The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,367,718 21,718 SH   SOLE   0 0 21,718
ABBVIE INC COM 00287Y109   2,083,922 15,467 SH   SOLE   0 0 15,467
AFLAC INC COM 001055102   2,529,971 36,246 SH   SOLE   0 0 36,246
AIR PRODS & CHEMS INC COM 009158106   2,540,836 8,483 SH   SOLE   0 0 8,483
ALPHABET INC CAP STK CL A 02079K305   496,276 4,146 SH   SOLE   0 0 4,146
AMAZON COM INC COM 023135106   1,035,189 7,941 SH   SOLE   0 0 7,941
AMC ENTMT HLDGS INC CL A COM 00165C104   51,071 11,607 SH   SOLE   0 0 11,607
AMERICAN EXPRESS CO COM 025816109   272,863 1,566 SH   SOLE   0 0 1,566
APOLLO COML REAL EST FIN INC COM 03762U105   132,104 11,670 SH   SOLE   0 0 11,670
APPLE INC COM 037833100   4,762,658 24,554 SH   SOLE   0 0 24,554
ASML HOLDING N V N Y REGISTRY SHS N07059210   359,476 496 SH   SOLE   0 0 496
ATMOS ENERGY CORP COM 049560105   2,468,982 21,222 SH   SOLE   0 0 21,222
AUTOMATIC DATA PROCESSING IN COM 053015103   2,479,825 11,283 SH   SOLE   0 0 11,283
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,487,407 10,227 SH   SOLE   0 0 10,227
BROWN & BROWN INC COM 115236101   2,729,049 39,643 SH   SOLE   0 0 39,643
CANADIAN PACIFIC KANSAS CITY COM 13646K108   849,458 10,517 SH   SOLE   0 0 10,517
CATERPILLAR INC COM 149123101   2,318,529 9,423 SH   SOLE   0 0 9,423
CINTAS CORP COM 172908105   2,843,476 5,720 SH   SOLE   0 0 5,720
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208   299,224 11,300 SH   SOLE   0 0 11,300
DEERE & CO COM 244199105   208,673 515 SH   SOLE   0 0 515
EXPEDITORS INTL WASH INC COM 302130109   2,771,996 22,884 SH   SOLE   0 0 22,884
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   3,024,809 47,922 SH   SOLE   0 0 47,922
HONEYWELL INTL INC COM 438516106   1,125,273 5,423 SH   SOLE   0 0 5,423
ILLINOIS TOOL WKS INC COM 452308109   2,711,971 10,841 SH   SOLE   0 0 10,841
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   582,204 23,900 SH   SOLE   0 0 23,900
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   488,030 15,642 SH   SOLE   0 0 15,642
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370   541,223 7,085 SH   SOLE   0 0 7,085
ISHARES INC CORE MSCI EMKT 46434G103   201,103 4,080 SH   SOLE   0 0 4,080
ISHARES TR CORE DIV GRWTH 46434V621   21,831,152 423,659 SH   SOLE   0 0 423,659
ISHARES TR CORE S&P SCP ETF 464287804   10,479,074 105,159 SH   SOLE   0 0 105,159
ISHARES TR CORE S&P US VLU 464287663   1,620,185 20,703 SH   SOLE   0 0 20,703
ISHARES TR CORE US AGGBD ET 464287226   16,417,314 167,609 SH   SOLE   0 0 167,609
ISHARES TR EXPANDED TECH 464287515   228,301 660 SH   SOLE   0 0 660
ISHARES TR EXPND TEC SC ETF 464287549   16,102,655 40,987 SH   SOLE   0 0 40,987
ISHARES TR GLOBAL 100 ETF 464287572   495,759 6,518 SH   SOLE   0 0 6,518
ISHARES TR IBOXX HI YD ETF 464288513   287,930 3,835 SH   SOLE   0 0 3,835
ISHARES TR NATIONAL MUN ETF 464288414   2,245,066 21,035 SH   SOLE   0 0 21,035
ISHARES TR PFD AND INCM SEC 464288687   233,058 7,535 SH   SOLE   0 0 7,535
ISHARES TR RUS MDCP VAL ETF 464287473   227,369 2,070 SH   SOLE   0 0 2,070
ISHARES TR SHRT NAT MUN ETF 464288158   477,489 4,589 SH   SOLE   0 0 4,589
JOHNSON & JOHNSON COM 478160104   480,349 2,902 SH   SOLE   0 0 2,902
JPMORGAN CHASE & CO COM 46625H100   460,318 3,165 SH   SOLE   0 0 3,165
LILLY ELI & CO COM 532457108   296,864 633 SH   SOLE   0 0 633
LOWES COS INC COM 548661107   2,714,431 12,027 SH   SOLE   0 0 12,027
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   733,950 42,997 SH   SOLE   0 0 42,997
MCCORMICK & CO INC COM NON VTG 579780206   2,385,341 27,345 SH   SOLE   0 0 27,345
MCDONALDS CORP COM 580135101   2,870,334 9,619 SH   SOLE   0 0 9,619
MICROSOFT CORP COM 594918104   2,228,577 6,544 SH   SOLE   0 0 6,544
NEXTERA ENERGY INC COM 65339F101   2,224,072 29,974 SH   SOLE   0 0 29,974
NIKE INC CL B 654106103   223,955 2,029 SH   SOLE   0 0 2,029
NORDSON CORP COM 655663102   2,309,341 9,305 SH   SOLE   0 0 9,305
NVIDIA CORPORATION COM 67066G104   1,004,700 2,375 SH   SOLE   0 0 2,375
OREILLY AUTOMOTIVE INC COM 67103H107   541,655 567 SH   SOLE   0 0 567
PEPSICO INC COM 713448108   243,056 1,312 SH   SOLE   0 0 1,312
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   257,316 2,579 SH   SOLE   0 0 2,579
PRICE T ROWE GROUP INC COM 74144T108   2,210,563 19,734 SH   SOLE   0 0 19,734
PROCTER AND GAMBLE CO COM 742718109   220,646 1,454 SH   SOLE   0 0 1,454
PROSHARES TR S&P 500 DV ARIST 74348A467   986,195 10,460 SH   SOLE   0 0 10,460
ROPER TECHNOLOGIES INC COM 776696106   2,547,328 5,298 SH   SOLE   0 0 5,298
S&P GLOBAL INC COM 78409V104   2,581,414 6,439 SH   SOLE   0 0 6,439
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   26,895,954 520,231 SH   SOLE   0 0 520,231
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   40,512,152 557,865 SH   SOLE   0 0 557,865
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   49,941,969 666,337 SH   SOLE   0 0 666,337
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   9,332,847 70,315 SH   SOLE   0 0 70,315
SHERWIN WILLIAMS CO COM 824348106   2,489,867 9,377 SH   SOLE   0 0 9,377
SMITH A O CORP COM 831865209   2,705,055 37,168 SH   SOLE   0 0 37,168
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,549,311 5,751 SH   SOLE   0 0 5,751
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   275,852 576 SH   SOLE   0 0 576
SPDR SER TR NUVEEN BLOOMBERG 78464A284   218,212 8,725 SH   SOLE   0 0 8,725
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   306,360 20,700 SH   SOLE   0 0 20,700
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   205,069 2,032 SH   SOLE   0 0 2,032
TARGET CORP COM 87612E106   1,965,358 14,900 SH   SOLE   0 0 14,900
TESLA INC COM 88160R101   532,178 2,033 SH   SOLE   0 0 2,033
T-MOBILE US INC COM 872590104   279,606 2,013 SH   SOLE   0 0 2,013
TRANSOCEAN LTD REG SHS H8817H100   78,547 11,205 SH   SOLE   0 0 11,205
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,843,152 25,356 SH   SOLE   0 0 25,356
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,617,996 6,428 SH   SOLE   0 0 6,428
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,767,965 53,423 SH   SOLE   0 0 53,423
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   682,044 4,199 SH   SOLE   0 0 4,199