The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,981,359 19,567 SH   SOLE   0 0 19,567
ABBVIE INC COM 00287Y109   2,226,457 13,970 SH   SOLE   0 0 13,970
AFLAC INC COM 001055102   2,163,281 33,529 SH   SOLE   0 0 33,529
AIR PRODS & CHEMS INC COM 009158106   2,236,979 7,789 SH   SOLE   0 0 7,789
ALPHABET INC CAP STK CL A 02079K305   367,930 3,547 SH   SOLE   0 0 3,547
AMAZON COM INC COM 023135106   736,148 7,127 SH   SOLE   0 0 7,127
AMC ENTMT HLDGS INC CL A COM 00165C104   63,091 12,593 SH   SOLE   0 0 12,593
AMERICAN EXPRESS CO COM 025816109   258,335 1,566 SH   SOLE   0 0 1,566
APPLE INC COM 037833100   4,010,998 24,324 SH   SOLE   0 0 24,324
ASML HOLDING N V N Y REGISTRY SHS N07059210   262,754 386 SH   SOLE   0 0 386
ATMOS ENERGY CORP COM 049560105   2,192,015 19,509 SH   SOLE   0 0 19,509
AUTOMATIC DATA PROCESSING IN COM 053015103   2,296,116 10,314 SH   SOLE   0 0 10,314
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,187,741 10,324 SH   SOLE   0 0 10,324
BROWN & BROWN INC COM 115236101   2,102,391 36,614 SH   SOLE   0 0 36,614
CANADIAN PAC RY LTD COM 13645T100   809,178 10,517 SH   SOLE   0 0 10,517
CINTAS CORP COM 172908105   2,462,537 5,322 SH   SOLE   0 0 5,322
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208   281,709 11,300 SH   SOLE   0 0 11,300
DEERE & CO COM 244199105   214,285 519 SH   SOLE   0 0 519
EXPEDITORS INTL WASH INC COM 302130109   2,340,907 21,258 SH   SOLE   0 0 21,258
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   2,735,608 44,503 SH   SOLE   0 0 44,503
HONEYWELL INTL INC COM 438516106   984,841 5,153 SH   SOLE   0 0 5,153
HORMEL FOODS CORP COM 440452100   1,732,992 43,455 SH   SOLE   0 0 43,455
ILLINOIS TOOL WKS INC COM 452308109   2,433,000 9,994 SH   SOLE   0 0 9,994
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   210,466 8,559 SH   SOLE   0 0 8,559
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   494,756 15,642 SH   SOLE   0 0 15,642
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370   495,667 7,085 SH   SOLE   0 0 7,085
ISHARES TR CORE DIV GRWTH 46434V621   20,026,039 400,601 SH   SOLE   0 0 400,601
ISHARES TR CORE S&P SCP ETF 464287804   10,210,054 105,585 SH   SOLE   0 0 105,585
ISHARES TR CORE S&P US VLU 464287663   1,527,437 20,703 SH   SOLE   0 0 20,703
ISHARES TR CORE US AGGBD ET 464287226   14,748,130 148,014 SH   SOLE   0 0 148,014
ISHARES TR EXPND TEC SC ETF 464287549   13,349,324 39,341 SH   SOLE   0 0 39,341
ISHARES TR GLOBAL 100 ETF 464287572   456,651 6,518 SH   SOLE   0 0 6,518
ISHARES TR IBOXX HI YD ETF 464288513   277,692 3,676 SH   SOLE   0 0 3,676
ISHARES TR NATIONAL MUN ETF 464288414   1,868,104 17,339 SH   SOLE   0 0 17,339
ISHARES TR PFD AND INCM SEC 464288687   235,243 7,535 SH   SOLE   0 0 7,535
ISHARES TR SHRT NAT MUN ETF 464288158   772,128 7,376 SH   SOLE   0 0 7,376
JOHNSON & JOHNSON COM 478160104   381,104 2,459 SH   SOLE   0 0 2,459
JPMORGAN CHASE & CO COM 46625H100   329,163 2,526 SH   SOLE   0 0 2,526
LILLY ELI & CO COM 532457108   231,551 674 SH   SOLE   0 0 674
LOWES COS INC COM 548661107   2,196,392 10,984 SH   SOLE   0 0 10,984
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   739,313 42,538 SH   SOLE   0 0 42,538
MCCORMICK & CO INC COM NON VTG 579780206   2,097,908 25,212 SH   SOLE   0 0 25,212
MCDONALDS CORP COM 580135101   2,447,572 8,754 SH   SOLE   0 0 8,754
MICROSOFT CORP COM 594918104   1,697,716 5,889 SH   SOLE   0 0 5,889
NEXTERA ENERGY INC COM 65339F101   2,095,015 27,180 SH   SOLE   0 0 27,180
NIKE INC CL B 654106103   248,851 2,029 SH   SOLE   0 0 2,029
NORDSON CORP COM 655663102   1,885,443 8,483 SH   SOLE   0 0 8,483
NVIDIA CORPORATION COM 67066G104   687,499 2,475 SH   SOLE   0 0 2,475
OREILLY AUTOMOTIVE INC COM 67103H107   528,066 622 SH   SOLE   0 0 622
PEPSICO INC COM 713448108   240,791 1,321 SH   SOLE   0 0 1,321
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,871,373 28,931 SH   SOLE   0 0 28,931
PRICE T ROWE GROUP INC COM 74144T108   2,042,439 18,091 SH   SOLE   0 0 18,091
PROSHARES TR S&P 500 DV ARIST 74348A467   915,205 10,031 SH   SOLE   0 0 10,031
ROPER TECHNOLOGIES INC COM 776696106   2,137,386 4,850 SH   SOLE   0 0 4,850
S&P GLOBAL INC COM 78409V104   2,056,022 5,963 SH   SOLE   0 0 5,963
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   24,460,920 511,200 SH   SOLE   0 0 511,200
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   40,207,448 549,582 SH   SOLE   0 0 549,582
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   42,082,112 645,728 SH   SOLE   0 0 645,728
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   8,785,871 67,866 SH   SOLE   0 0 67,866
SHERWIN WILLIAMS CO COM 824348106   1,941,852 8,639 SH   SOLE   0 0 8,639
SMITH A O CORP COM 831865209   2,373,038 34,317 SH   SOLE   0 0 34,317
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,349,497 5,739 SH   SOLE   0 0 5,739
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   264,044 576 SH   SOLE   0 0 576
STRYKER CORPORATION COM 863667101   218,385 765 SH   SOLE   0 0 765
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   317,124 20,700 SH   SOLE   0 0 20,700
TARGET CORP COM 87612E106   2,288,684 13,818 SH   SOLE   0 0 13,818
TESLA INC COM 88160R101   419,285 2,021 SH   SOLE   0 0 2,021
TRANSOCEAN LTD REG SHS H8817H100   71,264 11,205 SH   SOLE   0 0 11,205
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,929,926 26,140 SH   SOLE   0 0 26,140
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,962,333 5,218 SH   SOLE   0 0 5,218
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,777,363 52,804 SH   SOLE   0 0 52,804
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   646,688 4,199 SH   SOLE   0 0 4,199