0001085146-24-000398.txt : 20240123 0001085146-24-000398.hdr.sgml : 20240123 20240123133011 ACCESSION NUMBER: 0001085146-24-000398 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240123 DATE AS OF CHANGE: 20240123 EFFECTIVENESS DATE: 20240123 FILER: COMPANY DATA: COMPANY CONFORMED NAME: White Lighthouse Investment Management Inc. CENTRAL INDEX KEY: 0001727593 ORGANIZATION NAME: IRS NUMBER: 464219717 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18193 FILM NUMBER: 24551849 BUSINESS ADDRESS: STREET 1: 5 DUTTON LANE CITY: BEDFORD STATE: MA ZIP: 01730 BUSINESS PHONE: 5084714431 MAIL ADDRESS: STREET 1: 5 DUTTON LANE CITY: BEDFORD STATE: MA ZIP: 01730 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001727593 XXXXXXXX 12-31-2023 12-31-2023 false White Lighthouse Investment Management Inc.

5 DUTTON LANE BEDFORD MA 01730

13F HOLDINGS REPORT 028-18193 000108030 801-79053 N Jonathan Lachowitz 508 471-4431 /s/Jonathan Lachowitz Bedford MA 01-23-2024 0 121 456917209 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 815992 41337 SH SOLE 41337 0 0 AFFIRM HLDGS INC COM CL A 00827B106 591400 12035 SH SOLE 12035 0 0 ALPHABET INC CAP STK CL A 02079K305 1308895 9370 SH SOLE 9370 0 0 ALPHABET INC CAP STK CL C 02079K107 219248 1556 SH SOLE 1556 0 0 AMAZON COM INC COM 023135106 2474495 16286 SH SOLE 16286 0 0 AMGEN INC COM 031162100 950466 3300 SH SOLE 3300 0 0 APPLE INC COM 037833100 7225320 37528 SH SOLE 37528 0 0 ARISTA NETWORKS INC COM 040413106 1648570 7000 SH SOLE 7000 0 0 ASML HLDGS NV F SPONSORED ADR COMMON N07059202 264922 350 SH SOLE 350 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1127046 3160 SH SOLE 3160 0 0 CATERPILLAR INC COM 149123101 760184 2571 SH SOLE 2571 0 0 CISCO SYS INC COM 17275R102 323328 6400 SH SOLE 6400 0 0 CVS HEALTH CORP COM 126650100 426384 5400 SH SOLE 5400 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 403686 4160 SH SOLE 4160 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 620791 8142 SH SOLE 8142 0 0 EXXON MOBIL CORP COM 30231G102 349830 3499 SH SOLE 3499 0 0 HONEYWELL INTL INC COM 438516106 225438 1075 SH SOLE 1075 0 0 INTEL CORP COM 458140100 392101 7803 SH SOLE 7803 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 4422969 10800 SH SOLE 10800 0 0 ISHARES GOLD TRUST COMMON 464285105 9912683 253976 SH SOLE 253976 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 701280 21874 SH SOLE 21874 0 0 ISHARES TR BLACKROCK ULTRA 46434V878 352520 7000 SH SOLE 7000 0 0 ISHARES TR COHEN STEER REIT 464287564 1223933 20840 SH SOLE 20840 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 12005362 184897 SH SOLE 184897 0 0 ISHARES TR CORE S&P SCP ETF 464287804 698321 6451 SH SOLE 6451 0 0 ISHARES TR CORE S&P US GWT 464287671 1482800 14244 SH SOLE 14244 0 0 ISHARES TR CORE S&P500 ETF 464287200 946352 1981 SH SOLE 1981 0 0 ISHARES TR CORE TOTAL USD 46434V613 4176993 90666 SH SOLE 90666 0 0 ISHARES TR CORE US AGGBD ET 464287226 249118 2510 SH SOLE 2510 0 0 ISHARES TR EAFE GRWTH ETF 464288885 274279 2832 SH SOLE 2832 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 1305633 17284 SH SOLE 17284 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 1937348 18465 SH SOLE 18465 0 0 ISHARES TR EXPND TEC SC ETF 464287549 5951419 13279 SH SOLE 13279 0 0 ISHARES TR GL CLEAN ENE ETF 464288224 394201 25318 SH SOLE 25318 0 0 ISHARES TR GLOB HLTHCRE ETF 464287325 1803516 20797 SH SOLE 20797 0 0 ISHARES TR ISHARES BIOTECH 464287556 1733718 12762 SH SOLE 12762 0 0 ISHARES TR ISHARES SEMICDTR 464287523 323768 562 SH SOLE 562 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 915399 17851 SH SOLE 17851 0 0 ISHARES TR JPMORGAN USD EMG 464288281 593852 6668 SH SOLE 6668 0 0 ISHARES TR MSCI KLD400 SOC 464288570 1582479 17380 SH SOLE 17380 0 0 ISHARES TR MSCI USA ESG SLC 464288802 335703 3340 SH SOLE 3340 0 0 ISHARES TR MSCI USA MMENTM 46432F396 521659 3325 SH SOLE 3325 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 504837 3431 SH SOLE 3431 0 0 ISHARES TR NATIONAL MUN ETF 464288414 1833213 16910 SH SOLE 16910 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 9417662 31064 SH SOLE 31064 0 0 ISHARES TR RUS MD CP GR ETF 464287481 388591 3720 SH SOLE 3720 0 0 ISHARES TR S&P SML 600 GWT 464287887 1725180 13786 SH SOLE 13786 0 0 ISHARES TR SELECT DIVID ETF 464287168 8150160 69529 SH SOLE 69529 0 0 ISHARES TR SHORT TREAS BD 464288679 13592588 123423 SH SOLE 123423 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 1001585 9500 SH SOLE 9500 0 0 JOHNSON & JOHNSON COM 478160104 1332290 8500 SH SOLE 8500 0 0 JPMORGAN CHASE & CO COM 46625H100 234398 1378 SH SOLE 1378 0 0 LOCKHEED MARTIN CORP COM 539830109 226620 500 SH SOLE 500 0 0 MEDTRONIC PLC SHS G5960L103 223909 2718 SH SOLE 2718 0 0 MERCK & CO INC COM 58933Y105 313869 2879 SH SOLE 2879 0 0 MICROSOFT CORP COM 594918104 2168500 5767 SH SOLE 5767 0 0 NESTLE S A F SPONSORED ADR 1 ADR REPS 1 ORD SHS COMMON 641069406 261902 2265 SH SOLE 2265 0 0 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 553398 7966 SH SOLE 7966 0 0 NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 491292 12565 SH SOLE 12565 0 0 PEPSICO INC COM 713448108 396576 2335 SH SOLE 2335 0 0 PHILIP MORRIS INTL INC COM 718172109 809088 8600 SH SOLE 8600 0 0 PROCTER AND GAMBLE CO COM 742718109 599056 4088 SH SOLE 4088 0 0 PUBLIC STORAGE COM 74460D109 228750 750 SH SOLE 750 0 0 RIO TINTO PLC SPONSORED ADR 767204100 223380 3000 SH SOLE 3000 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 246941 6681 SH SOLE 6681 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 230273 6600 SH SOLE 6600 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 303297 6260 SH SOLE 6260 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3245726 42634 SH SOLE 42634 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 326614 3937 SH SOLE 3937 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 1539157 29486 SH SOLE 29486 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 252303 1850 SH SOLE 1850 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 321442 1670 SH SOLE 1670 0 0 SOUTHERN CO COM 842587107 988271 14094 SH SOLE 14094 0 0 SPDR GOLD TR GOLD SHS 78463V107 1395923 7302 SH SOLE 7302 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 2101949 4422 SH SOLE 4422 0 0 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 253059 2769 SH SOLE 2769 0 0 SPDR SER TR BLOOMBERG HIGH Y 78468R622 230194 2430 SH SOLE 2430 0 0 SPDR SER TR NUVEEN BLOOMBERG 78464A284 227700 9000 SH SOLE 9000 0 0 UNITEDHEALTH GROUP INC COM 91324P102 1389881 2640 SH SOLE 2640 0 0 VANECK ETF TRUST GOLD MINERS ETF 92189F106 448531 14464 SH SOLE 14464 0 0 VANGUARD BD INDEX FDS INTERMED TERM 921937819 2939102 38480 SH SOLE 38480 0 0 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1833545 24585 SH SOLE 24585 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9466109 122905 SH SOLE 122905 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14186495 192882 SH SOLE 192882 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 347974 7049 SH SOLE 7049 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 72869406 234397 SH SOLE 234397 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 508944 2333 SH SOLE 2333 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2653503 12085 SH SOLE 12085 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2958969 20405 SH SOLE 20405 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 3268072 14048 SH SOLE 14048 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3462387 39185 SH SOLE 39185 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6546713 14988 SH SOLE 14988 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 5700660 31676 SH SOLE 31676 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 4893473 22939 SH SOLE 22939 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2543266 10721 SH SOLE 10721 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 13972269 93460 SH SOLE 93460 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1254617 22348 SH SOLE 22348 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2374932 57784 SH SOLE 57784 0 0 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 791299 12272 SH SOLE 12272 0 0 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 422710 5869 SH SOLE 5869 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3179218 66945 SH SOLE 66945 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1373143 26898 SH SOLE 26898 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 12352041 151969 SH SOLE 151969 0 0 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 6296519 78559 SH SOLE 78559 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3913301 67089 SH SOLE 67089 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 22568478 291695 SH SOLE 291695 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9688589 56858 SH SOLE 56858 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 27780422 479303 SH SOLE 479303 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1393363 29089 SH SOLE 29089 0 0 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 589624 9249 SH SOLE 9249 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 43798975 392358 SH SOLE 392358 0 0 VANGUARD WORLD FD ESG INTL STK ETF 921910725 4149313 75060 SH SOLE 75060 0 0 VANGUARD WORLD FD ESG US STK ETF 921910733 3238008 38067 SH SOLE 38067 0 0 VANGUARD WORLD FD MEGA GRWTH IND 921910816 885708 3413 SH SOLE 3413 0 0 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1122648 9536 SH SOLE 9536 0 0 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1309365 4299 SH SOLE 4299 0 0 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 277823 3011 SH SOLE 3011 0 0 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 6870183 27404 SH SOLE 27404 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 19552692 40398 SH SOLE 40398 0 0 VANGUARD WORLD FDS UTILITIES ETF 92204A876 366604 2675 SH SOLE 2675 0 0 WALMART INC COM 931142103 1065241 6757 SH SOLE 6757 0 0