The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 593 37,270 SH   SOLE   37,270 0 0
ALPHABET INC CAP STK CL A 02079K305 663 6,930 SH   SOLE   6,930 0 0
AMAZON COM INC COM 023135106 1,612 14,266 SH   SOLE   14,266 0 0
AMGEN INC COM 031162100 326 1,445 SH   SOLE   1,445 0 0
APPLE INC COM 037833100 4,585 33,178 SH   SOLE   33,178 0 0
ARISTA NETWORKS INC COM 040413106 1,942 17,200 SH   SOLE   17,200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 754 2,825 SH   SOLE   2,825 0 0
CATERPILLAR INC COM 149123101 586 3,571 SH   SOLE   3,571 0 0
CISCO SYS INC COM 17275R102 256 6,404 SH   SOLE   6,404 0 0
CVS HEALTH CORP COM 126650100 515 5,400 SH   SOLE   5,400 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 387 4,160 SH   SOLE   4,160 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 462 5,590 SH   SOLE   5,590 0 0
EXXON MOBIL CORP COM 30231G102 246 2,819 SH   SOLE   2,819 0 0
INTEL CORP COM 458140100 201 7,803 SH   SOLE   7,803 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,428 12,826 SH   SOLE   12,826 0 0
ISHARES GOLD TRUST COMMON 464285105 7,327 232,396 SH   SOLE   232,396 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 940 33,980 SH   SOLE   33,980 0 0
ISHARES MSCI GLOBAL GOLD MINERS EFT COMMON 464286335 246 13,103 SH   SOLE   13,103 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 325 6,500 SH   SOLE   6,500 0 0
ISHARES TR COHEN STEER REIT 464287564 1,063 19,808 SH   SOLE   19,808 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 8,782 172,465 SH   SOLE   172,465 0 0
ISHARES TR CORE S&P SCP ETF 464287804 567 6,508 SH   SOLE   6,508 0 0
ISHARES TR CORE S&P US GWT 464287671 1,093 13,634 SH   SOLE   13,634 0 0
ISHARES TR CORE S&P500 ETF 464287200 500 1,395 SH   SOLE   1,395 0 0
ISHARES TR CORE TOTAL USD 46434V613 3,309 74,349 SH   SOLE   74,349 0 0
ISHARES TR EAFE GRWTH ETF 464288885 218 3,004 SH   SOLE   3,004 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,300 23,166 SH   SOLE   23,166 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 1,754 22,092 SH   SOLE   22,092 0 0
ISHARES TR EXPND TEC SC ETF 464287549 3,581 12,956 SH   SOLE   12,956 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 941 49,319 SH   SOLE   49,319 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 1,594 21,152 SH   SOLE   21,152 0 0
ISHARES TR ISHARES BIOTECH 464287556 1,441 12,324 SH   SOLE   12,324 0 0
ISHARES TR JPMORGAN USD EMG 464288281 546 6,872 SH   SOLE   6,872 0 0
ISHARES TR MSCI KLD400 SOC 464288570 1,123 16,765 SH   SOLE   16,765 0 0
ISHARES TR MSCI USA ESG SLC 464288802 363 4,785 SH   SOLE   4,785 0 0
ISHARES TR MSCI USA MMENTM 46432F396 880 6,706 SH   SOLE   6,706 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 535 5,144 SH   SOLE   5,144 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,774 17,295 SH   SOLE   17,295 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 5,977 28,406 SH   SOLE   28,406 0 0
ISHARES TR RUS MD CP GR ETF 464287481 310 3,950 SH   SOLE   3,950 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,454 14,302 SH   SOLE   14,302 0 0
ISHARES TR SELECT DIVID ETF 464287168 7,280 67,897 SH   SOLE   67,897 0 0
ISHARES TR SHORT TREAS BD 464288679 6,923 62,937 SH   SOLE   62,937 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 975 9,500 SH   SOLE   9,500 0 0
JOHNSON & JOHNSON COM 478160104 1,372 8,400 SH   SOLE   8,400 0 0
MEDTRONIC PLC SHS G5960L103 219 2,718 SH   SOLE   2,718 0 0
MERCK & CO INC COM 58933Y105 248 2,879 SH   SOLE   2,879 0 0
MICROSOFT CORP COM 594918104 1,289 5,536 SH   SOLE   5,536 0 0
NESTLE S A F SPONSORED ADR COMMON 641069406 241 2,235 SH   SOLE   2,235 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 385 8,343 SH   SOLE   8,343 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 415 12,947 SH   SOLE   12,947 0 0
PEPSICO INC COM 713448108 393 2,410 SH   SOLE   2,410 0 0
PFIZER INC COM 717081103 219 5,010 SH   SOLE   5,010 0 0
PHILIP MORRIS INTL INC COM 718172109 714 8,600 SH   SOLE   8,600 0 0
PROCTER AND GAMBLE CO COM 742718109 516 4,086 SH   SOLE   4,086 0 0
PUBLIC STORAGE COM 74460D109 220 750 SH   SOLE   750 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 220 7,826 SH   SOLE   7,826 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,868 43,180 SH   SOLE   43,180 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,175 41,984 SH   SOLE   41,984 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 245 2,060 SH   SOLE   2,060 0 0
SOUTHERN CO COM 842587107 958 14,094 SH   SOLE   14,094 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,331 8,605 SH   SOLE   8,605 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,711 4,790 SH   SOLE   4,790 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 216 4,500 SH   SOLE   4,500 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 664 27,530 SH   SOLE   27,530 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 765 10,410 SH   SOLE   10,410 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,163 16,171 SH   SOLE   16,171 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9,474 126,624 SH   SOLE   126,624 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,826 123,735 SH   SOLE   123,735 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 52,675 246,202 SH   SOLE   246,202 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 389 2,379 SH   SOLE   2,379 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,171 12,732 SH   SOLE   12,732 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,704 22,207 SH   SOLE   22,207 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,311 12,292 SH   SOLE   12,292 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,483 30,968 SH   SOLE   30,968 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,689 11,236 SH   SOLE   11,236 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,564 31,827 SH   SOLE   31,827 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,378 19,766 SH   SOLE   19,766 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,044 5,817 SH   SOLE   5,817 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 11,194 90,652 SH   SOLE   90,652 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 542 12,215 SH   SOLE   12,215 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,499 68,488 SH   SOLE   68,488 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 386 8,360 SH   SOLE   8,360 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 339 5,894 SH   SOLE   5,894 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,233 67,190 SH   SOLE   67,190 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 828 17,210 SH   SOLE   17,210 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,788 116,119 SH   SOLE   116,119 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 6,182 84,403 SH   SOLE   84,403 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,550 78,741 SH   SOLE   78,741 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 22,876 307,966 SH   SOLE   307,966 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,025 59,376 SH   SOLE   59,376 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 18,704 408,649 SH   SOLE   408,649 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,209 33,261 SH   SOLE   33,261 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 231 4,010 SH   SOLE   4,010 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 31,778 334,932 SH   SOLE   334,932 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 2,841 65,408 SH   SOLE   65,408 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 2,466 39,195 SH   SOLE   39,195 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,530 8,781 SH   SOLE   8,781 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 590 7,162 SH   SOLE   7,162 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 704 2,995 SH   SOLE   2,995 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 246 3,308 SH   SOLE   3,308 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 6,343 28,353 SH   SOLE   28,353 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 14,078 45,800 SH   SOLE   45,800 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 416 2,924 SH   SOLE   2,924 0 0
WALMART INC COM 931142103 875 6,750 SH   SOLE   6,750 0 0