The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 296,471 6,746 SH   SOLE   0 0 6,746
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 874,620 2,150 SH   SOLE   2,000 0 150
BLACKROCK ETF TRUST II INTERMEDIA MUNI 092528207 BBG00ZNLVT57 1,060,265 45,041 SH   SOLE   0 0 45,041
ETF SER SOLUTIONS DISTILLATE US 26922A321 BBG00MC56321 10,877,103 211,658 SH   SOLE   2,334 0 209,324
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 BBG00VC9SZ91 11,152,304 385,626 SH   SOLE   4,196 0 381,430
GRANITESHARES ETF TR HIPS US HIGH INC 38747R306 BBG007V9C3Z2 6,553,307 511,577 SH   SOLE   10,274 0 501,303
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 1,484,807 60,187 SH   SOLE   0 0 60,187
INVESCO EXCH TRADED FD TR II FLOATING RATE MU 46138G862 BBG001T0NSY1 712,147 28,733 SH   SOLE   0 0 28,733
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 12,781,119 607,468 SH   SOLE   6,703 0 600,765
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 383,964 21,427 SH   SOLE   0 0 21,427
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 BBG001SJW5C5 489,864 8,900 SH   SOLE   0 0 8,900
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 9,513,229 57,909 SH   SOLE   737 0 57,172
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 679,089 1,417 SH   SOLE   0 0 1,417
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 1,691,126 18,058 SH   SOLE   0 0 18,058
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 596,284 7,974 SH   SOLE   0 0 7,974
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 1,400,859 24,628 SH   SOLE   0 0 24,628
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 1,158,258 20,566 SH   SOLE   0 0 20,566
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 36,081,259 336,830 SH   SOLE   4,648 0 332,182
ISHARES TR MODERT ALLOC ETF 464289875 BBG001T3YV21 387,057 8,999 SH   SOLE   0 0 8,999
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 662,806 8,462 SH   SOLE   0 0 8,462
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 15,366,958 75,740 SH   SOLE   731 0 75,009
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 413,516 7,296 SH   SOLE   0 0 7,296
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 317,808 729 SH   SOLE   0 0 729
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 2,133,264 39,150 SH   SOLE   1,005 0 38,145
PIMCO ETF TR SR LN ACTIVE ETF 72201R627 BBG0180BK9Q6 318,760 6,231 SH   SOLE   0 0 6,231
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 347,772 13,094 SH   SOLE   0 0 13,094
SEMPRA COM 816851109 BBG001SBVZ73 245,265 3,225 SH   SOLE   0 0 3,225
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 BBG006LCM0W6 19,718,608 263,829 SH   SOLE   3,121 0 260,708
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 16,482,484 30,286 SH   SOLE   367 0 29,919
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 828,906 26,869 SH   SOLE   0 0 26,869
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 1,323,287 52,016 SH   SOLE   0 0 52,016
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 437,253 10,869 SH   SOLE   0 0 10,869
VANECK ETF TRUST CEF MUNI INCOME 92189F460 BBG001WL63R3 687,425 31,232 SH   SOLE   0 0 31,232
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 2,386,311 27,552 SH   SOLE   143 0 27,409
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,171,333 4,379 SH   SOLE   0 0 4,379
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 955,102 19,677 SH   SOLE   0 0 19,677
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 11,560,400 63,327 SH   SOLE   664 0 62,663
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 409,964 6,799 SH   SOLE   0 0 6,799
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,150,997 27,910 SH   SOLE   100 0 27,810
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 BBG004X8X0K8 5,283,807 200,220 SH   SOLE   984 0 199,236
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 36,140,763 841,265 SH   SOLE   11,246 0 830,019