The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   29,998,618 79,769 SH   SOLE   79,769 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   14,335,261 44,668 SH   SOLE   44,668 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,369,962 65,507 SH   SOLE   65,507 0 0
ISHARES TR CORE S&P500 ETF 464287200   11,027,630 26,826 SH   SOLE   26,826 0 0
ISHARES TR CORE S&P US VLU 464287663   9,450,191 128,086 SH   SOLE   128,086 0 0
APPLE INC COM 037833100   8,863,389 53,750 SH   SOLE   53,750 0 0
ISHARES TR MSCI EAFE ETF 464287465   8,764,998 122,553 SH   SOLE   122,553 0 0
MICROSOFT CORP COM 594918104   6,616,862 22,951 SH   SOLE   22,951 0 0
ISHARES TR CORE S&P MCP ETF 464287507   5,385,380 21,528 SH   SOLE   21,528 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,372,279 71,908 SH   SOLE   71,908 0 0
MASTERCARD INCORPORATED CL A 57636Q104   5,070,725 13,953 SH   SOLE   13,953 0 0
JOHNSON & JOHNSON COM 478160104   4,129,531 26,642 SH   SOLE   26,642 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   3,806,430 96,463 SH   SOLE   96,463 0 0
ALPHABET INC CAP STK CL A 02079K305   3,539,994 34,127 SH   SOLE   34,127 0 0
NVIDIA CORPORATION COM 67066G104   3,520,587 12,674 SH   SOLE   12,674 0 0
HOME DEPOT INC COM 437076102   3,467,686 11,750 SH   SOLE   11,750 0 0
DANAHER CORPORATION COM 235851102   3,393,848 13,466 SH   SOLE   13,466 0 0
ISHARES TR RUS 1000 ETF 464287622   3,361,020 14,923 SH   SOLE   14,923 0 0
JPMORGAN CHASE & CO COM 46625H100   3,300,813 25,330 SH   SOLE   25,330 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,166,128 10,254 SH   SOLE   10,254 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,078,760 6,515 SH   SOLE   6,515 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,050,847 6,140 SH   SOLE   6,140 0 0
QUALCOMM INC COM 747525103   2,754,993 21,594 SH   SOLE   21,594 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,376,864 5,806 SH   SOLE   5,806 0 0
PIMCO DYNAMIC INCOME FD SHS 72201Y101   2,294,841 127,350 SH   SOLE   127,350 0 0
LOWES COS INC COM 548661107   2,141,340 10,708 SH   SOLE   10,708 0 0
AMAZON COM INC COM 023135106   2,055,574 19,901 SH   SOLE   19,901 0 0
TESLA INC COM 88160R101   1,903,446 9,175 SH   SOLE   9,175 0 0
NIKE INC CL B 654106103   1,883,070 15,354 SH   SOLE   15,354 0 0
META PLATFORMS INC CL A 30303M102   1,813,571 8,557 SH   SOLE   8,557 0 0
HONEYWELL INTL INC COM 438516106   1,809,080 9,466 SH   SOLE   9,466 0 0
ALPHABET INC CAP STK CL C 02079K107   1,595,464 15,341 SH   SOLE   15,341 0 0
ILLINOIS TOOL WKS INC COM 452308109   1,494,238 6,138 SH   SOLE   6,138 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,464,886 10,129 SH   SOLE   10,129 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,395,829 20,139 SH   SOLE   20,139 0 0
CISCO SYS INC COM 17275R102   1,342,601 25,683 SH   SOLE   25,683 0 0
ORACLE CORP COM 68389X105   1,193,920 12,849 SH   SOLE   12,849 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,184,613 23,565 SH   SOLE   23,565 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,163,392 6,521 SH   SOLE   6,521 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,161,453 8,860 SH   SOLE   8,860 0 0
COMCAST CORP NEW CL A 20030N101   1,143,995 30,177 SH   SOLE   30,177 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,142,961 17,097 SH   SOLE   17,097 0 0
MARVELL TECHNOLOGY INC COM 573874104   1,081,219 24,970 SH   SOLE   24,970 0 0
BANK AMERICA CORP COM 060505104   1,062,509 37,151 SH   SOLE   37,151 0 0
AMERICAN EXPRESS CO COM 025816109   1,039,391 6,301 SH   SOLE   6,301 0 0
AMGEN INC COM 031162100   1,022,042 4,228 SH   SOLE   4,228 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   971,774 2,971 SH   SOLE   2,971 0 0
BOEING CO COM 097023105   960,822 4,523 SH   SOLE   4,523 0 0
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101   930,219 57,527 SH   SOLE   57,527 0 0
ECOLAB INC COM 278865100   898,345 5,427 SH   SOLE   5,427 0 0
BOOKING HOLDINGS INC COM 09857L108   872,643 329 SH   SOLE   329 0 0
VISA INC COM CL A 92826C839   828,811 3,676 SH   SOLE   3,676 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   823,577 13,188 SH   SOLE   13,188 0 0
F N B CORP COM 302520101   761,610 65,656 SH   SOLE   65,656 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   758,398 5,022 SH   SOLE   5,022 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   755,679 3,093 SH   SOLE   3,093 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   754,786 4,957 SH   SOLE   4,957 0 0
ROSS STORES INC COM 778296103   742,130 6,993 SH   SOLE   6,993 0 0
DISNEY WALT CO COM 254687106   728,654 7,277 SH   SOLE   7,277 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   656,954 77,746 SH   SOLE   77,746 0 0
MARKEL CORP COM 570535104   651,479 510 SH   SOLE   510 0 0
M & T BK CORP COM 55261F104   636,591 5,324 SH   SOLE   5,324 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   574,009 2,502 SH   SOLE   2,502 0 0
FIFTH THIRD BANCORP COM 316773100   560,772 21,050 SH   SOLE   21,050 0 0
PROCTER AND GAMBLE CO COM 742718109   547,801 3,684 SH   SOLE   3,684 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   513,741 1,545 SH   SOLE   1,545 0 0
MERCK & CO INC COM 58933Y105   504,012 4,737 SH   SOLE   4,737 0 0
GENERAL ELECTRIC CO COM NEW 369604301   494,539 5,173 SH   SOLE   5,173 0 0
ABBVIE INC COM 00287Y109   465,961 2,924 SH   SOLE   2,924 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   1 0 0
BLACKROCK INC COM 09247X101   441,244 659 SH   SOLE   659 0 0
COCA COLA CO COM 191216100   409,837 6,607 SH   SOLE   6,607 0 0
NORTHROP GRUMMAN CORP COM 666807102   405,485 878 SH   SOLE   878 0 0
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107   373,848 30,149 SH   SOLE   30,149 0 0
PFIZER INC COM 717081103   362,673 8,889 SH   SOLE   8,889 0 0
EAGLE POINT CREDIT COMPANY I COM 269808101   351,855 31,500 SH   SOLE   31,500 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   335,189 2,442 SH   SOLE   2,442 0 0
INTEL CORP COM 458140100   334,496 10,239 SH   SOLE   10,239 0 0
VALERO ENERGY CORP COM 91913Y100   333,867 2,392 SH   SOLE   2,392 0 0
SCHWAB CHARLES CORP COM 808513105   326,450 6,232 SH   SOLE   6,232 0 0
AGNC INVT CORP COM 00123Q104   302,400 30,000 SH   SOLE   30,000 0 0
THE TRADE DESK INC COM CL A 88339J105   284,572 4,672 SH   SOLE   4,672 0 0
NEXTERA ENERGY INC COM 65339F101   277,376 3,599 SH   SOLE   3,599 0 0
MARRIOTT INTL INC NEW CL A 571903202   271,685 1,636 SH   SOLE   1,636 0 0
OCCIDENTAL PETE CORP COM 674599105   265,029 4,245 SH   SOLE   4,245 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   262,844 5,833 SH   SOLE   5,833 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   262,289 2,711 SH   SOLE   2,711 0 0
EXXON MOBIL CORP COM 30231G102   259,828 2,369 SH   SOLE   2,369 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   258,083 2,782 SH   SOLE   2,782 0 0
LAM RESEARCH CORP COM 512807108   257,005 485 SH   SOLE   485 0 0
HORIZON TECHNOLOGY FIN CORP COM 44045A102   248,160 22,000 SH   SOLE   22,000 0 0
PIMCO MUN INCOME FD III COM 72201A103   232,635 27,995 SH   SOLE   27,995 0 0
PROSHARES TR ULTRA FNCLS NEW 74347X633   225,301 5,334 SH   SOLE   5,334 0 0
CHEVRON CORP NEW COM 166764100   224,384 1,375 SH   SOLE   1,375 0 0
PEPSICO INC COM 713448108   224,138 1,230 SH   SOLE   1,230 0 0
PIMCO MUN INCOME FD II COM 72200W106   221,127 23,549 SH   SOLE   23,549 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   215,484 559 SH   SOLE   559 0 0
CEVA INC COM 157210105   210,606 6,921 SH   SOLE   6,921 0 0
ISHARES TR SELECT DIVID ETF 464287168   208,524 1,780 SH   SOLE   1,780 0 0