The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,277 46,861 SH   SOLE   0 0 46,861
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,158 74,639 SH   SOLE   0 0 74,639
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 15,282 324,041 SH   SOLE   0 0 324,041
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 9,080 157,917 SH   SOLE   0 0 157,917
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7,505 169,038 SH   SOLE   0 0 169,038
ISHARES TR CORE S&P MCP ETF 464287507 2,118 8,054 SH   SOLE   0 0 8,054
ISHARES TR CORE S&P SCP ETF 464287804 304 2,787 SH   SOLE   0 0 2,787
ISHARES TR CORE S&P500 ETF 464287200 2,339 5,428 SH   SOLE   0 0 5,428
ISHARES TR EAFE GRWTH ETF 464288885 473 4,441 SH   SOLE   0 0 4,441
ISHARES TR S&P MC 400GR ETF 464287606 307 3,880 SH   SOLE   0 0 3,880
ISHARES TR SHRT NAT MUN ETF 464288158 4,159 38,666 SH   SOLE   0 0 38,666
ISHARES TR SP SMCP600VL ETF 464287879 239 2,370 SH   SOLE   0 0 2,370
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,462 80,756 SH   SOLE   0 0 80,756
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,684 43,517 SH   SOLE   0 0 43,517
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,949 46,950 SH   SOLE   0 0 46,950
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 378 6,671 SH   SOLE   0 0 6,671
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 263 4,998 SH   SOLE   0 0 4,998
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 210 6,388 SH   SOLE   0 0 6,388
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 724 18,695 SH   SOLE   0 0 18,695
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,185 23,154 SH   SOLE   0 0 23,154
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 277 3,732 SH   SOLE   0 0 3,732
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,517 44,008 SH   SOLE   0 0 44,008
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,446 21,422 SH   SOLE   0 0 21,422
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,153 87,986 SH   SOLE   0 0 87,986
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,379 109,295 SH   SOLE   0 0 109,295
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,332 43,282 SH   SOLE   0 0 43,282
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 220 7,608 SH   SOLE   0 0 7,608
SPDR SER TR BLOMBERG BRC INT 78464A334 338 10,861 SH   SOLE   0 0 10,861
SPDR SER TR BLOMBERG BRC INV 78468R200 342 11,154 SH   SOLE   0 0 11,154
SPDR SER TR BLOMBRG BRC INTL 78464A151 600 16,996 SH   SOLE   0 0 16,996
SPDR SER TR NUVEEN BLMBRG SR 78468R739 7,905 160,023 SH   SOLE   0 0 160,023
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,515 5,682 SH   SOLE   0 0 5,682
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 522 3,710 SH   SOLE   0 0 3,710
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 2,988 15,176 SH   SOLE   0 0 15,176
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 830 4,657 SH   SOLE   0 0 4,657
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 5,278 33,167 SH   SOLE   0 0 33,167
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,699 7,190 SH   SOLE   0 0 7,190
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,875 13,430 SH   SOLE   0 0 13,430
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,421 8,394 SH   SOLE   0 0 8,394
VANGUARD INDEX FDS SMALL CP ETF 922908751 355 1,622 SH   SOLE   0 0 1,622
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,083 7,436 SH   SOLE   0 0 7,436
VANGUARD INDEX FDS VALUE ETF 922908744 681 5,032 SH   SOLE   0 0 5,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,638 52,753 SH   SOLE   0 0 52,753
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 3,228 15,085 SH   SOLE   0 0 15,085
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,899 20,631 SH   SOLE   0 0 20,631
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 368 7,292 SH   SOLE   0 0 7,292