18,611
WASTE MGMT INC DEL COM 94106L109 973 6,514 SH   SOLE   0 0 6,514
WESTERN ASSET HIGH INCOME OP COM 95766K109 100 19,296 SH   SOLE   0 0 19,296
ZIMMER BIOMET HOLDINGS INC COM 98956P102 243 1,659 SH   SOLE   0 0 1,659
ZOETIS INC CL A 98978V103 202 1,038 SH   SOLE   0 0 1,038