The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 664,135 2,150 SH   SOLE   0 0 2,150
ETF SER SOLUTIONS DISTILLATE US 26922A321 BBG00MC56321 9,326,565 228,592 SH   SOLE   0 0 228,592
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 BBG001T06LJ2 212,039 9,243 SH   SOLE   0 0 9,243
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 BBG001SJW5C5 9,621,803 204,458 SH   SOLE   0 0 204,458
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 295,043 1,108 SH   SOLE   0 0 1,108
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 384,641 4,016 SH   SOLE   0 0 4,016
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 498,621 8,345 SH   SOLE   0 0 8,345
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 220,734 9,899 SH   SOLE   0 0 9,899
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 1,037,472 21,999 SH   SOLE   0 0 21,999
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 28,729,520 272,499 SH   SOLE   0 0 272,499
ISHARES TR MODERT ALLOC ETF 464289875 BBG001T3YV21 260,947 6,865 SH   SOLE   0 0 6,865
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 909,612 13,858 SH   SOLE   0 0 13,858
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 11,492,328 65,911 SH   SOLE   0 0 65,911
KRANESHARES TR QUADRTC INT RT 500767736 BBG00NW3SL00 7,322,170 323,847 SH   SOLE   0 0 323,847
LISTED FD TR HORIZON KINETICS 53656F623 BBG00YV34KZ7 2,048,186 65,063 SH   SOLE   0 0 65,063
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591 BBG00HMJ9934 2,361,628 60,882 SH   SOLE   0 0 60,882
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 398,295 730 SH   SOLE   0 0 730
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 256,225 10,825 SH   SOLE   0 0 10,825
SEMPRA COM 816851109 BBG001SBVZ73 237,569 1,537 SH   SOLE   0 0 1,537
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 BBG006LCM0W6 20,357,781 317,594 SH   SOLE   0 0 317,594
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 15,835,650 41,408 SH   SOLE   0 0 41,408
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 9,448,602 310,912 SH   SOLE   0 0 310,912
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 BBG005T08310 267,805 12,025 SH   SOLE   0 0 12,025
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 340,627 1,782 SH   SOLE   0 0 1,782
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 9,351,327 200,200 SH   SOLE   0 0 200,200
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 17,531,615 115,454 SH   SOLE   0 0 115,454
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,174,567 29,811 SH   SOLE   0 0 29,811
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 41,025,124 961,902 SH   SOLE   0 0 961,902