The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,154 8,202 SH   SOLE   0 0 8,202
ABIOMED INC COM 003654100 359 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM 025537101 373 4,194 SH   SOLE   0 0 4,194
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 9,026 329,948 SH   SOLE   0 0 329,948
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 14,098 476,719 SH   SOLE   0 0 476,719
DIMENSIONAL ETF TRUST NATIONAL MUNICIP 25434V849 6,882 136,521 SH   SOLE   0 0 136,521
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 32,737 633,192 SH   SOLE   0 0 633,192
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 15,253 254,229 SH   SOLE   0 0 254,229
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9,806 206,297 SH   SOLE   0 0 206,297
INTERNATIONAL BUSINESS MACHS COM 459200101 249 1,861 SH   SOLE   0 0 1,861
INVESCO QQQ TR UNIT SER 1 46090E103 578 1,453 SH   SOLE   0 0 1,453
ISHARES TR CORE S&P MCP ETF 464287507 2,229 7,870 SH   SOLE   0 0 7,870
ISHARES TR CORE S&P SCP ETF 464287804 301 2,630 SH   SOLE   0 0 2,630
ISHARES TR CORE S&P500 ETF 464287200 2,470 5,180 SH   SOLE   0 0 5,180
ISHARES TR EAFE GRWTH ETF 464288885 451 4,080 SH   SOLE   0 0 4,080
ISHARES TR GL CLEAN ENE ETF 464288224 220 10,374 SH   SOLE   0 0 10,374
ISHARES TR S&P MC 400GR ETF 464287606 331 3,880 SH   SOLE   0 0 3,880
ISHARES TR S&P MC 400VL ETF 464287705 215 1,940 SH   SOLE   0 0 1,940
ISHARES TR S&P SML 600 GWT 464287887 208 1,500 SH   SOLE   0 0 1,500
ISHARES TR SHRT NAT MUN ETF 464288158 1,773 16,533 SH   SOLE   0 0 16,533
ISHARES TR SP SMCP600VL ETF 464287879 248 2,370 SH   SOLE   0 0 2,370
LINDE PLC SHS G5494J103 243 700 SH   SOLE   0 0 700
MOODYS CORP COM 615369105 212 544 SH   SOLE   0 0 544
PROCTER AND GAMBLE CO COM 742718109 584 3,572 SH   SOLE   0 0 3,572
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,403 81,130 SH   SOLE   0 0 81,130
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,685 43,332 SH   SOLE   0 0 43,332
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,911 46,678 SH   SOLE   0 0 46,678
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 217 3,865 SH   SOLE   0 0 3,865
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 272 4,897 SH   SOLE   0 0 4,897
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 201 6,193 SH   SOLE   0 0 6,193
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 705 18,865 SH   SOLE   0 0 18,865
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 580 11,414 SH   SOLE   0 0 11,414
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 301 3,732 SH   SOLE   0 0 3,732
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,191 43,926 SH   SOLE   0 0 43,926
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,550 21,207 SH   SOLE   0 0 21,207
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,921 87,200 SH   SOLE   0 0 87,200
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,744 108,746 SH   SOLE   0 0 108,746
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,389 42,840 SH   SOLE   0 0 42,840
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 223 7,608 SH   SOLE   0 0 7,608
SPDR SER TR BLOOMBERG SHORT 78464A334 298 9,796 SH   SOLE   0 0 9,796
SPDR SER TR NUVEEN BLMBRG SH 78468R739 3,547 72,128 SH   SOLE   0 0 72,128
TRAVELERS COMPANIES INC COM 89417E109 250 1,600 SH   SOLE   0 0 1,600
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,715 5,682 SH   SOLE   0 0 5,682
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 564 3,724 SH   SOLE   0 0 3,724
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 3,209 15,191 SH   SOLE   0 0 15,191
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 892 4,657 SH   SOLE   0 0 4,657
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 5,598 33,193 SH   SOLE   0 0 33,193
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,831 7,191 SH   SOLE   0 0 7,191
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,954 13,018 SH   SOLE   0 0 13,018
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,452 8,118 SH   SOLE   0 0 8,118
VANGUARD INDEX FDS SMALL CP ETF 922908751 366 1,622 SH   SOLE   0 0 1,622
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,095 7,438 SH   SOLE   0 0 7,438
VANGUARD INDEX FDS VALUE ETF 922908744 736 4,996 SH   SOLE   0 0 4,996
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,590 52,373 SH   SOLE   0 0 52,373
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 3,200 15,002 SH   SOLE   0 0 15,002
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,963 20,380 SH   SOLE   0 0 20,380
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 372 7,292 SH   SOLE   0 0 7,292