The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 971 8,202 SH   SOLE   0 0 8,202
ABIOMED INC COM 003654100 331 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM 025537101 418 4,194 SH   SOLE   0 0 4,194
CHEVRON CORP NEW COM 166764100 210 1,292 SH   SOLE   0 0 1,292
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 12,964 494,037 SH   SOLE   0 0 494,037
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 25,763 915,186 SH   SOLE   0 0 915,186
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 1,736 69,710 SH   SOLE   0 0 69,710
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 9,218 190,219 SH   SOLE   0 0 190,219
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 38,951 794,602 SH   SOLE   0 0 794,602
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 18,649 332,661 SH   SOLE   0 0 332,661
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 11,546 247,874 SH   SOLE   0 0 247,874
INTERNATIONAL BUSINESS MACHS COM 459200101 242 1,861 SH   SOLE   0 0 1,861
INVESCO QQQ TR UNIT SER 1 46090E103 527 1,453 SH   SOLE   0 0 1,453
ISHARES TR CORE S&P MCP ETF 464287507 2,087 7,777 SH   SOLE   0 0 7,777
ISHARES TR CORE S&P SCP ETF 464287804 284 2,632 SH   SOLE   0 0 2,632
ISHARES TR CORE S&P500 ETF 464287200 2,352 5,182 SH   SOLE   0 0 5,182
ISHARES TR GL CLEAN ENE ETF 464288224 223 10,381 SH   SOLE   0 0 10,381
ISHARES TR S&P MC 400GR ETF 464287606 300 3,880 SH   SOLE   0 0 3,880
ISHARES TR S&P MC 400VL ETF 464287705 213 1,940 SH   SOLE   0 0 1,940
ISHARES TR SHRT NAT MUN ETF 464288158 529 5,058 SH   SOLE   0 0 5,058
ISHARES TR SP SMCP600VL ETF 464287879 243 2,370 SH   SOLE   0 0 2,370
LINDE PLC SHS G5494J103 224 700 SH   SOLE   0 0 700
PROCTER AND GAMBLE CO COM 742718109 546 3,572 SH   SOLE   0 0 3,572
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,219 79,892 SH   SOLE   0 0 79,892
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,554 42,331 SH   SOLE   0 0 42,331
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,722 45,349 SH   SOLE   0 0 45,349
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 206 3,865 SH   SOLE   0 0 3,865
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 262 4,897 SH   SOLE   0 0 4,897
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 660 18,657 SH   SOLE   0 0 18,657
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 544 10,980 SH   SOLE   0 0 10,980
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 294 3,732 SH   SOLE   0 0 3,732
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,555 87,613 SH   SOLE   0 0 87,613
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,514 21,207 SH   SOLE   0 0 21,207
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,393 174,426 SH   SOLE   0 0 174,426
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,176 107,782 SH   SOLE   0 0 107,782
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,034 85,176 SH   SOLE   0 0 85,176
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 209 7,608 SH   SOLE   0 0 7,608
SPDR SER TR BLOOMBERG SHORT 78464A334 274 9,425 SH   SOLE   0 0 9,425
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,501 31,721 SH   SOLE   0 0 31,721
TRAVELERS COMPANIES INC COM 89417E109 292 1,600 SH   SOLE   0 0 1,600
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,566 5,682 SH   SOLE   0 0 5,682
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 561 3,724 SH   SOLE   0 0 3,724
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 2,922 15,191 SH   SOLE   0 0 15,191
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 847 4,657 SH   SOLE   0 0 4,657
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 5,202 31,050 SH   SOLE   0 0 31,050
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,465 6,576 SH   SOLE   0 0 6,576
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,986 13,269 SH   SOLE   0 0 13,269
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,404 7,979 SH   SOLE   0 0 7,979
VANGUARD INDEX FDS SMALL CP ETF 922908751 345 1,622 SH   SOLE   0 0 1,622
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,720 6,929 SH   SOLE   0 0 6,929
VANGUARD INDEX FDS VALUE ETF 922908744 739 4,999 SH   SOLE   0 0 4,999
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,259 48,968 SH   SOLE   0 0 48,968
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 2,761 14,843 SH   SOLE   0 0 14,843
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,849 20,179 SH   SOLE   0 0 20,179
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 350 7,292 SH   SOLE   0 0 7,292