The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,766 13,307 SH   SOLE   621 0 12,686
APPLE INC COM 037833100 194 1,460 SH   OTR   1,460 0 0
ALLY FINANCIAL INC COM 02005N100 1,935 54,275 SH   SOLE   49,661 0 4,614
AMGEN INC COM 031162100 719 3,128 SH   SOLE   2,122 0 1,006
AVEO PHARMACEUTICALS INC COM NEW 053588307 432 74,952 SH   SOLE   56,372 0 18,580
AVEO PHARMACEUTICALS INC COM NEW 053588307 6 1,000 SH   OTR   1,000 0 0
POPULAR INC COM NEW 733174700 12,370 219,631 SH   SOLE   54,442 0 165,189
POPULAR INC COM NEW 733174700 104 1,841 SH   OTR   1,841 0 0
BAUSCH HEALTH COS INC COM 071734107 2,274 109,327 SH   SOLE   98,152 0 11,175
CONSTELLATION PHARMACEUTICAL COM 210373106 1,422 49,369 SH   SOLE   41,350 0 8,019
COTY INC-CL A COM CL A 222070203 630 89,684 SH   SOLE   69,720 0 19,964
COTY INC-CL A COM CL A 222070203 28 4,000 SH   OTR   4,000 0 0
FIRST BANCORP PUERTO RICO COM NEW 318672706 18,548 2,011,698 SH   SOLE   346,448 0 1,665,250
FIRST BANCORP PUERTO RICO COM NEW 318672706 117 12,721 SH   OTR   12,721 0 0
FACEBOOK INC-A CL A 30303M102 4,297 15,729 SH   SOLE   6,563 0 9,166
FACEBOOK INC-A CL A 30303M102 122 447 SH   OTR   447 0 0
GARMIN LTD SHS H2906T109 401 3,348 SH   SOLE   1,461 0 1,887
WALMART INC COM 931142103 1,257 8,721 SH   SOLE   1,090 0 7,631
CONSTELLATION BRANDS INC-A CL A 21036P108 314 1,435 SH   SOLE   0 0 1,435
WEIBO CORP-SPON ADR SPONSORED ADR 948596101 653 15,935 SH   SOLE   14,215 0 1,720
ADVANCED MICRO DEVICES INC COM 007903107 1,373 14,971 SH   SOLE   5,028 0 9,943
ADVANCED MICRO DEVICES INC COM 007903107 127 1,380 SH   OTR   1,380 0 0
AMAZON COM INC COM 023135106 2,068 635 SH   SOLE   53 0 582
AMAZON COM INC COM 023135106 101 31 SH   OTR   31 0 0
BANK AMER CORP COM 060505104 928 30,622 SH   SOLE   5,311 0 25,311
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,095 9,034 SH   SOLE   0 0 9,034
COSTCO WHSL CORP NEW COM 22160K105 1,329 3,528 SH   SOLE   426 0 3,102
CALAVO GROWERS INC COM 128246105 1,444 20,792 SH   SOLE   15,317 0 5,475
GENERAL DYNAMICS CORP COM 369550108 2,107 14,160 SH   SOLE   10,147 0 4,013
GENERAL MTRS CO COM 37045V100 1,519 36,476 SH   SOLE   7,486 0 28,990
ALPHABET INC CAP STK CL C 02079K107 2,531 1,445 SH   SOLE   971 0 474
ALPHABET INC CAP STK CL C 02079K107 91 52 SH   OTR   52 0 0
JOHNSON & JOHNSON COM 478160104 643 4,088 SH   SOLE   984 0 3,104
JOHNSON & JOHNSON COM 478160104 65 414 SH   OTR   414 0 0
JPMORGAN CHASE & CO COM 46625H100 1,639 12,896 SH   SOLE   2,326 0 10,570
LOCKHEED MARTIN CORP COM 539830109 662 1,866 SH   SOLE   381 0 1,485
ALTRIA GROUP INC COM 02209S103 1,627 39,694 SH   SOLE   24,840 0 14,854
MICROSOFT CORP COM 594918104 1,199 5,390 SH   SOLE   0 0 5,390
MICROSOFT CORP COM 594918104 90 405 SH   OTR   405 0 0
MICRON TECHNOLOGY INC COM 595112103 5,842 77,705 SH   SOLE   57,268 0 20,437
MICRON TECHNOLOGY INC COM 595112103 116 1,540 SH   OTR   1,540 0 0
OFG BANCORP COM 67103X102 27,532 1,484,995 SH   SOLE   193,945 0 1,291,050
OFG BANCORP COM 67103X102 104 5,617 SH   OTR   5,617 0 0
PROCTER AND GAMBLE CO COM 742718109 522 3,752 SH   SOLE   0 0 3,752
PHILIP MORRIS INTL INC COM 718172109 2,362 28,528 SH   SOLE   15,373 0 13,155
PAYPAL HLDGS INC COM 70450Y103 2,608 11,136 SH   SOLE   4,919 0 6,217
PAYPAL HLDGS INC COM 70450Y103 280 1,196 SH   OTR   1,196 0 0
BANCO SANTANDER SA ADR 05964H105 53 17,310 SH   SOLE   0 0 17,310
SIENTRA INC COM 82621J105 1,116 287,012 SH   SOLE   216,344 0 70,668
SKECHERS U S A INC CL A 830566105 553 15,378 SH   SOLE   0 0 15,378
SHOPIFY INC - CLASS A CL A 82509L107 62 55 SH   OTR   55 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,044 18,454 SH   SOLE   6,875 0 11,579
WIRELESS TELECOM GROUP INC COM 976524108 580 327,488 SH   SOLE   305,488 0 22,000
BERKSHIRE HATHAWAY INC DEL CL A 084670108 348 1 SH   OTR   1 0 0
BLACKSTONE GROUP L P COM CL A 09260D107 1,238 19,107 SH   SOLE   15,000 0 4,107
INVESCO QQQ TR UNIT SER 1 46090E103 1,391 4,433 SH   SOLE   0 0 4,433
INVESCO QQQ TR UNIT SER 1 46090E103 142 452 SH   OTR   452 0 0
TJX COS INC NEW COM 872540109 1,195 17,493 SH   SOLE   7,329 0 10,164
MCDONALDS CORP COM 580135101 703 3,275 SH   SOLE   0 0 3,275
PFIZER INC COM 717081103 341 9,266 SH   SOLE   0 0 9,266
EVERTEC INC COM 30040P103 893 22,706 SH   SOLE   0 0 22,706
HERON THERAPEUTICS INC COM 427746102 241 11,400 SH   SOLE   10,000 0 1,400
LANNETT CO INC COM 516012101 410 62,875 SH   SOLE   59,875 0 3,000
NVIDIA CORP COM 67066G104 1,351 2,588 SH   SOLE   480 0 2,108
NVIDIA CORP COM 67066G104 189 361 SH   OTR   361 0 0
TEVA PHARMACEUTICAL-SP ADR SPONSORED ADS 881624209 2,100 217,589 SH   SOLE   151,204 0 66,385
DIREXION SHS ETF TR BRZ BL 2X SHS 25460G708 2,403 20,695 SH   SOLE   20,485 0 210
CENTENNIAL RESOURCE DEVELO-A CL A 15136A102 41 27,500 SH   OTR   27,500 0 0
COPART INC COM 217204106 3,453 27,136 SH   SOLE   27,051 0 85
DIREXION SHS ETF TR DLY ENRGY BULL2X 25460G609 793 55,230 SH   SOLE   54,240 0 990
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 2,730 44,896 SH   SOLE   44,516 0 380
FIRST TR NASDAQ-100 TECH IND NAT GAS ETF 33733E807 378 42,840 SH   SOLE   42,840 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2,427 67,367 SH   SOLE   54,445 0 12,922
COCA-COLA CO/THE COM 191216100 509 9,276 SH   SOLE   0 0 9,276
LENNAR CORP-A CL A 526057104 1,351 17,723 SH   SOLE   12,913 0 4,810
MERCADOLIBRE INC COM 58733R102 2,208 1,318 SH   SOLE   124 0 1,194
MERCADOLIBRE INC COM 58733R102 60 36 SH   OTR   36 0 0
PULTEGROUP INC COM 745867101 1,294 30,002 SH   SOLE   21,700 0 8,302
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,389 19,419 SH   SOLE   11,166 0 8,253
STARBUCKS CORP COM 855244109 483 4,510 SH   SOLE   0 0 4,510
SHOPIFY INC - CLASS A CL A 82509L107 1,297 1,146 SH   SOLE   132 0 1,014
GLOBAL X FDS GLOBAL X SILVER 37954Y848 1,299 28,478 SH   SOLE   21,104 0 7,374
SPDR S&P 500 ETF TR TR UNIT 78462F103 881 2,356 SH   SOLE   0 0 2,356
TARGET CORP COM 87612E106 781 4,425 SH   SOLE   1,030 0 3,395
NIO INC SPON ADS 62914V106 4,653 95,461 SH   SOLE   53,055 0 42,406
MARKETAXESS HOLDINGS INC COM 57060D108 1,035 1,814 SH   SOLE   1,354 0 460
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 808 11,181 SH   SOLE   11,181 0 0
UNITED RENTALS INC COM 911363109 2,472 10,658 SH   SOLE   9,566 0 1,092
FASTENAL CO COM 311900104 736 15,065 SH   SOLE   5,841 0 9,224
FASTENAL CO COM 311900104 35 724 SH   OTR   724 0 0
DOMINO'S PIZZA INC COM 25754A201 2,042 5,326 SH   SOLE   2,776 0 2,550
DOLLAR GENERAL CORP COM 256677105 274 1,301 SH   SOLE   778 0 523
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,120 13,404 SH   SOLE   6,815 0 6,589
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2 10 SH   OTR   10 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,575 21,783 SH   SOLE   0 0 21,783
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 490 8,518 SH   SOLE   8,349 0 169
ISHARES TR US HOME CONS ETF 464288752 798 14,302 SH   SOLE   7,805 0 6,497
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 344 3,156 SH   SOLE   0 0 3,156
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 265 2,730 SH   SOLE   2,730 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 313 3,620 SH   SOLE   0 0 3,620
MERCK & CO. INC. COM 58933Y105 284 3,476 SH   SOLE   0 0 3,476
HOME DEPOT INC COM 437076102 953 3,589 SH   SOLE   995 0 2,594
HOME DEPOT INC COM 437076102 87 327 SH   OTR   327 0 0
OPKO HEALTH INC COM 68375N103 736 186,449 SH   SOLE   0 0 186,449
OPKO HEALTH INC COM 68375N103 8 2,000 SH   OTR   2,000 0 0
DIREXION SHS ETF TR SP BIOTCH BL NEW 25490K323 416 4,145 SH   SOLE   4,145 0 0
DIREXION SHS ETF TR DLY SCOND 3XBU 25459W458 1,397 2,995 SH   SOLE   2,995 0 0
TORONTO-DOMINION BANK COM 891160509 250 4,435 SH   SOLE   0 0 4,435
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,284 33,866 SH   SOLE   27,448 0 6,418
SELECT SECTOR SPDR TR ENERGY 81369Y506 70 1,858 SH   OTR   1,858 0 0
ASSURED GUARANTY LTD COM G0585R106 3,174 100,800 SH   SOLE   29,050 0 71,750
MISSION PRODUCE INC COM 60510V108 1,419 94,293 SH   SOLE   70,163 0 24,130
CITIGROUP INC COM NEW 172967424 219 3,557 SH   SOLE   0 0 3,557
CHIPOTLE MEXICAN GRILL INC COM 169656105 514 371 SH   SOLE   0 0 371
CHEVRON CORP NEW COM 166764100 1,052 12,460 SH   SOLE   4,800 0 7,660
DIAMONDBACK ENERGY INC COM 25278X109 1,486 30,700 SH   SOLE   29,200 0 1,500
ISHARES U.S. HEALTHCARE ETF US HLTHCARE ETF 464287762 214 871 SH   SOLE   0 0 871
LAREDO PETROLEUM INC COM 516806205 251 12,744 SH   SOLE   12,444 0 300
OCCIDENTAL PETROLEUM CORP COM 674599105 573 33,100 SH   SOLE   33,100 0 0
PHILLIPS 66 COM 718546104 411 5,881 SH   SOLE   0 0 5,881
PENN VIRGINIA CORP COM 70788V102 161 15,900 SH   SOLE   15,000 0 900
SALARIUS PHARMACEUTICALS INC COM NEW 79400X107 53 57,858 SH   SOLE   25,000 0 32,858
ISHARES PHLX SEMICONDUCTOR E PHLX SEMICND ETF 464287523 858 2,264 SH   SOLE   2,185 0 79
TCR2 THERAPEUTICS INC COM 87808K106 1,000 32,342 SH   SOLE   23,570 0 8,772
TRUIST FINANCIAL CORP COM 89832Q109 383 8,000 SH   SOLE   2,000 0 6,000
UNITED PARCEL SERVICE-CL B CL B NEW 911312106 495 2,940 SH   SOLE   2,940 0 0
EXXON MOBIL CORP COM 30231G102 308 7,466 SH   SOLE   2,601 0 4,865
ZEBRA TECHNOLOGIES CORP-CL A CL A 989207105 774 2,015 SH   SOLE   1,680 0 335
IMPINJ INC COM 453204109 224 5,340 SH   SOLE   3,330 0 2,010