The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 400 2,019 SH   SOLE 0 0 2,019
ISHARES TR TIPS BD ETF 464287176 13,255 116,190 SH   SOLE 0 0 116,190
ISHARES TR MSCI EAFE ETF 464287465 10,953 155,782 SH   SOLE 0 0 155,782
ISHARES TR RUSSELL 2000 ETF 464287655 15,061 98,786 SH   SOLE 0 0 98,786
ISHARES TR FLTG RATE NT ETF 46429B655 1,610 31,680 SH   SOLE 0 0 31,680
ISHARES TR MIN VOL EAFE ETF 46429B689 8,330 114,138 SH   SOLE 0 0 114,138
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 2,007 87,118 SH   SOLE 0 0 87,118
PROSHARES TR INVT INT RT HG 74347B607 14,737 191,321 SH   SOLE 0 0 191,321
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 375 13,410 SH   SOLE 0 0 13,410
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,282 19,794 SH   SOLE 0 0 19,794
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 27,341 562,120 SH   SOLE 0 0 562,120
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 7,585 95,895 SH   SOLE 0 0 95,895
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,841 116,057 SH   SOLE 0 0 116,057
VERIZON COMMUNICATIONS INC COM 92343V104 1,360 25,688 SH   SOLE 0 0 25,688