The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 291,245 2,746 SH   SOLE   2,746 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 885,184 7,788 SH   SOLE   7,788 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,363,272 7,486 SH   SOLE   7,486 0 0
ABRDN JAPAN EQUITY FUND INC COM 00306J109 BBG001S73FJ4 513,806 82,473 SH   SOLE   82,473 0 0
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 BBG001SS0YX4 200,600 24,198 SH   SOLE   24,198 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 243,736 483 SH   SOLE   483 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 1,769,212 9,802 SH   SOLE   9,802 0 0
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 272,554 1,125 SH   SOLE   1,125 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,764,070 11,688 SH   SOLE   11,688 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,628,013 10,692 SH   SOLE   10,692 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 415,366 9,522 SH   SOLE   9,522 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,152,901 11,935 SH   SOLE   11,935 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 419,251 1,475 SH   SOLE   1,475 0 0
APPLE INC COM 037833100 BBG001S5N8V8 3,924,791 22,888 SH   SOLE   22,888 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 1,793,582 8,697 SH   SOLE   8,697 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 368,107 20,915 SH   SOLE   20,915 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 242,747 972 SH   SOLE   972 0 0
AUTOZONE INC COM 053332102 BBG001S6Q5D9 364,016 116 SH   SOLE   116 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 52,649 20,172 SH   SOLE   20,172 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 354,353 9,345 SH   SOLE   9,345 0 0
BHP GROUP LTD SPONSORED ADS 088606108 BBG001S5P5K4 276,713 4,797 SH   SOLE   4,797 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 BBG001SSV2L3 163,196 29,511 SH   SOLE   29,511 0 0
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 BBG00ZSNML46 120,391 14,790 SH   SOLE   14,790 0 0
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 BBG003BPM0W5 476,103 22,607 SH   SOLE   22,607 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100 BBG001S6Y4Q9 146,304 11,943 SH   SOLE   11,943 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 318,275 8,447 SH   SOLE   8,447 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 290,652 5,360 SH   SOLE   5,360 0 0
CAMPBELL SOUP CO COM 134429109 BBG001S5Q2B0 387,782 8,724 SH   SOLE   8,724 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108 BBG001S7F4Z8 276,367 3,134 SH   SOLE   3,134 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 257,757 703 SH   SOLE   703 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 668,097 4,235 SH   SOLE   4,235 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG001SP50B3 258,703 89 SH   SOLE   89 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 353,061 7,074 SH   SOLE   7,074 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 255,679 4,043 SH   SOLE   4,043 0 0
CLOROX CO DEL COM 189054109 BBG001S5PX50 210,832 1,377 SH   SOLE   1,377 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,120,041 18,307 SH   SOLE   18,307 0 0
COGNEX CORP COM 192422103 BBG001S5TC16 212,100 5,000 SH   SOLE   5,000 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 238,877 5,510 SH   SOLE   5,510 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 595,582 4,679 SH   SOLE   4,679 0 0
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 425,586 2,302 SH   SOLE   2,302 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 287,129 392 SH   SOLE   392 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 473,199 12,765 SH   SOLE   12,765 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 238,124 954 SH   SOLE   954 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 1,091,533 8,921 SH   SOLE   8,921 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,001,272 20,694 SH   SOLE   20,694 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 BBG001SV50F6 229,901 27,533 SH   SOLE   27,533 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108 BBG001SPXHX1 202,319 24,794 SH   SOLE   24,794 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 977,896 1,257 SH   SOLE   1,257 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 283,096 2,496 SH   SOLE   2,496 0 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 266,755 7,373 SH   SOLE   7,373 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 BBG001S723L9 212,933 3,374 SH   SOLE   3,374 0 0
EXELON CORP COM 30161N101 BBG001SBJMT2 245,896 6,545 SH   SOLE   6,545 0 0
EXPEDITORS INTL WASH INC COM 302130109 BBG001S5QZZ1 213,720 1,758 SH   SOLE   1,758 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,025,806 8,825 SH   SOLE   8,825 0 0
FEDEX CORP COM 31428X106 BBG001S5R3M5 227,908 787 SH   SOLE   787 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 155,327 11,696 SH   SOLE   11,696 0 0
FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 425,437 9,048 SH   SOLE   9,048 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 428,345 1,713 SH   SOLE   1,713 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 416,548 2,373 SH   SOLE   2,373 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 210,190 3,004 SH   SOLE   3,004 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 1,509,146 14,958 SH   SOLE   14,958 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 201,353 1,940 SH   SOLE   1,940 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 218,907 524 SH   SOLE   524 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 2,756,550 7,186 SH   SOLE   7,186 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,677,758 8,174 SH   SOLE   8,174 0 0
INTEL CORP COM 458140100 BBG001S5SF65 510,342 11,554 SH   SOLE   11,554 0 0
INTUIT COM 461202103 BBG001S6TWR2 232,721 358 SH   SOLE   358 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 252,225 632 SH   SOLE   632 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 342,776 772 SH   SOLE   772 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 BBG001S746Q5 128,812 13,307 SH   SOLE   13,307 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 1,620,829 16,094 SH   SOLE   16,094 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 1,444,908 14,532 SH   SOLE   14,532 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 262,425 2,266 SH   SOLE   2,266 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 348,951 5,745 SH   SOLE   5,745 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 4,412,358 8,393 SH   SOLE   8,393 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 304,997 6,690 SH   SOLE   6,690 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 756,031 7,719 SH   SOLE   7,719 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 465,667 9,081 SH   SOLE   9,081 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 460,899 4,987 SH   SOLE   4,987 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 221,612 2,775 SH   SOLE   2,775 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 272,220 3,257 SH   SOLE   3,257 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 264,912 1,414 SH   SOLE   1,414 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 236,182 2,195 SH   SOLE   2,195 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 376,647 1,791 SH   SOLE   1,791 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 301,715 2,809 SH   SOLE   2,809 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104 BBG001S6JF54 119,700 15,000 SH   SOLE   15,000 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 819,706 5,182 SH   SOLE   5,182 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 665,139 3,321 SH   SOLE   3,321 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 210,330 987 SH   SOLE   987 0 0
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 246,779 254 SH   SOLE   254 0 0
LAMB WESTON HLDGS INC COM 513272104 BBG003CVMLR1 213,927 2,008 SH   SOLE   2,008 0 0
LENNAR CORP CL A 526057104 BBG001S5SRK3 435,625 2,533 SH   SOLE   2,533 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 213,973 840 SH   SOLE   840 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 265,196 1,316 SH   SOLE   1,316 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 1,404,144 4,980 SH   SOLE   4,980 0 0
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 206,150 384 SH   SOLE   384 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 939,997 7,124 SH   SOLE   7,124 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 646,846 1,332 SH   SOLE   1,332 0 0
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 699,325 5,932 SH   SOLE   5,932 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,783,540 13,747 SH   SOLE   13,747 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 BBG001SFZ3S8 454,928 44,470 SH   SOLE   44,470 0 0
NEWMONT CORP COM 651639106 BBG001S5TKX3 233,740 6,522 SH   SOLE   6,522 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 793,728 12,419 SH   SOLE   12,419 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 BBG001S6HZT6 96,300 15,000 SH   SOLE   15,000 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 654,506 2,568 SH   SOLE   2,568 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 560,057 2,830 SH   SOLE   2,830 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 332,753 30,059 SH   SOLE   30,059 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 7,913,179 8,758 SH   SOLE   8,758 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 204,367 1,627 SH   SOLE   1,627 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 401,482 3,269 SH   SOLE   3,269 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 352,300 5,259 SH   SOLE   5,259 0 0
PEPSICO INC COM 713448108 BBG001S695T1 734,867 4,199 SH   SOLE   4,199 0 0
PFIZER INC COM 717081103 BBG001S5V466 421,467 15,188 SH   SOLE   15,188 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 208,710 2,278 SH   SOLE   2,278 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 467,969 2,865 SH   SOLE   2,865 0 0
PPG INDS INC COM 693506107 BBG001S5VC13 709,865 4,899 SH   SOLE   4,899 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,669,228 10,288 SH   SOLE   10,288 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 233,208 804 SH   SOLE   804 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 BBG001S7C0P0 126,268 12,428 SH   SOLE   12,428 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 207,731 1,227 SH   SOLE   1,227 0 0
REPUBLIC SVCS INC COM 760759100 BBG001S9DL33 439,355 2,295 SH   SOLE   2,295 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 858,071 8,798 SH   SOLE   8,798 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 250,634 9,926 SH   SOLE   9,926 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 841,553 21,567 SH   SOLE   21,567 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 1,269,955 25,891 SH   SOLE   25,891 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 5,139,445 106,605 SH   SOLE   106,605 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 4,403,654 72,132 SH   SOLE   72,132 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 360,785 4,475 SH   SOLE   4,475 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,430,049 23,043 SH   SOLE   23,043 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 365,839 3,875 SH   SOLE   3,875 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,352,163 32,103 SH   SOLE   32,103 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 1,454,979 11,551 SH   SOLE   11,551 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 290,585 1,967 SH   SOLE   1,967 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 289,910 4,416 SH   SOLE   4,416 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 3,459,754 16,612 SH   SOLE   16,612 0 0
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 249,416 3,720 SH   SOLE   3,720 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 BBG001S70ZY6 42,959 11,072 SH   SOLE   11,072 0 0
SONY GROUP CORP SPONSORED ADR 835699307 BBG001S5W6H8 2,053,902 23,955 SH   SOLE   23,955 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 636,156 8,868 SH   SOLE   8,868 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 397,760 1,000 SH   SOLE   1,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 272,990 1,327 SH   SOLE   1,327 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 11,538,528 22,059 SH   SOLE   22,059 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 458,052 7,140 SH   SOLE   7,140 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 497,887 17,216 SH   SOLE   17,216 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 BBG001SB12P9 388,255 2,506 SH   SOLE   2,506 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 209,363 2,579 SH   SOLE   2,579 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 258,600 712 SH   SOLE   712 0 0
TOYOTA MOTOR CORP ADS 892331307 BBG001SDB327 382,554 1,520 SH   SOLE   1,520 0 0
TRI CONTL CORP COM 895436103 BBG001S5WZ75 470,242 15,268 SH   SOLE   15,268 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 402,800 10,334 SH   SOLE   10,334 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 533,422 2,169 SH   SOLE   2,169 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 450,221 3,029 SH   SOLE   3,029 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 582,313 1,177 SH   SOLE   1,177 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 BBG001SR42Z0 239,616 7,578 SH   SOLE   7,578 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 362,749 4,811 SH   SOLE   4,811 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 2,495,502 32,549 SH   SOLE   32,549 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 556,055 7,656 SH   SOLE   7,656 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 624,722 3,564 SH   SOLE   3,564 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 283,340 589 SH   SOLE   589 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,518,914 13,539 SH   SOLE   13,539 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 932,573 8,440 SH   SOLE   8,440 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 1,352,652 28,245 SH   SOLE   28,245 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 216,416 4,277 SH   SOLE   4,277 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 2,600,970 44,790 SH   SOLE   44,790 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,011,470 5,539 SH   SOLE   5,539 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 1,266,134 20,997 SH   SOLE   20,997 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 268,381 6,396 SH   SOLE   6,396 0 0
WALMART INC COM 931142103 BBG001S5XH92 2,558,654 42,524 SH   SOLE   42,524 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 717,037 3,364 SH   SOLE   3,364 0 0
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 275,543 3,355 SH   SOLE   3,355 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 363,061 6,264 SH   SOLE   6,264 0 0