The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 891 8,202 SH   SOLE   0 0 8,202
ABIOMED INC COM 003654100 248 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM 025537101 402 4,194 SH   SOLE   0 0 4,194
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 6,347 145,515 SH   SOLE   0 0 145,515
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5,602 238,079 SH   SOLE   0 0 238,079
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 9,280 400,672 SH   SOLE   0 0 400,672
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 698 24,160 SH   SOLE   0 0 24,160
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 17,197 712,371 SH   SOLE   0 0 712,371
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 14,067 653,664 SH   SOLE   0 0 653,664
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 415 19,912 SH   SOLE   0 0 19,912
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 10,848 225,669 SH   SOLE   0 0 225,669
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 40,596 996,224 SH   SOLE   0 0 996,224
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 2,023 87,535 SH   SOLE   0 0 87,535
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 18,936 394,497 SH   SOLE   0 0 394,497
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 10,955 272,369 SH   SOLE   0 0 272,369
INTERNATIONAL BUSINESS MACHS COM 459200101 263 1,861 SH   SOLE   0 0 1,861
INVESCO QQQ TR UNIT SER 1 46090E103 407 1,453 SH   SOLE   0 0 1,453
ISHARES TR CORE S&P MCP ETF 464287507 2,032 8,981 SH   SOLE   0 0 8,981
ISHARES TR CORE S&P SCP ETF 464287804 206 2,226 SH   SOLE   0 0 2,226
ISHARES TR CORE S&P500 ETF 464287200 1,967 5,187 SH   SOLE   0 0 5,187
ISHARES TR GL CLEAN ENE ETF 464288224 199 10,461 SH   SOLE   0 0 10,461
ISHARES TR S&P MC 400GR ETF 464287606 247 3,880 SH   SOLE   0 0 3,880
ISHARES TR SHRT NAT MUN ETF 464288158 225 2,147 SH   SOLE   0 0 2,147
ISHARES TR SP SMCP600VL ETF 464287879 211 2,370 SH   SOLE   0 0 2,370
LINDE PLC SHS G5494J103 201 700 SH   SOLE   0 0 700
PROCTER AND GAMBLE CO COM 742718109 514 3,572 SH   SOLE   0 0 3,572
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,961 77,257 SH   SOLE   0 0 77,257
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,334 42,411 SH   SOLE   0 0 42,411
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,389 44,484 SH   SOLE   0 0 44,484
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 200 3,867 SH   SOLE   0 0 3,867
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 222 4,904 SH   SOLE   0 0 4,904
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 527 17,326 SH   SOLE   0 0 17,326
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 433 8,807 SH   SOLE   0 0 8,807
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 267 3,732 SH   SOLE   0 0 3,732
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,081 87,614 SH   SOLE   0 0 87,614
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,238 19,831 SH   SOLE   0 0 19,831
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,544 168,934 SH   SOLE   0 0 168,934
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,534 104,159 SH   SOLE   0 0 104,159
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,310 84,888 SH   SOLE   0 0 84,888
SPDR SER TR BLOOMBERG SHORT 78464A334 212 7,860 SH   SOLE   0 0 7,860
SPDR SER TR NUVEEN BLMBRG SH 78468R739 321 6,801 SH   SOLE   0 0 6,801
TRAVELERS COMPANIES INC COM 89417E109 271 1,600 SH   SOLE   0 0 1,600
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,237 5,682 SH   SOLE   0 0 5,682
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 495 3,724 SH   SOLE   0 0 3,724
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 2,362 14,946 SH   SOLE   0 0 14,946
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 713 4,657 SH   SOLE   0 0 4,657
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 4,429 30,644 SH   SOLE   0 0 30,644
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,153 6,577 SH   SOLE   0 0 6,577
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,753 13,536 SH   SOLE   0 0 13,536
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,167 7,786 SH   SOLE   0 0 7,786
VANGUARD INDEX FDS SMALL CP ETF 922908751 286 1,622 SH   SOLE   0 0 1,622
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,355 6,875 SH   SOLE   0 0 6,875
VANGUARD INDEX FDS VALUE ETF 922908744 649 4,919 SH   SOLE   0 0 4,919
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,040 48,976 SH   SOLE   0 0 48,976
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 2,132 14,212 SH   SOLE   0 0 14,212
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,386 20,025 SH   SOLE   0 0 20,025
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 298 7,292 SH   SOLE   0 0 7,292