The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 362 3,272 SH   SOLE   3,272 0 0
ABBOTT LABS COM 002824100 926 9,572 SH   SOLE   9,572 0 0
ABBVIE INC COM 00287Y109 1,039 7,743 SH   SOLE   7,743 0 0
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 101 14,161 SH   SOLE   14,161 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 236 856 SH   SOLE   856 0 0
ADVANCED MICRO DEVICES INC COM 007903107 939 14,823 SH   SOLE   14,823 0 0
AIR PRODS & CHEMS INC COM 009158106 262 1,125 SH   SOLE   1,125 0 0
ALBEMARLE CORP COM 012653101 631 2,387 SH   SOLE   2,387 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 304 3,806 SH   SOLE   3,806 0 0
ALPHABET INC CAP STK CL A 02079K305 1,711 17,890 SH   SOLE   17,890 0 0
ALPHABET INC CAP STK CL C 02079K107 1,377 14,324 SH   SOLE   14,324 0 0
ALTRIA GROUP INC COM 02209S103 387 9,575 SH   SOLE   9,575 0 0
AMAZON COM INC COM 023135106 1,942 17,189 SH   SOLE   17,189 0 0
AMGEN INC COM 031162100 356 1,578 SH   SOLE   1,578 0 0
APPLE INC COM 037833100 4,143 29,977 SH   SOLE   29,977 0 0
APPLIED MATLS INC COM 038222105 820 10,005 SH   SOLE   10,005 0 0
AT&T INC COM 00206R102 290 18,887 SH   SOLE   18,887 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 252 1,113 SH   SOLE   1,113 0 0
AUTOZONE INC COM 053332102 251 117 SH   SOLE   117 0 0
B2GOLD CORP COM 11777Q209 52 16,029 SH   SOLE   16,029 0 0
BHP GROUP LTD SPONSORED ADS 088606108 249 4,975 SH   SOLE   4,975 0 0
BK OF AMERICA CORP COM 060505104 396 13,129 SH   SOLE   13,129 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 147 32,926 SH   SOLE   32,926 0 0
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 505 24,607 SH   SOLE   24,607 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100 138 12,505 SH   SOLE   12,505 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 200 12,150 SH   SOLE   12,150 0 0
BOEING CO COM 097023105 300 2,480 SH   SOLE   2,480 0 0
BP PLC SPONSORED ADR 055622104 232 8,138 SH   SOLE   8,138 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 494 6,951 SH   SOLE   6,951 0 0
CAMPBELL SOUP CO COM 134429109 479 10,160 SH   SOLE   10,160 0 0
CANADIAN PAC RY LTD COM 13645T100 211 3,163 SH   SOLE   3,163 0 0
CHEVRON CORP NEW COM 166764100 774 5,390 SH   SOLE   5,390 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 687 457 SH   SOLE   457 0 0
CISCO SYS INC COM 17275R102 358 8,958 SH   SOLE   8,958 0 0
CITIGROUP INC COM NEW 172967424 280 6,715 SH   SOLE   6,715 0 0
COCA COLA CO COM 191216100 1,146 20,449 SH   SOLE   20,449 0 0
COGNEX CORP COM 192422103 207 5,000 SH   SOLE   5,000 0 0
CONAGRA BRANDS INC COM 205887102 210 6,441 SH   SOLE   6,441 0 0
CONOCOPHILLIPS COM 20825C104 585 5,719 SH   SOLE   5,719 0 0
CONSTELLATION BRANDS INC CL A 21036P108 237 1,031 SH   SOLE   1,031 0 0
CONSTELLATION ENERGY CORP COM 21037T109 206 2,473 SH   SOLE   2,473 0 0
COSTCO WHSL CORP NEW COM 22160K105 534 1,129 SH   SOLE   1,129 0 0
CSX CORP COM 126408103 420 15,762 SH   SOLE   15,762 0 0
CVS HEALTH CORP COM 126650100 433 4,545 SH   SOLE   4,545 0 0
DANAHER CORPORATION COM 235851102 371 1,436 SH   SOLE   1,436 0 0
DISNEY WALT CO COM 254687106 996 10,557 SH   SOLE   10,557 0 0
DOLLAR GEN CORP NEW COM 256677105 304 1,269 SH   SOLE   1,269 0 0
DOMINION ENERGY INC COM 25746U109 278 4,025 SH   SOLE   4,025 0 0
DRIVE SHACK INC COM 262077100 39 63,682 SH   SOLE   63,682 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,844 19,829 SH   SOLE   19,829 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 263 31,776 SH   SOLE   31,776 0 0
ENBRIDGE INC COM 29250N105 252 6,799 SH   SOLE   6,799 0 0
EOG RES INC COM 26875P101 292 2,614 SH   SOLE   2,614 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 312 4,646 SH   SOLE   4,646 0 0
EXELON CORP COM 30161N101 264 7,039 SH   SOLE   7,039 0 0
EXXON MOBIL CORP COM 30231G102 860 9,847 SH   SOLE   9,847 0 0
FORD MTR CO DEL COM 345370860 202 18,023 SH   SOLE   18,023 0 0
GALLAGHER ARTHUR J & CO COM 363576109 313 1,826 SH   SOLE   1,826 0 0
GENERAL MLS INC COM 370334104 361 4,708 SH   SOLE   4,708 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 1,391 13,930 SH   SOLE   13,930 0 0
HOME DEPOT INC COM 437076102 2,185 7,919 SH   SOLE   7,919 0 0
HONEYWELL INTL INC COM 438516106 1,410 8,442 SH   SOLE   8,442 0 0
IMPERIAL PETE INC COMMON SHARES Y3894J104 10 30,000 SH   SOLE   30,000 0 0
INTEL CORP COM 458140100 427 16,574 SH   SOLE   16,574 0 0
INTUIT COM 461202103 303 782 SH   SOLE   782 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 330 14,940 SH   SOLE   14,940 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 245 916 SH   SOLE   916 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 127 13,912 SH   SOLE   13,912 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 204 7,381 SH   SOLE   7,381 0 0
ISHARES INC MSCI EMERG MRKT 464286533 310 6,109 SH   SOLE   6,109 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 581 6,050 SH   SOLE   6,050 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 468 11,709 SH   SOLE   11,709 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 338 3,104 SH   SOLE   3,104 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 284 2,486 SH   SOLE   2,486 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 373 4,086 SH   SOLE   4,086 0 0
ISHARES TR CORE S&P SCP ETF 464287804 282 3,234 SH   SOLE   3,234 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,518 7,022 SH   SOLE   7,022 0 0
ISHARES TR CORE TOTAL USD 46434V613 2,034 45,706 SH   SOLE   45,706 0 0
ISHARES TR CORE US AGGBD ET 464287226 538 5,580 SH   SOLE   5,580 0 0
ISHARES TR EAFE GRWTH ETF 464288885 643 8,862 SH   SOLE   8,862 0 0
ISHARES TR EAFE VALUE ETF 464288877 782 20,296 SH   SOLE   20,296 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 1,081 13,619 SH   SOLE   13,619 0 0
ISHARES TR IBOXX INV CP ETF 464287242 344 3,358 SH   SOLE   3,358 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 878 17,824 SH   SOLE   17,824 0 0
ISHARES TR MBS ETF 464288588 456 4,981 SH   SOLE   4,981 0 0
ISHARES TR MSCI EAFE ETF 464287465 230 4,099 SH   SOLE   4,099 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 540 8,172 SH   SOLE   8,172 0 0
ISHARES TR NATIONAL MUN ETF 464288414 599 5,835 SH   SOLE   5,835 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 344 2,088 SH   SOLE   2,088 0 0
ISHARES TR TIPS BD ETF 464287176 551 5,249 SH   SOLE   5,249 0 0
ISHARES TR US TREAS BD ETF 46429B267 2,232 98,047 SH   SOLE   98,047 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 283 7,931 SH   SOLE   7,931 0 0
JOHNSON & JOHNSON COM 478160104 1,266 7,747 SH   SOLE   7,747 0 0
JPMORGAN CHASE & CO COM 46625H100 787 7,533 SH   SOLE   7,533 0 0
LILLY ELI & CO COM 532457108 364 1,126 SH   SOLE   1,126 0 0
M & T BK CORP COM 55261F104 279 1,583 SH   SOLE   1,583 0 0
MARATHON PETE CORP COM 56585A102 313 3,152 SH   SOLE   3,152 0 0
MASTERCARD INCORPORATED CL A 57636Q104 261 919 SH   SOLE   919 0 0
MCDONALDS CORP COM 580135101 1,315 5,697 SH   SOLE   5,697 0 0
MEDTRONIC PLC SHS G5960L103 256 3,174 SH   SOLE   3,174 0 0
MERCK & CO INC COM 58933Y105 613 7,122 SH   SOLE   7,122 0 0
META PLATFORMS INC CL A 30303M102 347 2,559 SH   SOLE   2,559 0 0
MICRON TECHNOLOGY INC COM 595112103 318 6,356 SH   SOLE   6,356 0 0
MICROSOFT CORP COM 594918104 3,837 16,476 SH   SOLE   16,476 0 0
NEUBERGER BERMAN MLP & ENERG COM 64129H104 78 12,700 SH   SOLE   12,700 0 0
NEWMONT CORP COM 651639106 297 7,067 SH   SOLE   7,067 0 0
NEXPOINT RESIDENTIAL TR INC COM 65341D102 203 4,395 SH   SOLE   4,395 0 0
NEXTERA ENERGY INC COM 65339F101 1,229 15,674 SH   SOLE   15,674 0 0
NORFOLK SOUTHN CORP COM 655844108 551 2,627 SH   SOLE   2,627 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 329 31,021 SH   SOLE   31,021 0 0
NVIDIA CORPORATION COM 67066G104 1,249 10,285 SH   SOLE   10,285 0 0
PARKER-HANNIFIN CORP COM 701094104 269 1,110 SH   SOLE   1,110 0 0
PAYCHEX INC COM 704326107 442 3,942 SH   SOLE   3,942 0 0
PAYPAL HLDGS INC COM 70450Y103 516 5,998 SH   SOLE   5,998 0 0
PEPSICO INC COM 713448108 949 5,815 SH   SOLE   5,815 0 0
PFIZER INC COM 717081103 631 14,414 SH   SOLE   14,414 0 0
PHILIP MORRIS INTL INC COM 718172109 290 3,497 SH   SOLE   3,497 0 0
PHILLIPS 66 COM 718546104 379 4,690 SH   SOLE   4,690 0 0
PPG INDS INC COM 693506107 456 4,124 SH   SOLE   4,124 0 0
PROCTER AND GAMBLE CO COM 742718109 1,354 10,724 SH   SOLE   10,724 0 0
PUBLIC STORAGE COM 74460D109 449 1,534 SH   SOLE   1,534 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 141 14,428 SH   SOLE   14,428 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 408 4,981 SH   SOLE   4,981 0 0
REALTY INCOME CORP COM 756109104 219 3,767 SH   SOLE   3,767 0 0
REPUBLIC SVCS INC COM 760759100 341 2,507 SH   SOLE   2,507 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 498 22,233 SH   SOLE   22,233 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,157 41,123 SH   SOLE   41,123 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 951 19,355 SH   SOLE   19,355 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,951 185,477 SH   SOLE   185,477 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 391 8,623 SH   SOLE   8,623 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,198 147,599 SH   SOLE   147,599 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 320 4,814 SH   SOLE   4,814 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,478 82,115 SH   SOLE   82,115 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 414 8,000 SH   SOLE   8,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 448 6,218 SH   SOLE   6,218 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,098 36,161 SH   SOLE   36,161 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 255 2,107 SH   SOLE   2,107 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,016 12,264 SH   SOLE   12,264 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 406 6,190 SH   SOLE   6,190 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,204 18,557 SH   SOLE   18,557 0 0
SHELL PLC SPON ADS 780259305 369 7,406 SH   SOLE   7,406 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 109 19,110 SH   SOLE   19,110 0 0
SNAP INC CL A 83304A106 115 11,671 SH   SOLE   11,671 0 0
SOUTHERN CO COM 842587107 707 10,402 SH   SOLE   10,402 0 0
SOUTHWEST AIRLS CO COM 844741108 339 10,998 SH   SOLE   10,998 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 299 1,039 SH   SOLE   1,039 0 0
SPDR GOLD TR GOLD SHS 78463V107 217 1,403 SH   SOLE   1,403 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,597 26,868 SH   SOLE   26,868 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 574 18,959 SH   SOLE   18,959 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 309 7,000 SH   SOLE   7,000 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 894 30,911 SH   SOLE   30,911 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 311 2,496 SH   SOLE   2,496 0 0
SPLUNK INC COM 848637104 364 4,836 SH   SOLE   4,836 0 0
STARBUCKS CORP COM 855244109 337 4,005 SH   SOLE   4,005 0 0
TARGET CORP COM 87612E106 277 1,868 SH   SOLE   1,868 0 0
TESLA INC COM 88160R101 353 1,332 SH   SOLE   1,332 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 203 3,312 SH   SOLE   3,312 0 0
TRI CONTL CORP COM 895436103 850 33,246 SH   SOLE   33,246 0 0
TRUIST FINL CORP COM 89832Q109 539 12,380 SH   SOLE   12,380 0 0
TWITTER INC COM 90184L102 216 4,922 SH   SOLE   4,922 0 0
TWO HBRS INVT CORP COM NEW 90187B408 40 11,908 SH   SOLE   11,908 0 0
UNION PAC CORP COM 907818108 457 2,346 SH   SOLE   2,346 0 0
UNITED PARCEL SERVICE INC CL B 911312106 529 3,276 SH   SOLE   3,276 0 0
UNITEDHEALTH GROUP INC COM 91324P102 726 1,436 SH   SOLE   1,436 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 580 8,125 SH   SOLE   8,125 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,058 11,467 SH   SOLE   11,467 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 812 10,290 SH   SOLE   10,290 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,720 77,317 SH   SOLE   77,317 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 302 6,282 SH   SOLE   6,282 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 275 6,104 SH   SOLE   6,104 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,269 21,962 SH   SOLE   21,962 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 985 7,289 SH   SOLE   7,289 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 999 21,828 SH   SOLE   21,828 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 505 13,311 SH   SOLE   13,311 0 0
WALMART INC COM 931142103 1,911 14,737 SH   SOLE   14,737 0 0
WASTE MGMT INC DEL COM 94106L109 564 3,518 SH   SOLE   3,518 0 0
WEC ENERGY GROUP INC COM 92939U106 307 3,429 SH   SOLE   3,429 0 0
WELLS FARGO CO NEW COM 949746101 283 7,037 SH   SOLE   7,037 0 0