The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,021,975 21,342 SH   SOLE   0 0 21,342
ABBVIE INC COM 00287Y109   2,281,617 16,064 SH   SOLE   0 0 16,064
AFLAC INC COM 001055102   3,000,782 37,360 SH   SOLE   0 0 37,360
AIR PRODS & CHEMS INC COM 009158106   2,294,099 8,826 SH   SOLE   0 0 8,826
ALPHABET INC CAP STK CL A 02079K305   601,059 4,559 SH   SOLE   0 0 4,559
AMAZON COM INC COM 023135106   1,216,347 8,561 SH   SOLE   0 0 8,561
AMERICAN EXPRESS CO COM 025816109   239,704 1,567 SH   SOLE   0 0 1,567
APOLLO COML REAL EST FIN INC COM 03762U105   122,616 11,700 SH   SOLE   0 0 11,700
APPLE INC COM 037833100   4,928,326 26,947 SH   SOLE   0 0 26,947
ASML HOLDING N V N Y REGISTRY SHS N07059210   649,519 1,016 SH   SOLE   0 0 1,016
ATMOS ENERGY CORP COM 049560105   2,296,681 21,018 SH   SOLE   0 0 21,018
AUTOMATIC DATA PROCESSING IN COM 053015103   2,616,900 11,606 SH   SOLE   0 0 11,606
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,514,599 10,149 SH   SOLE   0 0 10,149
BROWN & BROWN INC COM 115236101   2,918,571 40,756 SH   SOLE   0 0 40,756
CANADIAN PACIFIC KANSAS CITY COM 13646K108   776,049 10,517 SH   SOLE   0 0 10,517
CATERPILLAR INC COM 149123101   2,286,208 9,736 SH   SOLE   0 0 9,736
CINTAS CORP COM 172908105   3,106,526 5,892 SH   SOLE   0 0 5,892
EATON VANCE NATL MUN OPPORT COM SHS 27829L105   194,038 12,367 SH   SOLE   0 0 12,367
ELI LILLY & CO COM 532457108   391,909 633 SH   SOLE   0 0 633
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   305,720 23,391 SH   SOLE   0 0 23,391
EXPEDITORS INTL WASH INC COM 302130109   2,680,073 23,673 SH   SOLE   0 0 23,673
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   2,954,627 49,326 SH   SOLE   0 0 49,326
HONEYWELL INTL INC COM 438516106   927,346 5,023 SH   SOLE   0 0 5,023
ILLINOIS TOOL WKS INC COM 452308109   2,451,359 10,704 SH   SOLE   0 0 10,704
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   532,042 22,487 SH   SOLE   0 0 22,487
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   442,286 14,226 SH   SOLE   0 0 14,226
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370   682,654 10,085 SH   SOLE   0 0 10,085
ISHARES TR CORE DIV GRWTH 46434V621   22,961,904 462,848 SH   SOLE   0 0 462,848
ISHARES TR CORE S&P SCP ETF 464287804   11,053,110 120,509 SH   SOLE   0 0 120,509
ISHARES TR CORE S&P US VLU 464287663   1,553,807 20,456 SH   SOLE   0 0 20,456
ISHARES TR CORE US AGGBD ET 464287226   30,050,058 317,889 SH   SOLE   0 0 317,889
ISHARES TR EXPANDED TECH 464287515   236,584 660 SH   SOLE   0 0 660
ISHARES TR EXPND TEC SC ETF 464287549   16,780,971 41,850 SH   SOLE   0 0 41,850
ISHARES TR GLOBAL 100 ETF 464287572   493,478 6,518 SH   SOLE   0 0 6,518
ISHARES TR IBOXX HI YD ETF 464288513   305,005 4,113 SH   SOLE   0 0 4,113
ISHARES TR NATIONAL MUN ETF 464288414   5,330,189 51,410 SH   SOLE   0 0 51,410
ISHARES TR PFD AND INCM SEC 464288687   224,242 7,535 SH   SOLE   0 0 7,535
ISHARES TR RUS MDCP VAL ETF 464287473   212,051 2,070 SH   SOLE   0 0 2,070
ISHARES TR SHRT NAT MUN ETF 464288158   346,927 3,343 SH   SOLE   0 0 3,343
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   255,278 5,769 SH   SOLE   0 0 5,769
JOHNSON & JOHNSON COM 478160104   411,866 2,739 SH   SOLE   0 0 2,739
JPMORGAN CHASE & CO COM 46625H100   458,039 3,165 SH   SOLE   0 0 3,165
LINDE PLC SHS G54950103   2,532,823 6,457 SH   SOLE   0 0 6,457
LOWES COS INC COM 548661107   2,314,712 11,890 SH   SOLE   0 0 11,890
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   396,191 25,878 SH   SOLE   0 0 25,878
MCDONALDS CORP COM 580135101   2,548,917 9,529 SH   SOLE   0 0 9,529
MICROSOFT CORP COM 594918104   2,541,493 6,998 SH   SOLE   0 0 6,998
NEXTERA ENERGY INC COM 65339F101   1,584,028 27,548 SH   SOLE   0 0 27,548
NIKE INC CL B 654106103   221,315 2,023 SH   SOLE   0 0 2,023
NORDSON CORP COM 655663102   2,051,128 9,255 SH   SOLE   0 0 9,255
NVIDIA CORPORATION COM 67066G104   1,440,573 3,093 SH   SOLE   0 0 3,093
OREILLY AUTOMOTIVE INC COM 67103H107   354,427 364 SH   SOLE   0 0 364
PRICE T ROWE GROUP INC COM 74144T108   1,868,749 19,700 SH   SOLE   0 0 19,700
PROSHARES TR S&P 500 DV ARIST 74348A467   933,263 10,695 SH   SOLE   0 0 10,695
ROPER TECHNOLOGIES INC COM 776696106   2,790,453 5,460 SH   SOLE   0 0 5,460
S&P GLOBAL INC COM 78409V104   2,572,996 6,659 SH   SOLE   0 0 6,659
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   28,965,316 571,646 SH   SOLE   0 0 571,646
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   34,475,959 495,558 SH   SOLE   0 0 495,558
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   49,554,130 649,549 SH   SOLE   0 0 649,549
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   9,968,371 77,775 SH   SOLE   0 0 77,775
SHERWIN WILLIAMS CO COM 824348106   2,479,570 9,682 SH   SOLE   0 0 9,682
SMITH A O CORP COM 831865209   2,729,489 38,368 SH   SOLE   0 0 38,368
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,588,528 5,920 SH   SOLE   0 0 5,920
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   256,464 576 SH   SOLE   0 0 576
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   346,725 20,700 SH   SOLE   0 0 20,700
TARGET CORP COM 87612E106   1,497,662 13,634 SH   SOLE   0 0 13,634
TESLA INC COM 88160R101   533,064 2,400 SH   SOLE   0 0 2,400
T-MOBILE US INC COM 872590104   299,879 2,045 SH   SOLE   0 0 2,045
TRANSOCEAN LTD REG SHS H8817H100   74,737 11,205 SH   SOLE   0 0 11,205
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,316,085 18,782 SH   SOLE   0 0 18,782
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,725,331 6,785 SH   SOLE   0 0 6,785
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,368,936 52,607 SH   SOLE   0 0 52,607
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   663,442 4,199 SH   SOLE   0 0 4,199