The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,375 11,863 SH   SOLE 0 0 11,863
ABBVIE INC COM 00287Y109 1,368 12,147 SH   SOLE 0 0 12,147
AFLAC INC COM 001055102 1,450 27,030 SH   SOLE 0 0 27,030
AIR PRODS & CHEMS INC COM 009158106 1,358 4,719 SH   SOLE 0 0 4,719
ALPHABET INC CAP STK CL A 02079K305 259 106 SH   SOLE 0 0 106
AMAZON COM INC COM 023135106 358 104 SH   SOLE 0 0 104
APPLE INC COM 037833100 2,688 19,625 SH   SOLE 0 0 19,625
ATMOS ENERGY CORP COM 049560105 1,233 12,830 SH   SOLE 0 0 12,830
AUTOMATIC DATA PROCESSING IN COM 053015103 1,527 7,689 SH   SOLE 0 0 7,689
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,541 9,143 SH   SOLE 0 0 9,143
CINTAS CORP COM 172908105 1,502 3,933 SH   SOLE 0 0 3,933
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 375 12,500 SH   SOLE 0 0 12,500
EXACT SCIENCES CORP COM 30063P105 230 1,850 SH   SOLE 0 0 1,850
FIDELITY MSCI HLTH CARE I 316092600 2,070 32,474 SH   SOLE 0 0 32,474
FLEXSHARES TR MORNSTAR UPSTR 33939L407 464 12,106 SH   SOLE 0 0 12,106
FRANKLIN RES INC COM 354613101 1,534 47,963 SH   SOLE 0 0 47,963
GENERAL DYNAMICS CORP COM 369550108 1,503 7,984 SH   SOLE 0 0 7,984
HONEYWELL INTL INC COM 438516106 1,430 6,517 SH   SOLE 0 0 6,517
HORMEL FOODS CORP COM 440452100 1,259 26,356 SH   SOLE 0 0 26,356
ILLINOIS TOOL WKS INC COM 452308109 1,405 6,283 SH   SOLE 0 0 6,283
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 572 17,057 SH   SOLE 0 0 17,057
INVESCO EXCHNG TRADED FD TR S&P 500 HB ETF 46138E370 224 2,965 SH   SOLE 0 0 2,965
ISHARES INC CORE MSCI EMKT 46434G103 418 6,234 SH   SOLE 0 0 6,234
ISHARES TR CORE US AGGBD ET 464287226 17,286 149,882 SH   SOLE 0 0 149,882
ISHARES TR EXPND TEC SC ETF 464287549 10,201 25,250 SH   SOLE 0 0 25,250
ISHARES TR GLOBAL 100 ETF 464287572 463 6,518 SH   SOLE 0 0 6,518
ISHARES TR CORE S&P US VLU 464287663 1,470 20,427 SH   SOLE 0 0 20,427
ISHARES TR CORE S&P SCP ETF 464287804 9,997 88,486 SH   SOLE 0 0 88,486
ISHARES TR NATIONAL MUN ETF 464288414 3,057 26,086 SH   SOLE 0 0 26,086
ISHARES TR CORE DIV GRWTH 46434V621 8,950 177,725 SH   SOLE 0 0 177,725
JOHNSON & JOHNSON COM 478160104 402 2,438 SH   SOLE 0 0 2,438
JPMORGAN CHASE & CO COM 46625H100 268 1,720 SH   SOLE 0 0 1,720
KANSAS CITY SOUTHERN COM NEW 485170302 1,109 3,914 SH   SOLE 0 0 3,914
LOWES COS INC COM 548661107 1,624 8,373 SH   SOLE 0 0 8,373
MAINSTAY MACKAY DEFINDTRM MU COM 56064K100 1,409 63,053 SH   SOLE 0 0 63,053
MCCORMICK & CO INC COM NON VTG 579780206 1,238 14,016 SH   SOLE 0 0 14,016
MEDTRONIC PLC SHS G5960L103 1,334 10,748 SH   SOLE 0 0 10,748
MICROSOFT CORP COM 594918104 899 3,320 SH   SOLE 0 0 3,320
NEXTERA ENERGY INC COM 65339F101 1,182 16,131 SH   SOLE 0 0 16,131
NIKE INC CL B 654106103 241 1,559 SH   SOLE 0 0 1,559
O REILLY AUTOMOTIVE INC NEW COM 67103H107 568 1,003 SH   SOLE 0 0 1,003
PEPSICO INC COM 713448108 1,747 11,793 SH   SOLE 0 0 11,793
PIMCO ETF TR ACTIVE BD ETF 72201R775 391 3,522 SH   SOLE 0 0 3,522
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 603 5,913 SH   SOLE 0 0 5,913
PPG INDS INC COM 693506107 1,603 9,440 SH   SOLE 0 0 9,440
PRICE T ROWE GROUP INC COM 74144T108 1,677 8,469 SH   SOLE 0 0 8,469
PROCTER AND GAMBLE CO COM 742718109 234 1,734 SH   SOLE 0 0 1,734
PROSHARES TR S&P 500 DV ARIST 74348A467 677 7,470 SH   SOLE 0 0 7,470
ROPER TECHNOLOGIES INC COM 776696106 1,443 3,069 SH   SOLE 0 0 3,069
S&P GLOBAL INC COM 78409V104 1,507 3,671 SH   SOLE 0 0 3,671
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 22,688 217,589 SH   SOLE 0 0 217,589
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 29,771 203,967 SH   SOLE 0 0 203,967
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 36,672 484,948 SH   SOLE 0 0 484,948
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 260 7,075 SH   SOLE 0 0 7,075
SHERWIN WILLIAMS CO COM 824348106 1,496 5,492 SH   SOLE 0 0 5,492
SMITH A O COM 831865209 1,566 21,728 SH   SOLE 0 0 21,728
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,381 5,562 SH   SOLE 0 0 5,562
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 344 22,400 SH   SOLE 0 0 22,400
TESLA INC COM 88160R101 434 639 SH   SOLE 0 0 639
TRANSOCEAN LTD REG SHS H8817H100 51 11,205 SH   SOLE 0 0 11,205
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,869 53,267 SH   SOLE 0 0 53,267
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,525 49,005 SH   SOLE 0 0 49,005