The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 5,220 318,301 SH   SOLE   0 0 318,301
ARK ETF TR INNOVATION ETF 00214Q104 524 4,368 SH   SOLE   0 0 4,368
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 549 2,150 SH   SOLE   0 0 2,150
ETF SER SOLUTIONS DISTILLATE US 26922A321 21,958 555,065 SH   SOLE   0 0 555,065
INVESCO QQQ TR UNIT SER 1 46090E103 434 1,359 SH   SOLE   0 0 1,359
ISHARES TR BARCLAYS 7 10 YR 464287440 539 4,774 SH   SOLE   0 0 4,774
ISHARES TR ESG AWRE USD ETF 46435G193 241 8,948 SH   SOLE   0 0 8,948
ISHARES TR IBOXX INV CP ETF 464287242 25,159 193,455 SH   SOLE   0 0 193,455
ISHARES TR MORNINGSTAR GRWT 464287119 4,480 15,529 SH   SOLE   0 0 15,529
ISHARES TR MSCI EAFE ETF 464287465 1,221 16,099 SH   SOLE   0 0 16,099
ISHARES TR RUSSELL 2000 ETF 464287655 13,900 62,911 SH   SOLE   0 0 62,911
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 16,888 336,502 SH   SOLE   0 0 336,502
KRANESHARES TR QUADRTC INT RT 500767736 12,686 443,878 SH   SOLE   0 0 443,878
NORTHROP GRUMMAN CORP COM 666807102 286 883 SH   SOLE   0 0 883
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 304 9,553 SH   SOLE   0 0 9,553
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 376 7,328 SH   SOLE   0 0 7,328
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 23,070 320,109 SH   SOLE   0 0 320,109
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,832 37,424 SH   SOLE   0 0 37,424
VANGUARD INDEX FDS TOTAL STK MKT 922908769 551 2,667 SH   SOLE   0 0 2,667
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 19,817 134,735 SH   SOLE   0 0 134,735
VERIZON COMMUNICATIONS INC COM 92343V104 1,845 31,733 SH   SOLE   0 0 31,733
WISDOMTREE TR YIELD ENHANCD US 97717X511 49,182 960,588 SH   SOLE   0 0 960,588