The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 403 2,019 SH   SOLE 0 0 2,019
ISHARES TR TIPS BD ETF 464287176 13,262 117,311 SH   SOLE 0 0 117,311
ISHARES TR MSCI EAFE ETF 464287465 10,922 156,749 SH   SOLE 0 0 156,749
ISHARES TR RUSSELL 2000 ETF 464287655 14,705 96,851 SH   SOLE 0 0 96,851
ISHARES TR FLTG RATE NT ETF 46429B655 2,352 46,181 SH   SOLE 0 0 46,181
ISHARES TR MIN VOL EAFE ETF 46429B689 8,008 108,677 SH   SOLE 0 0 108,677
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 2,015 87,100 SH   SOLE 0 0 87,100
PROSHARES TR INVT INT RT HG 74347B607 15,189 199,248 SH   SOLE 0 0 199,248
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 321 11,191 SH   SOLE 0 0 11,191
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,398 20,512 SH   SOLE 0 0 20,512
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 28,509 594,311 SH   SOLE 0 0 594,311
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 8,117 103,478 SH   SOLE 0 0 103,478
VANGUARD GROUP DIV APP ETF 921908844 11,214 110,973 SH   SOLE 0 0 110,973
VERIZON COMMUNICATIONS INC COM 92343V104 1,286 26,902 SH   SOLE 0 0 26,902