The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 259 2,296 SH   SOLE   0 0 2,296
INVESCO QQQ TRUST ETF 46090E103 506 1,894 SH   SOLE   0 0 1,894
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 11,063 61,643 SH   SOLE   0 0 61,643
VANGUARD EXTENDED MARKET ETF ETF 922908652 1,436 11,299 SH   SOLE   0 0 11,299
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810 482 7,779 SH   SOLE   0 0 7,779
FIDELITY MOMENTUM FACTOR ETF ETF 316092816 623 15,156 SH   SOLE   0 0 15,156
ISHARES CORE CONSERVATIVE ALLOCATION ETF ETF 464289883 231 7,091 SH   SOLE   0 0 7,091
JANUS HENDERSON SHORT DURATION INCOME ETF ETF 47103U886 5,681 117,158 SH   SOLE   0 0 117,158
PACER US CASH COWS 100 ETF ETF 69374H881 357 8,700 SH   SOLE   0 0 8,700
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857 440 13,525 SH   SOLE   0 0 13,525
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 3,991 105,576 SH   SOLE   0 0 105,576
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 1,862 44,345 SH   SOLE   0 0 44,345
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 3,480 123,704 SH   SOLE   0 0 123,704
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 15,185 358,566 SH   SOLE   0 0 358,566
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 8,214 147,176 SH   SOLE   0 0 147,176
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 645 2,417 SH   SOLE   0 0 2,417
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 9,059 121,953 SH   SOLE   0 0 121,953
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 5,646 74,599 SH   SOLE   0 0 74,599
VANGUARD U.S. QUALITY FACTOR ETF ETF 921935706 7,442 78,136 SH   SOLE   0 0 78,136
VANGUARD U.S. VALUE FACTOR ETF ETF 921935805 743 8,552 SH   SOLE   0 0 8,552
COMCAST CORP NEW CL A Stock 20030N101 394 384,886 SH   SOLE   0 0 384,886
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663 274 8,938 SH   SOLE   0 0 8,938
VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 650 11,142 SH   SOLE   0 0 11,142
INNOVATOR U.S. EQUITY ULTRA BUFFER ETF - OCTOBER ETF 45782C821 1,434 54,591 SH   SOLE   0 0 54,591
VANGUARD SMALL-CAP ETF ETF 922908751 226 1,325 SH   SOLE   0 0 1,325
INNOVATOR U.S. EQUITY POWER BUFFER ETF - OCTOBER ETF 45782C797 267 9,310 SH   SOLE   0 0 9,310
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 2,818 48,757 SH   SOLE   0 0 48,757
INNOVATOR U.S. EQUITY POWER BUFFER ETF - JANUARY ETF 45782C508 2,857 97,067 SH   SOLE   0 0 97,067
INNOVATOR U.S. EQUITY ULTRA BUFFER ETF - JANUARY ETF 45782C300 11,136 381,517 SH   SOLE   0 0 381,517
VANGUARD CONSUMER STAPLES ETF ETF 92204A207 401 2,332 SH   SOLE   0 0 2,332
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 3,531 60,355 SH   SOLE   0 0 60,355
VANGUARD S&P 500 ETF ETF 922908363 3,476 10,587 SH   SOLE   0 0 10,587
INNOVATOR U.S. SMALL CAP POWER BUFFER ETF - OCTOBER ETF 45782C599 565 23,367 SH   SOLE   0 0 23,367
SCHWAB U.S. MID-CAP ETF ETF 808524508 2,326 38,429 SH   SOLE   0 0 38,429
INNOVATOR U.S. EQUITY POWER BUFFER ETF - DECEMBER ETF 45782C540 1,367 47,992 SH   SOLE   0 0 47,992
INNOVATOR U.S. EQUITY ULTRA BUFFER ETF - DECEMBER ETF 45782C532 715 25,628 SH   SOLE   0 0 25,628
INNOVATOR U.S. SMALL CAP POWER BUFFER ETF - JANUARY ETF 45782C474 6,781 240,681 SH   SOLE   0 0 240,681
INNOVATOR INTERNATIONAL DEVELOPED POWER BUFFER ETF - JANUARY ETF 45782C524 1,795 78,051 SH   SOLE   0 0 78,051
INNOVATOR EMERGING MARKETS POWER BUFFER ETF JANUARY ETF 45782C516 7,721 309,704 SH   SOLE   0 0 309,704
INNOVATOR U.S. SMALL CAP POWER BUFFER ETF - APRIL ETF 45782C342 210 8,728 SH   SOLE   0 0 8,728
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 460 7,951 SH   SOLE   0 0 7,951
INNOVATOR U.S. SMALL CAP POWER BUFFER ETF - JULY ETF 45782C284 257 11,125 SH   SOLE   0 0 11,125
ALLIANZIM U.S. LARGE CAP BUFFER20 OCT ETF ETF 00888H505 2,246 83,961 SH   SOLE   0 0 83,961
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 9,210 138,646 SH   SOLE   0 0 138,646
ALLIANZIM US LARGE CAP BUFFER20 APR ETF ETF 00888H208 881 35,174 SH   SOLE   0 0 35,174
ALLIANZIM U.S. LARGE CAP BUFFER20 JAN ETF ETF 00888H802 12,964 528,858 SH   SOLE   0 0 528,858
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609 7,904 202,820 SH   SOLE   0 0 202,820
ALLIANZIM U.S. LARGE CAP BUFFER20 JUL ETF ETF 00888H406 1,124 43,638 SH   SOLE   0 0 43,638
INNOVATOR DEFINED WEALTH SHIELD ETF ETF 45783Y855 1,101 42,707 SH   SOLE   0 0 42,707
INNOVATOR EMERGING MARKETS POWER BUFFER ETF - OCTOBER ETF 45782C623 398 19,120 SH   SOLE   0 0 19,120
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595 231 1,185 SH   SOLE   0 0 1,185
VANGUARD VALUE ETF ETF 922908744 2,837 22,978 SH   SOLE   0 0 22,978
VANGUARD GROWTH ETF ETF 922908736 1,200 5,609 SH   SOLE   0 0 5,609
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 2,294 51,705 SH   SOLE   0 0 51,705
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819 465 6,323 SH   SOLE   0 0 6,323
VANGUARD MID-CAP VALUE ETF ETF 922908512 408 3,348 SH   SOLE   0 0 3,348
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 654 17,920 SH   SOLE   0 0 17,920
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 300 2,217 SH   SOLE   0 0 2,217
FIDELITY TOTAL BOND ETF ETF 316188309 724 16,300 SH   SOLE   0 0 16,300
ARK INNOVATION ETF ETF 00214Q104 238 6,300 SH   SOLE   0 0 6,300
SCHWAB CHARLES CORP COM Stock 808513105 719 10,000 SH   SOLE   0 0 10,000
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 3,002 62,363 SH   SOLE   0 0 62,363
APPLE INC COM Stock 037833100 1,187 8,587 SH   SOLE   0 0 8,587
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742 1,182 14,982 SH   SOLE   0 0 14,982
AUTHID INC COM NEW Stock 46264C206 193 66,667 SH   SOLE   0 0 66,667