The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MARRIOTT INTL INC NEW CL A 571903202   0 64,790 SH   SOLE   0 0 64,790
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   367,547 15,627 SH   SOLE   0 0 15,627
EDWARDS LIFESCIENCES CORP COM 28176E108   643,897 6,826 SH   SOLE   0 0 6,826
EQUITABLE HLDGS INC COM 29452E101   221,191 8,144 SH   SOLE   0 0 8,144
ISHARES TR 10-20 YR TRS ETF 464288653   5,099,255 46,035 SH   SOLE   0 0 46,035
ISHARES TR 20 YR TR BD ETF 464287432   1,532,560 14,888 SH   SOLE   0 0 14,888
ISHARES TR 7-10 YR TRSY BD 464287440   366,458 3,794 SH   SOLE   0 0 3,794
ICICI BANK LIMITED ADR 45104G104   227,984 9,878 SH   SOLE   0 0 9,878
ALPHABET INC CAP STK CL A 02079K305   1,789,156 14,947 SH   SOLE   0 0 14,947
ALPHABET INC CAP STK CL C 02079K107   1,643,423 13,585 SH   SOLE   0 0 13,585
META PLATFORMS INC CL A 30303M102   2,247,627 7,832 SH   SOLE   0 0 7,832
ATLASSIAN CORPORATION CL A 049468101   833,344 4,966 SH   SOLE   0 0 4,966
LENNAR CORP CL A 526057104   257,011 2,051 SH   SOLE   0 0 2,051
INGLES MKTS INC CL A 457030104   253,405 3,066 SH   SOLE   0 0 3,066
GODADDY INC CL A 380237107   220,582 2,936 SH   SOLE   0 0 2,936
DILLARDS INC CL A 254067101   249,604 765 SH   SOLE   0 0 765
NIKE INC CL B 654106103   237,639 2,153 SH   SOLE   0 0 2,153
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   914,221 2,681 SH   SOLE   0 0 2,681
DELL TECHNOLOGIES INC CL C 24703L202   634,277 11,722 SH   SOLE   0 0 11,722
CONFLUENT INC CLASS A COM 20717M103   476,544 13,496 SH   SOLE   0 0 13,496
WHITE MTNS INS GROUP LTD COM G9618E107   294,449 212 SH   SOLE   0 0 212
ZIMMER BIOMET HOLDINGS INC COM 98956P102   200,200 1,375 SH   SOLE   0 0 1,375
VIATRIS INC COM 92556V106   526,136 52,719 SH   SOLE   0 0 52,719
VALERO ENERGY CORP COM 91913Y100   241,169 2,056 SH   SOLE   0 0 2,056
UNITEDHEALTH GROUP INC COM 91324P102   1,040,157 2,164 SH   SOLE   0 0 2,164
3M CO COM 88579Y101   216,495 2,163 SH   SOLE   0 0 2,163
TEXAS PACIFIC LAND CORPORATI COM 88262P102   247,502 188 SH   SOLE   0 0 188
TESLA INC COM 88160R101   2,139,970 8,175 SH   SOLE   0 0 8,175
SYNCHRONY FINANCIAL COM 87165B103   388,452 11,452 SH   SOLE   0 0 11,452
SUPER MICRO COMPUTER INC COM 86800U104   249,499 1,001 SH   SOLE   0 0 1,001
S&P GLOBAL INC COM 78409V104   451,001 1,125 SH   SOLE   0 0 1,125
PROLOGIS INC. COM 74340W103   346,307 2,824 SH   SOLE   0 0 2,824
POOL CORP COM 73278L105   533,862 1,425 SH   SOLE   0 0 1,425
PAYPAL HLDGS INC COM 70450Y103   831,456 12,460 SH   SOLE   0 0 12,460
ORACLE CORP COM 68389X105   1,588,065 13,335 SH   SOLE   0 0 13,335
OREILLY AUTOMOTIVE INC COM 67103H107   202,524 212 SH   SOLE   0 0 212
NVIDIA CORPORATION COM 67066G104   589,690 1,394 SH   SOLE   0 0 1,394
NETFLIX INC COM 64110L106   368,690 837 SH   SOLE   0 0 837
MERCK & CO INC COM 58933Y105   394,385 3,418 SH   SOLE   0 0 3,418
MCKESSON CORP COM 58155Q103   698,225 1,634 SH   SOLE   0 0 1,634
MARATHON PETE CORP COM 56585A102   559,097 4,795 SH   SOLE   0 0 4,795
MANULIFE FINL CORP COM 56501R106   482,148 25,497 SH   SOLE   0 0 25,497
JPMORGAN CHASE & CO COM 46625H100   823,516 5,662 SH   SOLE   0 0 5,662
HOST HOTELS & RESORTS INC COM 44107P104   540,832 32,135 SH   SOLE   0 0 32,135
HEWLETT PACKARD ENTERPRISE C COM 42824C109   497,753 29,628 SH   SOLE   0 0 29,628
HEALTHPEAK PROPERTIES INC COM 42250P103   278,736 13,867 SH   SOLE   0 0 13,867
HP INC COM 40434L105   519,780 16,925 SH   SOLE   0 0 16,925
GLOBAL PMTS INC COM 37940X102   250,536 2,543 SH   SOLE   0 0 2,543
GMS INC COM 36251C103   202,687 2,929 SH   SOLE   0 0 2,929
E L F BEAUTY INC COM 26856L103   416,825 3,649 SH   SOLE   0 0 3,649
DXC TECHNOLOGY CO COM 23355L106   416,618 15,592 SH   SOLE   0 0 15,592
CISCO SYS INC COM 17275R102   420,584 8,129 SH   SOLE   0 0 8,129
CARDINAL HEALTH INC COM 14149Y108   361,068 3,818 SH   SOLE   0 0 3,818
CDW CORP COM 12514G108   1,071,273 5,838 SH   SOLE   0 0 5,838
BUILDERS FIRSTSOURCE INC COM 12008R107   533,800 3,925 SH   SOLE   0 0 3,925
BROADCOM INC COM 11135F101   484,893 559 SH   SOLE   0 0 559
BORGWARNER INC COM 099724106   222,492 4,549 SH   SOLE   0 0 4,549
BOOKING HOLDINGS INC COM 09857L108   669,682 248 SH   SOLE   0 0 248
BLACKBAUD INC COM 09227Q100   218,024 3,063 SH   SOLE   0 0 3,063
BIOGEN INC COM 09062X103   230,444 809 SH   SOLE   0 0 809
BEST BUY INC COM 086516101   246,751 3,011 SH   SOLE   0 0 3,011
BEACON ROOFING SUPPLY INC COM 073685109   270,764 3,263 SH   SOLE   0 0 3,263
BANK NEW YORK MELLON CORP COM 064058100   246,418 5,535 SH   SOLE   0 0 5,535
BANK AMERICA CORP COM 060505104   266,826 9,300 SH   SOLE   0 0 9,300
APPLE INC COM 037833100   33,674,207 173,605 SH   SOLE   0 0 173,605
ANDERSONS INC COM 034164103   226,504 4,908 SH   SOLE   0 0 4,908
AMGEN INC COM 031162100   452,255 2,037 SH   SOLE   0 0 2,037
AMAZON COM INC COM 023135106   1,652,009 12,673 SH   SOLE   0 0 12,673
ALTRIA GROUP INC COM 02209S103   337,576 7,452 SH   SOLE   0 0 7,452
ADEIA INC COM 00676P107   237,860 21,604 SH   SOLE   0 0 21,604
WESTERN UN CO COM 959802109   155,035 13,217 SH   SOLE   0 0 13,217
WELLS FARGO CO NEW COM 949746101   1,452,016 34,021 SH   SOLE   0 0 34,021
WALMART INC COM 931142103   272,118 1,731 SH   SOLE   0 0 1,731
TRACTOR SUPPLY CO COM 892356106   839,296 3,796 SH   SOLE   0 0 3,796
TELEFLEX INCORPORATED COM 879369106   227,024 938 SH   SOLE   0 0 938
TJX COS INC NEW COM 872540109   315,504 3,721 SH   SOLE   0 0 3,721
STRYKER CORPORATION COM 863667101   260,547 854 SH   SOLE   0 0 854
STATE STR CORP COM 857477103   285,329 3,899 SH   SOLE   0 0 3,899
QUALCOMM INC COM 747525103   273,316 2,296 SH   SOLE   0 0 2,296
PULTE GROUP INC COM 745867101   205,930 2,651 SH   SOLE   0 0 2,651
OLD DOMINION FREIGHT LINE IN COM 679580100   623,029 1,685 SH   SOLE   0 0 1,685
MUELLER INDS INC COM 624756102   286,017 3,277 SH   SOLE   0 0 3,277
MICRON TECHNOLOGY INC COM 595112103   265,188 4,202 SH   SOLE   0 0 4,202
MICROSOFT CORP COM 594918104   3,854,811 11,320 SH   SOLE   0 0 11,320
MCGRATH RENTCORP COM 580589109   1,422,441 15,381 SH   SOLE   0 0 15,381
MCDONALDS CORP COM 580135101   277,820 931 SH   SOLE   0 0 931
MARKEL GROUP INC COM 570535104   358,244 259 SH   SOLE   0 0 259
MARATHON OIL CORP COM 565849106   438,991 19,070 SH   SOLE   0 0 19,070
MGM RESORTS INTERNATIONAL COM 552953101   222,279 5,061 SH   SOLE   0 0 5,061
LOWES COS INC COM 548661107   664,235 2,943 SH   SOLE   0 0 2,943
LILLY ELI & CO COM 532457108   244,339 521 SH   SOLE   0 0 521
LATTICE SEMICONDUCTOR CORP COM 518415104   274,376 2,856 SH   SOLE   0 0 2,856
LANDSTAR SYS INC COM 515098101   209,869 1,090 SH   SOLE   0 0 1,090
LKQ CORP COM 501889208   447,339 7,677 SH   SOLE   0 0 7,677
KROGER CO COM 501044101   300,424 6,392 SH   SOLE   0 0 6,392
JOHNSON & JOHNSON COM 478160104   495,733 2,995 SH   SOLE   0 0 2,995
INTER PARFUMS INC COM 458334109   243,414 1,800 SH   SOLE   0 0 1,800
IMMERSION CORP COM 452521107   77,675 10,971 SH   SOLE   0 0 10,971
HUBBELL INC COM 443510607   214,188 646 SH   SOLE   0 0 646
HERITAGE COMM CORP COM 426927109   83,175 10,045 SH   SOLE   0 0 10,045
HENRY JACK & ASSOC INC COM 426281101   286,804 1,714 SH   SOLE   0 0 1,714
HARTFORD FINL SVCS GROUP INC COM 416515104   279,294 3,878 SH   SOLE   0 0 3,878
GENERAL MLS INC COM 370334104   314,854 4,105 SH   SOLE   0 0 4,105
GARTNER INC COM 366651107   376,233 1,074 SH   SOLE   0 0 1,074
FISERV INC COM 337738108   297,083 2,355 SH   SOLE   0 0 2,355
FAIR ISAAC CORP COM 303250104   757,421 936 SH   SOLE   0 0 936
ENOVIX CORPORATION COM 293594107   1,353,000 75,000 SH   SOLE   0 0 75,000
DOW INC COM 260557103   644,468 12,100 SH   SOLE   0 0 12,100
DISCOVER FINL SVCS COM 254709108   254,499 2,178 SH   SOLE   0 0 2,178
DARDEN RESTAURANTS INC COM 237194105   383,114 2,293 SH   SOLE   0 0 2,293
COPART INC COM 217204106   881,545 9,665 SH   SOLE   0 0 9,665
CHEVRON CORP NEW COM 166764100   515,007 3,273 SH   SOLE   0 0 3,273
CANADIAN NATL RY CO COM 136375102   219,863 1,816 SH   SOLE   0 0 1,816
THE CIGNA GROUP COM 125523100   527,247 1,879 SH   SOLE   0 0 1,879
CF INDS HLDGS INC COM 125269100   400,831 5,774 SH   SOLE   0 0 5,774
BRISTOL-MYERS SQUIBB CO COM 110122108   540,569 8,453 SH   SOLE   0 0 8,453
VISA INC COM CL A 92826C839   1,226,347 5,164 SH   SOLE   0 0 5,164
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   236,347 2,505 SH   SOLE   0 0 2,505
ASSERTIO HOLDINGS INC COM NEW 04546C205   100,075 18,464 SH   SOLE   0 0 18,464
AMERICAN INTL GROUP INC COM NEW 026874784   276,422 4,804 SH   SOLE   0 0 4,804
WEYERHAEUSER CO MTN BE COM NEW 962166104   438,646 13,090 SH   SOLE   0 0 13,090
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,096,574 3,739 SH   SOLE   0 0 3,739
KLA CORP COM NEW 482480100   648,957 1,338 SH   SOLE   0 0 1,338
CITIGROUP INC COM NEW 172967424   460,810 10,009 SH   SOLE   0 0 10,009
ISHARES TR CONV BD ETF 46435G102   254,432 3,332 SH   SOLE   0 0 3,332
ISHARES TR CORE MSCI EAFE 46432F842   1,048,293 15,530 SH   SOLE   0 0 15,530
ISHARES INC CORE MSCI EMKT 46434G103   8,143,735 165,221 SH   SOLE   0 0 165,221
ISHARES TR CORE S&P MCP ETF 464287507   1,565,879 5,989 SH   SOLE   0 0 5,989
ISHARES TR CORE S&P SCP ETF 464287804   487,644 4,894 SH   SOLE   0 0 4,894
ISHARES TR CORE S&P500 ETF 464287200   15,229,469 34,169 SH   SOLE   0 0 34,169
ISHARES TR CORE TOTAL USD 46434V613   13,500,096 296,901 SH   SOLE   0 0 296,901
ISHARES TR CORE US AGGBD ET 464287226   346,826 3,541 SH   SOLE   0 0 3,541
ISHARES TR EAFE GRWTH ETF 464288885   17,652,664 185,019 SH   SOLE   0 0 185,019
ISHARES TR EAFE VALUE ETF 464288877   8,702,765 177,825 SH   SOLE   0 0 177,825
ISHARES INC EMNG MKTS EQT 46434G889   1,506,480 36,241 SH   SOLE   0 0 36,241
ISHARES TR ESG ADV TTL USD 46436E619   7,746,622 181,931 SH   SOLE   0 0 181,931
ISHARES TR ESG AW MSCI EAFE 46435G516   3,080,709 42,242 SH   SOLE   0 0 42,242
ISHARES TR ESG AWARE MSCI 46435U663   2,456,705 69,164 SH   SOLE   0 0 69,164
ISHARES INC ESG AWR MSCI EM 46434G863   2,771,009 87,607 SH   SOLE   0 0 87,607
ISHARES TR ESG AWR MSCI USA 46435G425   22,267,217 228,475 SH   SOLE   0 0 228,475
ISHARES TR ESG AWR US AGRGT 46435U549   4,521,009 95,845 SH   SOLE   0 0 95,845
ISHARES TR ESG AWRE USD ETF 46435G193   4,117,532 181,070 SH   SOLE   0 0 181,070
ISHARES TR ESG EAFE ETF 46436E759   3,657,585 60,049 SH   SOLE   0 0 60,049
ISHARES TR ESG MSCI EM LDRS 46436E601   2,227,571 49,767 SH   SOLE   0 0 49,767
ISHARES TR ESG MSCI LEADR 46435U218   7,550,231 97,523 SH   SOLE   0 0 97,523
ISHARES TR ESG MSCI USA ETF 46436E767   4,328,596 120,406 SH   SOLE   0 0 120,406
ISHARES TR EUROPE ETF 464287861   6,761,797 133,791 SH   SOLE   0 0 133,791
ISHARES TR EXPND TEC SC ETF 464287549   661,200 1,683 SH   SOLE   0 0 1,683
ISHARES TR FALN ANGLS USD 46435G474   902,996 35,593 SH   SOLE   0 0 35,593
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,199,419 29,484 SH   SOLE   0 0 29,484
ISHARES TR GLB INFRASTR ETF 464288372   216,768 4,617 SH   SOLE   0 0 4,617
ISHARES TR GLOB HLTHCRE ETF 464287325   525,323 6,181 SH   SOLE   0 0 6,181
ISHARES TR GNMA BOND ETF 46429B333   319,769 7,294 SH   SOLE   0 0 7,294
VANGUARD INDEX FDS GROWTH ETF 922908736   582,332 2,058 SH   SOLE   0 0 2,058
ISHARES TR IBOXX INV CP ETF 464287242   2,336,164 21,603 SH   SOLE   0 0 21,603
VANGUARD BD INDEX FDS INTERMED TERM 921937819   763,434 10,148 SH   SOLE   0 0 10,148
ISHARES TR JPMORGAN USD EMG 464288281   949,746 10,975 SH   SOLE   0 0 10,975
ISHARES TR MBS ETF 464288588   10,460,984 112,164 SH   SOLE   0 0 112,164
VANGUARD INDEX FDS MID CAP ETF 922908629   206,881 940 SH   SOLE   0 0 940
ISHARES INC MSCI EMERG MRKT 464286533   998,162 18,155 SH   SOLE   0 0 18,155
ISHARES TR MSCI EMG MKT ETF 464287234   896,430 22,660 SH   SOLE   0 0 22,660
ISHARES TR MSCI INTL VLU FT 46435G409   9,047,730 355,510 SH   SOLE   0 0 355,510
ISHARES TR MSCI KLD400 SOC 464288570   4,817,435 57,235 SH   SOLE   0 0 57,235
ISHARES TR MSCI USA ESG SLC 464288802   1,637,108 17,483 SH   SOLE   0 0 17,483
ISHARES TR MSCI USA MIN VOL 46429B697   7,563,661 101,758 SH   SOLE   0 0 101,758
ISHARES TR MSCI USA QLT FCT 46432F339   18,512,796 137,264 SH   SOLE   0 0 137,264
ISHARES TR MSCI USA VALUE 46432F388   1,023,302 10,911 SH   SOLE   0 0 10,911
ISHARES TR NATIONAL MUN ETF 464288414   10,184,733 95,425 SH   SOLE   0 0 95,425
SPDR SER TR NUVEEN BLMBRG MU 78468R721   17,284,150 374,440 SH   SOLE   0 0 374,440
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,644,680 56,210 SH   SOLE   0 0 56,210
ALCON AG ORD SHS H01301128   320,968 3,909 SH   SOLE   0 0 3,909
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   471,635 7,623 SH   SOLE   0 0 7,623
SPDR SER TR PORTFOLI S&P1500 78464A805   230,132 4,227 SH   SOLE   0 0 4,227
SPDR SER TR PORTFOLIO S&P500 78464A854   51,919,397 996,342 SH   SOLE   0 0 996,342
ISHARES TR RUS 1000 ETF 464287622   922,556 3,785 SH   SOLE   0 0 3,785
ISHARES TR RUS 1000 GRW ETF 464287614   11,111,816 40,380 SH   SOLE   0 0 40,380
ISHARES TR RUS 1000 VAL ETF 464287598   561,243 3,556 SH   SOLE   0 0 3,556
ISHARES TR RUS TP200 VL ETF 464289420   427,603 6,340 SH   SOLE   0 0 6,340
ISHARES TR RUSEL 2500 ETF 46435G268   459,358 7,993 SH   SOLE   0 0 7,993
ISHARES TR S&P 100 ETF 464287101   4,132,089 19,956 SH   SOLE   0 0 19,956
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   240,295 590 SH   SOLE   0 0 590
ISHARES TR S&P 500 GRWT ETF 464287309   1,105,197 15,681 SH   SOLE   0 0 15,681
ISHARES TR S&P 500 VAL ETF 464287408   863,334 5,356 SH   SOLE   0 0 5,356
ISHARES TR S&P SML 600 GWT 464287887   399,956 3,480 SH   SOLE   0 0 3,480
ISHARES TR SELECT DIVID ETF 464287168   4,129,454 36,447 SH   SOLE   0 0 36,447
ISHARES TR SHRT NAT MUN ETF 464288158   3,339,271 32,096 SH   SOLE   0 0 32,096
LINDE PLC SHS G54950103   306,007 803 SH   SOLE   0 0 803
ISHARES TR SP SMCP600VL ETF 464287879   2,784,002 29,278 SH   SOLE   0 0 29,278
SAP SE SPON ADR 803054204   464,333 3,394 SH   SOLE   0 0 3,394
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   699,400 6,310 SH   SOLE   0 0 6,310
SHELL PLC SPON ADS 780259305   419,857 6,954 SH   SOLE   0 0 6,954
HALEON PLC SPON ADS 405552100   251,023 29,955 SH   SOLE   0 0 29,955
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   364,155 47,416 SH   SOLE   0 0 47,416
AMBEV SA SPONSORED ADR 02319V103   238,284 74,932 SH   SOLE   0 0 74,932
RIO TINTO PLC SPONSORED ADR 767204100   358,972 5,623 SH   SOLE   0 0 5,623
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106   254,005 9,524 SH   SOLE   0 0 9,524
HDFC BANK LTD SPONSORED ADS 40415F101   218,858 3,140 SH   SOLE   0 0 3,140
BHP GROUP LTD SPONSORED ADS 088606108   492,098 8,247 SH   SOLE   0 0 8,247
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,686,474 16,711 SH   SOLE   0 0 16,711
VANGUARD INDEX FDS TOTAL STK MKT 922908769   264,058 1,199 SH   SOLE   0 0 1,199
ISHARES TR U.S. TECH ETF 464287721   10,061,439 92,417 SH   SOLE   0 0 92,417
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   16,797,634 363,900 SH   SOLE   0 0 363,900
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   5,744,610 117,621 SH   SOLE   0 0 117,621
ISHARES TR US HLTHCARE ETF 464287762   1,056,552 3,770 SH   SOLE   0 0 3,770
ISHARES TR US INFRASTRUC 46435U713   1,411,257 36,112 SH   SOLE   0 0 36,112
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   203,667 3,889 SH   SOLE   0 0 3,889
ISHARES TR US TREAS BD ETF 46429B267   9,244,899 403,707 SH   SOLE   0 0 403,707
VANGUARD INDEX FDS VALUE ETF 922908744   569,821 4,010 SH   SOLE   0 0 4,010
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,108,082 45,649 SH   SOLE   0 0 45,649