The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 11,750 716,194 SH   SOLE   0 0 716,194
ABBVIE INC COM 00287Y109 270 2,500 SH   SOLE   0 0 2,500
ADVANCE AUTO PARTS INC COM 00751Y106 1,040 5,692 SH   SOLE   0 0 5,692
ADVANCED MICRO DEVICES INC COM 007903107 300 3,800 SH   SOLE   0 0 3,800
ALIBABA GROUP HLDF LTD SPONSORED ADS 01609W102 280 1,217 SH   SOLE   0 0 1,217
ALPHABET INC CAP STK CL C 02079K107 410 200 SH   SOLE   0 0 200
ALPHABET INC CAP STK CL A 02079K305 1,420 690 SH   SOLE   0 0 690
AMAZON COM INC COM 023135106 1,270 412 SH   SOLE   0 0 412
APPLE INC COM 037833100 2,010 16,439 SH   SOLE   0 0 16,439
APPLIED MATLS INC COM 038222105 1,390 10,434 SH   SOLE   0 0 10,434
BAIDU INC SPON ADR REP A 056752108 1,890 8,675 SH   SOLE   0 0 8,675
BEST BUY INC COM 086516101 960 8,402 SH   SOLE   0 0 8,402
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 12,300 245,128 SH   SOLE   0 0 245,128
BORGWARNER REG. COM 099724106 530 11,531 SH   SOLE   0 0 11,531
CARDINAL HEALTH INC COM 14149Y108 510 8,408 SH   SOLE   0 0 8,408
CISCO SYS INC COM 17275R102 500 9,670 SH   SOLE   0 0 9,670
CLOROX CO DEL COM 189054109 460 2,397 SH   SOLE   0 0 2,397
CORTEVA INC COM 22052L104 530 11,273 SH   SOLE   0 0 11,273
DOLLAR GEN CORP NEW COM 256677105 900 4,451 SH   SOLE   0 0 4,451
EBAY INC COM 278642103 1,030 16,750 SH   SOLE   0 0 16,750
LILLY ELI & CO COM 532457108 370 2,000 SH   SOLE   0 0 2,000
EOG RES INC COM 26875P101 730 10,013 SH   SOLE   0 0 10,013
EXACT SCIENCES CORP COM 30063P105 400 3,000 SH   SOLE   0 0 3,000
EXPEDITORS INTL WASH INC COM 302130109 1,070 9,925 SH   SOLE   0 0 9,925
FACEBOOK INC CL A 30303M102 960 3,255 SH   SOLE   0 0 3,255
FASTENAL CO COM 311900104 580 11,591 SH   SOLE   0 0 11,591
FEDEX CORP COM 31428X106 490 1,725 SH   SOLE   0 0 1,725
FIRST TR EXCH TRADED FD III EME MRK BD ETF 33739P202 220 6,285 SH   SOLE   0 0 6,285
FRANKLIN RESOURCES INC COM 354613101 1,060 35,840 SH   SOLE   0 0 35,840
GENERAL MTRS CO COM 37045V100 210 3,700 SH   SOLE   0 0 3,700
GLOBAL X FDS MSCI GREECE ETF 37954Y319 1,320 49,994 SH   SOLE   0 0 49,994
HOME DEPOT INC COM 437076102 2,670 8,750 SH   SOLE   0 0 8,750
HORMEL FOODS CORP COM 440452100 1,010 21,063 SH   SOLE   0 0 21,063
HUMANA INC COM 444859102 420 993 SH   SOLE   0 0 993
HUNT J B TRANS SVCS INC COM 445658107 490 2,942 SH   SOLE   0 0 2,942
ISHARES INC US INTL HGH TLD 464286178 3,910 77,871 SH   SOLE   0 0 77,871
ISHARES TR AGENCY BOND ETF 464288166 1,850 15,721 SH   SOLE   0 0 15,721
ISHARES TR CORE S&P500 ETF 464287200 4,870 12,252 SH   SOLE   0 0 12,252
ISHARES TR CORE MSCI EURO 46434V738 1,860 34,500 SH   SOLE   0 0 34,500
ISHARES TR CUR HD EURZN ETF 46434V639 510 14,765 SH   SOLE   0 0 14,765
ISHARES TR MSCI USA MIN VOL 46429B697 1,400 20,235 SH   SOLE   0 0 20,235
ISHARES INC MSCI EURZONE ETF 464286608 1,160 25,053 SH   SOLE   0 0 25,053
ISHARES TR MSCI INDIA ETF 46429B598 2,080 49,297 SH   SOLE   0 0 49,297
ISHARES INC MSCI JPN ETF NEW 46434G822 1,150 16,726 SH   SOLE   0 0 16,726
ISHARES INC MSCI PAC JP ETF 464286665 840 16,778 SH   SOLE   0 0 16,778
ISHARES TR MSCI UK ETF NEW 46435G334 1,370 43,638 SH   SOLE   0 0 43,638
ISHARES INC MSCI WORLD ETF 464286392 4,270 36,072 SH   SOLE   0 0 36,072
ISHARES TR RUS 1000 VAL ETF 464287598 450 2,945 SH   SOLE   0 0 2,945
ISHARES TR S&P 500 VAL ETF 464287408 420 3,000 SH   SOLE   0 0 3,000
ISHARES INC JP MRG EM CRP BD 464286251 500 9,530 SH   SOLE   0 0 9,530
ISHARES INC JP MORGAN EM ETF 464286517 7,470 175,481 SH   SOLE   0 0 175,481
ISHARES TR IBOXX INV CP ETF 464287242 610 4,700 SH   SOLE   0 0 4,700
ISHARES TR LATN AMER 40 ETF 464287390 2,880 104,337 SH   SOLE   0 0 104,337
ISHARES TR 1 3 YR TREAS BD 464287457 3,990 46,268 SH   SOLE   0 0 46,268
ISHARES TR JPMORGAN USD EMG 464288281 7,810 71,711 SH   SOLE   0 0 71,711
ISHARES TR IBOXX HI YD ETF 464288513 630 7,275 SH   SOLE   0 0 7,275
ISHARES TR US TREAS BD ETF 46429B267 5,440 208,054 SH   SOLE   0 0 208,054
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 4,850 100,197 SH   SOLE   0 0 100,197
ISHARES TR MSCI EMG MKT ETF 464287234 18,870 353,816 SH   SOLE   0 0 353,816
JPMORGAN CHASE & CO COM 46625H100 1,930 12,684 SH   SOLE   0 0 12,684
JOHNSON & JOHNSON COM 478160104 830 5,050 SH   SOLE   0 0 5,050
LAM RESEARCH CORP COM 512807108 1,020 1,712 SH   SOLE   0 0 1,712
LAS VEGAS SANDS CORP COM 517834107 380 6,230 SH   SOLE   0 0 6,230
LOWES COS INC COM 548661107 1,080 5,702 SH   SOLE   0 0 5,702
MASCO CORP COM 574599106 990 16,464 SH   SOLE   0 0 16,464
MASTERCARD CL A 57636Q104 510 1,420 SH   SOLE   0 0 1,420
MICROSOFT CORP COM 594918104 800 3,379 SH   SOLE   0 0 3,379
MORGAN STANLEY COM NEW 617446448 1,550 20,000 SH   SOLE   0 0 20,000
NEWMONT CORP COM 651639106 890 14,844 SH   SOLE   0 0 14,844
NEWS CORP NEW CL A 65249B109 590 23,374 SH   SOLE   0 0 23,374
NIKE INC CL B 654106103 870 6,543 SH   SOLE   0 0 6,543
NORTONLIFEFLOCK INC COM 668771108 470 22,236 SH   SOLE   0 0 22,236
NVIDIA CORPORATION COM 67066G104 910 1,700 SH   SOLE   0 0 1,700
OLD DOMINION FREIGHT LINE IN COM 679580100 1,100 4,566 SH   SOLE   0 0 4,566
ORACLE CORP COM 68389X105 1,240 17,670 SH   SOLE   0 0 17,670
PAYCHEX INC COM 704326107 520 5,314 SH   SOLE   0 0 5,314
PRICE T ROWE GROUP INC COM 74144T108 1,030 5,990 SH   SOLE   0 0 5,990
PROSHARES TR ST EMG MKT ETF 74347B706 3,390 46,451 SH   SOLE   0 0 46,451
QUALCOMM INC COM 747525103 270 2,000 SH   SOLE   0 0 2,000
QUEST DIAGNOSTICS INC COM 74834L100 960 7,496 SH   SOLE   0 0 7,496
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 230 2,300 SH   SOLE   0 0 2,300
SIMON PPTY GROUP INC NEW COM 828806109 220 1,900 SH   SOLE   0 0 1,900
SKYWORKS SOLUTIONS INC COM 83088M102 530 2,867 SH   SOLE   0 0 2,867
SPDR SER TR BLOMBERG BRC INV 78468R200 17,940 585,468 SH   SOLE   0 0 585,468
SMITH A O CORP COM 831865209 660 9,749 SH   SOLE   0 0 9,749
SPDR SER TR PORTFLI TIPS ETF 78464A656 15,980 523,206 SH   SOLE   0 0 523,206
SPDR SER TR SPDR BLOOMBERG 78468R663 10,710 117,097 SH   SOLE   0 0 117,097
SPDR SER TR BLMBRG BRC CNVRT 78464A359 11,130 133,560 SH   SOLE   0 0 133,560
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 2,220 54,957 SH   SOLE   0 0 54,957
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,310 8,350 SH   SOLE   0 0 8,350
STARBUCKS CORP COM 855244109 220 2,000 SH   SOLE   0 0 2,000
TERADYNE INC COM 880770102 850 6,982 SH   SOLE   0 0 6,982
T-MOBILE US INC COM 872590104 7,690 61,400 SH   SOLE   0 0 61,400
TRACTOR SUPPLY CO COM 892356106 1,250 7,052 SH   SOLE   0 0 7,052
UNITED PARCEL SERVICE INC CL B 911312106 450 2,665 SH   SOLE   0 0 2,665
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 850 27,782 SH   SOLE   0 0 27,782
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,460 29,050 SH   SOLE   0 0 29,050
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 270 3,215 SH   SOLE   0 0 3,215
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 280 4,196 SH   SOLE   0 0 4,196
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 4,050 39,955 SH   SOLE   0 0 39,955
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858 410 7,788 SH   SOLE   0 0 7,788
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 250 3,191 SH   SOLE   0 0 3,191
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 210 3,407 SH   SOLE   0 0 3,407
VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742 9,800 100,713 SH   SOLE   0 0 100,713
DISNEY WALT CO COM 254687106 220 1,200 SH   SOLE   0 0 1,200
XILINX INC COM 983919101 360 2,928 SH   SOLE   0 0 2,928