The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKSTONE MTG TR INC COM CL A 09257W100 895 29,220 SH   SOLE   0 0 29,220
ISHARES INC CORE MSCI EMKT 46434G103 10,326 172,501 SH   SOLE   0 0 172,501
ISHARES TR CORE MSCI EAFE 46432F842 7,183 96,234 SH   SOLE   0 0 96,234
ISHARES TR FLTG RATE NT ETF 46429B655 651 12,829 SH   SOLE   0 0 12,829
ISHARES TR ISHS 1-5YR INVS 464288646 58,927 1,093,674 SH   SOLE   0 0 1,093,674
ISHARES TR 3 7 YR TREAS BD 464288661 413 3,207 SH   SOLE   0 0 3,207
ISHARES TR RUS 1000 VAL ETF 464287598 62,712 373,442 SH   SOLE   0 0 373,442
ISHARES TR RUS 1000 GRW ETF 464287614 64,229 210,179 SH   SOLE   0 0 210,179
ISHARES TR RUS 2000 VAL ETF 464287630 33,327 200,706 SH   SOLE   0 0 200,706
ISHARES TR RUS 2000 GRW ETF 464287648 575 1,962 SH   SOLE   0 0 1,962
ISHARES TR RUS MD CP GR ETF 464287481 49,466 429,321 SH   SOLE   0 0 429,321
ISHARES TR RUS MDCP VAL ETF 464287473 80,113 654,625 SH   SOLE   0 0 654,625
ISHARES TR 1 3 YR TREAS BD 464287457 288 3,372 SH   SOLE   0 0 3,372
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 17,899 351,998 SH   SOLE   0 0 351,998
SCHWAB STRATEGIC TR US TIPS ETF 808524870 27,188 432,313 SH   SOLE   0 0 432,313
SPDR SER TR PORTFLI INTRMDIT 78464A672 57,642 1,798,487 SH   SOLE   0 0 1,798,487
SPDR SER TR PORTFOLIO INTRMD 78464A375 34,229 946,870 SH   SOLE   0 0 946,870
SPDR SER TR PORTFOLIO SHORT 78464A474 689 22,244 SH   SOLE   0 0 22,244
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 100,415 394,373 SH   SOLE   0 0 394,373
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 133,302 886,732 SH   SOLE   0 0 886,732
VANGUARD INDEX FDS VALUE ETF 922908744 106,065 720,993 SH   SOLE   0 0 720,993
VANGUARD INDEX FDS SM CP VAL ETF 922908611 62,455 349,201 SH   SOLE   0 0 349,201
VANGUARD INDEX FDS GROWTH ETF 922908736 116,595 363,337 SH   SOLE   0 0 363,337
VANGUARD INDEX FDS SML CP GRW ETF 922908595 17,453 61,937 SH   SOLE   0 0 61,937
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 373 4,595 SH   SOLE   0 0 4,595