The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 269 1,275 SH   SOLE 1,275 0 0
Abb Ltd New Ord F Swiss Shares Common H0010V101 212 8,969 SH   SOLE 8,969 0 0
ALPHABET INC CAP STK CL A 02079K305 394 326 SH   SOLE 326 0 0
AMAZON COM INC COM 023135106 945 472 SH   SOLE 472 0 0
AMGEN INC COM 031162100 372 1,795 SH   SOLE 1,795 0 0
ANNALY CAP MGMT INC COM 035710409 838 81,947 SH   SOLE 81,947 0 0
APPLE INC COM 037833100 6,383 28,276 SH   SOLE 28,276 0 0
ARISTA NETWORKS INC COM 040413106 1,143 4,300 SH   SOLE 4,300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,027 4,796 SH   SOLE 4,796 0 0
CATERPILLAR INC DEL COM 149123101 564 3,700 SH   SOLE 3,700 0 0
CISCO SYS INC COM 17275R102 704 14,461 SH   SOLE 14,461 0 0
ETFS GOLD TR SHS 26922Y105 316 2,750 SH   SOLE 2,750 0 0
EXXON MOBIL CORP COM 30231G102 384 4,515 SH   SOLE 4,515 0 0
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 207 5,000 SH   SOLE 5,000 0 0
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 200 1,265 SH   SOLE 1,265 0 0
GENERAL ELECTRIC CO COM 369604103 140 12,402 SH   SOLE 12,402 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 275 4,680 SH   SOLE 4,680 0 0
Guggenheim S&P 500 Equal Weight (RSP) Common 78355W106 1,998 18,706 SH   SOLE 18,706 0 0
HONEYWELL INTL INC COM 438516106 369 2,217 SH   SOLE 2,217 0 0
INTEL CORP COM 458140100 447 9,462 SH   SOLE 9,462 0 0
ISHARES GOLD TRUST ISHARES 464285105 3,517 307,665 SH   SOLE 307,665 0 0
ISHARES INC CORE MSCI EMKT 46434G103 371 7,174 SH   SOLE 7,174 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 1,018 17,175 SH   SOLE 17,175 0 0
ISHARES INC MSCI EM ESG OPZ 46434G863 322 9,645 SH   SOLE 9,645 0 0
ISHARES INC MSCI GERMANY ETF 464286806 369 12,400 SH   SOLE 12,400 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 394 7,940 SH   SOLE 7,940 0 0
ISHARES TR COHEN STEER REIT 464287564 1,238 12,375 SH   SOLE 12,375 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 218 3,615 SH   SOLE 3,615 0 0
ISHARES TR CORE S&P US GWT 464287671 2,510 40,400 SH   SOLE 40,400 0 0
ISHARES TR EAFE GRWTH ETF 464288885 609 7,600 SH   SOLE 7,600 0 0
ISHARES TR EUROPE ETF 464287861 501 11,109 SH   SOLE 11,109 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 1,482 23,532 SH   SOLE 23,532 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,601 13,927 SH   SOLE 13,927 0 0
ISHARES TR INTL SEL DIV ETF 464288448 214 6,562 SH   SOLE 6,562 0 0
ISHARES TR JPMORGAN USD EMG 464288281 310 2,875 SH   SOLE 2,875 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 699 16,276 SH   SOLE 16,276 0 0
ISHARES TR N AMER TECH ETF 464287549 5,646 26,966 SH   SOLE 26,966 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,458 11,953 SH   SOLE 11,953 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,586 23,955 SH   SOLE 23,955 0 0
ISHARES TR NORTH AMERN NAT 464287374 229 6,374 SH   SOLE 6,374 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 6,057 38,832 SH   SOLE 38,832 0 0
ISHARES TR S&P 500 VAL ETF 464287408 845 7,292 SH   SOLE 7,292 0 0
ISHARES TR S&P SML 600 GWT 464287887 2,121 10,514 SH   SOLE 10,514 0 0
ISHARES TR S&P US PFD STK 464288687 512 13,788 SH   SOLE 13,788 0 0
ISHARES TR SELECT DIVID ETF 464287168 7,999 80,184 SH   SOLE 80,184 0 0
ISHARES TR SHORT TREAS BD 464288679 326 2,948 SH   SOLE 2,948 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 995 9,500 SH   SOLE 9,500 0 0
ISHARES TR ULTR SH TRM BD 46434V878 897 17,879 SH   SOLE 17,879 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 1,714 14,400 SH   SOLE 14,400 0 0
ISHARES TR USA QUALITY FCTR 46432F339 840 9,291 SH   SOLE 9,291 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 3,204 63,840 SH   SOLE 63,840 0 0
JOHNSON & JOHNSON COM 478160104 1,391 10,070 SH   SOLE 10,070 0 0
LOCKHEED MARTIN CORP COM 539830109 257 743 SH   SOLE 743 0 0
MICROSOFT CORP COM 594918104 588 5,138 SH   SOLE 5,138 0 0
Nestle Sa F Sponsored Adr Common 641069406 220 2,650 SH   SOLE 2,650 0 0
Nestle Sa Ordf Common H57312649 565 6,785 SH   SOLE 6,785 0 0
PEPSICO INC COM 713448108 224 2,000 SH   SOLE 2,000 0 0
PFIZER INC COM 717081103 365 8,288 SH   SOLE 8,288 0 0
PHILIP MORRIS INTL INC COM 718172109 757 9,285 SH   SOLE 9,285 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 246 2,405 SH   SOLE 2,405 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 975 9,591 SH   SOLE 9,591 0 0
PowerShares DB Optm Yd Dvrs Cdty Srt ETF (PDBC) No K-1 Common 73937V106 1,392 74,160 SH   SOLE 74,160 0 0
Powershares Qqq Trust Srs 1 Etf Common 73935A104 1,648 8,870 SH   SOLE 8,870 0 0
PROCTER AND GAMBLE CO COM 742718109 401 4,821 SH   SOLE 4,821 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 256 3,750 SH   SOLE 3,750 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 428 11,995 SH   SOLE 11,995 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,974 55,121 SH   SOLE 55,121 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 294 3,900 SH   SOLE 3,900 0 0
SOUTHERN CO COM 842587107 324 7,430 SH   SOLE 7,430 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 682 6,045 SH   SOLE 6,045 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 449 8,880 SH   SOLE 8,880 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,295 4,453 SH   SOLE 4,453 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 253 4,500 SH   SOLE 4,500 0 0
TOTAL S A SPONSORED ADR 89151E109 225 3,500 SH   SOLE 3,500 0 0
UNITEDHEALTH GROUP INC COM 91324P102 325 1,221 SH   SOLE 1,221 0 0
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 300 17,500 SH   SOLE 17,500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2,590 32,179 SH   SOLE 32,179 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 1,913 21,884 SH   SOLE 21,884 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 4,059 52,022 SH   SOLE 52,022 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 558 7,084 SH   SOLE 7,084 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,097 20,114 SH   SOLE 20,114 0 0
VANGUARD GROUP DIV APP ETF 921908844 5,284 47,728 SH   SOLE 47,728 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 12,316 76,476 SH   SOLE 76,476 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,004 7,043 SH   SOLE 7,043 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,428 21,470 SH   SOLE 21,470 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 358 2,183 SH   SOLE 2,183 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,667 20,664 SH   SOLE 20,664 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,114 4,171 SH   SOLE 4,171 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,352 16,877 SH   SOLE 16,877 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 947 5,825 SH   SOLE 5,825 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,356 9,061 SH   SOLE 9,061 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 3,102 28,030 SH   SOLE 28,030 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 456 8,765 SH   SOLE 8,765 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,040 122,922 SH   SOLE 122,922 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,229 21,858 SH   SOLE 21,858 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 863 12,141 SH   SOLE 12,141 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 213 3,793 SH   SOLE 3,793 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 781 16,152 SH   SOLE 16,152 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 273 5,400 SH   SOLE 5,400 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,952 83,233 SH   SOLE 83,233 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 5,660 64,322 SH   SOLE 64,322 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13,452 172,112 SH   SOLE 172,112 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 11,624 215,259 SH   SOLE 215,259 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 812 18,754 SH   SOLE 18,754 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 11,817 135,682 SH   SOLE 135,682 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 390 3,715 SH   SOLE 3,715 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,066 15,360 SH   SOLE 15,360 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,499 8,311 SH   SOLE 8,311 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,350 16,539 SH   SOLE 16,539 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,007 7,682 SH   SOLE 7,682 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 300 5,626 SH   SOLE 5,626 0 0
WALMART INC COM 931142103 831 8,845 SH   SOLE 8,845 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 228 3,930 SH   SOLE 3,930 0 0
WISDOMTREE TR US DIVID EX FNCL 97717W406 253 2,795 SH   SOLE 2,795 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 750 7,860 SH   SOLE 7,860 0 0
WISDOMTREE TR US MIDCP EARNING 97717W570 228 5,505 SH   SOLE 5,505 0 0