The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 292 3,337 SH   SOLE   3,337 0 0
AFLAC INC COM 001055102 287 7,885 SH   SOLE   7,885 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 476 4,158 SH   SOLE   4,158 0 0
AMGEN INC COM 031162100 388 1,525 SH   SOLE   1,525 0 0
APPLE INC COM 037833100 2,111 18,229 SH   SOLE   18,229 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 1,176 18,454 SH   SOLE   18,454 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,047 19,102 SH   SOLE   19,102 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 464 7,703 SH   SOLE   7,703 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 337 3,302 SH   SOLE   3,302 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 293 2,746 SH   SOLE   2,746 0 0
CARDINAL HEALTH INC COM 14149Y108 922 19,602 SH   SOLE   19,602 0 0
CHEVRON CORP NEW COM 166764100 223 3,091 SH   SOLE   3,091 0 0
CISCO SYS INC COM 17275R102 2,238 56,818 SH   SOLE   56,818 0 0
CITIGROUP INC COM NEW 172967424 251 5,820 SH   SOLE   5,820 0 0
CITRIX SYS INC COM 177376100 320 2,321 SH   SOLE   2,321 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 264 3,807 SH   SOLE   3,807 0 0
CVS HEALTH CORP COM 126650100 1,870 32,018 SH   SOLE   32,018 0 0
DBX ETF TR XTRACK USD HIGH 233051432 3,137 65,212 SH   SOLE   65,212 0 0
DBX ETF TR XTRACK MSCI ALL 233051598 9,039 431,349 SH   SOLE   431,349 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 2,626 85,805 SH   SOLE   85,805 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 5,539 160,656 SH   SOLE   160,656 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 566 19,967 SH   SOLE   19,967 0 0
DBX ETF TR XTRCK JP MRGN ES 233051713 6,310 290,560 SH   SOLE   290,560 0 0
DISCOVERY INC COM SER A 25470F104 306 14,050 SH   SOLE   14,050 0 0
EBAY INC. COM 278642103 403 7,743 SH   SOLE   7,743 0 0
EMERSON ELEC CO COM 291011104 362 5,526 SH   SOLE   5,526 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 872 18,741 SH   SOLE   18,741 0 0
F5 NETWORKS INC COM 315616102 398 3,239 SH   SOLE   3,239 0 0
FIFTH THIRD BANCORP COM 316773100 1,008 47,261 SH   SOLE   47,261 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 413 3,787 SH   SOLE   3,787 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 882 11,240 SH   SOLE   11,240 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 1,117 24,271 SH   SOLE   24,271 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 4,665 90,268 SH   SOLE   90,268 0 0
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 1,233 39,870 SH   SOLE   39,870 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 4,244 205,236 SH   SOLE   205,236 0 0
FLEXSHARES TR READY ACC VARI 33939L886 4,674 61,243 SH   SOLE   61,243 0 0
GENERAL DYNAMICS CORP COM 369550108 1,223 8,837 SH   SOLE   8,837 0 0
GILEAD SCIENCES INC COM 375558103 1,636 25,895 SH   SOLE   25,895 0 0
GLOBAL X FDS US PFD ETF 37954Y657 5,305 214,239 SH   SOLE   214,239 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 7,585 404,524 SH   SOLE   404,524 0 0
HUMANA INC COM 444859102 431 1,040 SH   SOLE   1,040 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 504 14,988 SH   SOLE   14,988 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 520 19,521 SH   SOLE   19,521 0 0
ISHARES GOLD TRUST ISHARES 464285105 198 11,018 SH   SOLE   11,018 0 0
ISHARES INC CORE MSCI EMKT 46434G103 11,152 211,217 SH   SOLE   211,217 0 0
ISHARES INC MSCI EMERG MRKT 464286533 2,167 39,277 SH   SOLE   39,277 0 0
ISHARES INC JP MRGN EM HI BD 464286285 1,137 26,045 SH   SOLE   26,045 0 0
ISHARES INC MSCI GERMANY ETF 464286806 3,221 110,562 SH   SOLE   110,562 0 0
ISHARES INC MSCI TAIWAN ETF 46434G772 471 10,494 SH   SOLE   10,494 0 0
ISHARES TR CORE MSCI EAFE 46432F842 6,048 100,324 SH   SOLE   100,324 0 0
ISHARES TR CORE MSCI PAC 46434V696 3,867 68,648 SH   SOLE   68,648 0 0
ISHARES TR MSCI ACWI ETF 464288257 7,473 93,502 SH   SOLE   93,502 0 0
ISHARES TR CORE S&P US VLU 464287663 1,415 26,069 SH   SOLE   26,069 0 0
ISHARES TR CORE S&P TTL STK 464287150 784 10,385 SH   SOLE   10,385 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 2,819 39,256 SH   SOLE   39,256 0 0
ISHARES TR U.S. MED DVC ETF 464288810 1,879 6,270 SH   SOLE   6,270 0 0
ISHARES TR 20 YR TR BD ETF 464287432 866 5,305 SH   SOLE   5,305 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 9,611 111,094 SH   SOLE   111,094 0 0
ISHARES TR TIPS BD ETF 464287176 3,971 31,387 SH   SOLE   31,387 0 0
ISHARES TR CORE S&P US GWT 464287671 388 4,856 SH   SOLE   4,856 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 3,108 25,511 SH   SOLE   25,511 0 0
ISHARES TR CORE MSCI INTL 46435G326 5,873 108,835 SH   SOLE   108,835 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 283 2,724 SH   SOLE   2,724 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 2,697 53,172 SH   SOLE   53,172 0 0
ISHARES TR RUS 1000 ETF 464287622 484 2,586 SH   SOLE   2,586 0 0
ISHARES TR SHORT TREAS BD 464288679 709 6,401 SH   SOLE   6,401 0 0
ISHARES TR BROAD USD HIGH 46435U853 417 10,554 SH   SOLE   10,554 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,480 12,763 SH   SOLE   12,763 0 0
ISHARES TR CORE US AGGBD ET 464287226 9,653 81,765 SH   SOLE   81,765 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,959 33,204 SH   SOLE   33,204 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,370 25,015 SH   SOLE   25,015 0 0
ISHARES TR SELECT DIVID ETF 464287168 591 7,245 SH   SOLE   7,245 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,861 16,782 SH   SOLE   16,782 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 2,739 25,336 SH   SOLE   25,336 0 0
JOHNSON & JOHNSON COM 478160104 1,455 9,771 SH   SOLE   9,771 0 0
JPMORGAN CHASE & CO COM 46625H100 465 4,827 SH   SOLE   4,827 0 0
KIMBERLY CLARK CORP COM 494368103 1,055 7,139 SH   SOLE   7,139 0 0
KRAFT HEINZ CO COM 500754106 317 10,597 SH   SOLE   10,597 0 0
LOUISIANA PAC CORP COM 546347105 278 9,435 SH   SOLE   9,435 0 0
MCKESSON CORP COM 58155Q103 238 1,592 SH   SOLE   1,592 0 0
MERCK & CO. INC COM 58933Y105 2,060 24,801 SH   SOLE   24,801 0 0
NUCOR CORP COM 670346105 987 21,961 SH   SOLE   21,961 0 0
OMNICOM GROUP INC COM 681919106 1,198 24,117 SH   SOLE   24,117 0 0
ORACLE CORP COM 68389X105 410 6,874 SH   SOLE   6,874 0 0
PAYCHEX INC COM 704326107 1,939 24,304 SH   SOLE   24,304 0 0
PEPSICO INC COM 713448108 442 3,191 SH   SOLE   3,191 0 0
PFIZER INC COM 717081103 1,898 51,709 SH   SOLE   51,709 0 0
PHILLIPS 66 COM 718546104 233 4,502 SH   SOLE   4,502 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 260 4,816 SH   SOLE   4,816 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2,331 22,814 SH   SOLE   22,814 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 1,677 41,646 SH   SOLE   41,646 0 0
PROCTER AND GAMBLE CO COM 742718109 841 6,050 SH   SOLE   6,050 0 0
PUBLIC STORAGE COM 74460D109 1,792 8,045 SH   SOLE   8,045 0 0
QUALCOMM INC COM 747525103 1,819 15,455 SH   SOLE   15,455 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 628 24,936 SH   SOLE   24,936 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,342 164,203 SH   SOLE   164,203 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,458 26,001 SH   SOLE   26,001 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,494 55,839 SH   SOLE   55,839 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,867 113,922 SH   SOLE   113,922 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 379 3,292 SH   SOLE   3,292 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 579 10,428 SH   SOLE   10,428 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,137 79,261 SH   SOLE   79,261 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,493 143,103 SH   SOLE   143,103 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,745 25,545 SH   SOLE   25,545 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,646 82,431 SH   SOLE   82,431 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,936 30,428 SH   SOLE   30,428 0 0
SMUCKER J M CO COM NEW 832696405 1,506 13,033 SH   SOLE   13,033 0 0
SOUTHERN CO COM 842587107 1,004 18,517 SH   SOLE   18,517 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,853 10,462 SH   SOLE   10,462 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,080 138,945 SH   SOLE   138,945 0 0
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 2,865 117,948 SH   SOLE   117,948 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 355 1,059 SH   SOLE   1,059 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 423 1,245 SH   SOLE   1,245 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 725 14,531 SH   SOLE   14,531 0 0
SPDR SER TR BLOMBERG BRC INT 78464A334 1,149 36,594 SH   SOLE   36,594 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 3,514 112,018 SH   SOLE   112,018 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,120 43,283 SH   SOLE   43,283 0 0
STATE STR CORP COM 857477103 1,115 18,759 SH   SOLE   18,759 0 0
STEEL DYNAMICS INC COM 858119100 263 9,138 SH   SOLE   9,138 0 0
TARGET CORP COM 87612E106 450 2,857 SH   SOLE   2,857 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 3,175 102,945 SH   SOLE   102,945 0 0
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 1,174 7,243 SH   SOLE   7,243 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,679 21,709 SH   SOLE   21,709 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,949 11,057 SH   SOLE   11,057 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,471 9,567 SH   SOLE   9,567 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 949 9,078 SH   SOLE   9,078 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,823 10,706 SH   SOLE   10,706 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,566 68,390 SH   SOLE   68,390 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,306 21,899 SH   SOLE   21,899 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,614 106,708 SH   SOLE   106,708 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 14,000 274,393 SH   SOLE   274,393 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 390 7,158 SH   SOLE   7,158 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,399 113,444 SH   SOLE   113,444 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,160 34,795 SH   SOLE   34,795 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 271 3,848 SH   SOLE   3,848 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,778 18,564 SH   SOLE   18,564 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 8,325 153,399 SH   SOLE   153,399 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,936 71,793 SH   SOLE   71,793 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,859 31,244 SH   SOLE   31,244 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 266 976 SH   SOLE   976 0 0
VMWARE INC CL A COM 928563402 526 3,663 SH   SOLE   3,663 0 0
WALMART INC COM 931142103 385 2,751 SH   SOLE   2,751 0 0
WELLS FARGO CO NEW COM 949746101 721 30,689 SH   SOLE   30,689 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 397 12,514 SH   SOLE   12,514 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 3,629 87,751 SH   SOLE   87,751 0 0