The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
UBS GROUP AG SHS H42097107   354,825 11,483 SH   SOLE   0 0 11,483
LOGITECH INTL S A SHS H50430232   227,288 2,391 SH   SOLE   0 0 2,391
AFLAC INC COM 001055102   1,635,671 19,826 SH   SOLE   0 0 19,826
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   226,273 24,046 SH   SOLE   0 0 24,046
ABBVIE INC COM 00287Y109   3,438,085 22,185 SH   SOLE   0 0 22,185
ALASKA AIR GROUP INC COM 011659109   225,351 5,768 SH   SOLE   0 0 5,768
ALPHABET INC CAP STK CL C 02079K107   235,212 1,669 SH   SOLE   0 0 1,669
ALPHABET INC CAP STK CL A 02079K305   329,249 2,357 SH   SOLE   0 0 2,357
ALTRIA GROUP INC COM 02209S103   3,994,352 99,017 SH   SOLE   0 0 99,017
AMAZON COM INC COM 023135106   650,455 4,281 SH   SOLE   0 0 4,281
AMERICAN WTR WKS CO INC NEW COM 030420103   3,502,177 26,534 SH   SOLE   0 0 26,534
AMGEN INC COM 031162100   311,133 1,080 SH   SOLE   0 0 1,080
APPLE INC COM 037833100   3,997,738 20,764 SH   SOLE   0 0 20,764
AXON ENTERPRISE INC COM 05464C101   1,736,494 6,722 SH   SOLE   0 0 6,722
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   257,358 28,250 SH   SOLE   0 0 28,250
BANK AMERICA CORP COM 060505104   3,670,956 109,028 SH   SOLE   0 0 109,028
BELDEN INC COM 077454106   1,031,997 13,353 SH   SOLE   0 0 13,353
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,658,826 4,651 SH   SOLE   0 0 4,651
BOEING CO COM 097023105   266,191 1,021 SH   SOLE   0 0 1,021
BRASKEM S A SP ADR PFD A 105532105   332,743 1,673 SH   SOLE   0 0 1,673
BUILDERS FIRSTSOURCE INC COM 12008R107   1,618,984 9,698 SH   SOLE   0 0 9,698
CNX RES CORP COM 12653C108   1,308,680 65,434 SH   SOLE   0 0 65,434
CADENCE DESIGN SYSTEM INC COM 127387108   1,594,999 5,856 SH   SOLE   0 0 5,856
CEMEX SAB DE CV SPON ADR NEW 151290889   304,102 39,239 SH   SOLE   0 0 39,239
CHEVRON CORP NEW COM 166764100   637,482 4,274 SH   SOLE   0 0 4,274
CISCO SYS INC COM 17275R102   4,684,001 92,716 SH   SOLE   0 0 92,716
COCA COLA CO COM 191216100   4,062,826 68,943 SH   SOLE   0 0 68,943
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108   234,423 2,477 SH   SOLE   0 0 2,477
CONSTELLATION ENERGY CORP COM 21037T109   949,102 8,120 SH   SOLE   0 0 8,120
COTY INC COM CL A 222070203   894,625 72,031 SH   SOLE   0 0 72,031
CURTISS WRIGHT CORP COM 231561101   1,316,850 5,911 SH   SOLE   0 0 5,911
DOW INC COM 260557103   323,622 5,901 SH   SOLE   0 0 5,901
EMBRAER S.A. SPONSORED ADS 29082A107   221,861 12,025 SH   SOLE   0 0 12,025
ESAB CORPORATION COM 29605J106   1,800,266 20,774 SH   SOLE   0 0 20,774
EXXON MOBIL CORP COM 30231G102   6,443,401 64,447 SH   SOLE   0 0 64,447
F N B CORP COM 302520101   142,106 10,320 SH   SOLE   0 0 10,320
META PLATFORMS INC CL A 30303M102   1,434,600 4,053 SH   SOLE   0 0 4,053
FAIR ISAAC CORP COM 303250104   2,198,815 1,889 SH   SOLE   0 0 1,889
FIFTH THIRD BANCORP COM 316773100   206,630 5,991 SH   SOLE   0 0 5,991
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   6,174,133 103,489 SH   SOLE   0 0 103,489
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   250,269 1,920 SH   SOLE   0 0 1,920
ING GROEP N.V. SPONSORED ADR 456837103   195,786 13,035 SH   SOLE   0 0 13,035
INTEL CORP COM 458140100   472,398 9,401 SH   SOLE   0 0 9,401
INTERNATIONAL BUSINESS MACHS COM 459200101   5,074,975 31,030 SH   SOLE   0 0 31,030
INVESCO QQQ TR UNIT SER 1 46090E103   362,797 886 SH   SOLE   0 0 886
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   9,012,558 212,510 SH   SOLE   0 0 212,510
ISHARES TR TIPS BD ETF 464287176   8,097,403 75,332 SH   SOLE   0 0 75,332
ISHARES TR RUS 2000 GRW ETF 464287648   296,241 1,175 SH   SOLE   0 0 1,175
JPMORGAN CHASE & CO COM 46625H100   590,797 3,473 SH   SOLE   0 0 3,473
KBR INC COM 48242W106   1,206,283 21,770 SH   SOLE   0 0 21,770
KINDER MORGAN INC DEL COM 49456B101   2,566,377 145,486 SH   SOLE   0 0 145,486
KINSALE CAP GROUP INC COM 49714P108   1,929,280 5,761 SH   SOLE   0 0 5,761
LATTICE SEMICONDUCTOR CORP COM 518415104   927,157 13,439 SH   SOLE   0 0 13,439
ELI LILLY & CO COM 532457108   2,289,310 3,927 SH   SOLE   0 0 3,927
LOCKHEED MARTIN CORP COM 539830109   2,449,009 5,403 SH   SOLE   0 0 5,403
MCKESSON CORP COM 58155Q103   2,554,902 5,514 SH   SOLE   0 0 5,514
MICROSOFT CORP COM 594918104   5,744,607 15,277 SH   SOLE   0 0 15,277
MOLSON COORS BEVERAGE CO CL B 60871R209   2,485,677 40,609 SH   SOLE   0 0 40,609
NOVO-NORDISK A S ADR 670100205   527,285 5,097 SH   SOLE   0 0 5,097
NUCOR CORP COM 670346105   385,151 2,213 SH   SOLE   0 0 2,213
NVIDIA CORPORATION COM 67066G104   1,477,372 2,983 SH   SOLE   0 0 2,983
POSCO HOLDINGS INC SPONSORED ADR 693483109   289,800 3,047 SH   SOLE   0 0 3,047
PERFORMANCE FOOD GROUP CO COM 71377A103   1,376,777 19,910 SH   SOLE   0 0 19,910
PFIZER INC COM 717081103   2,683,088 93,195 SH   SOLE   0 0 93,195
PHILIP MORRIS INTL INC COM 718172109   2,427,506 25,803 SH   SOLE   0 0 25,803
PROCTER AND GAMBLE CO COM 742718109   3,950,695 26,960 SH   SOLE   0 0 26,960
QUALYS INC COM 74758T303   232,199 1,183 SH   SOLE   0 0 1,183
RELX PLC SPONSORED ADR 759530108   269,529 6,796 SH   SOLE   0 0 6,796
RIO TINTO PLC SPONSORED ADR 767204100   4,325,568 58,093 SH   SOLE   0 0 58,093
ROYAL BK CDA COM 780087102   3,247,992 32,117 SH   SOLE   0 0 32,117
SPDR S&P 500 ETF TR TR UNIT 78462F103   29,657,467 62,396 SH   SOLE   0 0 62,396
SPDR SER TR ICE PFD SEC ETF 78464A292   3,971,253 118,474 SH   SOLE   0 0 118,474
SPDR SER TR PORTFOLIO INTRMD 78464A375   8,042,791 244,983 SH   SOLE   0 0 244,983
SPDR SER TR PRTFLO S&P500 VL 78464A508   7,520,874 161,288 SH   SOLE   0 0 161,288
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   7,084,085 168,950 SH   SOLE   0 0 168,950
SPDR SER TR BLOOMBERG HIGH Y 78468R622   8,096,947 85,474 SH   SOLE   0 0 85,474
SAP SE SPON ADR 803054204   202,822 1,312 SH   SOLE   0 0 1,312
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   19,981,616 358,930 SH   SOLE   0 0 358,930
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   5,447,861 156,278 SH   SOLE   0 0 156,278
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   9,191,230 272,494 SH   SOLE   0 0 272,494
SOUTHERN CO COM 842587107   4,401,255 62,767 SH   SOLE   0 0 62,767
STEEL DYNAMICS INC COM 858119100   1,401,102 11,864 SH   SOLE   0 0 11,864
SUPER MICRO COMPUTER INC COM 86800U104   1,450,579 5,103 SH   SOLE   0 0 5,103
TARGET CORP COM 87612E106   3,031,965 21,289 SH   SOLE   0 0 21,289
TEREX CORP NEW COM 880779103   1,755,653 30,554 SH   SOLE   0 0 30,554
TESLA INC COM 88160R101   272,334 1,096 SH   SOLE   0 0 1,096
3M CO COM 88579Y101   4,693,780 42,936 SH   SOLE   0 0 42,936
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204   263,347 5,318 SH   SOLE   0 0 5,318
UNITEDHEALTH GROUP INC COM 91324P102   359,778 683 SH   SOLE   0 0 683
UNUM GROUP COM 91529Y106   2,039,819 45,109 SH   SOLE   0 0 45,109
VANECK ETF TRUST BDC INCOME ETF 92189F411   3,286,242 204,878 SH   SOLE   0 0 204,878
VANGUARD WORLD FDS ENERGY ETF 92204A306   4,206,451 35,867 SH   SOLE   0 0 35,867
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,588,066 18,881 SH   SOLE   0 0 18,881
VERIZON COMMUNICATIONS INC COM 92343V104   468,503 12,427 SH   SOLE   0 0 12,427
VIPSHOP HLDGS LTD SPONSORED ADS A 92763W103   209,017 11,769 SH   SOLE   0 0 11,769
WALGREENS BOOTS ALLIANCE INC COM 931427108   293,214 11,230 SH   SOLE   0 0 11,230
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   333,469 19,399 SH   SOLE   0 0 19,399