The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 392,000 3,272 SH   SOLE   3,272 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,044,000 9,505 SH   SOLE   9,505 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,252,000 7,744 SH   SOLE   7,744 0 0
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 BBG001SS0YX4 111,000 14,184 SH   SOLE   14,184 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 331,000 983 SH   SOLE   983 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 977,000 15,089 SH   SOLE   15,089 0 0
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 347,000 1,125 SH   SOLE   1,125 0 0
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 483,000 2,226 SH   SOLE   2,226 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 BBG006G2JWB1 328,000 3,725 SH   SOLE   3,725 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,563,000 17,717 SH   SOLE   17,717 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,229,000 13,847 SH   SOLE   13,847 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 451,000 9,861 SH   SOLE   9,861 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,540,000 18,335 SH   SOLE   18,335 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 414,000 1,578 SH   SOLE   1,578 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,008,000 30,845 SH   SOLE   30,845 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 1,002,000 10,291 SH   SOLE   10,291 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 364,000 19,774 SH   SOLE   19,774 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 264,000 1,104 SH   SOLE   1,104 0 0
AUTOZONE INC COM 053332102 BBG001S6Q5D9 287,000 116 SH   SOLE   116 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 59,000 16,531 SH   SOLE   16,531 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 450,000 13,589 SH   SOLE   13,589 0 0
BHP GROUP LTD SPONSORED ADS 088606108 BBG001S5P5K4 309,000 4,975 SH   SOLE   4,975 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 BBG001SSV2L3 165,000 32,893 SH   SOLE   32,893 0 0
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 BBG00ZSNML46 94,000 13,790 SH   SOLE   13,790 0 0
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 BBG003BPM0W5 507,000 23,807 SH   SOLE   23,807 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100 BBG001S6Y4Q9 144,000 12,405 SH   SOLE   12,405 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 BBG001T9DW47 174,000 10,350 SH   SOLE   10,350 0 0
BOEING CO COM 097023105 BBG001S5P0V3 468,000 2,457 SH   SOLE   2,457 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 284,000 8,138 SH   SOLE   8,138 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 499,000 6,936 SH   SOLE   6,936 0 0
CAMPBELL SOUP CO COM 134429109 BBG001S5Q2B0 572,000 10,073 SH   SOLE   10,073 0 0
CANADIAN PAC RY LTD COM 13645T100 BBG001S7F4Z8 236,000 3,163 SH   SOLE   3,163 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,039,000 5,786 SH   SOLE   5,786 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG001SP50B3 622,000 448 SH   SOLE   448 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 435,000 9,129 SH   SOLE   9,129 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 297,000 6,570 SH   SOLE   6,570 0 0
CLOROX CO DEL COM 189054109 BBG001S5PX50 214,000 1,527 SH   SOLE   1,527 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,290,000 20,283 SH   SOLE   20,283 0 0
COGNEX CORP COM 192422103 BBG001S5TC16 236,000 5,000 SH   SOLE   5,000 0 0
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 249,000 6,441 SH   SOLE   6,441 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 675,000 5,719 SH   SOLE   5,719 0 0
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 230,000 990 SH   SOLE   990 0 0
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 212,000 2,463 SH   SOLE   2,463 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 590,000 1,292 SH   SOLE   1,292 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 488,000 15,762 SH   SOLE   15,762 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 430,000 4,614 SH   SOLE   4,614 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 373,000 1,406 SH   SOLE   1,406 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 932,000 10,722 SH   SOLE   10,722 0 0
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 312,000 1,266 SH   SOLE   1,266 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 258,000 4,205 SH   SOLE   4,205 0 0
DRIVE SHACK INC COM 262077100 BBG001S9V4B2 14,000 81,304 SH   SOLE   81,304 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,068,000 20,079 SH   SOLE   20,079 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 BBG001SV50F6 207,000 27,629 SH   SOLE   27,629 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 298,000 3,106 SH   SOLE   3,106 0 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 272,000 6,949 SH   SOLE   6,949 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 379,000 2,927 SH   SOLE   2,927 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 BBG001S723L9 299,000 5,073 SH   SOLE   5,073 0 0
EXELON CORP COM 30161N101 BBG001SBJMT2 304,000 7,025 SH   SOLE   7,025 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,086,000 9,847 SH   SOLE   9,847 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 207,000 17,780 SH   SOLE   17,780 0 0
FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 262,000 6,907 SH   SOLE   6,907 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 344,000 1,823 SH   SOLE   1,823 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 212,000 2,530 SH   SOLE   2,530 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 416,000 4,958 SH   SOLE   4,958 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 298,000 3,466 SH   SOLE   3,466 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 1,336,000 13,395 SH   SOLE   13,395 0 0
HESS CORP COM 42809H107 BBG001S5NHS2 207,000 1,461 SH   SOLE   1,461 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 2,525,000 7,994 SH   SOLE   7,994 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,809,000 8,442 SH   SOLE   8,442 0 0
IMPERIAL PETE INC COMMON SHARES Y3894J104 BBG013J8Q7W5 7,000 30,000 SH   SOLE   30,000 0 0
INTEL CORP COM 458140100 BBG001S5SF65 417,000 15,765 SH   SOLE   15,765 0 0
INTUIT COM 461202103 BBG001S6TWR2 288,000 739 SH   SOLE   739 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 BBG001T06LJ2 492,000 21,440 SH   SOLE   21,440 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 244,000 916 SH   SOLE   916 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 BBG001S746Q5 131,000 13,912 SH   SOLE   13,912 0 0
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 608,000 11,453 SH   SOLE   11,453 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 948,000 9,774 SH   SOLE   9,774 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 625,000 15,287 SH   SOLE   15,287 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 435,000 4,022 SH   SOLE   4,022 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 286,000 2,486 SH   SOLE   2,486 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 253,000 2,671 SH   SOLE   2,671 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 3,258,000 8,481 SH   SOLE   8,481 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 2,557,000 56,914 SH   SOLE   56,914 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 473,000 4,879 SH   SOLE   4,879 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 760,000 9,077 SH   SOLE   9,077 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 972,000 21,175 SH   SOLE   21,175 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,079,000 12,729 SH   SOLE   12,729 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 961,000 19,295 SH   SOLE   19,295 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 437,000 4,710 SH   SOLE   4,710 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 237,000 3,617 SH   SOLE   3,617 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 580,000 8,044 SH   SOLE   8,044 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 409,000 2,805 SH   SOLE   2,805 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 616,000 5,835 SH   SOLE   5,835 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 491,000 2,814 SH   SOLE   2,814 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 421,000 3,957 SH   SOLE   3,957 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 313,000 4,200 SH   SOLE   4,200 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 939,000 41,327 SH   SOLE   41,327 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,374,000 7,778 SH   SOLE   7,778 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,024,000 7,639 SH   SOLE   7,639 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 485,000 1,326 SH   SOLE   1,326 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 211,000 434 SH   SOLE   434 0 0
M & T BK CORP COM 55261F104 BBG001S7S2B4 216,000 1,489 SH   SOLE   1,489 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 388,000 3,332 SH   SOLE   3,332 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 212,000 611 SH   SOLE   611 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 1,545,000 5,862 SH   SOLE   5,862 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 245,000 3,148 SH   SOLE   3,148 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 832,000 7,497 SH   SOLE   7,497 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 307,000 2,547 SH   SOLE   2,547 0 0
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 303,000 6,056 SH   SOLE   6,056 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,046,000 16,869 SH   SOLE   16,869 0 0
NEUBERGER BERMAN MLP & ENERG COM 64129H104 BBG003NBK4J2 85,000 12,700 SH   SOLE   12,700 0 0
NEWMONT CORP COM 651639106 BBG001S5TKX3 326,000 6,902 SH   SOLE   6,902 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,335,000 15,970 SH   SOLE   15,970 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 646,000 2,621 SH   SOLE   2,621 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 410,000 36,021 SH   SOLE   36,021 0 0
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 BBG001S70MD8 147,000 10,559 SH   SOLE   10,559 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,530,000 10,472 SH   SOLE   10,472 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 310,000 1,065 SH   SOLE   1,065 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 451,000 3,902 SH   SOLE   3,902 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 448,000 6,290 SH   SOLE   6,290 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,088,000 6,022 SH   SOLE   6,022 0 0
PFIZER INC COM 717081103 BBG001S5V466 739,000 14,418 SH   SOLE   14,418 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 369,000 3,647 SH   SOLE   3,647 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 488,000 4,690 SH   SOLE   4,690 0 0
PPG INDS INC COM 693506107 BBG001S5VC13 512,000 4,074 SH   SOLE   4,074 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,620,000 10,689 SH   SOLE   10,689 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 226,000 2,516 SH   SOLE   2,516 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 346,000 1,234 SH   SOLE   1,234 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 BBG001S7C0P0 157,000 14,428 SH   SOLE   14,428 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 519,000 5,138 SH   SOLE   5,138 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 239,000 3,764 SH   SOLE   3,764 0 0
REPUBLIC SVCS INC COM 760759100 BBG001S9DL33 323,000 2,504 SH   SOLE   2,504 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 546,000 23,075 SH   SOLE   23,075 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,371,000 42,561 SH   SOLE   42,561 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 1,263,000 25,656 SH   SOLE   25,656 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 9,036,000 187,310 SH   SOLE   187,310 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 304,000 6,664 SH   SOLE   6,664 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 7,206,000 160,803 SH   SOLE   160,803 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 487,000 6,446 SH   SOLE   6,446 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 3,588,000 79,459 SH   SOLE   79,459 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 337,000 6,506 SH   SOLE   6,506 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 522,000 5,971 SH   SOLE   5,971 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,236,000 36,135 SH   SOLE   36,135 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 300,000 2,207 SH   SOLE   2,207 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 1,203,000 12,251 SH   SOLE   12,251 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 437,000 6,205 SH   SOLE   6,205 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 2,312,000 18,576 SH   SOLE   18,576 0 0
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 390,000 6,856 SH   SOLE   6,856 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 BBG001S70ZY6 104,000 17,758 SH   SOLE   17,758 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 738,000 10,329 SH   SOLE   10,329 0 0
SOUTHWEST AIRLS CO COM 844741108 BBG001S5SXC9 387,000 11,497 SH   SOLE   11,497 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 334,000 1,009 SH   SOLE   1,009 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 238,000 1,403 SH   SOLE   1,403 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 10,120,000 26,461 SH   SOLE   26,461 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 747,000 24,566 SH   SOLE   24,566 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 363,000 7,735 SH   SOLE   7,735 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 323,000 6,830 SH   SOLE   6,830 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 973,000 33,665 SH   SOLE   33,665 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 BBG001SB12P9 339,000 2,496 SH   SOLE   2,496 0 0
SPLUNK INC COM 848637104 BBG001TWMNG3 419,000 4,866 SH   SOLE   4,866 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 429,000 4,328 SH   SOLE   4,328 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 202,000 2,647 SH   SOLE   2,647 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 212,000 1,511 SH   SOLE   1,511 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 208,000 3,212 SH   SOLE   3,212 0 0
TRI CONTL CORP COM 895436103 BBG001S5WZ75 833,000 32,511 SH   SOLE   32,511 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 533,000 12,380 SH   SOLE   12,380 0 0
ULTA BEAUTY INC COM 90384S303 BBG00FWQ4W44 258,000 550 SH   SOLE   550 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 482,000 2,330 SH   SOLE   2,330 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 569,000 3,276 SH   SOLE   3,276 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 783,000 1,476 SH   SOLE   1,476 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 BBG001SR42Z0 223,000 7,785 SH   SOLE   7,785 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 373,000 5,025 SH   SOLE   5,025 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 601,000 8,365 SH   SOLE   8,365 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 208,000 1,563 SH   SOLE   1,563 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 225,000 1,666 SH   SOLE   1,666 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,283,000 11,941 SH   SOLE   11,941 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,149,000 13,334 SH   SOLE   13,334 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 3,301,000 70,674 SH   SOLE   70,674 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 474,000 9,582 SH   SOLE   9,582 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,235,000 27,140 SH   SOLE   27,140 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 1,998,000 34,551 SH   SOLE   34,551 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,239,000 8,158 SH   SOLE   8,158 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 1,146,000 22,159 SH   SOLE   22,159 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 497,000 12,623 SH   SOLE   12,623 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 247,000 1,189 SH   SOLE   1,189 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 BBG001S5XBY7 223,000 5,975 SH   SOLE   5,975 0 0
WALMART INC COM 931142103 BBG001S5XH92 2,103,000 14,834 SH   SOLE   14,834 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 551,000 3,515 SH   SOLE   3,515 0 0
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 321,000 3,426 SH   SOLE   3,426 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 284,000 6,873 SH   SOLE   6,873 0 0