The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 208 169 SH   SOLE   0 0 169
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,407 32,694 SH   SOLE   0 0 32,694
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,957 109,148 SH   SOLE   0 0 109,148
APPLE INC COM 037833100 1,509 5,417 SH   SOLE   0 0 5,417
FLEXSHARES TR HIG YLD VL ETF 33939L662 4,773 113,424 SH   SOLE   0 0 113,424
FLEXSHARES TR INTL QLTDV IDX 33939L837 5,706 304,808 SH   SOLE   0 0 304,808
FLEXSHARES TR QUALT DIVD IDX 33939L860 5,782 144,505 SH   SOLE   0 0 144,505
FLEXSHARES TR READY ACC VARI 33939L886 7,539 99,849 SH   SOLE   0 0 99,849
ISHARES INC CORE MSCI EMKT 46434G103 590 13,602 SH   SOLE   0 0 13,602
ISHARES TR CORE S&P500 ETF 464287200 4,406 15,371 SH   SOLE   0 0 15,371
ISHARES TR S&P 500 GRWT ETF 464287309 3,123 17,056 SH   SOLE   0 0 17,056
ISHARES TR S&P 500 VAL ETF 464287408 1,215 11,390 SH   SOLE   0 0 11,390
ISHARES TR CORE S&P MCP ETF 464287507 1,263 7,766 SH   SOLE   0 0 7,766
ISHARES TR RUS 1000 VAL ETF 464287598 2,107 19,109 SH   SOLE   0 0 19,109
ISHARES TR RUS 1000 GRW ETF 464287614 5,477 32,584 SH   SOLE   0 0 32,584
ISHARES TR CORE S&P SCP ETF 464287804 1,501 23,988 SH   SOLE   0 0 23,988
ISHARES TR SHORT TREAS BD 464288679 1,217 10,973 SH   SOLE   0 0 10,973
ISHARES TR CORE 1 5 YR USD 46432F859 1,915 37,591 SH   SOLE   0 0 37,591
JOHNSON & JOHNSON COM 478160104 246 1,623 SH   SOLE   0 0 1,623
MICROSOFT CORP COM 594918104 577 3,400 SH   SOLE   0 0 3,400
ORACLE CORP COM 68389X105 211 3,964 SH   SOLE   0 0 3,964
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,407 20,657 SH   SOLE   0 0 20,657
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 241 4,121 SH   SOLE   0 0 4,121
SPDR SER TR S&P 600 SMCP VAL 78464A300 469 10,261 SH   SOLE   0 0 10,261
SPDR SER TR PRTFLO S&P500 GW 78464A409 14,327 361,154 SH   SOLE   0 0 361,154
SPDR SER TR PRTFLO S&P500 VL 78464A508 5,082 177,515 SH   SOLE   0 0 177,515
STARBUCKS CORP COM 855244109 238 3,022 SH   SOLE   0 0 3,022
SVB FINANCIAL GROUP COM 78486Q101 495 2,564 SH   SOLE   0 0 2,564
UNITEDHEALTH GROUP INC COM 91324P102 415 1,438 SH   SOLE   0 0 1,438
VANGUARD INDEX FDS GROWTH ETF 922908736 4,003 22,906 SH   SOLE   0 0 22,906
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 417 5,166 SH   SOLE   0 0 5,166
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,679 42,988 SH   SOLE   0 0 42,988