The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 769 4,357 SH   SOLE 0 0 4,357
ABBVIE INC COM 00287Y109 813 9,180 SH   SOLE 0 0 9,180
AIR PRODS & CHEMS INC COM 009158106 1,006 4,283 SH   SOLE 0 0 4,283
AMAZON COM INC COM 023135106 237 128 SH   SOLE 0 0 128
APPLE INC COM 037833100 1,475 5,025 SH   SOLE 0 0 5,025
AT&T INC COM 00206R102 217 5,558 SH   SOLE 0 0 5,558
AUTOMATIC DATA PROCESSING IN COM 053015103 921 5,399 SH   SOLE 0 0 5,399
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,549 11,253 SH   SOLE 0 0 11,253
BLACKROCK MUNICIPAL BOND TR COM 09249H104 197 12,722 SH   SOLE 0 0 12,722
CINTAS CORP COM 172908105 1,056 3,923 SH   SOLE 0 0 3,923
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 370 12,000 SH   SOLE 0 0 12,000
ECOLAB INC COM 278865100 929 4,816 SH   SOLE 0 0 4,816
EXXON MOBIL CORP COM 30231G102 255 3,655 SH   SOLE 0 0 3,655
FERRELLGAS PARTNERS L.P. UNIT LTD PART 315293100 7 20,000 SH   SOLE 0 0 20,000
FIDELITY MSCI HLTH CARE I 316092600 1,394 28,018 SH   SOLE 0 0 28,018
FLEXSHARES TR MORNSTAR UPSTR 33939L407 536 15,982 SH   SOLE 0 0 15,982
FRANKLIN RES INC COM 354613101 640 24,625 SH   SOLE 0 0 24,625
GENERAL DYNAMICS CORP COM 369550108 755 4,283 SH   SOLE 0 0 4,283
HONEYWELL INTL INC COM 438516106 817 4,617 SH   SOLE 0 0 4,617
HORMEL FOODS CORP COM 440452100 813 18,013 SH   SOLE 0 0 18,013
ILLINOIS TOOL WKS INC COM 452308109 937 5,217 SH   SOLE 0 0 5,217
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 618 18,606 SH   SOLE 0 0 18,606
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT 46138E149 394 3,050 SH   SOLE 0 0 3,050
INVESCO QQQ TR UNIT SER 1 46090E103 256 1,206 SH   SOLE 0 0 1,206
ISHARES INC CORE MSCI EMKT 46434G103 814 15,134 SH   SOLE 0 0 15,134
ISHARES TR MRNGSTR LG-CP GR 464287119 963 4,588 SH   SOLE 0 0 4,588
ISHARES TR CORE US AGGBD ET 464287226 453 4,031 SH   SOLE 0 0 4,031
ISHARES TR EXPANDED TECH 464287515 738 3,166 SH   SOLE 0 0 3,166
ISHARES TR EXPND TEC SC ETF 464287549 897 3,704 SH   SOLE 0 0 3,704
ISHARES TR CORE S&P US VLU 464287663 1,114 17,670 SH   SOLE 0 0 17,670
ISHARES TR CORE S&P SCP ETF 464287804 7,827 93,346 SH   SOLE 0 0 93,346
ISHARES TR MRGSTR MD CP GRW 464288307 482 1,833 SH   SOLE 0 0 1,833
ISHARES TR NATIONAL MUN ETF 464288414 659 5,788 SH   SOLE 0 0 5,788
JOHNSON & JOHNSON COM 478160104 344 2,362 SH   SOLE 0 0 2,362
JPMORGAN CHASE & CO COM 46625H100 376 2,697 SH   SOLE 0 0 2,697
KANSAS CITY SOUTHERN COM NEW 485170302 599 3,914 SH   SOLE 0 0 3,914
LOWES COS INC COM 548661107 958 8,003 SH   SOLE 0 0 8,003
MAINSTAY MACKAY DEFINDTRM MU COM 56064K100 775 36,852 SH   SOLE 0 0 36,852
MCCORMICK & CO INC COM NON VTG 579780206 922 5,432 SH   SOLE 0 0 5,432
MEDTRONIC PLC SHS G5960L103 932 8,218 SH   SOLE 0 0 8,218
MICROSOFT CORP COM 594918104 316 2,001 SH   SOLE 0 0 2,001
O REILLY AUTOMOTIVE INC NEW COM 67103H107 584 1,332 SH   SOLE 0 0 1,332
PEPSICO INC COM 713448108 1,167 8,537 SH   SOLE 0 0 8,537
PIMCO ETF TR ACTIVE BD ETF 72201R775 426 3,953 SH   SOLE 0 0 3,953
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 475 4,671 SH   SOLE 0 0 4,671
PPG INDS INC COM 693506107 1,043 7,810 SH   SOLE 0 0 7,810
PRICE T ROWE GROUP INC COM 74144T108 879 7,212 SH   SOLE 0 0 7,212
PROCTER AND GAMBLE CO COM 742718109 216 1,726 SH   SOLE 0 0 1,726
PROSHARES TR S&P 500 DV ARIST 74348A467 446 5,903 SH   SOLE 0 0 5,903
ROPER TECHNOLOGIES INC COM 776696106 892 2,518 SH   SOLE 0 0 2,518
S&P GLOBAL INC COM 78409V104 1,012 3,707 SH   SOLE 0 0 3,707
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 17,019 221,372 SH   SOLE 0 0 221,372
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,218 88,446 SH   SOLE 0 0 88,446
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 464 16,965 SH   SOLE 0 0 16,965
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 27,957 482,689 SH   SOLE 0 0 482,689
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 556 18,055 SH   SOLE 0 0 18,055
SHERWIN WILLIAMS CO COM 824348106 981 1,681 SH   SOLE 0 0 1,681
SMITH A O COM 831865209 786 16,500 SH   SOLE 0 0 16,500
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,213 3,770 SH   SOLE 0 0 3,770
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 479 21,900 SH   SOLE 0 0 21,900
TARGET CORP COM 87612E106 1,073 8,368 SH   SOLE 0 0 8,368
TORTOISE ENERGY INDEPENDENC COM 89148K101 258 59,400 SH   SOLE 0 0 59,400
UNDER ARMOUR INC CL A 904311107 205 9,501 SH   SOLE 0 0 9,501
V F CORP COM 918204108 936 9,395 SH   SOLE 0 0 9,395
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,280 56,716 SH   SOLE 0 0 56,716
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,223 232,027 SH   SOLE 0 0 232,027