The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 429 129 SH   SOLE NONE 129 0 0
AMERICAN VRTUAL CLOUD TECH INC COM COM 030382105 300 64,521 SH   SOLE NONE 64,521 0 0
AMERICAN WATER WORKS CO COM 030420103 2,972 17,472 SH   SOLE NONE 17,472 0 0
AMERIS BANCORP COM COM 03076K108 543 11,171 SH   SOLE NONE 11,171 0 0
APPLE INC COM 037833100 1,916 13,140 SH   SOLE NONE 13,140 0 0
AT&T INC COM COM 00206R102 480 17,135 SH   SOLE NONE 17,135 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 420 1,512 SH   SOLE NONE 1,512 0 0
BOX INC CL A CL A 10316T104 201 8,439 SH   SOLE NONE 8,439 0 0
COCA COLA CO COM COM 191216100 431 7,569 SH   SOLE NONE 7,569 0 0
FS INVESTMENT CORPORATION COM 302635206 280 13,368 SH   SOLE NONE 13,368 0 0
GENESCO INC COM COM 371532102 657 11,445 SH   SOLE NONE 11,445 0 0
GUGGENHEIM ETF TRUST S&P 500 EQUAL WEIGHT S&P500 EQL WGT 46137V357 212 1,393 SH   SOLE NONE 1,393 0 0
HCA HEALTHCARE INC COM COM 40412C101 1,735 6,990 SH   SOLE NONE 6,990 0 0
HOME DEPOT COM 437076102 207 632 SH   SOLE NONE 632 0 0
INTERFACE INC COM COM 458665304 352 24,410 SH   SOLE NONE 24,410 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 118,916 1,021,097 SH   SOLE NONE 1,021,097 0 0
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 45,293 385,276 SH   SOLE NONE 385,276 0 0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 634 10,357 SH   SOLE NONE 10,357 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 7,287 141,923 SH   SOLE NONE 141,923 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 1,882 33,727 SH   SOLE NONE 33,727 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 6,008 79,524 SH   SOLE NONE 79,524 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 55,715 206,574 SH   SOLE NONE 206,574 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 666 12,363 SH   SOLE NONE 12,363 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 626 5,416 SH   SOLE NONE 5,416 0 0
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 29,683 1,028,523 SH   SOLE NONE 1,028,523 0 0
ISHARES MBS ETF MBS ETF 464288588 596 5,483 SH   SOLE NONE 5,483 0 0
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 420 7,429 SH   SOLE NONE 7,429 0 0
ISHARES MSCI ACWI INDEX FUND MSCI ACWI ETF 464288257 7,527 73,717 SH   SOLE NONE 73,717 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,320 16,618 SH   SOLE NONE 16,618 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 4,480 15,965 SH   SOLE NONE 15,965 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 3,472 21,709 SH   SOLE NONE 21,709 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 449 2,031 SH   SOLE NONE 2,031 0 0
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 448 1,494 SH   SOLE NONE 1,494 0 0
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 485 3,032 SH   SOLE NONE 3,032 0 0
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 3,028 11,634 SH   SOLE NONE 11,634 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 5,217 65,349 SH   SOLE NONE 65,349 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 832 7,282 SH   SOLE NONE 7,282 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 692 5,983 SH   SOLE NONE 5,983 0 0
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 1,087 10,317 SH   SOLE NONE 10,317 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 6,798 90,064 SH   SOLE NONE 90,064 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 156,091 354,430 SH   SOLE NONE 354,430 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,230 14,989 SH   SOLE NONE 14,989 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 631 7,734 SH   SOLE NONE 7,734 0 0
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705 224 2,138 SH   SOLE NONE 2,138 0 0
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887 237 1,797 SH   SOLE NONE 1,797 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 26,112 236,822 SH   SOLE NONE 236,822 0 0
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 264 2,390 SH   SOLE NONE 2,390 0 0
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 1,904 7,705 SH   SOLE NONE 7,705 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 2,112 21,002 SH   SOLE NONE 21,002 0 0
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,341 23,884 SH   SOLE NONE 23,884 0 0
ISHARES TR S&P MODERATE ALLOCATION FD MODERT ALLOC ETF 464289875 202 4,471 SH   SOLE NONE 4,471 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 1,281 11,869 SH   SOLE NONE 11,869 0 0
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 64,680 892,881 SH   SOLE NONE 892,881 0 0
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 918 5,876 SH   SOLE NONE 5,876 0 0
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 365 3,540 SH   SOLE NONE 3,540 0 0
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 740 27,540 SH   SOLE NONE 27,540 0 0
ISHARES US REAL ESTATE ETF U.S. REAL ES ETF 464287739 203 1,906 SH   SOLE NONE 1,906 0 0
LILLY ELI & CO COM COM 532457108 307 1,262 SH   SOLE NONE 1,262 0 0
MCDONALDS CORP COM COM 580135101 218 898 SH   SOLE NONE 898 0 0
MICROSOFT COM 594918104 575 2,020 SH   SOLE NONE 2,020 0 0
NVIDIA CORPORATION COM COM 67066G104 756 3,880 SH   SOLE NONE 3,880 0 0
PINNACLE FINL PARTNERS INC COM COM 72346Q104 1,910 21,318 SH   SOLE NONE 21,318 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 381 1,047 SH   SOLE NONE 1,047 0 0
RAYMOND JAMES FINL INC COM 754730109 3,681 28,429 SH   SOLE NONE 28,429 0 0
SOUTHERN CO COM COM 842587107 7,244 113,424 SH   SOLE NONE 112,437 0 987
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 7,267 134,936 SH   SOLE NONE 134,936 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 1,604 52,986 SH   SOLE NONE 52,986 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 8,586 181,309 SH   SOLE NONE 181,309 0 0
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 14,238 276,154 SH   SOLE NONE 276,154 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 281 7,051 SH   SOLE NONE 7,051 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 5,399 125,890 SH   SOLE NONE 125,890 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 916 2,089 SH   SOLE NONE 2,089 0 0
TESLA INC COM COM 88160R101 1,871 2,724 SH   SOLE NONE 2,724 0 0
UNITEDHEALTH GROUP COM 91324P102 1,097 2,661 SH   SOLE NONE 2,661 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 431 7,773 SH   SOLE NONE 7,773 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 966 11,138 SH   SOLE NONE 11,138 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 15,108 232,659 SH   SOLE NONE 232,659 0 0
WALMART INC COM COM 931142103 241 1,697 SH   SOLE NONE 1,697 0 0