The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Co VUG 922908736 62,964 196,211 SH   SOLE 196,211 0 0
Aberdeen Std Gold ETF TR Physical Swiss Gold Shares VYM 921946406 36,553 326,050 SH   SOLE 326,050 0 0
Alphabet Inc. Class A VXUS 921909768 22,837 359,244 SH   SOLE 359,244 0 0
Amazon.com Inc. VCSH 92206C409 18,003 221,551 SH   SOLE 221,551 0 0
Amgen Inc. VGT 92204A702 16,895 36,876 SH   SOLE 36,876 0 0
Annaly Capital Mgmt Reit VTV 922908744 13,122 89,201 SH   SOLE 89,201 0 0
Apple Inc. VCIT 92206C870 12,077 130,199 SH   SOLE 130,199 0 0
Arista Networks Inc BSV 921937827 11,743 145,276 SH   SOLE 145,276 0 0
Asml Hldgs Nv F Sponsored Adr IXUS 46432F834 9,782 137,898 SH   SOLE 137,898 0 0
Berkshire Hathaway Inc. New Com VCLT 92206C813 9,089 85,879 SH   SOLE 85,879 0 0
Caterpillar Inc. Common Stock DVY 464287168 9,073 74,013 SH   SOLE 74,013 0 0
Cisco Systems Inc. VIG 921908844 8,729 50,822 SH   SOLE 50,822 0 0
CVS Health Corporation Common S IAU 464285105 8,506 244,361 SH   SOLE 244,361 0 0
Duke Energy Corporation (Holdin VGSH 92206C102 7,819 128,546 SH   SOLE 128,546 0 0
Edwards Lifesciences SHV 464288679 6,655 60,272 SH   SOLE 60,272 0 0
Gabelli Equity Cf VHT 92204A504 6,256 23,482 SH   SOLE 23,482 0 0
Goldman Sachs Active Beta US IWF 464287614 6,143 20,102 SH   SOLE 20,102 0 0
Google AAPL 037833100 5,830 32,832 SH   SOLE 32,832 0 0
Honeywell Intl Inc IGM 464287549 5,151 11,733 SH   SOLE 11,733 0 0
Intel Corporation VBR 922908611 4,889 27,335 SH   SOLE 27,335 0 0
Invesco Qqq Trust BND 921937835 4,872 57,490 SH   SOLE 57,490 0 0
Ishares California Muni Bond QQQ 73935A104 4,760 11,965 SH   SOLE 11,965 0 0
iShares Cohen & Steers REIT VB 922908751 4,509 19,950 SH   SOLE 19,950 0 0
iShares Core MSCI Total Intl BIV 921937819 3,958 45,177 SH   SOLE 45,177 0 0
iShares Core S&P Small-Cap VOO 922908363 3,864 8,850 SH   SOLE 8,850 0 0
Ishares Core Us Growth Etf VTIP 922020805 3,799 73,901 SH   SOLE 73,901 0 0
iShares Edge MSCI USA Quality VOT 922908538 3,524 13,840 SH   SOLE 13,840 0 0
Ishares Esg Msci Eafe Etf SCHD 808524797 3,449 42,667 SH   SOLE 42,667 0 0
Ishares Esg Msci Em Etf Iv VWO 922042858 3,397 68,674 SH   SOLE 68,674 0 0
Ishares Global Clean Energy Etf VNQ 922908553 3,342 28,806 SH   SOLE 28,806 0 0
iShares Global Healthcare ETF VOE 922908512 3,114 20,717 SH   SOLE 20,717 0 0
ishares Gold Trust ESGV 921910733 3,026 34,424 SH   SOLE 34,424 0 0
iShares J.P. Morgan USD VO 922908629 2,964 11,634 SH   SOLE 11,634 0 0
iShares KLD 400 Social Index SCHP 808524870 2,927 46,543 SH   SOLE 46,543 0 0
iShares MSCI EAFE Growth ETF VSGX 921910725 2,719 43,835 SH   SOLE 43,835 0 0
Ishares MSCI Global Gold MUB 464288414 2,508 21,571 SH   SOLE 21,571 0 0
Ishares MSCI UDA ESG ANET 040413106 2,473 17,200 SH   SOLE 17,200 0 0
Ishares Msci Usa Esg Select Etf AMZN 023135106 2,357 707 SH   SOLE 707 0 0
iShares Nasdaq Biotechnology SPY 78462F103 2,183 4,597 SH   SOLE 4,597 0 0
Ishares National Muni Bond Etf IJT 464287887 2,039 14,691 SH   SOLE 14,691 0 0
Ishares Preferred Income Sec ESGD 46435G516 1,935 24,351 SH   SOLE 24,351 0 0
iShares Russell 1000 Growth IXJ 464287325 1,935 21,418 SH   SOLE 21,418 0 0
Ishares Russell Mid Cap IBB 464287556 1,907 12,495 SH   SOLE 12,495 0 0
iShares S&P 500 Index MSFT 594918104 1,875 5,576 SH   SOLE 5,576 0 0
ISHARES S&P GSTI ESGU 46435G425 1,847 17,116 SH   SOLE 17,116 0 0
iShares S&P SmallCap 600 BLV 921937793 1,735 16,860 SH   SOLE 16,860 0 0
iShares Select Dividend ETF DSI 464288570 1,586 17,066 SH   SOLE 17,066 0 0
Ishares Short Term Ntnl Mun MTUM 46432F396 1,524 8,381 SH   SOLE 8,381 0 0
Ishares Short Treasury Bond ESGE 46434G863 1,502 37,797 SH   SOLE 37,797 0 0
Ishares Ultra Short Term Bond ICF 464287564 1,499 19,708 SH   SOLE 19,708 0 0
J P Morgan Chase & Co IUSG 464287671 1,485 12,842 SH   SOLE 12,842 0 0
Johnson & Johnson Common JNJ 478160104 1,451 8,484 SH   SOLE 8,484 0 0
Lockheed Martin Corp VTI 922908769 1,373 5,686 SH   SOLE 5,686 0 0
Medtronic plc. Ordinary Shares VEA 921943858 1,330 26,057 SH   SOLE 26,057 0 0
Merck & Company Inc. QUAL 46432F339 1,148 7,890 SH   SOLE 7,890 0 0
Microsoft Corporation EMB 464288281 1,069 9,805 SH   SOLE 9,805 0 0
Nestle S A F Sponsored GDX 92189F106 1,060 33,090 SH   SOLE 33,090 0 0
Nuveen Esg Large Cap Growth SUB 464288158 1,020 9,500 SH   SOLE 9,500 0 0
Nuveen Esg Small Cap Etf GLD 78463V107 1,009 5,903 SH   SOLE 5,903 0 0
Pepsico Inc. Common Stock WMT 931142103 978 6,762 SH   SOLE 6,762 0 0
Philip Morris International Inc SO 842587107 959 13,982 SH   SOLE 13,982 0 0
Powershares Momentum GOOGL 02079K305 944 326 SH   SOLE 326 0 0
Procter & Gamble Company ICLN 464288224 856 40,430 SH   SOLE 40,430 0 0
Public Storage Inc EW 28176E108 837 6,461 SH   SOLE 6,461 0 0
Rio Tinto Plc F Sponsored PM 718172109 817 8,605 SH   SOLE 8,605 0 0
Schwab High Dividend ETF VEU 922042775 759 12,393 SH   SOLE 12,393 0 0
Schwab International Equity Etf CAT 149123101 739 3,574 SH   SOLE 3,574 0 0
Schwab Internatnal Small Cap IVV 464287200 735 1,540 SH   SOLE 1,540 0 0
Schwab Us Tips Etf PG 742718109 732 4,477 SH   SOLE 4,477 0 0
Southern Co IJR 464287804 719 6,278 SH   SOLE 6,278 0 0
Spdr Bloomberg Barclays 1-3 SGOL 00326A104 697 39,680 SH   SOLE 39,680 0 0
SPDR Gold Shares (GLD) MGK 921910816 661 2,535 SH   SOLE 2,535 0 0
SPDR Nuveen S&P High Yield VTEB 922907746 653 11,898 SH   SOLE 11,898 0 0
SPDR S&P 500 CVS 126650100 578 5,606 SH   SOLE 5,606 0 0
Tencent Holdings F VGK 922042874 552 8,085 SH   SOLE 8,085 0 0
Unity Software Inc NUSC 67092P607 534 12,718 SH   SOLE 12,718 0 0
VanEck Vectors Gold Miners CSCO 17275R102 532 8,400 SH   SOLE 8,400 0 0
Vanguard Dividend NULG 67092P201 506 7,383 SH   SOLE 7,383 0 0
Vanguard Emerging Markets VPL 922042866 460 5,894 SH   SOLE 5,894 0 0
Vanguard Esg International BRKB 084670702 456 1,525 SH   SOLE 1,525 0 0
Vanguard Esg U.S. Stock Etf VWOB 921946885 450 5,791 SH   SOLE 5,791 0 0
Vanguard Ftse All World Ex Us DUK 26441C204 436 4,160 SH   SOLE 4,160 0 0
Vanguard FTSE Developed PEP 713448108 419 2,414 SH   SOLE 2,414 0 0
Vanguard Ftse Emerging INTC 458140100 411 7,975 SH   SOLE 7,975 0 0
Vanguard Ftse Europe Etf CMF 464288356 410 6,576 SH   SOLE 6,576 0 0
Vanguard Ftse Pacific Etf IWP 464287481 403 3,500 SH   SOLE 3,500 0 0
Vanguard Growth Etf RING 464286335 359 13,327 SH   SOLE 13,327 0 0
Vanguard Health Care Etf SUSA 464288802 356 3,346 SH   SOLE 3,346 0 0
Vanguard High Dividend Yield SCHF 808524805 341 8,776 SH   SOLE 8,776 0 0
Vanguard Information AMGN 031162100 337 1,496 SH   SOLE 1,496 0 0
Vanguard Intermediate Term VPU 92204A876 332 2,124 SH   SOLE 2,124 0 0
Vanguard Interm-Tm Corp Bd EFG 464288885 330 2,995 SH   SOLE 2,995 0 0
Vanguard Long-term Bond Etf ICSH 46434V878 328 6,500 SH   SOLE 6,500 0 0
Vanguard Long-Term Corp GSLC 381430503 323 3,394 SH   SOLE 3,394 0 0
Vanguard Mega Cap Growth Etf NSRGY 641069406 314 2,235 SH   SOLE 2,235 0 0
Vanguard Mid-Cap ETF GOOG 02079K107 310 107 SH   SOLE 107 0 0
Vanguard Mid-Cap Growth ETF PFF 464288687 309 7,829 SH   SOLE 7,829 0 0
Vanguard Mid-Cap Value ETF PFE 717081103 299 5,057 SH   SOLE 5,057 0 0
Vanguard Real Estate Etf MDT G5960L103 294 2,843 SH   SOLE 2,843 0 0
Vanguard S&p 500 Etf PSA 74460D109 282 752 SH   SOLE 752 0 0
Vanguard Short Term Bond MMM 88579Y101 281 1,580 SH   SOLE 1,580 0 0
Vanguard Short Term Treasury ASML N07059210 279 350 SH   SOLE 350 0 0
Vanguard Short-Term Corp Bd MRK 58933Y105 274 3,569 SH   SOLE 3,569 0 0
Vanguard Short-Term Infl-Prot HYMB 78464A284 270 4,500 SH   SOLE 4,500 0 0
Vanguard Small Cap ETF SCHC 808524888 270 6,590 SH   SOLE 6,590 0 0
Vanguard Small-Cap Value ETF VZ 92343V104 266 5,114 SH   SOLE 5,114 0 0
Vanguard Tax-Exempt Bond XOM 30231G102 257 4,208 SH   SOLE 4,208 0 0
Vanguard Total Bond Market HON 438516106 256 1,229 SH   SOLE 1,229 0 0
Vanguard Total International BIL 78468R663 247 2,700 SH   SOLE 2,700 0 0
Vanguard Total Stock Market NLY 035710409 223 28,500 SH   SOLE 28,500 0 0
Vanguard Utilities Etf SHE 78468R747 212 2,078 SH   SOLE 2,078 0 0
Vanguard Value ETF TCEHY 88032Q109 204 3,500 SH   SOLE 3,500 0 0
Verizon Communications RIO 767204100 201 3,000 SH   SOLE 3,000 0 0
Walmart Inc GAB 362397101 139 19,308 SH   SOLE 19,308 0 0