The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKSTONE MTG TR INC COM CL A 09257W100 626 22,050 SH   SOLE   0 0 22,050
ISHARES INC CORE MSCI EMKT 46434G103 7,944 164,407 SH   SOLE   0 0 164,407
ISHARES TR CORE MSCI EAFE 46432F842 4,464 77,372 SH   SOLE   0 0 77,372
ISHARES TR FLTG RATE NT ETF 46429B655 364 7,289 SH   SOLE   0 0 7,289
ISHARES TR ISHS 1-5YR INVS 464288646 54,009 1,064,220 SH   SOLE   0 0 1,064,220
ISHARES TR 3 7 YR TREAS BD 464288661 267 2,217 SH   SOLE   0 0 2,217
ISHARES TR RUS 1000 VAL ETF 464287598 50,932 349,041 SH   SOLE   0 0 349,041
ISHARES TR RUS 1000 GRW ETF 464287614 49,184 219,728 SH   SOLE   0 0 219,728
ISHARES TR RUS 2000 VAL ETF 464287630 27,305 197,160 SH   SOLE   0 0 197,160
ISHARES TR RUS 2000 GRW ETF 464287648 347 1,645 SH   SOLE   0 0 1,645
ISHARES TR RUS MD CP GR ETF 464287481 39,459 484,155 SH   SOLE   0 0 484,155
ISHARES TR RUS MDCP VAL ETF 464287473 63,903 622,777 SH   SOLE   0 0 622,777
ISHARES TR 1 3 YR TREAS BD 464287457 255 3,072 SH   SOLE   0 0 3,072
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 16,752 339,792 SH   SOLE   0 0 339,792
SCHWAB STRATEGIC TR US TIPS ETF 808524870 23,956 426,573 SH   SOLE   0 0 426,573
SPDR SER TR PORTFLI INTRMDIT 78464A672 52,378 1,760,020 SH   SOLE   0 0 1,760,020
SPDR SER TR PORTFOLIO INTRMD 78464A375 30,919 941,510 SH   SOLE   0 0 941,510
SPDR SER TR PORTFOLIO SHORT 78464A474 387 12,991 SH   SOLE   0 0 12,991
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 79,361 441,410 SH   SOLE   0 0 441,410
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 111,398 856,251 SH   SOLE   0 0 856,251
VANGUARD INDEX FDS VALUE ETF 922908744 90,230 684,908 SH   SOLE   0 0 684,908
VANGUARD INDEX FDS SM CP VAL ETF 922908611 53,495 353,989 SH   SOLE   0 0 353,989
VANGUARD INDEX FDS GROWTH ETF 922908736 92,103 402,249 SH   SOLE   0 0 402,249
VANGUARD INDEX FDS SML CP GRW ETF 922908595 13,048 64,173 SH   SOLE   0 0 64,173
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 352 4,595 SH   SOLE   0 0 4,595