The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,122 9,689 SH   SOLE   366 0 9,323
APPLE INC COM 037833100 169 1,460 SH   OTR   1,460 0 0
ALLY FINANCIAL INC COM 02005N100 1,340 53,459 SH   SOLE   48,845 0 4,614
AMGEN INC COM 031162100 751 2,955 SH   SOLE   1,977 0 978
AVEO PHARMACEUTICALS INC COM 053588109 437 73,552 SH   SOLE   54,972 0 18,580
AVEO PHARMACEUTICALS INC COM 053588109 6 1,000 SH   OTR   1,000 0 0
POPULAR INC COM NEW 733174700 7,970 219,731 SH   SOLE   54,442 0 165,289
POPULAR INC COM NEW 733174700 67 1,841 SH   OTR   1,841 0 0
BAUSCH HEALTH COS INC COM 071734107 1,798 115,724 SH   SOLE   104,549 0 11,175
CONSTELLATION PHARMACEUTICAL COM 210373106 1,000 49,369 SH   SOLE   41,350 0 8,019
COTY INC-CL A COM CL A 222070203 116 43,012 SH   SOLE   24,720 0 18,292
FIRST BANCORP PUERTO RICO COM NEW 318672706 10,499 2,011,333 SH   SOLE   346,448 0 1,664,885
FIRST BANCORP PUERTO RICO COM NEW 318672706 66 12,721 SH   OTR   12,721 0 0
FACEBOOK INC-A CL A 30303M102 5,255 20,066 SH   SOLE   11,869 0 8,197
FACEBOOK INC-A CL A 30303M102 117 447 SH   OTR   447 0 0
GARMIN LTD SHS H2906T109 291 3,063 SH   SOLE   1,176 0 1,887
WALMART INC COM 931142103 903 6,452 SH   SOLE   861 0 5,591
CONSTELLATION BRANDS INC-A CL A 21036P108 271 1,432 SH   SOLE   0 0 1,432
WEIBO CORP-SPON ADR SPONSORED ADR 948596101 667 18,300 SH   SOLE   16,580 0 1,720
ADVANCED MICRO DEVICES INC COM 007903107 1,088 13,275 SH   SOLE   4,663 0 8,612
ADVANCED MICRO DEVICES INC COM 007903107 130 1,580 SH   OTR   1,580 0 0
AMAZON COM INC COM 023135106 2,163 687 SH   SOLE   44 0 643
AMAZON COM INC COM 023135106 98 31 SH   OTR   31 0 0
BANK AMER CORP COM 060505104 648 26,886 SH   SOLE   4,163 0 22,723
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,929 9,059 SH   SOLE   0 0 9,059
COSTCO WHSL CORP NEW COM 22160K105 1,216 3,426 SH   SOLE   337 0 3,089
CALAVO GROWERS INC COM 128246105 2,596 39,180 SH   SOLE   28,832 0 10,348
GENERAL DYNAMICS CORP COM 369550108 1,921 13,877 SH   SOLE   9,923 0 3,954
GENERAL MTRS CO COM 37045V100 1,058 35,765 SH   SOLE   6,665 0 29,100
ALPHABET INC CAP STK CL C 02079K107 2,351 1,600 SH   SOLE   1,126 0 474
ALPHABET INC CAP STK CL C 02079K107 76 52 SH   OTR   52 0 0
JOHNSON & JOHNSON COM 478160104 582 3,908 SH   SOLE   768 0 3,140
JOHNSON & JOHNSON COM 478160104 61 411 SH   OTR   411 0 0
JPMORGAN CHASE & CO COM 46625H100 1,123 11,660 SH   SOLE   2,050 0 9,610
LOCKHEED MARTIN CORP COM 539830109 690 1,801 SH   SOLE   288 0 1,513
ALTRIA GROUP INC COM 02209S103 1,502 38,873 SH   SOLE   24,158 0 14,715
ALTRIA GROUP INC COM 02209S103 5 125 SH   OTR   125 0 0
MICROSOFT CORP COM 594918104 835 3,968 SH   SOLE   0 0 3,968
MICROSOFT CORP COM 594918104 85 405 SH   OTR   405 0 0
MICRON TECHNOLOGY INC COM 595112103 3,620 77,097 SH   SOLE   56,775 0 20,322
MICRON TECHNOLOGY INC COM 595112103 72 1,540 SH   OTR   1,540 0 0
OFG BANCORP COM 67103X102 18,503 1,484,995 SH   SOLE   193,945 0 1,291,050
OFG BANCORP COM 67103X102 70 5,617 SH   OTR   5,617 0 0
PROCTER AND GAMBLE CO COM 742718109 693 4,985 SH   SOLE   0 0 4,985
PHILIP MORRIS INTL INC COM 718172109 2,111 28,157 SH   SOLE   14,967 0 13,190
PAYPAL HLDGS INC COM 70450Y103 2,274 11,539 SH   SOLE   4,772 0 6,767
PAYPAL HLDGS INC COM 70450Y103 236 1,196 SH   OTR   1,196 0 0
BANCO SANTANDER SA ADR 05964H105 31 16,590 SH   SOLE   0 0 16,590
SIENTRA INC COM 82621J105 979 288,012 SH   SOLE   216,344 0 71,668
SIENTRA INC COM 82621J105 7 2,000 SH   OTR   2,000 0 0
SKECHERS U S A INC CL A 830566105 465 15,378 SH   SOLE   0 0 15,378
SHOPIFY INC - CLASS A CL A 82509L107 56 55 SH   OTR   55 0 0
VALERO ENERGY CORP NEW COM 91913Y100 675 15,588 SH   SOLE   6,875 0 8,713
WIRELESS TELECOM GROUP INC COM 976524108 452 327,488 SH   SOLE   305,488 0 22,000
BERKSHIRE HATHAWAY INC DEL CL A 084670108 320 1 SH   OTR   1 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 997 19,107 SH   SOLE   15,000 0 4,107
INVESCO QQQ TR UNIT SER 1 46090E103 1,232 4,433 SH   SOLE   0 0 4,433
INVESCO QQQ TR UNIT SER 1 46090E103 126 452 SH   OTR   452 0 0
TJX COS INC NEW COM 872540109 1,064 19,127 SH   SOLE   8,827 0 10,300
MCDONALDS CORP COM 580135101 488 2,224 SH   SOLE   0 0 2,224
PFIZER INC COM 717081103 330 8,982 SH   SOLE   0 0 8,982
EQUITY LIFESTYLE PROPERTIES COM 29472R108 1,022 16,665 SH   SOLE   15,665 0 1,000
EVERTEC INC COM 30040P103 5,265 151,683 SH   SOLE   0 0 151,683
ISHARES MSCI BRAZIL ETF MSCI BRAZIL ETF 464286400 1,357 49,064 SH   SOLE   44,400 0 4,664
HERON THERAPEUTICS INC COM 427746102 148 10,000 SH   SOLE   10,000 0 0
INTL BUSINESS MACHINES CORP COM 459200101 665 5,466 SH   SOLE   469 0 4,997
LANNETT CO INC COM 516012101 568 93,000 SH   SOLE   90,000 0 3,000
NVIDIA CORP COM 67066G104 1,130 2,088 SH   SOLE   480 0 1,608
NVIDIA CORP COM 67066G104 195 361 SH   OTR   361 0 0
TEVA PHARMACEUTICAL-SP ADR SPONSORED ADS 881624209 1,844 204,671 SH   SOLE   148,286 0 56,385
ZAGG INC COM 98884U108 203 72,609 SH   SOLE   70,259 0 2,350
AMERICAN EXPRESS CO COM 025816109 150 1,500 SH   SOLE   0 0 1,500
AMERICAN EXPRESS CO COM 025816109 74 742 SH   OTR   742 0 0
DIREXION SHS ETF TR BRZ BL 2X SHS 25460G708 427 6,465 SH   SOLE   6,255 0 210
CENTENNIAL RESOURCE DEVELO-A CL A 15136A102 17 27,500 SH   OTR   27,500 0 0
COPART INC COM 217204106 2,826 26,869 SH   SOLE   26,784 0 85
DIREXION SHS ETF TR DLY ENRGY BULL2X 25460G609 193 20,640 SH   SOLE   20,050 0 590
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 1,488 43,935 SH   SOLE   43,735 0 200
FIRST TR NASDAQ-100 TECH IND NAT GAS ETF 33733E807 260 42,840 SH   SOLE   42,840 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2,865 73,157 SH   SOLE   60,235 0 12,922
COCA-COLA CO/THE COM 191216100 353 7,141 SH   SOLE   0 0 7,141
LENNAR CORP-A CL A 526057104 1,406 17,219 SH   SOLE   12,489 0 4,730
MERCADOLIBRE INC COM 58733R102 1,131 1,045 SH   SOLE   151 0 894
MERCADOLIBRE INC COM 58733R102 39 36 SH   OTR   36 0 0
PULTEGROUP INC COM 745867101 1,331 28,753 SH   SOLE   20,951 0 7,802
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,122 19,495 SH   SOLE   11,166 0 8,329
STARBUCKS CORP COM 855244109 315 3,667 SH   SOLE   0 0 3,667
SHOPIFY INC - CLASS A CL A 82509L107 1,137 1,111 SH   SOLE   105 0 1,006
GLOBAL X FDS GLOBAL X SILVER 37954Y848 1,258 29,029 SH   SOLE   21,655 0 7,374
SPDR S&P 500 ETF TR TR UNIT 78462F103 534 1,594 SH   SOLE   0 0 1,594
TARGET CORP COM 87612E106 351 2,232 SH   SOLE   837 0 1,395
UNITED STS GASOLINE FD LP UNITS 91201T102 3,640 182,710 SH   SOLE   171,525 0 11,185
NIO INC SPON ADS 62914V106 1,791 84,405 SH   SOLE   53,055 0 31,350
MARKETAXESS HOLDINGS INC COM 57060D108 633 1,315 SH   SOLE   1,295 0 20
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 566 10,750 SH   SOLE   10,750 0 0
UNITED RENTALS INC COM 911363109 634 3,633 SH   SOLE   3,575 0 58
FASTENAL CO COM 311900104 642 14,235 SH   SOLE   5,162 0 9,073
FASTENAL CO COM 311900104 33 724 SH   OTR   724 0 0
DOMINO'S PIZZA INC COM 25754A201 1,755 4,127 SH   SOLE   2,770 0 1,357
DOLLAR GENERAL CORP COM 256677105 240 1,144 SH   SOLE   622 0 522
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,575 5,359 SH   SOLE   724 0 4,635
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3 10 SH   OTR   10 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,162 26,783 SH   SOLE   0 0 26,783
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 369 7,925 SH   SOLE   7,756 0 169
ISHARES TR US HOME CONS ETF 464288752 758 13,372 SH   SOLE   7,805 0 5,567
PEPSICO INC COM 713448108 222 1,600 SH   SOLE   0 0 1,600
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 256 3,156 SH   SOLE   0 0 3,156
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 204 2,127 SH   SOLE   2,127 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 313 3,620 SH   SOLE   0 0 3,620
MERCK & CO. INC. COM 58933Y105 288 3,476 SH   SOLE   0 0 3,476
HOME DEPOT INC COM 437076102 956 3,441 SH   SOLE   872 0 2,569
HOME DEPOT INC COM 437076102 90 325 SH   OTR   325 0 0
OPKO HEALTH INC COM 68375N103 689 186,854 SH   SOLE   0 0 186,854
OPKO HEALTH INC COM 68375N103 7 2,000 SH   OTR   2,000 0 0
DIREXION SHS ETF TR SP BIOTCH BL NEW 25490K323 222 4,145 SH   SOLE   4,145 0 0
DIREXION SHS ETF TR DLY SCOND 3XBU 25459W458 925 3,655 SH   SOLE   3,647 0 8
TORONTO-DOMINION BANK COM 891160509 205 4,435 SH   SOLE   0 0 4,435
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,053 35,166 SH   SOLE   32,250 0 2,916
SELECT SECTOR SPDR TR ENERGY 81369Y506 56 1,858 SH   OTR   1,858 0 0