The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Brown-forman Corp Cl B COM 115637209 200 2,850 SH   SOLE   0 0 2,850
Raytheon Technologies Corp COM 75513E101 208 2,160 SH   SOLE   0 0 2,160
Unitedhealth Group Inc COM 91324P102 216 420 SH   SOLE   0 0 420
Pepsico Inc COM 713448108 221 1,328 SH   SOLE   0 0 1,328
Coca-cola Company COM 191216100 229 3,642 SH   SOLE   0 0 3,642
Walt Disney Co COM 254687106 250 2,652 SH   SOLE   0 0 2,652
Norfolk Southern Corp COM 655844108 256 1,125 SH   SOLE   0 0 1,125
Bristol Myers Squibb Company COM 110122108 263 3,412 SH   SOLE   0 0 3,412
Intl Business Machines Corp COM 459200101 283 2,007 SH   SOLE   0 0 2,007
Anheuser Busch Inbev Sa/nv COM 03524A108 297 5,500 SH   SOLE   0 0 5,500
Procter & Gamble Co COM 742718109 299 2,076 SH   SOLE   0 0 2,076
Costco Wholesale Corp COM 22160K105 302 630 SH   SOLE   0 0 630
Alphabet Inc Cl C COM 02079K107 306 140 SH   SOLE   0 0 140
Johnson & Johnson COM 478160104 308 1,735 SH   SOLE   0 0 1,735
Thermo Fisher Scientific Inc COM 883556102 396 728 SH   SOLE   0 0 728
Nextera Energy Inc COM 65339F101 406 5,246 SH   SOLE   0 0 5,246
Jpmorgan Chase & Co COM 46625H100 474 4,209 SH   SOLE   0 0 4,209
Waste Management Inc Del COM 94106L109 485 3,170 SH   SOLE   0 0 3,170
Verizon Communications Inc COM 92343V104 503 9,909 SH   SOLE   0 0 9,909
Pfizer Inc COM 717081103 515 9,825 SH   SOLE   0 0 9,825
Chevron Corp COM 166764100 568 3,925 SH   SOLE   0 0 3,925
Merck & Company Inc New COM 58933Y105 666 7,309 SH   SOLE   0 0 7,309
Tesla Inc COM 88160R101 765 1,136 SH   SOLE   0 0 1,136
Caterpillar Inc COM 149123101 842 4,712 SH   SOLE   0 0 4,712
Mcdonalds Corp COM 580135101 900 3,647 SH   SOLE   0 0 3,647
Abbott Laboratories COM 002824100 916 8,435 SH   SOLE   0 0 8,435
Abbvie Inc COM 00287Y109 1,336 8,725 SH   SOLE   0 0 8,725
United Parcel Service Inc Cl B COM 911312106 1,350 7,396 SH   SOLE   0 0 7,396
Berkshire Hathaway Inc Cl B New COM 084670702 1,694 6,206 SH   SOLE   0 0 6,206
Microsoft Corp COM 594918104 1,714 6,672 SH   SOLE   0 0 6,672
W P Carey Inc COM 92936U109 837 10,100 SH   SOLE   0 0 10,100
Exxon Mobil Corp COM 30231G102 1,230 14,358 SH   SOLE   0 0 14,358
Cannabix Technologies Inc COM 13765L101 8 22,000 SH   SOLE   0 0 22,000
Apple Inc COM 037833100 3,194 23,360 SH   SOLE   0 0 23,360
Geltech Solutions Inc COM 368537106 0 85,556 SH   SOLE   0 0 85,556
Ishares U S Treasury Bond Etf ETF 46429B267 204 8,552 SH   SOLE   0 0 8,552
Ishares National Muni Bond Etf ETF 464288414 205 1,925 SH   SOLE   0 0 1,925
Ishares Core 1-5 Year Usd Bond Etf ETF 46432F859 210 4,435 SH   SOLE   0 0 4,435
Fidelity Msci Information Tech Index Etf ETF 316092808 227 2,349 SH   SOLE   0 0 2,349
Spdr Gold Trust Gold Shares ETF 78463V107 232 1,376 SH   SOLE   0 0 1,376
Ishares Msci Eafe Etf ETF 464287465 236 3,769 SH   SOLE   0 0 3,769
Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847 236 5,948 SH   SOLE   0 0 5,948
Ishares Msci Usa Value Factor Etf ETF 46432F388 236 2,610 SH   SOLE   0 0 2,610
Jp Morgan Ultra Short Municipal Income Etf ETF 46641Q654 266 5,256 SH   SOLE   0 0 5,256
First Trust Value Line Dividend Index Etf ETF 33734H106 267 6,879 SH   SOLE   0 0 6,879
Fidelity Total Bond Etf ETF 316188309 291 6,261 SH   SOLE   0 0 6,261
Spdr Series Trust S&p Dividend Etf ETF 78464A763 297 2,500 SH   SOLE   0 0 2,500
Ishares Floating Rate Bond Etf ETF 46429B655 300 6,000 SH   SOLE   0 0 6,000
Ishares Core Msci Emerging Markets Etf ETF 46434G103 311 6,342 SH   SOLE   0 0 6,342
Ishares Russell 3000 Etf ETF 464287689 328 1,509 SH   SOLE   0 0 1,509
Vanguard Total Intl Stock Index Fund Etf ETF 921909768 329 6,378 SH   SOLE   0 0 6,378
Vanguard S&p 500 Index Etf ETF 922908363 345 995 SH   SOLE   0 0 995
Ishares S&p 500 Growth Etf ETF 464287309 360 5,964 SH   SOLE   0 0 5,964
Ishares Iboxx $ High Yield Corp Bond Etf ETF 464288513 370 5,025 SH   SOLE   0 0 5,025
Vanguard Long Term Treasury Etf ETF 92206C847 375 5,360 SH   SOLE   0 0 5,360
Spdr Series Trust S&p 600 Small Cap Etf ETF 78464A813 393 4,912 SH   SOLE   0 0 4,912
Ishares U S Healthcare Etf ETF 464287762 403 1,500 SH   SOLE   0 0 1,500
Dimensional National Municipal Bond Etf ETF 25434V849 421 8,760 SH   SOLE   0 0 8,760
Spdr Dow Jones Industrial Average Etf ETF 78467X109 448 1,455 SH   SOLE   0 0 1,455
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697 450 6,411 SH   SOLE   0 0 6,411
First Trust Cap Strength Etf ETF 33733E104 459 6,569 SH   SOLE   0 0 6,569
Spdr S&p Regional Banking Etf ETF 78464A698 482 8,290 SH   SOLE   0 0 8,290
Select Utilities Select Sector Spdr Etf ETF 81369Y886 508 7,245 SH   SOLE   0 0 7,245
Ishares Core S&p U S Growth Etf ETF 464287671 595 7,110 SH   SOLE   0 0 7,110
Sector Technology Select Sector Spdr Etf ETF 81369Y803 638 5,016 SH   SOLE   0 0 5,016
Vanguard Growth Etf ETF 922908736 730 3,277 SH   SOLE   0 0 3,277
Ishares Russell Mid Cap Growth Etf ETF 464287481 760 9,593 SH   SOLE   0 0 9,593
Ishares Russell 1000 Growth Etf ETF 464287614 782 3,574 SH   SOLE   0 0 3,574
Ishares Core S&p Mid Cap Etf ETF 464287507 936 4,137 SH   SOLE   0 0 4,137
Ishares S&p 500 Value Etf ETF 464287408 1,084 7,889 SH   SOLE   0 0 7,889
Ishares Select Dividend Etf ETF 464287168 1,148 9,752 SH   SOLE   0 0 9,752
Vanguard Total Stock Market Etf ETF 922908769 1,771 9,388 SH   SOLE   0 0 9,388
Spdr S&p 500 Etf ETF 78462F103 1,988 5,270 SH   SOLE   0 0 5,270
Spdr S&p Mid Cap 400 Etf ETF 78467Y107 2,054 4,968 SH   SOLE   0 0 4,968
Dimensional U S Marketwide Value Etf ETF 25434V724 327 10,342 SH   SOLE   0 0 10,342
Vanguard Short Term Inflation Protected Securities Etf ETF 922020805 513 10,368 SH   SOLE   0 0 10,368
Invesco Nasdaq 100 Etf ETF 46138G649 1,291 11,204 SH   SOLE   0 0 11,204
Ishares Core S&p U S Value Etf ETF 464287663 764 11,420 SH   SOLE   0 0 11,420
Ishares Ibonds Dec 2022 Term Corp Etf ETF 46434VBA7 297 11,858 SH   SOLE   0 0 11,858
Ishares Russell 1000 Value Etf ETF 464287598 1,737 11,984 SH   SOLE   0 0 11,984
Ishares Ibonds Dec 2023 Term Muni Bond Etf ETF 46435G318 313 12,281 SH   SOLE   0 0 12,281
Ishares 20 Yr Treasury Bond Etf ETF 464287432 1,411 12,305 SH   SOLE   0 0 12,305
Sector Energy Select Sector Spdr Etf ETF 81369Y506 885 12,375 SH   SOLE   0 0 12,375
Spdr Bloomberg Invt Grade Fltg Rate Etf ETF 78468R200 379 12,576 SH   SOLE   0 0 12,576
Sector Financial Select Sector Spdr Etf ETF 81369Y605 399 12,689 SH   SOLE   0 0 12,689
Ishares Russell 2000 Etf ETF 464287655 2,190 12,930 SH   SOLE   0 0 12,930
Ishares Core S&p Small Cap Etf ETF 464287804 1,199 12,975 SH   SOLE   0 0 12,975
Blackrock Ultra Short Term Bond Etf ETF 46434V878 668 13,346 SH   SOLE   0 0 13,346
Spdr Mortgage Backed Bond Etf ETF 78464A383 305 13,355 SH   SOLE   0 0 13,355
Jp Morgan Ultra Short Income Etf ETF 46641Q837 689 13,754 SH   SOLE   0 0 13,754
Spdr Series Trust S&p 600 Small Cap Value Etf ETF 78464A300 1,075 14,842 SH   SOLE   0 0 14,842
Ishares Ibonds Dec 2024 Term Corp Etf ETF 46434VBG4 378 15,253 SH   SOLE   0 0 15,253
Ishares Ibonds Dec 2023 Term Corp Etf ETF 46434VAX8 398 15,876 SH   SOLE   0 0 15,876
John Hancock Multifactor Emerging Markets Etf ETF 47804J834 439 17,959 SH   SOLE   0 0 17,959
Ishares Ibonds Dec 2024 Term Treasury Etf ETF 46436E874 463 19,000 SH   SOLE   0 0 19,000
Ishares Msci Emerging Markets Etf ETF 464287234 840 20,947 SH   SOLE   0 0 20,947
Dimensional U S Equity Etf ETF 25434V401 871 21,368 SH   SOLE   0 0 21,368
Invesco Qqq Etf ETF 46090E103 6,821 24,335 SH   SOLE   0 0 24,335
Vanguard Mun Bd Tax Exempt Bond Index Etf ETF 922907746 1,329 26,672 SH   SOLE   0 0 26,672
Ishares Global Tech Etf ETF 464287291 1,295 28,340 SH   SOLE   0 0 28,340
John Hancock Multifactor Mid Cap Etf ETF 47804J206 1,345 30,442 SH   SOLE   0 0 30,442
Ishares Core Msci Total Intl Stock Etf ETF 46432F834 1,810 31,734 SH   SOLE   0 0 31,734
First Trust Iv Enhanced Short Maturity Etf New ETF 33739Q408 1,912 32,201 SH   SOLE   0 0 32,201
Vanguard High Dividend Yield Etf ETF 921946406 3,333 32,773 SH   SOLE   0 0 32,773
Schwab U S Dividend Equity Etf ETF 808524797 2,475 34,548 SH   SOLE   0 0 34,548
First Trust Tcw Unconstrained Plus Bond Etf ETF 33740F888 858 35,000 SH   SOLE   0 0 35,000
Ishares Msci Usa Momentum Factor Etf ETF 46432F396 5,046 37,006 SH   SOLE   0 0 37,006
Fidelity Msci Healthcare Index Etf ETF 316092600 2,300 37,909 SH   SOLE   0 0 37,909
Invesco S&p 500 Equal Weight Etf ETF 46137V357 6,092 45,387 SH   SOLE   0 0 45,387
Ishares Ibonds Dec 2023 Term Treasury Etf ETF 46436E882 1,215 48,795 SH   SOLE   0 0 48,795
First Trust Low Duration Opportunities Etf ETF 33739Q200 2,557 52,941 SH   SOLE   0 0 52,941
Spdr Series Trust S&p Biotech Etf ETF 78464A870 4,059 54,649 SH   SOLE   0 0 54,649
Ishares Core U S Aggregate Bond Etf ETF 464287226 5,923 58,248 SH   SOLE   0 0 58,248
Goldman Sachs Access Treasury 0-1yr Etf Pricing Basket ETF 381430529 6,270 62,801 SH   SOLE   0 0 62,801
Wisdomtree Floating Rate Treasury Fund New Etf ETF 97717Y527 4,089 81,249 SH   SOLE   0 0 81,249
Dimensional U S Core Equity 2 Etf ETF 25434V708 1,927 82,715 SH   SOLE   0 0 82,715
Spdr Portfolio S&p 500 High Dividend Etf ETF 78468R788 4,067 101,911 SH   SOLE   0 0 101,911
First Trust Ultra Short Duration Municipal Etf ETF 33740J104 2,077 104,041 SH   SOLE   0 0 104,041
Ishares Core S&p 500 Etf ETF 464287200 39,467 104,092 SH   SOLE   0 0 104,092
Janus Detroit Henderson Aaa Clo Etf ETF 47103U845 5,983 122,004 SH   SOLE   0 0 122,004
Pacer Lunt Large Cap Alternator Etf ETF 69374H717 6,182 151,031 SH   SOLE   0 0 151,031
First Trust Exchange Traded Fd Iii Managed Mun Etf ETF 33739N108 7,972 157,514 SH   SOLE   0 0 157,514
Spdr Portfolio Aggregate Bond Etf ETF 78464A649 4,174 158,417 SH   SOLE   0 0 158,417
Ishares Core S&p Total U S Stock Market Etf ETF 464287150 23,006 274,600 SH   SOLE   0 0 274,600
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880 6,464 301,507 SH   SOLE   0 0 301,507
First Trust Tcw Opportunistic Fixed Income Etf ETF 33740F805 15,232 328,485 SH   SOLE   0 0 328,485
First Trust Exchange Traded Fund Vi Rising Div Achievers Etf ETF 33738R506 16,576 405,089 SH   SOLE   0 0 405,089
First Trust Lunt U S Factor Rotation Etf ETF 33733E872 11,790 433,632 SH   SOLE   0 0 433,632