The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 561 181 SH   SOLE NONE 181 0 0
AMERICAN WATER WORKS CO COM 030420103 1,622 10,819 SH   SOLE NONE 10,819 0 0
AMERIS BANCORP COM COM 03076K108 583 11,116 SH   SOLE NONE 11,116 0 0
APPLE INC COM 037833100 1,798 14,723 SH   SOLE NONE 14,723 0 0
AT&T INC COM COM 00206R102 659 21,793 SH   SOLE NONE 21,793 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 458 1,795 SH   SOLE NONE 1,795 0 0
BLACKROCK HEALTH SCIENCS TR II COM SHS COM SHS 09260E105 263 10,000 SH   SOLE NONE 10,000 0 0
COCA COLA CO COM COM 191216100 338 6,430 SH   SOLE NONE 6,430 0 0
DELTA AIR LINES INC DEL CMN COM NEW 247361702 273 5,673 SH   SOLE NONE 5,673 0 0
FACEBOOK INC CL A CL A 30303M102 208 707 SH   SOLE NONE 707 0 0
GENERAL ELECTRIC CO COM COM 369604103 133 10,160 SH   SOLE NONE 10,160 0 0
GENESCO INC COM COM 371532102 543 11,445 SH   SOLE NONE 11,445 0 0
GOOGLE INC CAP STK CL A 02079K305 227 110 SH   SOLE NONE 110 0 0
GSE SYS INC COM COM 36227K106 56 33,227 SH   SOLE NONE 33,227 0 0
HOME DEPOT COM 437076102 248 813 SH   SOLE NONE 813 0 0
INTERFACE INC COM COM 458665304 276 22,131 SH   SOLE NONE 22,131 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 114,443 1,005,388 SH   SOLE NONE 1,005,388 0 0
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 45,189 389,398 SH   SOLE NONE 389,398 0 0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 654 11,079 SH   SOLE NONE 11,079 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 7,303 142,393 SH   SOLE NONE 142,393 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 1,536 28,002 SH   SOLE NONE 28,002 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 5,825 80,846 SH   SOLE NONE 80,846 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 57,169 219,644 SH   SOLE NONE 219,644 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 1,609 30,505 SH   SOLE NONE 30,505 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 620 5,435 SH   SOLE NONE 5,435 0 0
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 27,914 1,095,557 SH   SOLE NONE 1,095,557 0 0
ISHARES MBS ETF MBS ETF 464288588 622 5,744 SH   SOLE NONE 5,744 0 0
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 405 7,351 SH   SOLE NONE 7,351 0 0
ISHARES MSCI ACWI INDEX FUND MSCI ACWI ETF 464288257 8,052 84,626 SH   SOLE NONE 84,626 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,336 17,614 SH   SOLE NONE 17,614 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 5,742 23,629 SH   SOLE NONE 23,629 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 4,896 32,311 SH   SOLE NONE 32,311 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,232 5,580 SH   SOLE NONE 5,580 0 0
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 493 1,641 SH   SOLE NONE 1,641 0 0
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 502 3,148 SH   SOLE NONE 3,148 0 0
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 2,804 11,822 SH   SOLE NONE 11,822 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 4,959 67,085 SH   SOLE NONE 67,085 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 757 7,425 SH   SOLE NONE 7,425 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 674 6,169 SH   SOLE NONE 6,169 0 0
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 1,030 10,873 SH   SOLE NONE 10,873 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 6,335 97,303 SH   SOLE NONE 97,303 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 145,114 364,774 SH   SOLE NONE 364,774 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,329 16,490 SH   SOLE NONE 16,490 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 605 7,730 SH   SOLE NONE 7,730 0 0
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705 217 2,137 SH   SOLE NONE 2,137 0 0
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887 227 1,774 SH   SOLE NONE 1,774 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 28,132 259,209 SH   SOLE NONE 259,209 0 0
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 264 2,390 SH   SOLE NONE 2,390 0 0
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 1,992 8,902 SH   SOLE NONE 8,902 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 3,811 41,609 SH   SOLE NONE 41,609 0 0
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,565 29,235 SH   SOLE NONE 29,235 0 0
ISHARES TR S&P MODERATE ALLOCATION FD MODERT ALLOC ETF 464289875 211 4,850 SH   SOLE NONE 4,850 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 1,472 13,656 SH   SOLE NONE 13,656 0 0
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 66,200 941,960 SH   SOLE NONE 941,960 0 0
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 789 5,870 SH   SOLE NONE 5,870 0 0
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 310 3,537 SH   SOLE NONE 3,537 0 0
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 772 29,478 SH   SOLE NONE 29,478 0 0
ISORAY INC COM COM 46489V104 114 105,000 SH   SOLE NONE 105,000 0 0
JOHNSON & JOHNSON COM COM 478160104 256 1,559 SH   SOLE NONE 1,559 0 0
JPMORGAN CHASE & CO COM COM 46625H100 230 1,514 SH   SOLE NONE 1,514 0 0
LILLY ELI & CO COM COM 532457108 279 1,496 SH   SOLE NONE 1,496 0 0
MCDONALDS CORP COM COM 580135101 231 1,033 SH   SOLE NONE 1,033 0 0
MICROSOFT COM 594918104 940 3,989 SH   SOLE NONE 3,989 0 0
NVIDIA CORPORATION COM COM 67066G104 534 1,001 SH   SOLE NONE 1,001 0 0
PINNACLE FINL PARTNERS INC COM COM 72346Q104 2,109 23,792 SH   SOLE NONE 23,792 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 341 1,070 SH   SOLE NONE 1,070 0 0
RAYMOND JAMES FINL INC COM 754730109 3,494 28,512 SH   SOLE NONE 28,512 0 0
SOUTHERN CO COM COM 842587107 5,822 93,672 SH   SOLE NONE 93,672 0 0
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 6,612 140,027 SH   SOLE NONE 140,027 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 1,422 47,968 SH   SOLE NONE 47,968 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 9,420 205,878 SH   SOLE NONE 205,878 0 0
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 13,322 285,824 SH   SOLE NONE 285,824 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 265 7,015 SH   SOLE NONE 7,015 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 6,010 142,193 SH   SOLE NONE 142,193 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 1,901 4,796 SH   SOLE NONE 4,796 0 0
TESLA INC COM COM 88160R101 225 338 SH   SOLE NONE 338 0 0
TRUIST FINL CORP COM COM 89832Q109 552 9,477 SH   SOLE NONE 9,477 0 0
UNITEDHEALTH GROUP COM 91324P102 1,160 3,118 SH   SOLE NONE 3,118 0 0
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 267 2,916 SH   SOLE NONE 2,916 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 919 2,523 SH   SOLE NONE 2,523 0 0
VANGUARD S&P MID-CAP 400 ETF MIDCP 400 IDX 921932885 355 2,015 SH   SOLE NONE 2,015 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 730 13,369 SH   SOLE NONE 13,369 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 3,922 46,299 SH   SOLE NONE 46,299 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF INTL BD IDX ETF 92203J407 596 10,437 SH   SOLE NONE 10,437 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 15,756 251,294 SH   SOLE NONE 251,294 0 0
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 1,621 7,842 SH   SOLE NONE 7,842 0 0
VERIZON COMMUNICATIONS COM 92343V104 214 3,693 SH   SOLE NONE 3,693 0 0
VISA INC COM CL A 92826C839 268 1,268 SH   SOLE NONE 1,268 0 0