The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   273 1,806 SH   SOLE   0 0 1,806
AMAZON COM INC COM 023135106   506 2,804 SH   SOLE   0 0 2,804
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   2,540 50,243 SH   SOLE   0 0 50,243
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695   465 9,980 SH   SOLE   0 0 9,980
APPLE INC COM 037833100   1,863 10,862 SH   SOLE   0 0 10,862
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   262 624 SH   SOLE   0 0 624
BLACKROCK ETF TRUST II INTERMEDIA MUNI 092528207   607 25,554 SH   SOLE   0 0 25,554
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   4,938 219,858 SH   SOLE   0 0 219,858
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   2,165 80,153 SH   SOLE   0 0 80,153
CONSOLIDATED EDISON INC COM 209115104   348 3,829 SH   SOLE   0 0 3,829
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,309 48,015 SH   SOLE   0 0 48,015
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   5,426 118,259 SH   SOLE   0 0 118,259
EXXON MOBIL CORP COM 30231G102   913 7,858 SH   SOLE   0 0 7,858
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   410 6,370 SH   SOLE   0 0 6,370
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,001 110,381 SH   SOLE   0 0 110,381
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   3,129 60,931 SH   SOLE   0 0 60,931
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   225 4,670 SH   SOLE   0 0 4,670
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   2,119 71,765 SH   SOLE   0 0 71,765
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   5,579 127,970 SH   SOLE   0 0 127,970
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   1,085 44,245 SH   SOLE   0 0 44,245
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   1,976 50,872 SH   SOLE   0 0 50,872
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   1,703 69,825 SH   SOLE   0 0 69,825
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   325 13,358 SH   SOLE   0 0 13,358
INVESCO QQQ TR UNIT SER 1 46090E103   3,978 8,959 SH   SOLE   0 0 8,959
ISHARES TR CORE S&P500 ETF 464287200   5,269 10,022 SH   SOLE   0 0 10,022
ISHARES TR CORE S&P MCP ETF 464287507   4,108 67,629 SH   SOLE   0 0 67,629
ISHARES TR CORE S&P SCP ETF 464287804   4,264 38,579 SH   SOLE   0 0 38,579
ISHARES TR CRE U S REIT ETF 464288521   377 7,013 SH   SOLE   0 0 7,013
ISHARES TR RUS 1000 ETF 464287622   1,523 5,287 SH   SOLE   0 0 5,287
ISHARES TR MSCI EAFE ETF 464287465   448 5,613 SH   SOLE   0 0 5,613
ISHARES TR GRWT ALLOCAT ETF 464289867   241 4,322 SH   SOLE   0 0 4,322
ISHARES TR AGGRES ALLOC ETF 464289859   277 3,764 SH   SOLE   0 0 3,764
ISHARES TR CORE MSCI EAFE 46432F842   293 3,945 SH   SOLE   0 0 3,945
ISHARES TR RUS MID CAP ETF 464287499   308 3,660 SH   SOLE   0 0 3,660
ISHARES TR RUS 1000 GRW ETF 464287614   497 1,474 SH   SOLE   0 0 1,474
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   6,912 148,189 SH   SOLE   0 0 148,189
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,507 69,108 SH   SOLE   0 0 69,108
LEGG MASON ETF INVT WESTN ASET TTL 52468L810   3,450 171,036 SH   SOLE   0 0 171,036
MASTERCARD INCORPORATED CL A 57636Q104   241 501 SH   SOLE   0 0 501
MICROSOFT CORP COM 594918104   1,404 3,338 SH   SOLE   0 0 3,338
NVIDIA CORPORATION COM 67066G104   307 339 SH   SOLE   0 0 339
ORACLE CORP COM 68389X105   862 6,866 SH   SOLE   0 0 6,866
PIMCO ETF TR ACTIVE BD ETF 72201R775   5,753 62,631 SH   SOLE   0 0 62,631
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,514 28,850 SH   SOLE   0 0 28,850
PIMCO ETF TR MUNI INCOME OPP 72201R635   917 20,093 SH   SOLE   0 0 20,093
PROSHARES TR RUSS 2000 DIVD 74347B698   2,827 44,158 SH   SOLE   0 0 44,158
PROSHARES TR S&P 500 DV ARIST 74348A467   29,596 291,845 SH   SOLE   0 0 291,845
PROSHARES TR S&P MDCP 400 DIV 74347B680   3,949 50,270 SH   SOLE   0 0 50,270
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,655 81,505 SH   SOLE   0 0 81,505
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   414 6,671 SH   SOLE   0 0 6,671
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   15,117 421,802 SH   SOLE   0 0 421,802
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,023 34,914 SH   SOLE   0 0 34,914
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   354 10,901 SH   SOLE   0 0 10,901
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   267 7,379 SH   SOLE   0 0 7,379
SPDR S&P 500 ETF TR TR UNIT 78462F103   399 762 SH   SOLE   0 0 762
SPDR SER TR PORTFOLIO S&P500 78464A854   1,067 17,334 SH   SOLE   0 0 17,334
SPDR SER TR PORTFOLIO S&P400 78464A847   298 5,578 SH   SOLE   0 0 5,578
SPDR SER TR S&P 600 SMCP VAL 78464A300   320 3,857 SH   SOLE   0 0 3,857
SSGA ACTIVE TR SPDR NUVEEN MUN 78470P705   1,675 60,847 SH   SOLE   0 0 60,847
T ROWE PRICE ETF INC TOTAL RETURN ETF 87283Q800   6,112 151,398 SH   SOLE   0 0 151,398
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   33,037 68,727 SH   SOLE   0 0 68,727
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,771 14,443 SH   SOLE   0 0 14,443
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   259 2,997 SH   SOLE   0 0 2,997
VANGUARD INDEX FDS SMALL CP ETF 922908751   872 3,814 SH   SOLE   0 0 3,814
VANGUARD INDEX FDS MID CAP ETF 922908629   1,324 5,300 SH   SOLE   0 0 5,300
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,384 28,961 SH   SOLE   0 0 28,961
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,010 96,004 SH   SOLE   0 0 96,004
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   1,387 5,821 SH   SOLE   0 0 5,821
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,812 15,399 SH   SOLE   0 0 15,399
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,004 39,950 SH   SOLE   0 0 39,950
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   7,014 86,029 SH   SOLE   0 0 86,029
VICTORY PORTFOLIOS II VICSHS DV AC ETF 92647N667   339 6,742 SH   SOLE   0 0 6,742