The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 432 2,019 SH   SOLE   0 0 2,019
ISHARES TR MSCI EAFE ETF 464287465 2,530 37,211 SH   SOLE   0 0 37,211
ISHARES TR RUSSELL 2000 ETF 464287655 12,309 73,028 SH   SOLE   0 0 73,028
ISHARES TR SHORT TREAS BD 464288679 17,679 160,079 SH   SOLE   0 0 160,079
ISHARES TR MIN VOL EAFE ETF 46429B689 17,983 246,991 SH   SOLE   0 0 246,991
ISHARES TR ESG 1 5 YR USD 46435G243 214 8,722 SH   SOLE   0 0 8,722
ISHARES US ETF TR INT RT HDG C B 46431W705 20,902 215,125 SH   SOLE   0 0 215,125
PROSHARES TR INVT INT RT HG 74347B607 1,134 14,966 SH   SOLE   0 0 14,966
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 254 9,891 SH   SOLE   0 0 9,891
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 211 4,254 SH   SOLE   0 0 4,254
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,058 20,838 SH   SOLE   0 0 20,838
SPDR SER TR BLOMBERG BRC INV 78468R200 2,658 86,325 SH   SOLE   0 0 86,325
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 8,788 332,125 SH   SOLE   0 0 332,125
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,681 77,731 SH   SOLE   0 0 77,731
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 32,423 686,212 SH   SOLE   0 0 686,212
VANGUARD GROUP DIV APP ETF 921908844 15,105 136,446 SH   SOLE   0 0 136,446
VERIZON COMMUNICATIONS INC COM 92343V104 1,404 26,297 SH   SOLE   0 0 26,297