The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,156 6,000 SH   SOLE   6,000 0 0
ABBOTT LABS COM 002824100 3,296 27,500 SH   SOLE   27,500 0 0
ABBVIE INC COM 00287Y109 2,789 25,769 SH   SOLE   25,769 0 0
ADOBE INC COM 00724F101 903 1,900 SH   SOLE   1,900 0 0
ADVANCED MICRO DEVICES COM 007903107 981 12,500 SH   SOLE   12,500 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 510 5,000 SH   SOLE   5,000 0 0
ALLEGION PLC ORD SHS G0176J109 1,683 13,400 SH   SOLE   13,400 0 0
ALPHABET INC. CLASS C COM 02079K107 2,108 1,019 SH   SOLE   1,019 0 0
ALTRIA GROUP INC COM 02209S103 853 16,476 SH   SOLE   16,476 0 0
AMAZON COM INC COM 023135106 1,974 638 SH   SOLE   638 0 0
AMERICAN AIRLINES COM 02376R102 574 24,000 SH   SOLE   24,000 0 0
AMERICAN EXPRESS CO COM 025816109 2,319 16,350 SH   SOLE   16,350 0 0
AMERICAN WELL CORP COM 03044L105 4,702 203,280 SH   SOLE   203,280 0 0
AMERIPRISE FINL INC COM 03076C106 558 2,401 SH   SOLE   2,401 0 0
AMGEN INC COM 031162100 2,053 8,250 SH   SOLE   8,250 0 0
APPLE INC COM 037833100 43,359 354,966 SH   SOLE   354,966 0 0
AT & T INC COM 00206R102 2,066 68,254 SH   SOLE   68,254 0 0
BANK OF AMERICA CORP COM 060505104 1,929 49,870 SH   SOLE   49,870 0 0
BAXTER INTL INC COM 071813109 660 7,800 SH   SOLE   7,800 0 0
BLACKROCK MUNI INCOME TR II COM 09249N101 364 23,800 SH   SOLE   23,800 0 0
BOEING CO COM 097023105 2,063 8,100 SH   SOLE   8,100 0 0
BP PLC SPONSORED ADR 055622104 153 6,280 SH   SOLE   6,280 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,096 33,000 SH   SOLE   33,000 0 0
BROADCOM INC COM 11135F101 927 2,000 SH   SOLE   2,000 0 0
CATERPILLAR INC COM 149123101 696 3,000 SH   SOLE   3,000 0 0
CHEVRON CORP NEW COM 166764100 694 6,620 SH   SOLE   6,620 0 0
CHUBB LIMITED COM H1467J104 474 3,000 SH   SOLE   3,000 0 0
CISCO SYS INC COM 17275R102 2,017 39,000 SH   SOLE   39,000 0 0
CITRIX SYS INC COM 177376100 547 3,900 SH   SOLE   3,900 0 0
CLOROX CO COM 189054109 964 5,000 SH   SOLE   5,000 0 0
COCA COLA CO COM 191216100 949 17,860 SH   SOLE   17,860 0 0
COLGATE PALMOLIVE CO COM 194162103 1,695 21,500 SH   SOLE   21,500 0 0
COMCAST CORP CLASS A COM 20030N101 4,170 77,070 SH   SOLE   77,070 0 0
CONSTELLATION BRANDS INC CL A 21036P108 228 1,000 SH   SOLE   1,000 0 0
CORNING INC COM 219350105 1,088 25,000 SH   SOLE   25,000 0 0
CORTEVA INC COM 22052L104 412 8,845 SH   SOLE   8,845 0 0
COSTCO WHSL CORP NEW COM 22160K105 599 1,700 SH   SOLE   1,700 0 0
CSX CORP COM 126408103 289 3,000 SH   SOLE   3,000 0 0
CVS HEALTH CORP COM 126650100 2,038 27,095 SH   SOLE   27,095 0 0
DARDEN RESTAURANTS INC COM 237194105 2,201 15,500 SH   SOLE   15,500 0 0
DOLLAR GEN CORP NEW COM 256677105 1,337 6,600 SH   SOLE   6,600 0 0
DOW INC COM 260557103 1,716 26,845 SH   SOLE   26,845 0 0
DUPONT DE NEMOURS INC COM 26614N102 396 5,127 SH   SOLE   5,127 0 0
DXC TECHNOLOGY CO COM 23355L106 344 11,000 SH   SOLE   11,000 0 0
EXXON MOBIL CORP COM 30231G102 1,284 23,000 SH   SOLE   23,000 0 0
FACEBOOK INC COM 30303M102 1,104 3,750 SH   SOLE   3,750 0 0
FLANIGANS ENTERPRISES INC COM 338517105 480 20,200 SH   SOLE   20,200 0 0
FLUOR CORP NEW COM 343412102 693 30,000 SH   SOLE   30,000 0 0
FREEPORT-MCMORAN INC COM 35671D857 461 14,000 SH   SOLE   14,000 0 0
GENERAL ELECTRIC CO COM 369604103 1,053 80,137 SH   SOLE   80,137 0 0
GENERAL MILLS INC COM 370334104 2,330 38,000 SH   SOLE   38,000 0 0
GILEAD SCIENCES INC COM 375558103 1,079 16,700 SH   SOLE   16,700 0 0
GOGO INC COM 38046C109 908 94,000 SH   SOLE   94,000 0 0
GOLDMAN SACHS GROUP COM 38141G104 196 600 SH   SOLE   600 0 0
GSX TECHEDU INC COM 36257Y109 508 15,000 SH   SOLE   15,000 0 0
HALLIBURTON CO COM 406216101 451 21,000 SH   SOLE   21,000 0 0
HOME DEPOT INC COM 437076102 3,360 11,006 SH   SOLE   11,006 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 552 2,542 SH   SOLE   2,542 0 0
II VI INC COM 902104108 342 5,000 SH   SOLE   5,000 0 0
ILLUMNIA INC COM 452327109 922 2,400 SH   SOLE   2,400 0 0
INTEL CORP COM 458140100 218 3,414 SH   SOLE   3,414 0 0
INTERNATIONAL BUSINESS MACHS CORP COM 459200101 1,435 10,770 SH   SOLE   10,770 0 0
INVESCO MORTGAGE CAPITAL INC COM 46131B100 160 40,000 SH   SOLE   40,000 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106 147 10,900 SH   SOLE   10,900 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 635 12,500 SH   SOLE   12,500 0 0
ISHARES TR SHORT TREAS BD 464288679 387 3,500 SH   SOLE   3,500 0 0
ISHARES TR SH TR CRPORT ETF 464288646 383 7,000 SH   SOLE   7,000 0 0
JOHNSON & JOHNSON COM 478160104 2,542 15,468 SH   SOLE   15,468 0 0
JP MORGAN CHASE & CO COM 46625H100 3,122 20,507 SH   SOLE   20,507 0 0
KEMPER CORP COM 488401100 870 10,910 SH   SOLE   10,910 0 0
KIMBERLY CLARK CORP COM COM 494368103 981 7,000 SH   SOLE   7,000 0 0
KINDER MORGAN INC DEL COM 49456B101 500 30,000 SH   SOLE   30,000 0 0
KROGER CO COM 501044101 1,233 34,250 SH   SOLE   34,250 0 0
LINCOLN NATL CORP IND COM 534187109 2,429 39,000 SH   SOLE   39,000 0 0
LOWES COS INC COM 548661107 2,520 13,250 SH   SOLE   13,250 0 0
LUMENTUM HLDGS INC COM 55024U109 548 6,000 SH   SOLE   6,000 0 0
MARATHON OIL CORP COM 565849106 534 50,000 SH   SOLE   50,000 0 0
MASTERCARD INC CL A 57636Q104 1,020 2,865 SH   SOLE   2,865 0 0
MCDONALDS CORP COM 580135101 1,332 5,942 SH   SOLE   5,942 0 0
MERCK & CO INC COM 58933Y105 1,157 14,948 SH   SOLE   14,948 0 0
MICRON TECHNOLOGIES COM 595112103 882 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104 5,824 24,701 SH   SOLE   24,701 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 451 7,687 SH   SOLE   7,687 0 0
MORGAN STANLEY COM 617446448 6,681 86,028 SH   SOLE   86,028 0 0
NATIONAL RETAIL PROPERTIES I COM 637417106 220 5,000 SH   SOLE   5,000 0 0
NEWMONT CORP COM 651639106 422 7,000 SH   SOLE   7,000 0 0
NEXTERA ENERGY INC COM 65339F101 302 4,000 SH   SOLE   4,000 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 252 14,878 SH   SOLE   14,878 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 193 13,000 SH   SOLE   13,000 0 0
NUVEEN MUN HIGH INCOME OPP F COM 670682103 289 20,000 SH   SOLE   20,000 0 0
NVIDIA CORP COM 67066G104 1,976 3,700 SH   SOLE   3,700 0 0
ORACLE SYSTEMS COM 68389X105 1,602 22,825 SH   SOLE   22,825 0 0
PAYPAL HLDGS INC COM 70450Y103 1,166 4,802 SH   SOLE   4,802 0 0
PEPSICO INC COM 713448108 1,941 13,721 SH   SOLE   13,721 0 0
PFIZER INC COM 717081103 1,407 38,831 SH   SOLE   38,831 0 0
PHILIP MORRIS INTERNATIONAL IN COM 718172109 395 4,393 SH   SOLE   4,393 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 366 53,850 SH   SOLE   53,850 0 0
PIMCO MUN INCOME FD II COM 72200W106 537 36,000 SH   SOLE   36,000 0 0
PIMCO MUN INCOME FD III COM 72201A103 371 30,000 SH   SOLE   30,000 0 0
PROCTER & GAMBLE CO COM 742718109 1,702 12,567 SH   SOLE   12,567 0 0
QUALCOMM INC COM 747525103 663 5,000 SH   SOLE   5,000 0 0
QUEST DIAGNOSTICS COM 74834L100 1,421 11,072 SH   SOLE   11,072 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 489 6,334 SH   SOLE   6,334 0 0
REGENERON PHARMACEUT COM 75886F107 1,703 3,600 SH   SOLE   3,600 0 0
REGIONS FINL CORP COM 7591EP100 1,653 79,500 SH   SOLE   79,500 0 0
ROCKWELL AUTOMATION INC COM 773903109 398 1,500 SH   SOLE   1,500 0 0
ROLLINS INC COM 775711104 697 20,250 SH   SOLE   20,250 0 0
SALESFORCE COM INC COM 79466L302 1,769 8,350 SH   SOLE   8,350 0 0
SANGAMO THERAPEUTICS COM 800677106 927 74,000 SH   SOLE   74,000 0 0
SCHLUMBERGER LTD COM 806857108 409 15,000 SH   SOLE   15,000 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 385 7,500 SH   SOLE   7,500 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 917 5,000 SH   SOLE   5,000 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 613 20,000 SH   SOLE   20,000 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 391 12,500 SH   SOLE   12,500 0 0
STARBUCKS CORP COM 855244109 302 2,762 SH   SOLE   2,762 0 0
SUMMIT FINL GROUP INC COM 86606G101 186 7,012 SH   SOLE   7,012 0 0
SUPER LEAGUE GAMING INC COM 86804F202 84 12,000 SH   SOLE   12,000 0 0
T-MOBILE US INC COM 872590104 1,879 15,000 SH   SOLE   15,000 0 0
TARGET CORP COM 87612E106 384 1,937 SH   SOLE   1,937 0 0
TELADOC HEALTH INC COM 87918A105 1,409 7,750 SH   SOLE   7,750 0 0
TEXAS INSTRS INC COM 882508104 189 1,000 SH   SOLE   1,000 0 0
TITAN MED INC COM NEW 88830X819 270 159,000 SH   SOLE   159,000 0 0
TOLL BROTHERS INC COM 889478103 397 7,000 SH   SOLE   7,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 476 1,043 SH   SOLE   1,043 0 0
UNITEDHEALTH GROUP COM 91324P102 1,712 4,600 SH   SOLE   4,600 0 0
US XPRESS ENTERPRISES INC COM CL A 90338N202 223 19,000 SH   SOLE   19,000 0 0
VAIL RESORTS INC COM 91879Q109 365 1,250 SH   SOLE   1,250 0 0
VERIZON COMMUNICATIONS COM 92343V104 1,855 31,898 SH   SOLE   31,898 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 430 2,000 SH   SOLE   2,000 0 0
VIACOMCBS INC CL B 92556H206 226 5,000 SH   SOLE   5,000 0 0
VISA INC-CLASS A SHRS COM 92826C839 4,203 19,850 SH   SOLE   19,850 0 0
VOYA FINL INC COM COM 929089100 955 15,000 SH   SOLE   15,000 0 0
WAL MART STORES INC COM 931142103 2,181 16,000 SH   SOLE   16,000 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,219 22,200 SH   SOLE   22,200 0 0
WALT DISNEY CO COM 254687106 3,984 21,592 SH   SOLE   21,592 0 0
WELLS FARGO CO NEW COM 949746101 195 5,000 SH   SOLE   5,000 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105 169 13,000 SH   SOLE   13,000 0 0
WESTROCK CO COM 96145D105 234 4,500 SH   SOLE   4,500 0 0
YUM BRANDS INC COM 988498101 433 4,000 SH   SOLE   4,000 0 0
YUM CHINA HLDGS INC COM 98850P109 237 4,000 SH   SOLE   4,000 0 0
ZOETIS INC COM 98978V103 376 2,390 SH   SOLE   2,390 0 0