0001727917-22-000004.txt : 20220429
0001727917-22-000004.hdr.sgml : 20220429
20220429135444
ACCESSION NUMBER: 0001727917-22-000004
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20220331
FILED AS OF DATE: 20220429
DATE AS OF CHANGE: 20220429
EFFECTIVENESS DATE: 20220429
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: Gradient Capital Advisors, LLC
CENTRAL INDEX KEY: 0001727917
IRS NUMBER: 463539447
STATE OF INCORPORATION: CA
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-18357
FILM NUMBER: 22873379
BUSINESS ADDRESS:
STREET 1: 2125 POINSETTIA DRIVE
CITY: SAN DIEGO
STATE: CA
ZIP: 92107
BUSINESS PHONE: 619-255-0700
MAIL ADDRESS:
STREET 1: 2125 POINSETTIA DRIVE
CITY: SAN DIEGO
STATE: CA
ZIP: 92107
13F-HR
1
primary_doc.xml
13F-HR
LIVE
false
false
false
0001727917
XXXXXXXX
03-31-2022
03-31-2022
Gradient Capital Advisors, LLC
2125 POINSETTIA DRIVE
SAN DIEGO
CA
92107
13F HOLDINGS REPORT
028-18357
N
Timothy Sagawa
Chief Compliance Officer
6192550700
Timothy Sagawa
San Diego
CA
04-29-2022
0
125
236057
false
INFORMATION TABLE
2
gca13f03312022.xml
AMAZON COM INC COM
Stock
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916
281
SH
SOLE
0
0
0
281
INVESCO QQQ TRUST
ETF
46090E103
228
628
SH
SOLE
0
0
0
628
STARBUCKS CORP COM
Stock
855244109
245
2688
SH
SOLE
0
0
0
2687
JOHNSON & JOHNSON COM
Stock
478160104
1389
7839
SH
SOLE
0
0
0
7838
JOHNSON & JOHNSON COM
Stock
478160104
71
400
SH
Call
SOLE
0
0
0
400
VANGUARD TOTAL STOCK MARKET INDEX FUND
ETF
922908769
874
3838
SH
SOLE
0
0
0
3838
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF
ETF
921946794
218
3218
SH
SOLE
0
0
0
3218
COSTCO WHSL CORP NEW COM
Stock
22160K105
305
530
SH
SOLE
0
0
0
530
PROCTER AND GAMBLE CO COM
Stock
742718109
326
2132
SH
SOLE
0
0
0
2132
UNITED PARCEL SERVICE INC CL B
Stock
911312106
227
1059
SH
SOLE
0
0
0
1059
VANGUARD REAL ESTATE ETF
ETF
922908553
2032
18752
SH
SOLE
0
0
0
18752
INTEL CORP COM
Stock
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736
14852
SH
SOLE
0
0
0
14852
NETFLIX INC COM
Stock
64110L106
304
812
SH
SOLE
0
0
0
812
SPDR DOW JONES GLOBAL REAL ESTATE ETF
ETF
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1126
20840
SH
SOLE
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0
20840
SPDR S&P 500 ETF
ETF
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601
1331
SH
SOLE
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ISHARES TIPS BOND ETF
ETF
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2706
SH
SOLE
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ISHARES COHEN & STEERS REIT ETF
ETF
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SH
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ISHARES S&P/CITIGROUP INTERNATIONAL TREASURY BOND FUND EX-US
ETF
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SOLE
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HOME DEPOT INC COM
Stock
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2383
SH
SOLE
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INVESCO CALIFORNIA AMT-FREE MUNICIPAL BOND ETF
ETF
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SOLE
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SPDR GOLD SHARES
ETF
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4776
SH
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SCHWAB U.S. SMALL-CAP ETF
ETF
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SH
SOLE
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SCHWAB U.S. BROAD MARKET ETF
ETF
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SH
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SCHWAB INTERNATIONAL EQUITY ETF
ETF
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SCHWAB U.S. LARGE-CAP ETF
ETF
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SH
SOLE
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CONSUMER STAPLES SELECT SECTOR SPDR FUND
ETF
81369Y308
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12392
SH
SOLE
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JPMORGAN ULTRA-SHORT INCOME ETF
ETF
46641Q837
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SH
SOLE
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218797
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF
ETF
78464A474
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37501
SH
SOLE
0
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37501
ISHARES S&P SMALL-CAP FUND
ETF
464287804
740
6861
SH
SOLE
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6861
BERKSHIRE HATHAWAY INC DEL CL B NEW
Stock
084670702
2107
5969
SH
SOLE
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0
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SCHWAB EMERGING MARKETS EQUITY ETF
ETF
808524706
572
20612
SH
SOLE
0
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20612
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND
ETF
92206C409
6484
83032
SH
SOLE
0
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83032
ALPHABET INC CAP STK CL A
Stock
02079K305
1802
648
SH
SOLE
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648
INTUIT COM
Stock
461202103
209
435
SH
SOLE
0
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435
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF
ETF
808524888
359
9464
SH
SOLE
0
0
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9463
MICROSOFT CORP COM
Stock
594918104
3643
11815
SH
SOLE
0
0
0
11814
MICROSOFT CORP COM
Stock
594918104
31
100
SH
Call
SOLE
0
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0
100
SPDR GOLD MINISHARES TRUST
ETF
98149E303
1008
26202
SH
SOLE
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26202
BOEING CO COM
Stock
097023105
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SH
SOLE
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VANGUARD SMALL-CAP INDEX FUND
ETF
922908751
3004
14133
SH
SOLE
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VANGUARD MID-CAP INDEX FUND
ETF
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15735
SH
SOLE
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15734
VANGUARD LARGE-CAP INDEX FUND
ETF
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SH
SOLE
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TESLA INC COM
Stock
88160R101
10315
9572
SH
SOLE
0
0
0
9572
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF
ETF
46641Q654
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33495
SH
SOLE
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VANGUARD HEALTH CARE INDEX FUND
ETF
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SOLE
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FINANCIAL SELECT SECTOR SPDR FUND
ETF
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SH
SOLE
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SCHWAB U.S. LARGE-CAP VALUE ETF
ETF
808524409
1363
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SH
SOLE
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19098
SCHWAB U.S. TIPS ETF
ETF
808524870
731
12034
SH
SOLE
0
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12034
VANGUARD S&P 500 ETF
ETF
922908363
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SH
SOLE
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VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX
ETF
922042676
2692
51824
SH
SOLE
0
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51824
ISHARES 0-5 YEAR TIPS BOND ETF
ETF
46429B747
936
8922
SH
SOLE
0
0
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8921
SCHWAB U.S. REIT ETF
ETF
808524847
3234
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SH
SOLE
0
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129924
AVANTIS U.S. SMALL CAP VALUE ETF
ETF
025072877
2104
26352
SH
SOLE
0
0
0
26352
SCHWAB U.S. MID-CAP ETF
ETF
808524508
5768
76031
SH
SOLE
0
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0
76031
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF
ETF
025072802
1431
22868
SH
SOLE
0
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22868
AVANTIS EMERGING MARKETS EQUITY ETF
ETF
025072604
260
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SH
SOLE
0
0
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VANGUARD TOTAL INTERNATIONAL STOCK ETF
ETF
921909768
3613
60474
SH
SOLE
0
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60474
ISHARES RUSSELL 2000 ETF
ETF
464287655
298
1454
SH
SOLE
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INVESCO S&P 500 LOW VOLATILITY ETF
ETF
46138E354
518
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SOLE
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ISHARES FLOATING RATE BOND ETF
ETF
46429B655
452
8949
SH
SOLE
0
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8948
VANGUARD SMALL-CAP VALUE INDEX FUND
ETF
922908611
1865
10602
SH
SOLE
0
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10602
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF
ETF
25434V203
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27327
SH
SOLE
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27327
IMMUNOPRECISE ANTIBODIES LTD COM NEW
Stock
45257F200
103
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SH
SOLE
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DIMENSIONAL EMERGING CORE EQUITY MARKET ETF
ETF
25434V302
1704
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SH
SOLE
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SCHWAB US AGGREGATE BOND ETF
ETF
808524839
1934
38236
SH
SOLE
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SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF
ETF
78464A284
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SH
SOLE
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SCHWAB US DIVIDEND EQUITY ETF
ETF
808524797
1298
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SH
SOLE
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VANGUARD ULTRA-SHORT BOND ETF
ETF
92203C303
2711
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SH
SOLE
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COINBASE GLOBAL INC COM CL A
Stock
19260Q107
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SH
SOLE
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VISA INC COM CL A
Stock
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SH
SOLE
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DIMENSIONAL U.S. CORE EQUITY 2 ETF
ETF
25434V708
280
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SH
SOLE
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10167
DIMENSIONAL U.S. TARGETED VALUE ETF
ETF
25434V609
4598
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SH
SOLE
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98712
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF
ETF
25434V880
1252
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SH
SOLE
0
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50191
AVANTIS U.S. LARGE CAP VALUE ETF
ETF
025072349
249
4603
SH
SOLE
0
0
0
4603
VANGUARD VALUE INDEX FUND
ETF
922908744
1640
11098
SH
SOLE
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11098
VANGUARD GROWTH INDEX FUND
ETF
922908736
3232
11237
SH
SOLE
0
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11237
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF
ETF
78468R408
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SH
SOLE
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30435
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF
ETF
25434V864
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36730
SH
SOLE
0
0
0
36730
ISHARES MICRO-CAP ETF
ETF
464288869
206
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SH
SOLE
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1597
META PLATFORMS INC CL A
Stock
30303M102
1732
7789
SH
SOLE
0
0
0
7789
DIMENSIONAL US REAL ESTATE ETF
ETF
25434V823
621
22921
SH
SOLE
0
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0
22921
WP CAREY INC COM
REIT
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2464
30479
SH
SOLE
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30478
BROADCOM INC COM
Stock
11135F101
593
942
SH
SOLE
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941
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF
ETF
922020805
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SH
SOLE
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233162
ISHARES CORE MSCI EAFE ETF
ETF
46432F842
467
6715
SH
SOLE
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0
0
6714
WISDOMTREE U.S. TOTAL DIVIDEND FUND
ETF
97717W109
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SH
SOLE
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7686
NVIDIA CORPORATION COM
Stock
67066G104
388
1423
SH
SOLE
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1423
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF
ETF
464288646
2906
56188
SH
SOLE
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56188
PGIM GLOBAL HIGH YIELD FD FORM COM
CEF
69346J106
344
25764
SH
SOLE
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25764
VANGUARD FTSE ALL-WORLD EX US INDEX FUND
ETF
922042775
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SH
SOLE
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TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS
ADR
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PALATIN TECHNOLOGIES INC COM PAR $ .01
Stock
696077403
5
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SH
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10760
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF
ETF
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449
19768
SH
SOLE
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QUALCOMM INC COM
Stock
747525103
1430
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SH
SOLE
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ISHARES S&P 500 VALUE ETF
ETF
464287408
422
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2713
LULULEMON ATHLETICA INC COM
Stock
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679
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SH
SOLE
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ISHARES S&P 500 GROWTH ETF
ETF
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ISHARES CORE S&P 500 ETF
ETF
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LOCKHEED MARTIN CORP COM
Stock
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JPMORGAN CHASE & CO COM
Stock
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CHEVRON CORP NEW COM
Stock
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VANGUARD FTSE DEVELOPED MARKETS ETF
ETF
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BK OF AMERICA CORP COM
Stock
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SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF
ETF
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SH
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INTERNATIONAL BUSINESS MACHS COM
Stock
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228
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SH
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1754
VANGUARD FTSE EMERGING MARKETS ETF
ETF
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1275
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SH
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TARGET CORP COM
Stock
87612E106
204
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SH
SOLE
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0
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VANGUARD HIGH DIVIDEND YIELD ETF
ETF
921946406
363
3234
SH
SOLE
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PFIZER INC COM
Stock
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1104
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SH
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ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF
ETF
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883
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SH
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0
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CATERPILLAR INC COM
Stock
149123101
439
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SH
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0
1971
ALPHABET INC CAP STK CL C
Stock
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SH
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205
AMGEN INC COM
Stock
031162100
262
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1081
VANGUARD DIVIDEND APPRECIATION INDEX FUND
ETF
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SH
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ISHARES CORE U.S. AGGREGATE BOND ETF
ETF
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SH
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ISHARES CORE TOTAL USD BOND MARKET ETF
ETF
46434V613
677
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SH
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13632
VANGUARD SHORT-TERM BOND INDEX FUND
ETF
921937827
1618
20770
SH
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20770
LAM RESEARCH CORP COM
Stock
512807108
1323
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SH
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0
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EXXON MOBIL CORP COM
Stock
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307
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ARK INNOVATION ETF
ETF
00214Q104
630
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SH
SOLE
0
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9511
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF
ETF
78463X889
6488
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SH
SOLE
0
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0
189252
ISHARES S&P MIDCAP FUND
ETF
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329
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SH
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ISHARES MSCI EAFE ETF
ETF
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414
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SH
SOLE
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5630
APPLE INC COM
Stock
037833100
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SH
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101640
DISNEY WALT CO COM
Stock
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SH
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