The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKSTONE MTG TR INC COM CL A 09257W100 929 29,220 SH   SOLE   0 0 29,220
ISHARES INC CORE MSCI EMKT 46434G103 9,676 174,177 SH   SOLE   0 0 174,177
ISHARES TR CORE MSCI EAFE 46432F842 6,689 96,234 SH   SOLE   0 0 96,234
ISHARES TR FLTG RATE NT ETF 46429B655 648 12,829 SH   SOLE   0 0 12,829
ISHARES TR ISHS 1-5YR INVS 464288646 57,046 1,102,968 SH   SOLE   0 0 1,102,968
ISHARES TR 3 7 YR TREAS BD 464288661 391 3,207 SH   SOLE   0 0 3,207
ISHARES TR RUS 1000 VAL ETF 464287598 61,984 373,440 SH   SOLE   0 0 373,440
ISHARES TR RUS 1000 GRW ETF 464287614 58,503 210,723 SH   SOLE   0 0 210,723
ISHARES TR RUS 2000 VAL ETF 464287630 32,474 201,202 SH   SOLE   0 0 201,202
ISHARES TR RUS 2000 GRW ETF 464287648 502 1,962 SH   SOLE   0 0 1,962
ISHARES TR RUS MD CP GR ETF 464287481 43,310 430,941 SH   SOLE   0 0 430,941
ISHARES TR RUS MDCP VAL ETF 464287473 78,426 655,514 SH   SOLE   0 0 655,514
ISHARES TR 1 3 YR TREAS BD 464287457 281 3,372 SH   SOLE   0 0 3,372
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 17,624 355,762 SH   SOLE   0 0 355,762
SCHWAB STRATEGIC TR US TIPS ETF 808524870 26,508 436,635 SH   SOLE   0 0 436,635
SPDR SER TR PORTFLI INTRMDIT 78464A672 55,225 1,823,204 SH   SOLE   0 0 1,823,204
SPDR SER TR PORTFOLIO INTRMD 78464A375 32,728 958,372 SH   SOLE   0 0 958,372
SPDR SER TR PORTFOLIO SHORT 78464A474 670 22,244 SH   SOLE   0 0 22,244
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 88,603 397,663 SH   SOLE   0 0 397,663
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 133,643 892,916 SH   SOLE   0 0 892,916
VANGUARD INDEX FDS VALUE ETF 922908744 107,288 725,997 SH   SOLE   0 0 725,997
VANGUARD INDEX FDS SM CP VAL ETF 922908611 61,953 352,124 SH   SOLE   0 0 352,124
VANGUARD INDEX FDS GROWTH ETF 922908736 105,599 367,174 SH   SOLE   0 0 367,174
VANGUARD INDEX FDS SML CP GRW ETF 922908595 15,368 61,936 SH   SOLE   0 0 61,936
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 359 4,595 SH   SOLE   0 0 4,595