The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,782,073 19,935 SH   SOLE   0 0 19,935
ADOBE INC COM 00724F101   228,146 449 SH   SOLE   0 0 449
ALPHABET INC CAP STK CL A 02079K305   1,001,794 8,200 SH   SOLE   0 0 8,200
ALPHABET INC CAP STK CL C 02079K107   1,456,860 11,806 SH   SOLE   0 0 11,806
AMAZON COM INC COM 023135106   682,540 5,343 SH   SOLE   0 0 5,343
AMERICAN EXPRESS CO COM 025816109   1,972,758 13,960 SH   SOLE   0 0 13,960
AMERICAN INTL GROUP INC COM NEW 026874784   16,126,814 270,902 SH   SOLE   0 0 270,902
AMERICAN WTR WKS CO INC NEW COM 030420103   1,681,195 14,444 SH   SOLE   0 0 14,444
AON PLC SHS CL A G0403H108   644,141 2,099 SH   SOLE   0 0 2,099
APPLE INC COM 037833100   2,933,635 17,439 SH   SOLE   0 0 17,439
APTARGROUP INC COM 038336103   654,318 5,400 SH   SOLE   0 0 5,400
AUTOZONE INC COM 053332102   5,538,129 2,264 SH   SOLE   0 0 2,264
BALL CORP COM 058498106   1,006,393 21,385 SH   SOLE   0 0 21,385
BANK AMERICA CORP COM 060505104   226,908 9,015 SH   SOLE   0 0 9,015
BERKLEY W R CORP COM 084423102   6,589,862 100,886 SH   SOLE   0 0 100,886
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,090,407 24,390 SH   SOLE   0 0 24,390
BHP GROUP LTD SPONSORED ADS 088606108   8,368,746 146,332 SH   SOLE   0 0 146,332
BOOKING HOLDINGS INC COM 09857L108   5,909,736 2,152 SH   SOLE   0 0 2,152
BRISTOL-MYERS SQUIBB CO COM 110122108   2,153,579 42,210 SH   SOLE   0 0 42,210
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   1,783,065 61,549 SH   SOLE   0 0 61,549
BROWN FORMAN CORP CL B 115637209   1,488,501 27,044 SH   SOLE   0 0 27,044
CLOROX CO DEL COM 189054109   1,370,158 11,618 SH   SOLE   0 0 11,618
CME GROUP INC COM 12572Q105   8,968,915 42,907 SH   SOLE   0 0 42,907
COCA COLA CO COM 191216100   751,625 13,607 SH   SOLE   0 0 13,607
COMCAST CORP NEW CL A 20030N101   726,626 18,331 SH   SOLE   0 0 18,331
COSTCO WHSL CORP NEW COM 22160K105   303,352 559 SH   SOLE   0 0 559
CROCS INC COM 227046109   4,613,601 53,659 SH   SOLE   0 0 53,659
CUMMINS INC COM 231021106   7,528,124 34,975 SH   SOLE   0 0 34,975
D R HORTON INC COM 23331A109   3,892,858 38,278 SH   SOLE   0 0 38,278
DARLING INGREDIENTS INC COM 237266101   320,968 7,501 SH   SOLE   0 0 7,501
DISNEY WALT CO COM 254687106   5,746,300 72,435 SH   SOLE   0 0 72,435
DUKE ENERGY CORP NEW COM NEW 26441C204   1,985,656 22,685 SH   SOLE   0 0 22,685
EATON CORP PLC SHS G29183103   318,160 1,629 SH   SOLE   0 0 1,629
EDWARDS LIFESCIENCES CORP COM 28176E108   4,714,891 76,404 SH   SOLE   0 0 76,404
EMERSON ELEC CO COM 291011104   268,492 3,050 SH   SOLE   0 0 3,050
EXXON MOBIL CORP COM 30231G102   747,541 7,082 SH   SOLE   0 0 7,082
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   73,818 13,850 SH   SOLE   0 0 13,850
GENCO SHIPPING & TRADING LTD SHS Y2685T131   8,024,019 610,192 SH   SOLE   0 0 610,192
GENERAC HLDGS INC COM 368736104   4,218,997 51,326 SH   SOLE   0 0 51,326
GENERAL DYNAMICS CORP COM 369550108   230,908 969 SH   SOLE   0 0 969
GRAINGER W W INC COM 384802104   6,496,543 9,192 SH   SOLE   0 0 9,192
HALLIBURTON CO COM 406216101   2,217,279 55,992 SH   SOLE   0 0 55,992
HERSHEY CO COM 427866108   349,809 1,900 SH   SOLE   0 0 1,900
HOME DEPOT INC COM 437076102   403,447 1,459 SH   SOLE   0 0 1,459
HUBBELL INC COM 443510607   554,379 1,973 SH   SOLE   0 0 1,973
INTEL CORP COM 458140100   241,743 6,802 SH   SOLE   0 0 6,802
ISHARES GOLD TR ISHARES NEW 464285204   9,819,427 258,338 SH   SOLE   0 0 258,338
ISHARES INC MSCI EMRG CHN 46434G764   8,794,241 183,749 SH   SOLE   0 0 183,749
ISHARES TR CORE 1 5 YR USD 46432F859   23,642,870 510,645 SH   SOLE   0 0 510,645
ISHARES TR IBOXX INV CP ETF 464287242   17,181,690 172,490 SH   SOLE   0 0 172,490
ISHARES TR PFD AND INCM SEC 464288687   11,266,652 396,294 SH   SOLE   0 0 396,294
ISHARES TR CORE S&P US VLU 464287663   32,685,488 457,268 SH   SOLE   0 0 457,268
ISHARES TR GLOBAL ENERG ETF 464287341   228,289 5,778 SH   SOLE   0 0 5,778
ISHARES TR CORE S&P SCP ETF 464287804   8,308,716 94,838 SH   SOLE   0 0 94,838
ISHARES TR INTL SEL DIV ETF 464288448   263,043 10,754 SH   SOLE   0 0 10,754
ISHARES TR EAFE VALUE ETF 464288877   21,172,793 454,644 SH   SOLE   0 0 454,644
ISHARES TR ISHS 1-5YR INVS 464288646   323,910 6,516 SH   SOLE   0 0 6,516
ISHARES TR 20 YR TR BD ETF 464287432   15,972,384 189,314 SH   SOLE   0 0 189,314
ISHARES TR CORE HIGH DV ETF 46429B663   32,664,032 348,342 SH   SOLE   0 0 348,342
ISHARES TR SHORT TREAS BD 464288679   28,031,252 253,699 SH   SOLE   0 0 253,699
JOHNSON & JOHNSON COM 478160104   1,149,026 7,892 SH   SOLE   0 0 7,892
JPMORGAN CHASE & CO COM 46625H100   2,219,731 16,359 SH   SOLE   0 0 16,359
LAM RESEARCH CORP COM 512807108   317,027 543 SH   SOLE   0 0 543
LOCKHEED MARTIN CORP COM 539830109   4,138,716 9,334 SH   SOLE   0 0 9,334
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   2,040,340 22,560 SH   SOLE   0 0 22,560
MASTERCARD INCORPORATED CL A 57636Q104   468,571 1,287 SH   SOLE   0 0 1,287
MCDONALDS CORP COM 580135101   945,800 3,698 SH   SOLE   0 0 3,698
MERCK & CO INC COM 58933Y105   938,729 9,130 SH   SOLE   0 0 9,130
MICROSOFT CORP COM 594918104   2,721,251 8,251 SH   SOLE   0 0 8,251
MIDDLEBY CORP COM 596278101   365,110 3,257 SH   SOLE   0 0 3,257
MOHAWK INDS INC COM 608190104   9,584,546 125,190 SH   SOLE   0 0 125,190
MYR GROUP INC DEL COM 55405W104   5,642,385 50,446 SH   SOLE   0 0 50,446
NIKE INC CL B 654106103   213,890 2,183 SH   SOLE   0 0 2,183
NOMAD FOODS LTD USD ORD SHS G6564A105   9,435,558 693,791 SH   SOLE   0 0 693,791
NUTRIEN LTD COM 67077M108   9,097,083 163,942 SH   SOLE   0 0 163,942
NVIDIA CORPORATION COM 67066G104   350,385 865 SH   SOLE   0 0 865
NVR INC COM 62944T105   2,314,355 430 SH   SOLE   0 0 430
PEPSICO INC COM 713448108   634,956 3,978 SH   SOLE   0 0 3,978
PFIZER INC COM 717081103   301,207 10,004 SH   SOLE   0 0 10,004
PNC FINL SVCS GROUP INC COM 693475105   200,232 1,800 SH   SOLE   0 0 1,800
PPG INDS INC COM 693506107   642,472 5,322 SH   SOLE   0 0 5,322
PROCTER AND GAMBLE CO COM 742718109   864,297 5,873 SH   SOLE   0 0 5,873
RTX CORPORATION COM 75513E101   7,764,002 98,080 SH   SOLE   0 0 98,080
SNAP ON INC COM 833034101   8,365,086 33,150 SH   SOLE   0 0 33,150
SPDR GOLD TR GOLD SHS 78463V107   13,604,587 73,084 SH   SOLE   0 0 73,084
TJX COS INC NEW COM 872540109   6,736,544 77,263 SH   SOLE   0 0 77,263
TOTALENERGIES SE SPONSORED ADS 89151E109   9,216,699 139,078 SH   SOLE   0 0 139,078
UNION PAC CORP COM 907818108   649,844 3,222 SH   SOLE   0 0 3,222
UNITEDHEALTH GROUP INC COM 91324P102   2,174,110 4,144 SH   SOLE   0 0 4,144
V F CORP COM 918204108   1,697,558 100,447 SH   SOLE   0 0 100,447
VANGUARD WORLD FDS INF TECH ETF 92204A702   241,004 601 SH   SOLE   0 0 601
VENTAS INC COM 92276F100   1,922,782 46,165 SH   SOLE   0 0 46,165
VISA INC COM CL A 92826C839   321,338 1,402 SH   SOLE   0 0 1,402
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,256,403 59,432 SH   SOLE   0 0 59,432
WALMART INC COM 931142103   6,270,950 38,909 SH   SOLE   0 0 38,909
WASTE MGMT INC DEL COM 94106L109   8,464,362 52,450 SH   SOLE   0 0 52,450
WILLIAMS COS INC COM 969457100   236,682 6,951 SH   SOLE   0 0 6,951
XCEL ENERGY INC COM 98389B100   357,709 6,135 SH   SOLE   0 0 6,135