The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,972,365 17,965 SH   SOLE   0 0 17,965
ABBVIE INC COM 00287Y109   2,117,482 13,102 SH   SOLE   0 0 13,102
AFLAC INC COM 001055102   2,602,198 36,172 SH   SOLE   0 0 36,172
AIR PRODS & CHEMS INC COM 009158106   2,336,170 7,579 SH   SOLE   0 0 7,579
ALPHABET INC CAP STK CL A 02079K305   309,599 3,509 SH   SOLE   0 0 3,509
AMAZON COM INC COM 023135106   581,196 6,919 SH   SOLE   0 0 6,919
AMERICAN EXPRESS CO COM 025816109   231,373 1,566 SH   SOLE   0 0 1,566
APPLE INC COM 037833100   3,171,266 24,407 SH   SOLE   0 0 24,407
ASML HOLDING N V N Y REGISTRY SHS N07059210   201,075 368 SH   SOLE   0 0 368
ATMOS ENERGY CORP COM 049560105   2,056,550 18,351 SH   SOLE   0 0 18,351
AUTOMATIC DATA PROCESSING IN COM 053015103   2,349,785 9,837 SH   SOLE   0 0 9,837
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,267,235 10,577 SH   SOLE   0 0 10,577
BROWN & BROWN INC COM 115236101   1,724,717 30,274 SH   SOLE   0 0 30,274
CANADIAN PAC RY LTD COM 13645T100   784,463 10,517 SH   SOLE   0 0 10,517
CINTAS CORP COM 172908105   2,398,691 5,311 SH   SOLE   0 0 5,311
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208   295,947 11,300 SH   SOLE   0 0 11,300
DEERE & CO COM 244199105   217,381 507 SH   SOLE   0 0 507
EXPEDITORS INTL WASH INC COM 302130109   2,078,170 19,998 SH   SOLE   0 0 19,998
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   2,698,081 42,171 SH   SOLE   0 0 42,171
GENERAL DYNAMICS CORP COM 369550108   2,210,901 8,911 SH   SOLE   0 0 8,911
HONEYWELL INTL INC COM 438516106   1,104,288 5,153 SH   SOLE   0 0 5,153
HORMEL FOODS CORP COM 440452100   1,784,633 39,180 SH   SOLE   0 0 39,180
ILLINOIS TOOL WKS INC COM 452308109   2,084,861 9,464 SH   SOLE   0 0 9,464
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   205,202 8,504 SH   SOLE   0 0 8,504
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   502,825 15,847 SH   SOLE   0 0 15,847
ISHARES TR CORE DIV GRWTH 46434V621   19,521,299 390,426 SH   SOLE   0 0 390,426
ISHARES TR CORE S&P SCP ETF 464287804   9,374,527 99,055 SH   SOLE   0 0 99,055
ISHARES TR CORE S&P US VLU 464287663   1,462,224 20,703 SH   SOLE   0 0 20,703
ISHARES TR CORE US AGGBD ET 464287226   13,610,672 140,331 SH   SOLE   0 0 140,331
ISHARES TR EXPND TEC SC ETF 464287549   10,220,537 36,502 SH   SOLE   0 0 36,502
ISHARES TR GLOBAL 100 ETF 464287572   417,478 6,518 SH   SOLE   0 0 6,518
ISHARES TR IBOXX HI YD ETF 464288513   234,880 3,190 SH   SOLE   0 0 3,190
ISHARES TR NATIONAL MUN ETF 464288414   1,540,260 14,597 SH   SOLE   0 0 14,597
ISHARES TR PFD AND INCM SEC 464288687   227,876 7,464 SH   SOLE   0 0 7,464
ISHARES TR RUSSELL 2000 ETF 464287655   264,155 1,515 SH   SOLE   0 0 1,515
ISHARES TR SHRT NAT MUN ETF 464288158   541,546 5,194 SH   SOLE   0 0 5,194
JOHNSON & JOHNSON COM 478160104   430,216 2,435 SH   SOLE   0 0 2,435
JPMORGAN CHASE & CO COM 46625H100   334,311 2,493 SH   SOLE   0 0 2,493
LILLY ELI & CO COM 532457108   246,616 674 SH   SOLE   0 0 674
LINDE PLC SHS G5494J103   2,264,015 6,941 SH   SOLE   0 0 6,941
LOWES COS INC COM 548661107   2,055,061 10,315 SH   SOLE   0 0 10,315
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   625,415 38,942 SH   SOLE   0 0 38,942
MCCORMICK & CO INC COM NON VTG 579780206   1,782,882 21,509 SH   SOLE   0 0 21,509
MICROSOFT CORP COM 594918104   1,398,328 5,831 SH   SOLE   0 0 5,831
NEXTERA ENERGY INC COM 65339F101   2,046,672 24,482 SH   SOLE   0 0 24,482
NIKE INC CL B 654106103   237,427 2,029 SH   SOLE   0 0 2,029
NVIDIA CORPORATION COM 67066G104   357,175 2,444 SH   SOLE   0 0 2,444
OREILLY AUTOMOTIVE INC COM 67103H107   671,848 796 SH   SOLE   0 0 796
PEPSICO INC COM 713448108   238,374 1,319 SH   SOLE   0 0 1,319
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,912,942 29,528 SH   SOLE   0 0 29,528
PRICE T ROWE GROUP INC COM 74144T108   1,622,166 14,874 SH   SOLE   0 0 14,874
PROSHARES TR S&P 500 DV ARIST 74348A467   927,643 10,308 SH   SOLE   0 0 10,308
ROPER TECHNOLOGIES INC COM 776696106   1,958,264 4,532 SH   SOLE   0 0 4,532
S&P GLOBAL INC COM 78409V104   1,808,768 5,400 SH   SOLE   0 0 5,400
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   22,260,643 496,778 SH   SOLE   0 0 496,778
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   41,531,459 549,794 SH   SOLE   0 0 549,794
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   27,786,701 500,121 SH   SOLE   0 0 500,121
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   8,880,412 65,369 SH   SOLE   0 0 65,369
SHERWIN WILLIAMS CO COM 824348106   1,872,354 7,889 SH   SOLE   0 0 7,889
SMITH A O CORP COM 831865209   1,788,289 31,242 SH   SOLE   0 0 31,242
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,137,408 5,589 SH   SOLE   0 0 5,589
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   255,047 576 SH   SOLE   0 0 576
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   314,226 20,700 SH   SOLE   0 0 20,700
TARGET CORP COM 87612E106   1,921,841 12,895 SH   SOLE   0 0 12,895
TESLA INC COM 88160R101   242,177 1,966 SH   SOLE   0 0 1,966
T-MOBILE US INC COM 872590104   215,600 1,540 SH   SOLE   0 0 1,540
TRANSOCEAN LTD REG SHS H8817H100   51,095 11,205 SH   SOLE   0 0 11,205
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,878,383 26,147 SH   SOLE   0 0 26,147
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,509,005 4,295 SH   SOLE   0 0 4,295
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,938,205 51,981 SH   SOLE   0 0 51,981
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   637,618 4,199 SH   SOLE   0 0 4,199