The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Broadcom Inc COM 11135F101   200 241 SH   SOLE   0 0 241
Walt Disney Co COM 254687106   203 2,510 SH   SOLE   0 0 2,510
Bristol Myers Squibb Company COM 110122108   204 3,512 SH   SOLE   0 0 3,512
Automatic Data Processing Inc COM 053015103   204 848 SH   SOLE   0 0 848
Sector Healthcare Select Sector Spdr Etf ETF 81369Y209   204 1,585 SH   SOLE   0 0 1,585
Coca-cola Company COM 191216100   204 3,651 SH   SOLE   0 0 3,651
Ishares Ibonds Dec 2025 Term Treasury Etf ETF 46436E866   207 8,998 SH   SOLE   0 0 8,998
Unitedhealth Group Inc COM 91324P102   212 420 SH   SOLE   0 0 420
Rtx Corp COM 75513E101   212 2,946 SH   SOLE   0 0 2,946
Costco Wholesale Corp COM 22160K105   215 380 SH   SOLE   0 0 380
Johnson & Johnson COM 478160104   220 1,410 SH   SOLE   0 0 1,410
Pepsico Inc COM 713448108   222 1,308 SH   SOLE   0 0 1,308
Ishares Ibonds Dec 2025 Term Corp Etf ETF 46434VBD1   225 9,244 SH   SOLE   0 0 9,244
Ssga Active Tr Spdr Doubleline Shrt Dur Total Return Tacticl Etf ETF 78470P200   231 5,000 SH   SOLE   0 0 5,000
Spdr Gold Trust Gold Shares ETF 78463V107   236 1,376 SH   SOLE   0 0 1,376
Ishares Msci Usa Value Factor Etf ETF 46432F388   237 2,610 SH   SOLE   0 0 2,610
Spdr Bloomberg Invt Grade Fltg Rate Etf ETF 78468R200   237 7,748 SH   SOLE   0 0 7,748
General Electric Co New COM 369604301   245 2,218 SH   SOLE   0 0 2,218
Spdr S&p Regional Banking Etf ETF 78464A698   257 6,160 SH   SOLE   0 0 6,160
Ishares Msci Eafe Etf ETF 464287465   260 3,769 SH   SOLE   0 0 3,769
Jp Morgan Ultra Short Municipal Income Etf ETF 46641Q654   271 5,381 SH   SOLE   0 0 5,381
Sector Energy Select Sector Spdr Etf ETF 81369Y506   274 3,035 SH   SOLE   0 0 3,035
Intl Business Machines Corp COM 459200101   277 1,974 SH   SOLE   0 0 1,974
Fidelity Msci Information Tech Index Etf ETF 316092808   277 2,254 SH   SOLE   0 0 2,254
Spdr Series Trust S&p Dividend Etf ETF 78464A763   288 2,500 SH   SOLE   0 0 2,500
Meta Platforms Inc Cl A COM 30303M102   291 970 SH   SOLE   0 0 970
Procter & Gamble Co COM 742718109   294 2,016 SH   SOLE   0 0 2,016
Home Depot Inc COM 437076102   296 980 SH   SOLE   0 0 980
Nextera Energy Inc COM 65339F101   304 5,301 SH   SOLE   0 0 5,301
Anheuser Busch Inbev Sa/nv COM 03524A108   304 5,500 SH   SOLE   0 0 5,500
Verizon Communications Inc COM 92343V104   309 9,542 SH   SOLE   0 0 9,542
Ishares Iboxx $ High Yield Corp Bond Etf ETF 464288513   315 4,290 SH   SOLE   0 0 4,290
Alphabet Inc Cl C COM 02079K107   315 2,388 SH   SOLE   0 0 2,388
Pfizer Inc COM 717081103   316 9,539 SH   SOLE   0 0 9,539
Ishares Russell 3000 Etf ETF 464287689   349 1,424 SH   SOLE   0 0 1,424
Thermo Fisher Scientific Inc COM 883556102   353 698 SH   SOLE   0 0 698
Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847   356 8,129 SH   SOLE   0 0 8,129
Ishares U S Healthcare Etf ETF 464287762   357 1,321 SH   SOLE   0 0 1,321
Vanguard S&p 500 Index Etf ETF 922908363   362 922 SH   SOLE   0 0 922
Ishares Msci Emerging Markets Etf ETF 464287234   363 9,565 SH   SOLE   0 0 9,565
Vanguard Short Term Inflation Protected Securities Etf ETF 922020805   383 8,167 SH   SOLE   0 0 8,167
Vanguard Total Intl Stock Index Fund Etf ETF 921909768   390 7,282 SH   SOLE   0 0 7,282
Ishares Core 1-5 Year Usd Bond Etf ETF 46432F859   392 8,474 SH   SOLE   0 0 8,474
Ishares S&p 500 Growth Etf ETF 464287309   408 5,964 SH   SOLE   0 0 5,964
First Trust Cap Strength Etf ETF 33733E104   459 6,234 SH   SOLE   0 0 6,234
Select Utilities Select Sector Spdr Etf ETF 81369Y886   474 8,045 SH   SOLE   0 0 8,045
Waste Management Inc Del COM 94106L109   483 3,170 SH   SOLE   0 0 3,170
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697   485 6,706 SH   SOLE   0 0 6,706
Vanguard High Dividend Yield Etf ETF 921946406   498 4,822 SH   SOLE   0 0 4,822
Mckesson Corp COM 58155Q103   504 1,160 SH   SOLE   0 0 1,160
Spdr Series Trust S&p 600 Small Cap Value Etf ETF 78464A300   514 7,104 SH   SOLE   0 0 7,104
Fidelity Msci Healthcare Index Etf ETF 316092600   542 8,940 SH   SOLE   0 0 8,940
Spdr Dow Jones Industrial Average Etf ETF 78467X109   554 1,655 SH   SOLE   0 0 1,655
Jpmorgan Chase & Co COM 46625H100   661 4,559 SH   SOLE   0 0 4,559
Ishares Core S&p U S Growth Etf ETF 464287671   662 6,981 SH   SOLE   0 0 6,981
Sector Technology Select Sector Spdr Etf ETF 81369Y803   687 4,188 SH   SOLE   0 0 4,188
Merck & Company Inc New COM 58933Y105   782 7,594 SH   SOLE   0 0 7,594
Chevron Corp COM 166764100   801 4,750 SH   SOLE   0 0 4,750
Abbott Laboratories COM 002824100   802 8,284 SH   SOLE   0 0 8,284
Tesla Inc COM 88160R101   830 3,318 SH   SOLE   0 0 3,318
Vanguard Growth Etf ETF 922908736   880 3,233 SH   SOLE   0 0 3,233
Ishares Russell Mid Cap Growth Etf ETF 464287481   897 9,823 SH   SOLE   0 0 9,823
Mcdonalds Corp COM 580135101   971 3,684 SH   SOLE   0 0 3,684
Ishares Core S&p Mid Cap Etf ETF 464287507   990 3,970 SH   SOLE   0 0 3,970
Spdr Series Trust S&p Oil & Gas Exploratn & Production Etf New ETF 78468R556   1,109 7,500 SH   SOLE   0 0 7,500
Ishares Russell 1000 Growth Etf ETF 464287614   1,127 4,236 SH   SOLE   0 0 4,236
United Parcel Service Inc Cl B COM 911312106   1,156 7,415 SH   SOLE   0 0 7,415
Ishares S&p 500 Value Etf ETF 464287408   1,260 8,189 SH   SOLE   0 0 8,189
Caterpillar Inc COM 149123101   1,291 4,730 SH   SOLE   0 0 4,730
Abbvie Inc COM 00287Y109   1,354 9,086 SH   SOLE   0 0 9,086
Berkshire Hathaway Inc Cl B New COM 084670702   1,773 5,061 SH   SOLE   0 0 5,061
Spdr S&p Mid Cap 400 Etf ETF 78467Y107   1,797 3,934 SH   SOLE   0 0 3,934
Spdr S&p 500 Etf ETF 78462F103   1,888 4,416 SH   SOLE   0 0 4,416
Microsoft Corp COM 594918104   2,056 6,511 SH   SOLE   0 0 6,511
Vanguard Total Stock Market Etf ETF 922908769   2,074 9,764 SH   SOLE   0 0 9,764
W P Carey Inc COM 92936U109   545 10,075 SH   SOLE   0 0 10,075
Schwab U S Dividend Equity Etf ETF 808524797   716 10,112 SH   SOLE   0 0 10,112
Sector Financial Select Sector Spdr Etf ETF 81369Y605   343 10,349 SH   SOLE   0 0 10,349
Ishares Russell 1000 Value Etf ETF 464287598   1,598 10,528 SH   SOLE   0 0 10,528
Ishares Core High Dividend Etf ETF 46429B663   1,053 10,648 SH   SOLE   0 0 10,648
Ishares Russell 2000 Etf ETF 464287655   1,934 10,944 SH   SOLE   0 0 10,944
Wisdomtree Japan Hedged Equity Fd Etf ETF 97717W851   971 11,000 SH   SOLE   0 0 11,000
First Trust Iv Enhanced Short Maturity Etf New ETF 33739Q408   654 11,001 SH   SOLE   0 0 11,001
Ishares Core S&p U S Value Etf ETF 464287663   829 11,109 SH   SOLE   0 0 11,109
Ishares Select Dividend Etf ETF 464287168   1,248 11,590 SH   SOLE   0 0 11,590
Ishares Core Msci Eafe Etf ETF 46432F842   788 12,241 SH   SOLE   0 0 12,241
Ishares Core S&p Small Cap Etf ETF 464287804   1,229 13,028 SH   SOLE   0 0 13,028
Ishares Floating Rate Bond Etf ETF 46429B655   675 13,325 SH   SOLE   0 0 13,325
Spdr Portfolio S&p 600 Small Cap Etf ETF 78468R853   510 13,813 SH   SOLE   0 0 13,813
Exxon Mobil Corp COM 30231G102   1,680 14,289 SH   SOLE   0 0 14,289
Spdr Portfolio S&p 500 High Dividend Etf ETF 78468R788   524 14,951 SH   SOLE   0 0 14,951
Dimensional U S Core Etf ETF 25434V104   471 15,722 SH   SOLE   0 0 15,722
Ishares Global Tech Etf ETF 464287291   1,063 18,371 SH   SOLE   0 0 18,371
Vanguard Mun Bd Tax Exempt Bond Index Etf ETF 922907746   905 18,870 SH   SOLE   0 0 18,870
Ishares Ibonds Dec 2024 Term Muni Bd Etf ETF 46435U697   511 19,935 SH   SOLE   0 0 19,935
Dimensional U S Equity Etf ETF 25434V401   1,002 21,515 SH   SOLE   0 0 21,515
Invesco Qqq Etf ETF 46090E103   7,877 21,985 SH   SOLE   0 0 21,985
Dimensional Intl Core Etf ETF 25434V203   632 24,195 SH   SOLE   0 0 24,195
First Trust Low Duration Opportunities Etf ETF 33739Q200   1,158 24,518 SH   SOLE   0 0 24,518
Apple Inc COM 037833100   4,298 25,101 SH   SOLE   0 0 25,101
Ishares Core Msci Total Intl Stock Etf ETF 46432F834   1,594 26,563 SH   SOLE   0 0 26,563
Spdr Series Trust S&p Biotech Etf ETF 78464A870   1,965 26,912 SH   SOLE   0 0 26,912
Ishares Msci Usa Momentum Factor Etf ETF 46432F396   3,789 27,124 SH   SOLE   0 0 27,124
Ishares Global Healthcare Etf ETF 464287325   2,388 28,972 SH   SOLE   0 0 28,972
Alphatec Holdings Inc New COM 02081G201   379 29,185 SH   SOLE   0 0 29,185
John Hancock Multifactor Mid Cap Etf ETF 47804J206   1,420 30,002 SH   SOLE   0 0 30,002
Ishares Currency Hedged Msci Eafe Etf ETF 46434V803   978 32,500 SH   SOLE   0 0 32,500
Dimensional U S Marketwide Value Etf ETF 25434V724   1,149 33,769 SH   SOLE   0 0 33,769
Ishares Ibonds Dec 2023 Term Corp Etf ETF 46434VAX8   859 33,984 SH   SOLE   0 0 33,984
Dimensional National Municipal Bond Etf ETF 25434V849   1,620 34,862 SH   SOLE   0 0 34,862
Ishares Investment Grade Corp Bd Buywrite Strategy Etf ETF 46436E288   1,113 35,296 SH   SOLE   0 0 35,296
Spdr Ssga Ultra Short Term Bond Etf ETF 78467V707   1,448 36,100 SH   SOLE   0 0 36,100
Invesco S&p 500 Equal Weight Etf ETF 46137V357   5,155 36,384 SH   SOLE   0 0 36,384
Spdr Portfolio Short Term Treasury Etf ETF 78468R101   1,060 37,040 SH   SOLE   0 0 37,040
Invesco Nasdaq 100 Etf ETF 46138G649   7,342 49,807 SH   SOLE   0 0 49,807
Ishares Ibonds Dec 2023 Term Muni Bond Etf ETF 46435G318   1,300 51,023 SH   SOLE   0 0 51,023
First Trust Exchange Traded Fd Iii Managed Mun Etf ETF 33739N108   2,804 57,369 SH   SOLE   0 0 57,369
Spdr Bloomberg 1-3 Month T-bill Etf New ETF 78468R663   5,718 62,540 SH   SOLE   0 0 62,540
First Trust Short Duration Managed Municipal Etf ETF 33739P830   1,241 64,021 SH   SOLE   0 0 64,021
Spdr Corp Bond Etf ETF 78464A144   1,792 65,267 SH   SOLE   0 0 65,267
Ishares U S Home Construction Etf ETF 464288752   5,493 69,984 SH   SOLE   0 0 69,984
Ishares Ibonds Dec 2024 Term Corp Etf ETF 46434VBG4   1,739 70,499 SH   SOLE   0 0 70,499
Wisdomtree Floating Rate Treasury Fund New Etf ETF 97717Y527   3,730 74,117 SH   SOLE   0 0 74,117
Ishares Core S&p 500 Etf ETF 464287200   32,661 76,056 SH   SOLE   0 0 76,056
Ishares 0-3 Month Treasury Bond Etf ETF 46436E718   7,816 77,959 SH   SOLE   0 0 77,959
Ishares Ibonds Dec 2023 Term Treasury Etf ETF 46436E882   2,021 81,770 SH   SOLE   0 0 81,770
Janus Detroit Henderson Aaa Clo Etf ETF 47103U845   4,143 82,316 SH   SOLE   0 0 82,316
Spdr Bloomberg 1-10 Yr Tips Etf ETF 78468R861   1,541 85,401 SH   SOLE   0 0 85,401
Geltech Solutions Inc COM 368537106   0 85,556 SH   SOLE   0 0 85,556
Jp Morgan Nasdaq Equity Prem Income Etf ETF 46654Q203   5,232 112,487 SH   SOLE   0 0 112,487
First Trust Ultra Short Duration Municipal Etf ETF 33740J104   2,355 118,243 SH   SOLE   0 0 118,243
Dimensional U S Core Equity 2 Etf ETF 25434V708   3,298 125,869 SH   SOLE   0 0 125,869
Ishares Ibonds Dec 2024 Term Treasury Etf ETF 46436E874   3,116 131,144 SH   SOLE   0 0 131,144
Goldman Sachs Access Treasury 0-1yr Etf Pricing Basket ETF 381430529   14,334 143,764 SH   SOLE   0 0 143,764
Jpmorgan Betabuilders Japan Etf New ETF 46641Q217   9,147 182,070 SH   SOLE   0 0 182,070
First Trust Tcw Opportunistic Fixed Income Etf ETF 33740F805   8,193 194,814 SH   SOLE   0 0 194,814
First Trust Exchange Traded Fund Vi Rising Div Achievers Etf ETF 33738R506   10,130 220,463 SH   SOLE   0 0 220,463
Spdr Portfolio S&p 500 Etf ETF 78464A854   11,369 226,195 SH   SOLE   0 0 226,195
Spdr Portfolio Aggregate Bond Etf ETF 78464A649   6,608 272,290 SH   SOLE   0 0 272,290
Ishares Core S&p Total U S Stock Market Etf ETF 464287150   26,445 280,764 SH   SOLE   0 0 280,764
Spdr Ssga Multi Asset Real Return Etf ETF 78467V103   7,831 290,483 SH   SOLE   0 0 290,483
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880   6,816 302,673 SH   SOLE   0 0 302,673
First Trust Exchange Traded Fund Iii Pfd Secs & Income Etf ETF 33739E108   6,284 393,509 SH   SOLE   0 0 393,509