The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF ETF 464287200 1,881,497 5,244,941 SH   SOLE   0 5,244,941 0
ISHARES TR CORE DIVID GROWTH ETF ETF 46434V621 1,494,221 33,599,008 SH   SOLE   0 33,599,008 0
SPDR SER TR S&P 500 HIGH DIVID ETF ETF 78468R788 1,020,079 28,746,658 SH   SOLE   0 28,746,658 0
ISHARES TR CORE S&P SMALL-CAP ETF ETF 464287804 787,685 9,032,574 SH   SOLE   0 9,032,574 0
GOLDMAN SACHS ETF TR TR ACTIVEBETA U S LARGE CAP EQUITY ETF ETF 381430503 663,496 9,340,321 SH   SOLE   0 9,340,321 0
ISHARES TR CORE S&P MID-CAP ETF ETF 464287507 35,183 160,343 SH   SOLE   0 160,343 0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF ETF 808524797 11,182 168,676 SH   SOLE   0 168,676 0
ISHARES TR INTL EQUITY FACTOR ETF ETF 46434V274 7,676 366,654 SH   SOLE   0 366,654 0
GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF ETF 381430206 1,513 58,592 SH   SOLE   0 58,592 0
ISHARES TR S&P MIDCAP 400 VALUE ETF ETF 464287705 99 1,103 SH   SOLE   0 1,103 0
ISHARES TR MSCI USA VALUE FACTOR ETF ETF 46432F388 83 1,029 SH   SOLE   0 1,029 0
ISHARES TR 1-5 YR INVT GRADE CORPORATE BD ETF ETF 464288646 12 607 SH   SOLE   0 607 0
INVESCO ACTIVELY MANAGED EXCHANGE-TRADED FD TR ULTRA SHORT ETF ETF 46090A887 12 642 SH   SOLE   0 642 0
SCHWAB STRATEGIC TR US LARGE-CAP ETF ETF 808524201 11 699 SH   SOLE   0 699 0
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 10 28 SH   SOLE   0 28 0
SCHWAB STRATEGIC TR US LARGE-CAP GROWTH ETF ETF 808524300 10 484 SH   SOLE   0 484 0
SELECT SECTOR SPDR TR TECHNOLOGY ETF 81369Y803 9 139 SH   SOLE   0 139 0
ISHARES TR CORE MODERATE ALLOCATION ETF ETF 464289875 9 642 SH   SOLE   0 642 0
INVESCO ACTIVELY MANAGED EXCHANGE-TRADED FD TR TOTAL RETURN BD ETF 46090A804 9 508 SH   SOLE   0 508 0
BLACKROCK CORPORATE HIGH YIELD FD INC COM Closed-End Fund 09255P107 7 800 SH   SOLE   0 800 0
VANGUARD STAR FDS VANGUARD TOTAL INTL STOCK INDEX FD ETF SHS ETF 921909768 7 155 SH   SOLE   0 155 0
VANGUARD WORLD FDS VANGUARD HEALTH CARE ETF ETF 92204A504 6 66 SH   SOLE   0 66 0
DANAHER CORP COM COM 235851102 5 20 SH   SOLE   0 20 0
DNP SELECT INCOME FD INC COM Closed-End Fund 23325P104 5 465 SH   SOLE   0 465 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF SHS ETF 921946406 4 37 SH   SOLE   0 37 0
BLACKROCK MULTI-SECTOR INCOME TR COM Closed-End Fund 09258A107 4 270 SH   SOLE   0 270 0
SCHWAB STRATEGIC TR US SMALL-CAP ETF ETF 808524607 3 207 SH   SOLE   0 207 0
VANGUARD INDEX FDS VANGUARD MID-CAP ETF ETF 922908629 3 44 SH   SOLE   0 44 0
SCHWAB STRATEGIC TR SCHWAB FUNDAMENTAL U S SMALL CO INDEX ETF ETF 808524763 2 60 SH   SOLE   0 60 0
ABBOTT LABS COM COM 002824100 2 56 SH   SOLE   0 56 0
ISHARES TR MSCI GLOBAL SUSTAINABLE DEVELOPMENT GOALS ETF ETF ETF 46435G532 2 22 SH   SOLE   0 22 0
AMAZON COM INC COM COM 023135106 2 14 SH   SOLE   0 14 0
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842 1 27 SH   SOLE   0 27 0
APPLE INC COM COM 037833100 1 1,126 SH   SOLE   0 1,126 0
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 1 8 SH   SOLE   0 8 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF ETF 922908769 1 4 SH   SOLE   0 4 0
AMERICAN AIRLS GROUP INC COM COM 02376R102 1 99 SH   SOLE   0 99 0
TESLA INC COM COM 88160R101 1 4 SH   SOLE   0 4 0
SPDR SER TR PORTFOLIO S&P 500 ETF ETF 78464A854 1 15 SH   SOLE   0 15 0
ISHARES TR 7-10 YR TREAS BD ETF ETF 464287440 1 11 SH   SOLE   0 11 0
AT&T INC COM COM 00206R102 0 215 SH   SOLE   0 215 0
DISNEY WALT CO DISNEY COM COM 254687106 0 33 SH   SOLE   0 33 0
MICROSOFT CORP COM COM 594918104 0 37 SH   SOLE   0 37 0
TARGET CORP COM COM 87612E106 0 20 SH   SOLE   0 20 0
WALMART INC COM COM 931142103 0 36 SH   SOLE   0 36 0
CHEVRON CORP NEW COM COM 166764100 0 90 SH   SOLE   0 90 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 0 27 SH   SOLE   0 27 0
PFIZER INC COM COM 717081103 0 202 SH   SOLE   0 202 0
PROCTER & GAMBLE CO COM COM 742718109 0 119 SH   SOLE   0 119 0
UNITED PARCEL SVC INC CL B COM 911312106 0 25 SH   SOLE   0 25 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 0 123 SH   SOLE   0 123 0
MERCK & CO INC NEW COM COM 58933Y105 0 97 SH   SOLE   0 97 0
BOEING CO COM COM 097023105 0 14 SH   SOLE   0 14 0
EMERSON ELEC CO COM COM 291011104 0 132 SH   SOLE   0 132 0
JOHNSON & JOHNSON COM COM 478160104 0 112 SH   SOLE   0 112 0
PRUDENTIAL FINL INC COM COM 744320102 0 105 SH   SOLE   0 105 0
DOW INC COM COM 260557103 0 56 SH   SOLE   0 56 0
HONEYWELL INTL INC COM COM 438516106 0 97 SH   SOLE   0 97 0
BROADCOM INC COM COM 11135F101 0 0 SH   SOLE   0 0 0
HOME DEPOT INC COM COM 437076102 0 14 SH   SOLE   0 14 0
LOCKHEED MARTIN CORP COM COM 539830109 0 10 SH   SOLE   0 10 0
LOWES COS INC COM COM 548661107 0 21 SH   SOLE   0 21 0
UNITEDHEALTH GROUP INC COM COM 91324P102 0 5 SH   SOLE   0 5 0
LINDE PLC SH ISIN#IE00BZ12WP82 COM G5494J103 0 4 SH   SOLE   0 4 0
META PLATFORMS INC CL A COM 30303M102 0 203 SH   SOLE   0 203 0
CITIGROUP INC COM NEW COM 172967424 0 100 SH   SOLE   0 100 0
ARK ETF TR INNOVATION ETF ETF 00214Q104 0 6 SH   SOLE   0 6 0
NVIDIA CORP COM COM 67066G104 0 33 SH   SOLE   0 33 0
WARNER BROS DISCOVERY INC COM SER A COM 934423104 0 48 SH   SOLE   0 48 0
ARES CAP CORP COM COM 04010L103 0 0 SH   SOLE   0 0 0
ADVANSIX INC COM COM 00773T101 0 3 SH   SOLE   0 3 0
BANK AMER CORP COM COM 060505104 0 1,500 SH   SOLE   0 1,500 0
B & G FOODS INC NEW COM COM 05508R106 0 25 SH   SOLE   0 25 0
CATERPILLAR INS COM COM 149123101 0 50 SH   SOLE   0 50 0
CHEMOURS CO COM COM 163851108 0 26 SH   SOLE   0 26 0
SALESFORCE INC COM COM 79466L302 0 6 SH   SOLE   0 6 0
CISCO SYS INC COM COM 17275R102 0 150 SH   SOLE   0 150 0
CORTEVA INC COM COM 22052L104 0 56 SH   SOLE   0 56 0
INVESCO DB MULTI-SECTOR COMMODITY TR AGRICULTURE FD ETF 46140H106 0 5 SH   SOLE   0 5 0
DUPONT DE NEMOURS INC COM COM 26614N102 0 56 SH   SOLE   0 56 0
DEERE & CO COM COM 244199105 0 65 SH   SOLE   0 65 0
PHYSICIANS RLTY TR COM REIT 71943U104 0 10 SH   SOLE   0 10 0
FORD MTR CO DEL COM PAR $0 01 COM 345370860 0 134 SH   SOLE   0 134 0
FOX PETE INC COM NEW COM 351465208 0 60 SH   SOLE   0 60 0
GENERAL MLS INC COM COM 370334104 0 164 SH   SOLE   0 164 0
GENERAL MTRS CO COM COM 37045V100 0 40 SH   SOLE   0 40 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 0 101 SH   SOLE   0 101 0
GARRETT MOTION INC COM COM 366505105 0 9 SH   SOLE   0 9 0
HALLIBURTON CO COM COM 406216101 0 100 SH   SOLE   0 100 0
HORNE INTL INC COM COM 440591105 0 2,000 SH   SOLE   0 2,000 0
ISHARES TR S&P MIDCAP 400 GROWTH ETF ETF 464287606 0 147 SH   SOLE   0 147 0
JPMORGAN CHASE & CO COM COM 46625H100 0 117 SH   SOLE   0 117 0
COCA COLA CO COM COM 191216100 0 170 SH   SOLE   0 170 0
MEDICAL PPTYS TR INC COM REIT 58463J304 0 0 SH   SOLE   0 0 0
MICRON TECHNOLOGY INC COM COM 595112103 0 250 SH   SOLE   0 250 0
NORFOLK SOUTHN CORP COM COM 655844108 0 50 SH   SOLE   0 50 0
NEW YORK CMNTY BANCORP INC COM COM 649445103 0 30 SH   SOLE   0 30 0
ORGANON & CO COM COM 68622V106 0 9 SH   SOLE   0 9 0
PROLOGIS INC COM REIT 74340W103 0 67 SH   SOLE   0 67 0
RESIDEO TECHNOLOGIES INC COM COM 76118Y104 0 16 SH   SOLE   0 16 0
STELLUS CAP INVT CORP COM COM 858568108 0 100 SH   SOLE   0 100 0
SYSCO CORP COM COM 871829107 0 185 SH   SOLE   0 185 0
UBER TECHNOLOGIES INC COM COM 90353T100 0 16 SH   SOLE   0 16 0
UGI CORP NEW COM COM 902681105 0 265 SH   SOLE   0 265 0
ISHARES TR EXPONENTIAL TECHNOLOGIES ETF ETF 46434V381 0 6 SH   SOLE   0 6 0
VANGUARD WHITEHALL FDS EMERGING MKT GOVT BD INDEX FD ETF CL ETF 921946885 0 5 SH   SOLE   0 5 0