The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF ETF 464287200 1,626,890 5,030,826 SH   SOLE   0 5,030,826 0
ISHARES TR CORE S&P SMALL-CAP ETF ETF 464287804 738,032 8,798,288 SH   SOLE   0 8,798,288 0
GOLDMAN SACHS ETF TR ACTIVEBETA U S LARGE CAP EQUITY ETF ETF 381430503 554,375 8,569,509 SH   SOLE   0 8,569,509 0
ISHARES TR CORE S&P MID-CAP ETF ETF 464287507 406,733 1,975,250 SH   SOLE   0 1,975,250 0
GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF ETF 381430206 111,231 3,237,475 SH   SOLE   0 3,237,475 0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF ETF 808524797 9,336 160,722 SH   SOLE   0 160,722 0
ISHARES TR CORE DIVID GROWTH ETF ETF 46434V621 6,698 158,735 SH   SOLE   0 158,735 0
ISHARES TR EDGE MSCI MULTIFACTOR INTL ETF ETF 46434V274 4,109 151,545 SH   SOLE   0 151,545 0
SCHWAB STRATEGIC TR SCHWAB FUNDAMENTAL U S SMALL CO INDEX ETF ETF 808524763 31 761 SH   SOLE   0 761 0
ISHARES TR GLOBAL REIT ETF ETF 46434V647 29 1,042 SH   SOLE   0 1,042 0
BANK OF AMERICA CORPORATION COM COM 060505104 7 200 SH   SOLE   0 200 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF 46434G103 3 62 SH   SOLE   0 62 0
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842 2 27 SH   SOLE   0 27 0
SPDR S&P 500 ETF TR TR UNIT TR UNIT 78462F103 2 5 SH   SOLE   0 5 0
ISHARES TR IBOXX USD INVT GRADE CORP BD ETF ETF 464287242 1 4 SH   SOLE   0 4 0
ISHARES TR TIPS BD ETF ETF 464287176 1 8 SH   SOLE   0 8 0
SELECT SECTOR SPDR TR ENERGY ENERGY 81369Y506 1 18 SH   SOLE   0 18 0
ISHARES TR MSCI EAFE SMALL CAP ETF ETF 464288273 1 12 SH   SOLE   0 12 0
ISHARES TR MSCI EAFE GROWTH ETF ETF 464288885 1 10 SH   SOLE   0 10 0
VERTICAL CAP INCOME FD SHS SHS 92535C104 1 116 SH   SOLE   0 116 0
DISNEY WALT CO DISNEY COM COM 254687106 0 0 SH   SOLE   0 0 0
HP INC COM COM 40434L105 0 0 SH   SOLE   0 0 0